UTILIZATION OF BLOCKCHAIN FOR ACADEMICS IN
WELCOMING THE DEMOGRAPHIC BONUS
Introduction
The development of information technology has been rapid in the last decade. The
sophistication of features makes it easier for users to access the outside world at lightning
speed, and it can even be claimed that the majority of the earth's population is familiar with
the latest telecommunications tools. Various types of gadgets or electronic communication
devices, such as: cellphones, laptops, cameras, tablets and others, offer a variety of social
media applications in them (Manumpil, 2012); (Putra et al., 2020); (Putra et al., 2020). The
positive impact of using gadgets is none other than more effective and efficient in terms of
time use when communicating (Mubashiroh, 2013).
If we look at the facts on the ground, the existence of advanced telecommunications
facilities has not been in line with their utilization to improve welfare. It would be
reasonable to call Indonesia the "sleeping giant of Asian digital technology". Indonesia's
population of 250 million is a huge market. Indonesian smartphone users are also growing
massively. The digital marketing research institute Emarketer estimates that in 2018, the
number of active smartphone users in Indonesia will be more than 100 million people. With
such a large population, Indonesia will become the country with the fourth largest active
smartphone users in the world after China, India and America (Kominfo.go.id, 2015),
although until now the large number of gadget users has not significantly affected the
economy except for a small part.
As is known, the world population in 2009 was estimated at 6.9 billion people. The
United Nations (UN) projects that the population will reach more than 9.2 billion by 2050.
Most of the world's population lives their lives in the developing world, one of which is
Indonesia (Michael P. Todaro & Stephen C. Smith, 2009) This phenomenon is both an
opportunity and a challenge for academics in taking a role to determine the fate of the nation
in the future, along with welcoming the growth of the productive population explosion in the
future, known as the demographic bonus.
Before reaching the demographic bonus, at least 3 stages are passed. In the first
stage, birth and death rates are high due to acute poverty. In the second stage, there is an
increase in living standards so that the death rate decreases and the birth rate remains high.
In the third stage, mortality rates are low and people tend to cultivate the tradition of limiting
births due to modernization of lifestyles so that birth rates decline (Priyono, et al, 1990), as a
result of the reluctance of some women to give birth.
The demographic transition will begin to be clearly visible in the age structure where
the proportion of the young population (0 - 14 years) is decreasing, the productive age
population (15-64 years) is increasing rapidly, and the old age population (66 years and
above) is slowly creeping up. It is predicted that in the next few years there will be a
"Demographic Bonus" followed by a decrease in the dependency ratio to the lowest point. In
short, the largest proportion of the population is filled by productive age between 15 - 64
years old, which is a young and ready-to-empower workforce. Meanwhile, the dependency
ratio shows the ratio between productive and non-productive age groups, which explains the
number of non-productive age people whose lives must be borne by the productive age
group (Rusla, 2009).
In connection with this, the utilization of technological sophistication in addition to
facilitating contact between relatives or relatives, colleagues across regions, gadgets can also
be used as a means of increasing income productivity. The role of academics is required to
not only dive into theories, especially those concentrated in the field of economics, but
plunge directly into empirical reality, in order to assist the development of the national
economy in the financial sector. One of the economic technology innovations that promises
the future if it can be utilized optimally is blockchain.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
Research Methodology
In this paper, researchers used two types of research methodologies, namely the
Descriptive Research Method, which means describing and analyzing but not providing
global conclusions (Sugiono, 2005). Assessment in this method emphasizes all activities,
events, conditions, aspects, or components, are presented as they are, or in other words, do
not design so that something happens to the variables under study (Sukmadinata, 2005).
The literature study method intends to direct the search to references, digging up
information through documents such as works, scientific journals that aim to obtain
authentic data (Sugiyono, 2005: 62). The following literature study is related to research on
blockchain, among others:
Scientific work written by Eka Purnama Harahap, et al., entitled, "Utilizing Blockchain
Technology on the Crowdfunding Platform" which discusses how when blockchain
technology is applied to crowdfunding platforms it can help ensure data security and
transparency in every transaction, so that it is not manipulated to attract personal gain (Eka
Purnama Harahap, 2020).
A study conducted by Untung Rahardja, et al (2020), with the title, "Application of
Blockchain Technology as a Medium for Securing the E-commerce Transaction Process"
concluded two benefits of the study. First, the security system is guaranteed for the
transaction process through the application of blockchain. Second, a payment system that is
easier, more efficient and well documented. Another impact is to provide convenience for
students, lecturers and other parties in carrying out the transaction process. The use of
blockchain technology to streamline identity management, build a tracking system and
identify product authenticity, and is expected to synchronize data stored in the blockchain to
all user networks, can make the payment system easier, more efficient and well documented.
As well as convenience for students, lecturers and other parties in carrying out the
transaction process.
The study conducted by Lathifah Arief and Tri A. Sundara (2017) entitled "Blockchain
Utilization for the Internet of Things (IoT)" resulted in the conclusion that Blockchain
Utilization in the Internet of Things is very potential and can be used as a platform for the
Internet of Things. There are several things to consider before this is done, namely
integrating Blockchain into the IoT, transformation in various industries is possible. The
Internet of Things (IoT) ecosystem is growing at a rapid pace and is expected to connect 5-
20 billion devices by 2020. The data collected from these devices will amount to a huge
amount. Currently, the IoT ecosystem generally uses a centralized system model. The model
has several disadvantages, such as relatively high maintenance costs, Distributed systems
can be an alternative solution. Blockchain, a distributed ledger technology, enables peer-to-
peer transactions without the need for a trusted third-party intermediary.
