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When I have a friend looking into buying a house I would advise them to talk to a
mortgage broker up front so that they would have all the numbers and information in
front of them to go o. They will know what they can aord and what they need to
work on with their credit. When trying to determine what they can aord the
mortgage broker will be able to help with this as to their income and debts. When
looking at credit in regards to getting ready to purchase a house you need to make
sure that you have three lines of credit open to build credit. You need to make sure
that you pay down any existing credit that are not being used to build credit. Make
sure that you don't have any unnecessary debt on your credit !les. You will need to
make sure you also save as much money as possible for a down payment and
closing cost. This week with "Build your Pro!ciency" it has shown me that I need to
look in to this topic more as I did not so as well as I thought I may have prior.
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