Mgmt of Financial Institutions

Dollar Amounts in Billions Other All Insured Commercial Savings Credit Card International Agricultural Commercial Mortgage Consumer Specialized All Other All Other

Third Quarter 2016 Institutions Banks Institutions Lenders Banks Banks Lenders Lenders Lenders <$1 Billion <$1 Billion >$1 Billion

Number of FDIC-Insured 5,980 5,170 810 13 5 1,461 3,013 478 62 304 584 60 Number of FDIC-Supervised 3,827 3,437 390 8 0 1,039 1,969 222 44 175 349 21

Total Assets $ 16,767 15,637 1,129 501 4,146 273 5,679 387 205 55 103 5,418 Total Loans $ 9,233 8,544 689 394 1,490 185 3,946 242 144 15 59 2,758 Domestic Deposits $ 11,461 10,570 891 254 1,972 224 4,449 310 172 44 87 3,950 Bank Net Income (QTR) $ 45.593 42.234 3.359 2.833 9.274 0.880 14.147 0.994 0.519 0.362 0.244 16.341 Percent Profitable (QTR) % 95.4 95.9 92.3 100.0 100.0 98.2 95.0 92.9 100.0 94.1 92.8 98.3

Average Return on Assets (QTR) % 1.10 1.09 1.20 2.26 0.90 1.29 1.01 1.04 1.02 2.66 0.95 1.22 Average Return on Equity (QTR) % 9.76 9.67 10.92 15.08 9.17 11.14 8.40 9.12 10.11 17.21 7.90 10.90 Net Interest Margin (QTR) % 3.18 3.14 3.66 10.54 2.35 3.73 3.29 2.76 3.66 2.63 3.58 2.95 Equity to Assets % 11.22 11.23 10.98 15.17 9.79 11.61 11.98 11.33 10.00 15.46 12.01 11.10

Noncurrent Loan Rate - Total Loans * % 1.45 1.43 1.71 1.29 1.60 0.98 1.06 2.69 1.17 1.43 1.25 1.89 Real Estate Loans % 2.02 2.02 2.04 0.63 2.93 0.97 1.09 3.01 2.59 1.62 1.40 3.44 C&I Loans % 1.34 1.35 0.93 0.78 1.45 1.48 1.35 0.91 0.25 1.32 1.18 1.28 Loans to Individuals % 0.85 0.82 1.22 1.31 0.98 0.58 0.71 0.24 0.60 0.92 0.76 0.58 Coverage Ratio ** % 91.09 91.90 82.63 304.34 93.49 144.47 104.44 29.24 99.94 109.89 106.46 63.86

Net Charge-Off Rate - All Loans (QTR) % 0.44 0.43 0.61 3.11 0.48 0.09 0.23 0.04 0.66 0.16 0.19 0.41 Real Estate Loans (QTR) % 0.05 0.05 0.04 0.24 0.10 0.01 0.04 0.03 0.12 0.04 0.08 0.06 C&I Loans (QTR) % 0.43 0.42 0.77 2.36 0.29 0.27 0.49 0.08 0.07 0.10 0.45 0.39 Loans to Individuals (QTR) % 1.85 1.78 2.66 3.14 2.11 0.47 0.91 0.30 0.91 0.63 0.64 1.54

Third Quarter 2015

Number of FDIC-Insured 6,270 5,410 860 14 4 1,494 3,125 515 56 337 663 62 Number of FDIC-Supervised 3,995 3,588 407 8 0 1,061 2,040 241 39 193 392 21

Total Assets $ 15,800 14,726 1,074 519 3,837 275 5,509 416 184 55 118 4,887 Total Loans $ 8,642 7,974 669 400 1,353 182 3,767 261 136 15 65 2,463 Domestic Deposits $ 10,649 9,822 827 294 1,726 225 4,232 317 154 44 100 3,557 Bank Net Income (QTR) $ 40.376 37.589 2.787 3.647 8.114 0.251 13.570 0.599 0.489 0.348 0.226 13.131 Percent Profitable (QTR) % 94.8 95.5 90.6 100.0 100.0 97.6 94.8 90.1 92.9 90.2 94.6 98.4

Average Return on Assets (QTR) % 1.03 1.02 1.04 2.83 0.84 0.37 1.00 0.57 1.08 2.55 0.76 1.08 Average Return on Equity (QTR) % 9.09 9.09 9.17 19.11 8.50 3.19 8.45 4.93 10.53 16.62 6.36 9.47 Net Interest Margin (QTR) % 3.08 3.04 3.49 9.70 2.29 3.71 3.28 2.55 3.71 2.66 3.51 2.72 Equity to Assets % 11.33 11.33 11.36 14.83 9.98 11.49 11.81 11.63 10.22 15.50 12.10 11.42

Noncurrent Loan Rate - Total Loans * % 1.61 1.59 1.82 1.08 1.89 0.88 1.13 2.68 1.28 1.66 1.46 2.24 Real Estate Loans % 2.62 2.66 2.25 0.35 4.07 1.00 1.45 2.89 3.37 1.93 1.66 4.55 C&I Loans % 0.69 0.69 0.72 0.62 0.77 1.23 0.71 0.89 0.26 1.54 1.32 0.59 Loans to Individuals % 0.80 0.77 1.04 1.13 0.98 0.55 0.68 0.49 0.57 0.74 0.62 0.55 Coverage Ratio ** % 85.19 86.01 76.64 301.00 85.79 159.50 107.03 38.39 85.63 103.67 98.91 54.67

Net Charge-Off Rate - All Loans (QTR) % 0.40 0.39 0.53 2.61 0.49 0.08 0.20 0.12 0.58 0.19 0.18 0.37 Real Estate Loans (QTR) % 0.09 0.09 0.06 0.34 0.08 0.04 0.08 0.08 0.14 0.12 0.09 0.11 C&I Loans (QTR) % 0.25 0.24 0.78 1.94 0.17 0.21 0.25 0.32 0.04 -0.03 0.46 0.20 Loans to Individuals (QTR) % 1.71 1.67 2.16 2.69 2.24 0.36 0.84 1.52 0.80 0.56 0.61 1.41

* Nonaccruing loans and loans past due 90+ days. ** Loss reserve as a percentage of noncurrent loans.

Statistics At A Glance As of September 30, 2016

Asset Concentration Group

See back of page for FDIC historical trends.