A journal made by Budi Setiawan (2019) entitled "Blockchain Education as a Future
Business Solution for Micro, Small and Medium Enterprises (MSMEs) in Palembang City",
provides a number of conclusions as follows: First, the process of community service
activities with the theme Blockchain Education as a Future Business Solution for Micro,
Small and Medium Enterprises (MSMEs) in Palembang City runs smoothly. The
participants who attended were 55 people who represented more than 47 MSMEs in
Palembang city. Second, participants were motivated to apply Blockchain technology to
support growth and improve business security. Third, this activity can add insight for
MSME players in Palembang city.
Research conducted by Widhy Setyowati, et al., (2021) entitled "Design Financial
Accounting using Blockchain Approach in Education" concluded that there were
revolutionary changes that disrupted the education sector, especially in the field of
accounting. This research can certainly be further developed by implementing applications
designed for Blockchain-based education finance using the Agile method.
Based on study literature above, can concluded that blockchain technology can be
utilized for various interests, both in terms of business and education. This research focuses
on the utilization of blockchain for academics in welcoming the demographic bonus.
Results And Discussion
Most of the productive-age population in 2020, reaching 80% of the total population,
is considered to have inadequate skills and is threatened with unemployment and even
difficulty in entrepreneurship. The strongest reason is assumed to be that if the large number
of productive age population is unable to be competitive, it has the potential to increase the
structural poverty rate and have negative social effects, such as the emergence of conflicts
and boosting the crime rate.
Structural poverty is not caused by the inability of individuals to change their lives
for the better, but rather by difficulties in obtaining employment and access to capital and
raw material resources due to ineffective and inefficient government policies. The context
beyond that includes the inability to utilize the tools that are already available, such as
smartphones.
To address the above issues, an alternative is to trade digital currencies, aka
blockchain. What is blockchain?
Launching finansialku.com, blockchain is a digital currency where transactions can
be made through a network (online). Unlike printed paper currency, blockchain is designed
to solve math problems based on cryptography. The value of cryptography-based digital
currencies boils down to their rarity, then the process of creating them through complex
mathematical solutions, the encryption value is unique. In addition, the trust associated with
its use comes from the entire community, without any 'intrusive' regulations. The first
blockchain to arrive was Bitcoin. It was invented by Japanese scientist Satoshi Nakamoto.
Bitcoin's success catalyzed the birth of new types of blockchains that tried to compete with
Bitcoin, such as: Litecoin, Ethereum, and Dogecoin. This digital money phenomenon is
growing fast and has even been able to penetrate US$100 billion or the equivalent of
Rp1,334 trillion (Keuanganalku.com, 2018). In other words, with only an android-based
gadget/smartphone or laptop connected to the internet, crypto players can send and receive
money from anywhere in the world. And what is no less interesting, this can be done
anytime and anywhere, not bound by bank working days, government working days, no
downtime. Transactions can be done in minutes. Furthermore, the ease of transactions is
aided by a technology called blockchain.
Still from the same source, blockchain is the platform on which blockchain digital
currency runs. The function of blockchain technology is to organize and maintain every
addition of data stored in each block.
The practice of successfully utilizing gadgets by playing on digital stock exchanges
is proven by Mardigu, who reveals many ways to increase income, one of which is
blockchain. Playing stocks on the stock exchange falls into the medium to high risk
category. In the last 5 years, the portfolio return is more than 50% per year. Dow Jones,
Singapore Stock are growing rapidly.
This blockchain-based world is considered to be beyond Social Media. Nation
Building, Banking 5.0, Artificial Intelligence, Socialtechno, Augmented Reality, even 5G
communication technology. Wifi is slowly becoming obsolete, cell phones are becoming a
source of money and that is already happening now (Mardigu Wowiek, 2018). The start-up
can be chosen according to taste, including FBS, IQ Option, Olymp Trade, are some of the
application options that can be downloaded for free at PlayStore with their respective
minimum deposit requirements.
Conclusions
Building a technology-based business is one of the right ways, because in addition to
having easy access, it also only requires relatively light initial capital. Blockchain can be
used as an option while waiting for the momentum of the explosive growth of the productive
age population in the future, and it must be prepared as soon as possible. The gen Y era or
commonly called the millennial generation, which is familiar with the world of information
technology, can actually be introduced to how to play stocks this digital money. The current
generation, who tend not to want to be tied down, can take advantage of this blockchain
opportunity. The flexibility and the opportunity to earn a sizable income are expected to
reduce the population who do not have skills, as there are increasingly limited jobs available,
both by the government and the private sector.
However, being in the digital money trading business is not without its risks. The
fluctuating value of currencies and the lack of a benchmark price are the main challenges,
especially for beginners. Not to mention regulatory issues. Therefore, reading more,
studying blockchain systematics, discussing with experienced traders is also needed to help
beginners understand the depth of how digital money works that only relies on the touch of a
hand through this gadget.
As a result, the challenge that awaits academics in the future is, after trying to
position themselves as a trader, from the income earned, as a scientist they can also publish
their writings through observations in addition to actively participating in the digital money
stock game. Then open a discussion forum involving various stake holders with the hope
that this blockchain information can be socialized to the public, especially the millennial
generation. Such narrow job opportunities, plus the influx of foreign workers in Indonesia,
urge local resources to have more skills and find ways to avoid financial problems as a result
of unemployment of graduates.
