business
Month 1
| Daily Spending Diary | ||||||||||||
| Directions: Record every cent of your spending each day in the categories provided, or create your own format to monitor your spending. You can indicate the use of a credit card with (CR). Comments should reflect what you have learned about your spending patterns and desired changes you might want to make in your spending habits. (Note: As income is received, record in Date (Income) Column.) | ||||||||||||
| Month: ________ Amount available for spending: $__________ Amount to be saved: $__________ | ||||||||||||
| Date (Income) | Total Spending | Auto, Transportation | Housing, Utilities | Food (H) Home (A) Away | Health, Personal Care | Education | Recreation, Leisure | Donations, Gifts | Other (note item and amount) | Comments | ||
| Example | $83 | $20 (gas) (CR) | $47 (H) | $2 (pen) | $4 (DVD Rental) | $10 (local shelter) | This takes a little time but it helps me control my spending! | |||||
| 1 | ||||||||||||
| 2 | ||||||||||||
| 3 | ||||||||||||
| 4 | ||||||||||||
| 5 | ||||||||||||
| 6 | ||||||||||||
| 7 | ||||||||||||
| 8 | ||||||||||||
| 9 | ||||||||||||
| 10 | ||||||||||||
| 11 | ||||||||||||
| 12 | ||||||||||||
| 13 | ||||||||||||
| 14 | ||||||||||||
| 15 | ||||||||||||
| 16 | ||||||||||||
| 17 | ||||||||||||
| 18 | ||||||||||||
| 19 | ||||||||||||
| 20 | ||||||||||||
| 21 | ||||||||||||
| 22 | ||||||||||||
| 23 | ||||||||||||
| 24 | ||||||||||||
| 25 | ||||||||||||
| 26 | ||||||||||||
| 27 | ||||||||||||
| 28 | ||||||||||||
| 29 | ||||||||||||
| 30 | ||||||||||||
| 31 |
Month 2
| Daily Spending Diary | |||||||||||
| Directions: Record every cent of your spending each day in the categories provided, or create your own format to monitor your spending. You can indicate the use of a credit card with (CR). Comments should reflect what you have learned about your spending patterns and desired changes you might want to make in your spending habits. (Note: As income is received, record in Date (Income) Column.) | |||||||||||
| Month: ________ Amount available for spending: $__________ Amount to be saved: $__________ | |||||||||||
| Date (Income) | Total Spending | Auto, Transportation | Housing, Utilities | Food (H) Home (A) Away | Health, Personal Care | Education | Recreation, Leisure | Donations, Gifts | Other (note item and amount) | Comments | |
| Example | $83 | $20 (gas) (CR) | $47 (H) | $2 (pen) | $4 (DVD Rental) | $10 (local shelter) | This takes a little time but it helps me control my spending! | ||||
| 1 | |||||||||||
| 2 | |||||||||||
| 3 | |||||||||||
| 4 | |||||||||||
| 5 | |||||||||||
| 6 | |||||||||||
| 7 | |||||||||||
| 8 | |||||||||||
| 9 | |||||||||||
| 10 | |||||||||||
| 11 | |||||||||||
| 12 | |||||||||||
| 13 | |||||||||||
| 14 | |||||||||||
| 15 | |||||||||||
| 16 | |||||||||||
| 17 | |||||||||||
| 18 | |||||||||||
| 19 | |||||||||||
| 20 | |||||||||||
| 21 | |||||||||||
| 22 | |||||||||||
| 23 | |||||||||||
| 24 | |||||||||||
| 25 | |||||||||||
| 26 | |||||||||||
| 27 | |||||||||||
| 28 | |||||||||||
| 29 | |||||||||||
| 30 | |||||||||||
| 31 |
Month 3
| Daily Spending Diary | |||||||||||
| Directions: Record every cent of your spending each day in the categories provided, or create your own format to monitor your spending. You can indicate the use of a credit card with (CR). Comments should reflect what you have learned about your spending patterns and desired changes you might want to make in your spending habits. (Note: As income is received, record in Date (Income) Column.) | |||||||||||
| Month: ________ Amount available for spending: $__________ Amount to be saved: $__________ | |||||||||||
| Date (Income) | Total Spending | Auto, Transportation | Housing, Utilities | Food (H) Home (A) Away | Health, Personal Care | Education | Recreation, Leisure | Donations, Gifts | Other (note item and amount) | Comments | |
| Example | $83 | $20 (gas) (CR) | $47 (H) | $2 (pen) | $4 (DVD Rental) | $10 (local shelter) | This takes a little time but it helps me control my spending! | ||||
| 1 | |||||||||||
| 2 | |||||||||||
| 3 | |||||||||||
| 4 | |||||||||||
| 5 | |||||||||||
| 6 | |||||||||||
| 7 | |||||||||||
| 8 | |||||||||||
| 9 | |||||||||||
| 10 | |||||||||||
| 11 | |||||||||||
| 12 | |||||||||||
| 13 | |||||||||||
| 14 | |||||||||||
| 15 | |||||||||||
| 16 | |||||||||||
| 17 | |||||||||||
| 18 | |||||||||||
| 19 | |||||||||||
| 20 | |||||||||||
| 21 | |||||||||||
| 22 | |||||||||||
| 23 | |||||||||||
| 24 | |||||||||||
| 25 | |||||||||||
| 26 | |||||||||||
| 27 | |||||||||||
| 28 | |||||||||||
| 29 | |||||||||||
