2 Discussion Posts- Due by 1:00 PM EST TODAY

Discussion Post # 1-Commercial Credit Risks

Why is commercial credit a major risk for financial institutions? What are some approaches used by financial institutions to mitigate concerns with commercial credit? Explain.

Just need a paragraph or two

Discussion Post #2- Quantifying Credit Risk

Why is it important for bank managers to quantify credit risk? What are some of the difficulties with quantifying credit risk?

Just need a paragraph or two