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2015-Year-in-Review-Email.pdf

Savings calculation of $14,581 is based on loan amounts and terms selected by CommonBond borrowers who refinanced their

student loans between 5/15/15 and 6/30/15. Savings is calculated as the difference between borrowers' estimated future

payments for a sample of previously held loans and their future expected payments after refinancing with CommonBond. The

calculation is a weighted average dollar savings across loan terms and assumes no change in interest rates, on-time payments,

enrollment in ACH, and no pre-payment of loans.

Offered terms are subject to change. Loans are made by Bank of Lake Mills or CommonBond Lending, LLC (NMLS # 1175900).

Bank of Lake Mills does not have an ownership interest in CommonBond. Neither CommonBond nor the Bank of Lake Mills is

affiliated with the school you attended or are attending. Bank of Lake Mills is a Member, FDIC. None of the information

contained in CommonBond's website constitutes a recommendation, solicitation or offer by CommonBond or its affiliates to buy

or sell any securities or other financial instruments or other assets or provide any investment advice or service.

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