| WORKSHEET 4.1 - Timelines, Goals, and Financial Instruments |
| Goals/Financial Life Stages Itinerary |
| Dependant Life Stage (Age <16) | Institution | Goal | Date |
| Savings Account |
| Certificate of Deposit |
| Independent Life Stage (Age 16-24) | Institution | Goal | Date |
| Savings Account |
| Certificate of Deposit |
| Electronic Banking / Bill Payment Service |
| Student Loans |
| Auto Loans |
| Individual Retirement Accounts |
| Credit Cards |
| Early Family Life Stage (Age 25-40) | Institution | Goal | Date |
| Savings Account |
| Certificate of Deposit |
| Electronic Payment / Bill Payment Service |
| Student Loans |
| Auto Loans |
| Individual Retirement Accounts |
| Credit Cards |
| 529 Plan |
| 401(k) Plan |
| Mortgage Loans |
| Home Equity Line of Credit |
| Investments |
| Empty Nest Life Stage (Age 41-65) | Institution | Goal | Date |
| Savings Account |
| Certificate of Deposit |
| Electronic Banking / Bill Payment Service |
| Auto Loans |
| Individual Retirement Accounts |
| Credit Cards |
| 401(k) Plans |
| Mortgage Loans |
| Home Equity Line of Credit |
| Investments |
| Retirement Life Stage (Age 66+) | Institution | Goal | Date |
| Savings Account |
| Certificate of Deposit |
| Electronic Banking / Bill Payment Service |
| Auto Loans |
| Individual Retirement Accounts |
| Credit Cards |
| 401(k) Plans |
| Mortgage Loans |
| Home Equity Line of Credit |
| Investments |
sarhda
worksheets_4.1.xlsx
