7

3304 Assignment 7 Project (30 Points)

Ethics Issue 1 (15 Points)

You are the claims supervisor of XYZ Company reporting to the Regional Vice President of

Claims at the same branch. On Tuesday morning, you learn that one of your staff, Bill, died the

night before in a one-car accident. You go to pay your respects to Bill’s wife and she asks you to

please clean out her husband’s desk and send her his personal items. She also asks you for help

in filing for company benefits. You are aware that Bill had recently applied for a $200,000 life

insurance policy through your company. In going through Bill’s desk, you find a partially-

completed suicide note signed by Bill and dated two days before the accident. What do you do

and why?

Ethics Issue 2 (15 points)

You are a senior property claims adjuster in a large regional office of a property-casualty

company. You and other members of the claims staff recently were invited to the Regional VP’s

home for a cook out in honor of hard work after an arduous period adjusting after a hurricane.

You had been to the home before which had been plainly appointed. During this visit you notice

that there are a lot of new furnishings in the home, some of which are elegant art and pottery and

fine oriental rugs. Some of the art and artwork you think appears to look very much like the

original work you paid for after a tornado went through a wealthy Houston neighborhood. The

one oriental rug in the living room is exactly like the one you sent for salvage to be cleaned only

a month before. What do you do and why?