| 30 | |||||||||||
| 31 |
Month 4
| Daily Spending Diary | |||||||||||
| Directions: Record every cent of your spending each day in the categories provided, or create your own format to monitor your spending. You can indicate the use of a credit card with (CR). Comments should reflect what you have learned about your spending patterns and desired changes you might want to make in your spending habits. (Note: As income is received, record in Date (Income) Column.) | |||||||||||
| Month: ________ Amount available for spending: $__________ Amount to be saved: $__________ | |||||||||||
| Date (Income) | Total Spending | Auto, Transportation | Housing, Utilities | Food (H) Home (A) Away | Health, Personal Care | Education | Recreation, Leisure | Donations, Gifts | Other (note item and amount) | Comments | |
| Example | $83 | $20 (gas) (CR) | $47 (H) | $2 (pen) | $4 (DVD Rental) | $10 (local shelter) | This takes a little time but it helps me control my spending! | ||||
| 1 | |||||||||||
| 2 | |||||||||||
| 3 | |||||||||||
| 4 | |||||||||||
| 5 | |||||||||||
| 6 | |||||||||||
| 7 | |||||||||||
| 8 | |||||||||||
| 9 | |||||||||||
| 10 | |||||||||||
| 11 | |||||||||||
| 12 | |||||||||||
| 13 | |||||||||||
| 14 | |||||||||||
| 15 | |||||||||||
| 16 | |||||||||||
| 17 | |||||||||||
| 18 | |||||||||||
| 19 | |||||||||||
| 20 | |||||||||||
| 21 | |||||||||||
| 22 | |||||||||||
| 23 | |||||||||||
| 24 | |||||||||||
| 25 | |||||||||||
| 26 | |||||||||||
| 27 | |||||||||||
| 28 | |||||||||||
| 29 | |||||||||||
| 30 | |||||||||||
| 31 |
Month 5
| Daily Spending Diary | |||||||||||
| Directions: Record every cent of your spending each day in the categories provided, or create your own format to monitor your spending. You can indicate the use of a credit card with (CR). Comments should reflect what you have learned about your spending patterns and desired changes you might want to make in your spending habits. (Note: As income is received, record in Date (Income) Column.) | |||||||||||
| Month: ________ Amount available for spending: $__________ Amount to be saved: $__________ | |||||||||||
| Date (Income) | Total Spending | Auto, Transportation | Housing, Utilities | Food (H) Home (A) Away | Health, Personal Care | Education | Recreation, Leisure | Donations, Gifts | Other (note item and amount) | Comments | |
| Example | $83 | $20 (gas) (CR) | $47 (H) | $2 (pen) | $4 (DVD Rental) | $10 (local shelter) | This takes a little time but it helps me control my spending! | ||||
| 1 | |||||||||||
| 2 | |||||||||||
| 3 | |||||||||||
| 4 | |||||||||||
| 5 | |||||||||||
| 6 | |||||||||||
| 7 | |||||||||||
| 8 | |||||||||||
| 9 | |||||||||||
| 10 | |||||||||||
| 11 | |||||||||||
| 12 | |||||||||||
| 13 | |||||||||||
| 14 | |||||||||||
| 15 | |||||||||||
| 16 | |||||||||||
| 17 | |||||||||||
| 18 | |||||||||||
| 19 | |||||||||||
| 20 | |||||||||||
| 21 | |||||||||||
| 22 | |||||||||||
| 23 | |||||||||||
| 24 | |||||||||||
| 25 | |||||||||||
| 26 | |||||||||||
| 27 | |||||||||||
| 28 | |||||||||||
| 29 | |||||||||||
| 30 | |||||||||||
| 31 |
Month 6
| Daily Spending Diary | |||||||||||
| Directions: Record every cent of your spending each day in the categories provided, or create your own format to monitor your spending. You can indicate the use of a credit card with (CR). Comments should reflect what you have learned about your spending patterns and desired changes you might want to make in your spending habits. (Note: As income is received, record in Date (Income) Column.) | |||||||||||
| Month: ________ Amount available for spending: $__________ Amount to be saved: $__________ | |||||||||||
| Date (Income) | Total Spending | Auto, Transportation | Housing, Utilities | Food (H) Home (A) Away | Health, Personal Care | Education | Recreation, Leisure | Donations, Gifts | Other (note item and amount) | Comments | |
| Example | $83 | $20 (gas) (CR) | $47 (H) | $2 (pen) | $4 (DVD Rental) | $10 (local shelter) | This takes a little time but it helps me control my spending! | ||||
| 1 | |||||||||||
| 2 | |||||||||||
| 3 | |||||||||||
| 4 | |||||||||||
| 5 | |||||||||||
| 6 | |||||||||||
| 7 | |||||||||||
| 8 | |||||||||||
| 9 | |||||||||||
| 10 | |||||||||||
| 11 | |||||||||||
| 12 | |||||||||||
| 13 | |||||||||||
| 14 | |||||||||||
| 15 | |||||||||||
| 16 | |||||||||||
| 17 | |||||||||||
| 18 | |||||||||||
| 19 | |||||||||||
| 20 | |||||||||||
| 21 | |||||||||||
| 22 | |||||||||||
| 23 | |||||||||||
| 24 | |||||||||||
| 25 | |||||||||||
| 26 | |||||||||||
| 27 | |||||||||||
| 28 | |||||||||||
| 29 | |||||||||||
| 30 | |||||||||||
| 31 |