I have put myself on a budget before and surprisingly, I was worth it. I am a
big coffee drinker, and I would always go to Starbucks in the mornings before
work to pick up a coffee. I realized that I was spending way too much money
and gaining weight from all that delicious coffee. I told myself enough was
enough. I bought myself a coffee maker and started drinking my coffee at
home. Sure it isn't the same and it doesn't taste the same, but I did catch
myself saving a lot of money by doing that.
To be honest, the only way I keep track of my expenses is by saving all my
receipts and looking at my account on a weekly basis to see how much I've
spent on that week.
I know that tax withholding is too much for me. I feel that with the amount
that that gets taken away from every paycheck I can do a car payment with
that. For me, tax withholding doesn't really affect my budget or spendings
thankfully. But I know that with that extra money I can do more with.
