COBRA POWERPOINT RESENTATION

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GradDiscussionRubric.pdf

TCOB Graduate Studies Discussion Rubric

Criteria No Submission

0 points

Novice (Criterion is missing or not

in evidence) 1-13 points

Basic (works towards meeting

expectations; performance needs

improvement) 14-16 points

Proficient (meets expectations;

performance is satisfactory) 17-18 points

Exemplary (exceeds expectations;

performance is outstanding) 19-20 points

Support of Week's Reading

No Student Submission (0 points)

Does not refer to the readings to support postings

(1-13 points)

Alludes to the readings to support postings

(14-16 points)

Refers to examples from the readings to support postings

(17-18 points)

Provides concrete examples from the readings to support postings;

integrates prior readings in postings

(19-20 points)

Observations No Student Submission (0 points)

Does not integrate personal observations or knowledge;

does not present new observations (1-13 points)

Integrates personal observations and

knowledge in a cursory manner; does not

present new observations

(14-16 points)

Integrates personal observations and knowledge in an accurate way; presents

new observations (17-18 points)

Integrates personal observations and knowledge in an accurate and

highly insightful way; presents new observations

(19-20 points)

Response to Classmates

No Student Submission

(0 points)

Responds in a cursory manner to classmates’

postings (1-13 points)

Constructively responds to classmates’ postings

(14-16 points)

Constructively responds to classmates’ postings; offers

insight that encourages other students to think critically

about their own work. (17-18 points)

Constructively responds to classmates’ postings; masterfully connects the material presented in classmates’ postings to their

responses; encourages classmates to think critically about their own

work. (19-20 points)

Organization, Word Choice, and Sentence

Structure

No Student Submission

(0 points)

Posts are disorganized and information is not presented in a logical sequence; word

choice and sentence structure are not suitable

(1-13 points)

Posts are somewhat disorganized, and information is not

presented in a logical sequence; word choice and sentence structure

are not suitable (14-16 points)

Posts are organized, and information is presented in a

logical sequence; word choice and sentence

structure are suitable; there are a few errors; however,

errors do not affect readability.

(17-18 points)

Posts are organized and information is presented in a

logical sequence; word choice and sentence structure are suitable;

no errors in the response. (19-20 points)

References No Student Submission

(0 points)

Includes no sources to support conclusions

(1-13 points)

Includes 1 outside source to support and enrich the discussion;

Includes 2 or more outside sources to support and enrich the discussion;

sources are properly cited in

Includes 2 or more outside sources to support and enrich the discussion; sources are cited using

APA format; style guidelines are

TCOB Graduate Studies Discussion Rubric

sources are not properly cited in APA format

(14-16 points)

APA format and are properly integrated into the discussion

response (17-18 points)

masterfully integrated into the discussion response.

(19-20 points)

COBRAPPPRESENT.docx

5 MINUTES POWERPONINT PRESENTAION****

CITE TEXTBOOK REFERENCE AND 2 OUTSIDE SOURCES.

***Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) was enacted to provide employees with the opportunity to continue receiving their employer-sponsored medical care insurance temporarily under their employer’s plan if their coverage would otherwise cease due to termination, layoff, or other change in employment status.

Summary Reading:

Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA)

The Consolidated Omnibus Budget Reconciliation Act of 1985 (COBRA) was enacted to provide employees with the opportunity to continue receiving their employer-sponsored medical care insurance temporarily under their employer’s plan if their coverage otherwise would cease because of termination, layoff, or other change in employment status. COBRA applies to a wide variety of employers, with exemptions available only for companies that normally employ fewer than 20 workers, church plans, and plans maintained by the U.S. government. COBRA is an amendment to the Employee Retirement Income Security Act of 1974.

Under COBRA, individuals may continue their coverage, as well as coverage for their spouses and dependents, for up to 18 months. Coverage may extend for up to 36 months for spouses and dependents facing a loss of employer-provided coverage because of an employee’s death, a divorce or legal separation, or certain other qualifying events, which include employee termination, retirement, and layoff. Table 10-3 displays the maximum continuation period for qualifying events.

COBRA Continuation Requirements a This 18-month period may be extended for all qualified beneficiaries if certain conditions are met in cases where a qualified beneficiary is determined to be disabled for purposes of COBRA. Companies are permitted to charge COBRA beneficiaries a premium for continuation coverage of up to 102 percent of the cost of the coverage to the plan. The 2 percent markup reflects a charge for administering COBRA. Employers that violate the COBRA requirements are subject to an excise tax per affected employee for each day that the violation continues. In addition, plan administrators who fail to provide required COBRA notices to employees may be personally liable for a civil penalty for each day the notice is not provided.

Companies are permitted to charge COBRA beneficiaries a premium for continuation coverage of up to 102 percent of the cost of the coverage to the plan. The 2 percent markup reflects a charge for administering COBRA. Employers that violate the COBRA requirements are subject to an excise tax per affected employee for each day that the violation continues. In addition, plan administrators who fail to provide required COBRA notices to employees may be personally liable for a civil penalty for each day the notice is not provided.

Employees:

1. Termination of employment for any reason, including termination of disability benefits and layoff (except for gross misconduct)

18 months

2. Loss of eligibility due to reduction in work hours

18 months

3. Determination by the Social Security Administration (SSA) of disability that existed at time of qualifying event

18 months

Dependent:

4. Loss of dependent child status

36 months

5. Employee’s death, divorce, or legal separation

36 months

6. Spouse (entitled to Medicare)

36 months

TEXTBOOK AUTHOR:

Martocchio, J. J. (2020).  Strategic Compensation: A Human Resource Management Approach (10 Ed). Boston Pearson Education.