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Some insurance plans strictly limit coverage for mental health treatment, for instance, paying for only a small number of therapeutic sessions or restricting coverage to the most severe cases only. Why do you think that insurance companies limit mental health care when even very small physical ailments are covered? What might be the justification for limiting care for psychological disorders? What are the potential problems with this approach?
Some insurance plans strictly limit coverage for mental health treatment, for instance, paying for only a small number of therapeutic sessions or restricting coverage to the most severe cases only. Why do you think that insurance companies limit mental health care when even very small physical ailments are covered? What might be the justification for limiting care for psychological disorders? What are the potential problems with this approach?
This is really just my opinion..... I believe that insurance companies are cheap and most important consider "mental health" as a liability. For them to not focus on mental health as much as they should ends up with situations such as the theater shooting, the Newtown Massacre, et... If mental health was a focus such as Cancer, AIDS, Alzheimer's , and Diabetes and more health care we might avoid these horrible outcomes!
Also, I believe that insurance companies limit coverage due to the quick labeling the world has come to today. For instance my daughter was labeled as Autistic as a toddler because she didn't speak and would stare among other things, but come to find out she just didn't have anything t say! She is a normal teenager who is one of the most popular girls in school and is super intelligent.
Writer 2
Insurance companies limit the number of services available to some clients because they do not see the progress being made or they feel as if there are other diagnosed clients who need more services. Many of the people who receive mental health services may have been receiving the services for an extended period of time, making insurance companies responsible for the coverage for the extended services. The justification that many insurance companies may use with limiting the care could be due to allotting funding into different areas or ensuring that those with more severe diagnoses can receive the services that are needed to manage their symptoms. The potential issue with this approach is that people do not receive the level of services that they may be needing.
