Managing Time and Financial Responsibility

I need for you to answer the following questions below and please elaborate on your answers please

1. What time management techniques can you use to accomplish your goal of earning a college degree?
2. What are some of your personal time bandits? How can you manage your time bandits to make sure that you have time to accomplish your important goals? 
3. What techniques can you use to avoid procrastination in accomplishing the goals that are important to you?
4. What is your plan for managing your money? After reading the budget and finance resources, do you think you are managing your money correctly? Why or why not?