Finding Your Best Bank
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National Bank: Chase 800-935-9935
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Regional/Local Bank” Peoples Bank 219-836-440
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Credit Union Northern Indiana Federal Credit Union 877-942-3377
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Checking Accounts: · Type of Checking Accounts Available · Minimum Balances required · Fees |
Chase Total Checking $25 min. to open, $12 or $0 direct deposits totaling $500 or more, or $1500 min. daily balance, or average daily balance of $5000 or more. Chase Premier Plus Checking $25 min. to open, $25 or $0 average daily balance of $15000, or automatic payments to your qualifying linked Chase first mortgage. Chase Premier Platinum Checking $100 min. to open, $25 or $0, average daily balance of $75000 Chase High School or Chase College Checking $25 min. to open, Chase high school linked to qualifying parent/guardian checking account, Chase college enrollment in college for up to 5 years, or monthly direct deposit. |
You First Checking No minimum balance requirements. No monthly service fees Senior Plus Checking (55 yrs. and older) No minimum balance requirements No monthly service charges eChecking No minimum balance No monthly service fees
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Draft Account No minimum balance requirements Free Checking account |
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Savings Accounts: · Type of Savings Accounts Available · Minimum Balances required · Fees |
Chase Savings $5 service fee if below isn’t met $300 or more min. daily balance, or at least one repeating automatic transfer of $25 or more from checking to savings, or account owner is younger than 18, or linked to a chase premier plus checking, or chase private client checking account Chase Plus Savings $20 monthly service fee if below isn’t met $15000 or more min. daily balance, or linked to a chase premier plus checking, chase premier platinum checking, or chase private client checking
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Statement Savings Minimum $100 No fees Youth Savings Account No minimum balance No fees Personal Money Market Account No monthly maintenance fee if you maintain an average daily amount of $1,000 |
Regular Share Account $25 minimum balance No Fee
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ATM: · ATM access · ATM Fees |
Access to 15,500 ATMs Withdrawal from non-Chase ATM is $2.50 plus the owner of the ATM’s fee |
There are 14 locations in Northwest Indiana
Don’t find any information on ATM fees |
You can use any ATM affiliated with Alliance One (which is a nationwide cooperative group of credit unions, and small community banks) This will avoid any fees |
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Credit Cards · Interest Rates Offered · Annual Fees |
Chase Freedom 0% APR for 15 months After 15 months there is a variable APR of 13.99%, 18.99% or 22.99% No annual fee Chase Slate 0% APR for 15 months After 15 months there is a variable APR of 12.99%, 17.99% or 22.99% No annual fee Chase Sapphire Preferred 15.99% APR that will vary with market based on prime rate $0 for the first year $95 a year after that for annual fee |
No credit cards offer through the bank just your normal Visa Debit card for your account. |
No credit cards offer just your normal Visa Debit card for your account. |
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Loans: · Types of Loans Offered · Interest Rates |
Chase Auto Loan New Car dealer purchase 48 Months 2.11% 60 Months 2.22% 72 Months 2.84% Used Car dealer purchase 48 Months 2.51% 60 Months 2.62% 72 Months 3.24% Refinance 48 Months 2.51% 60 Months 2.62% 72 Months 3.24% Mortgage Loan 30-yr fixed 3.750% APR 3.842% 15-yr fixed 3.125% APR 3.233% 7/1ARM 2.875% APR 3.079% 5/1 ARM 2.750% APR 3.073% |
Mortgage Loans Conventional Home Loans Home Loans for Construction Consumer Loans Home Equity Line of Credit Fixed-Rate, Fixed-Term Home Equity Loan Bridge Loan Lot Loan Vehicle Loan Website doesn’t provide interest rates for the loans; you would need to apply to see rates. |
New Cars or Trucks APR as low as 0.99%. Used Cars or Trucks APR as low as 0.99%. Boats, Jet Ski’s, Motor Homes, Campers APR as low as 3.00% Motorcycles, 4-Wheelers, Golf Carts, & Other Small RV Type Titled Toys APR as low as 2.79% Classic Cars APR as low as 7.25% Certificate Secured Loans APR offered at 1.5% over certificate APR Shared Secured Loans APR offered at 2.5% over current APR on Share account Double Dollar Shared Secured Loan APR offered at 5.50% of current APR on Share account Financing on Open End Loan APR as low as 9.00% Financing on Unsecured Signature Loan APR as low as 9.00% Financing on Stock Secured Loan APR as low as 12.0% Financing on Over Draft Line Of Credit Loan APR as low as 6.00% Financing on Single Payment Loan APR as low as 13.0% |
