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       Command the armed forces.        Power to control income tax rates.        Power to change drinking ages.        Power to build construction projects.

       Groups that oppose government intervention        Advocacy organizations        a social group whose members control some field of activity and who have common aims        NGOs

       To lobby politicians to pass legislation.        To help their friends become politicians.        They help politicians get information to their constituents.        They stop people from gaining access to the politicians.

       Moral obligations granted by groups or institutions.        Permission granted by our leaders.        Everything that is not a law.        Rights granted by the legal system.

       national and local governments.        national and state governments.        state and local governments.        all of the above.

       From their employer        They buy it themselves        Medicare        Medicaid

       A form of medical cost sharing in a health insurance plan.        A fixed dollar amount during the benefit period.        Portion of the risk underwritten by another insurer.        Agreed upon fees paid for coverage of medical benefits.

       Health maintenance organizations (HMOs)        Preferred provider organizations (PPOs)        Exclusive provider organizations (EPOs)        Pay for service plans (POSs)

       Selecting low cost providers.        Bargaining for lower rates.        Utilization management.        Obtaining government stipends.

       People will maximize utility.        Individuals have full information and are able to process this information.        Individuals are rational decision makers.        People are irrational decision-makers.

       Consumer tastes and preferences.        Consumer income.        Fitting in with the group.        Prices of substitute and complementary goods.

       Might encourage those clients to behave in riskier ways.        Behavior of the insured party changes in a way that raises costs for the insurer.        Individuals demand for pricier and more elaborate medical services.        Prices of substitute and complementary goods could make them change companies.

       Cost of outputs        Available technology        Profitability of other goods        Number of sellers in the market

       The efficient allocation of goods.        When you are better off when someone else is worse off.        Pursuit of self-interest leads to inefficiency.        Corrections made by government may make matters worse.

       They are employed        They don't want insurance because they don't like doctors        They are children        They have low incomes and resources available to them

       The individual is more likely to postpone or fail to receive needed medical care.        The individual is less likely to be screened for serious illnesses.        The individual is more likely to enter the health care system in poorer health.        The individual is more likely to receive less treatment, even for serious acute or chronic health conditions.

       Lack of perfect competition.        Lack of Perfect information.        Healthcare business must be a price taker.        Corrections made by government may make matters worse.

       Our healthcare system is more complex than other countries.        Other countries already have universal coverage.        Other countries have parliamentary systems.        Our healthcare system has better products and services.

       A monopsony occurs when a firm has market power in employing factors of production.        A monopsony occurs when a firm does not have market power in employing factors of production.        A monopsony occurs when a firm does not have market power in employing factors of demand        A monopsony occurs when a firm does not have market power in employing all the service factors .

       The demand for health care is consistently found to be price elastic.        The demand for health care is consistently found to be price inelastic.        The demand for health care is price variable.        The demand for health care is price invariable.