Another Round of Finance Discussions (8)

MUST BE 100% ORIGINAL. I have access to GRAMMARLY, but it is your job to correct the paper on your end before submitting it to me.

MUST BE 100% PLAGIARISM FREE.

MUST BE 100% GRAMMAR MISTAKE FREE.

MUST BE SUBMITTED BACK TO ME BEFORE DUE DATE! I will not be giving extensions on the amount of time you get to submit this paper to me.

MUST BE IN APA format!

I will not accept anyone that lives outside the U.S. to do help me on my assignments.

**Each discussion answer must be at least a long paragraph!**

E-Activity Part 1 = Research the Internet to locate and read about a recent (within the last 12 months) U.S. banking regulation that has been adopted and not yet implemented.

1. From the e-Activity Part 1, determine the affect the regulation you researched will have on the global economy. Provide an example or evidence to support your response.

2. Determine an area(s) that appear to have too much government regulation regarding commercial banks. Then, suggest an alternative to regulation.

3. Considering the bank you currently use, determine the biggest risk this bank faces in today’s economic climate. Then, suggest how that risk can be mitigated.

4. Speculate to the risks that e-Banking creates. Then, provide a solution to lessen the risk for one of these risks.

E-Activity Part 2 = Search the Internet for current articles related to mortgage securitization.

5. From the e-Activity Part 2, critics have suggested that the complexity inherent in securitization can limit investors' ability to monitor risk. Evaluate the merits of this criticism, indicating your agreement or disagreement with the criticism. Provide support for your position.

6. Mortgage-backed securities are believed to have contributed to the recent subprime mortgage crisis. Assess the fairness of this statement, providing a rationale for your reasoning and a recommendation for future use of this type of investment.

E-Activity Part 3 = Go to Bloomberg’s Website to review the current day’s performance of the U.S. stock markets at http://www.bloomberg.com/.

7. From the e-Activity Part 3, based on the current-day performance of the U.S. stock market, assess the level of risk to a financial institution holding stock within its portfolio. Make a recommendation for a buy, hold, or sell strategy for the next day’s trading activity. Provide a rationale for your recommendation.

8. Warren Buffet’s strategy related for his stock portfolio over the past several decades was to buy U.S. “blue chip” companies, paying high dividends, and hold the position for the long term. Assess the effectiveness of using this strategy in today’s marketplace, including the risk-reward relationship. Indicate your level of comfort with today’s financial institutions adopting this same strategy. Provide support for your rationale.