disc question

Based on the material below, does money have a time value? Considering present and future values along with rates of return, how does the time value of money impact us today?

Understanding the Time Value of Money - AG Decision Maker (Article Link (Links to an external site.))

Students can use outside resources for detail discussion. Resources should be cited.

In order to receive full credit, you must post an initial response, at least 200 words,