This chapter had a lot of information to absorb and I am still in the process of reading
the chapters and practicing. The two objectives that I scored the lowest in where
individual characteristics and economic factors influence personal financial planning
and calculating present value of funds to be received or paid in the future. This
information is new to me so I did not know that this was an important objective to
know when making your financial plan. I will have to continue to read the chapters
and complete the practices to better understand these objectives. The online
calculator shows me that to reach my goals I would need to save more and ensure
there is a good interest rate so my money can grow along with my contributions.
