Assignment 2: LASA: Finding Your Best Bank

Categories

National Bank:

Chase

https://www.chase.com/

Regional/Local Bank”

Bank of the West

https://www.bankofthewest.com/

Credit Union

MeriWest Credit Union

https://www.meriwest.com/?CABINET=Main&DRAWER=Home&FOLDER=Home

Checking Accounts:

· Type of Checking Accounts Available

· Minimum Balances required

· Fees

-Chase Total Checking

-$25 min, $12 monthly fee

-Chase Premier Plus

-$25 min, $25 monthly fee

-Chase College Checking

-$25 min, $6 monthly fee

-Premier Checking

-no min, $30 monthly fee

-Signature Checking

-$100 min, $30 monthly fee

-Easy Checking

-$100 min, $8 monthly fee

-Your Chose Checking

-$20 min, one time $5 membership fee

-Smart Rewards Checking

- $20 min, one time $5 membership fee

-M-Account

-$20 min, one time $5 membership fee

Savings Accounts:

· Type of Savings Accounts Available

· Minimum Balances required

· Fees

-Chase Savings

-$25 min, $5 monthly fee

-Chase Plus Savings

-$100 min, $20 monthly fee

-Classic savings

-$25 min, $5 monthly fee

-Money Market Savings

-$100 min, $15 monthly fee

-Regular Savings

- $100 min to receive dividends, no monthly fee

-You Name it Savings

-$100 min to receive dividends, no monthly fee

ATM:

· ATM access

· ATM Fees

16,000 ATM nation wide

$2.50 for using a non-Chase ATM

500 ATMs

$2.50 for non-bank ATM

Over 30,000 surcharge-free ATMs

Credit Cards

· Interest Rates Offered

· Annual Fees

-Chase Sapphire Preferred

-APR 16-23%, $95 annual fee

-Chase freedom unlimited

-APR 14-23%, $0 annual fee

-over 22 other credit cards to choose from

-Platinum Master Card

-APR 15-23%, $0 annual fee

- Cash Back Card

- APR 16-23%, $0 annual fee

-Visa Bonus Reward

- 12-23% APR, no annual fee

- Cash Rewards American Express

-12-23% APR, no annual fee

Loans:

· Types of Loans Offered

· Interest Rates

-Auto loans

-starting at 2.59%

-Mortgage

-starting at 3.5% 30 year rate

-Personal loan

-4.82%

-Auto loan

-$4.82%

-Personal Loan

-14-19%

-Auto Loan

-0.99-3.74%