2 Equally weighted critical thinking essay
FINAL TAKE-HOME ASSIGNMENT
Moral Hazard Critical Thinking Essay Assignment
The prompt
The term “moral hazard” has been in the news over the past few years. What does this mean? Why is it a concern to many financial institution and market observers? What role, if any, did it play in the financial crisis of the last decade? What, if anything, do you think should be done about it?
Your essay should be 2 pages (approximately 500 words).
Content Grade Rubric
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Prompt |
4 |
3 |
2 |
1 |
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What does the term “moral hazard” mean? |
Fully defined |
Partially defined |
Incorrectly defined |
Not answered |
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Why is it a concern to many financial institution and market observers? |
Fully explained |
Partially explained |
Incorrectly explained |
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What role, if any, did it play in the financial crisis of the last decade? |
Fully explained |
Partially explained |
Incorrectly explained |
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What, if anything, do you think should be done about it? |
Thoughtful, complete answer |
Partial answer |
Inappropriate answer |
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Socially Responsible Finance Critical Thinking Essay Assignment
The prompt
In recent years, there has been a growing debate around “socially responsible finance”. Demand for opportunities labelled as “socially responsible investments” (SRI) has increased, behavioral finance and institutional “nudging” are receiving more attention, and corporate governance of institutions is broadly discussed. Overall, potential returns as well as conflicts of interest, environmental and social impact are more closely scrutinized. What are the origins of this movement? What role do you think knowledge about behavioral finance and SRIs should play in future personal and professional decisions?
The details
Your essay should be 2 pages (approximately 500 words).
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Student: |
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Prompt |
4 |
3 |
2 |
1 |
0 |
Score |
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What are the origins of SRI? How does it work in practice? |
Fully explained |
Partially explained |
Incorrectly explained |
Not answered |
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What is the evidence to date about whether SRI investments outperform or underperform non-SRI investments? |
Fully explained |
Partially explained |
Incorrectly explained |
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What is the origin of behavioral finance? In which decisions can be found? |
Fully explained with citations |
Partially explained/no citations |
Incorrectly explained |
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Is there evidence of institutional “nudging” benefiting main street? |
Thoughtful, complete answer |
Partial answer |
Inappropriate answer |
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How do you think reading about behavioral finance and SRIs will affect future personal and professional decisions? |
Thoughtful, complete answer |
Partial answer |
Inappropriate answer |
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