FIN350 Problems
Example
| Investment | Year 0 | % Increase | Year 1 | |
| 1 | $4,000,000.00 | 8.60% | $4,344,000.00 | |
| 2 | $2,600,000.00 | 5.20% | $2,735,200.00 | |
| A. | Combined Value = | $6,600,000.00 | $7,079,200.00 | |
| B. | % Increase in Value = | 7.26% | ||
Template Use: 1. Non-colored cells require data input which is given in the problem. 2. Colored cells require a calculation. All colored cells are graded. 3. Yellow colored cells involve a preliminary calculation. The result of this calculation will be used in subsequent calculations. 4. Gray colored cells are final calculations. This calculation represents the answer to the question. 5. Students must enter the formula directly into the cell for full credit.
A Final Calculation
Preliminary Calculations
Formula entered directly into cell.
For additional assistance on how to use Excel, please review the PowerPoint on Excel Basics located in the Instructor Add-Ons . For assistance on basic mathematics including percent problems, please work through the Mathematics Review document located in instructor add-ons.
Where are the instructor add-ons? Resources > Course Material > Add-Ons > Instructor Add-Ons
Click on any shaded cell to see the formula (in the formula bar) used to obtain the answer.
Matrix
| Module 1 Assignment Grading Rubric | ||||||||||||||||
| P2-1 | P2-4 | P2-8 | P2-11 | P3-1 | P3-5 | P3-10 | P3-11 | |||||||||
| Max | My | Max | My | Max | My | Max | My | Max | My | Max | My | Max | My | Max | My | |
| Data Presentation | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | ||||||||
| Correct Solution | 1 | 3 | 3 | 6 | 6 | 3 | 6 | 6 | ||||||||
| Demonstration of Method | 1 | 3 | 3 | 6 | 6 | 3 | 6 | 6 | ||||||||
| Total Points | 4 | 0 | 8 | 0 | 8 | 0 | 14 | 0 | 14 | 0 | 8 | 0 | 14 | 0 | 14 | 0 |
| Student Grading Data | ||||||||||||||||
| Student Score | 0 | |||||||||||||||
| Total Possible Points | 84 | |||||||||||||||
| % Grade | 0.0% | |||||||||||||||
| Max. Gradebook Points | 60 | |||||||||||||||
| Gradebook Score | 0.0 | |||||||||||||||
Assignment Grading Notes: Data Presentation: Each problem must be well organized with all information being clearly identified to the reader. A person looking at the problem should be able to clearly read, understand ,and interpret the data being presented. The template has been set up to do exactly this, therefore using the template will guarantee full points for data presentation. Correct Solution: The final solution to each problem (or each part of the problem) is located in a gray shaded cell on the template. Each gray shaded cell is worth 1 point. If the answer is correct the point is awarded, if the answer is incorrect then it is not. Each yellow shaded cell on the template represents an intermediate calculation that is required to complete the problem. Each yellow shaded cell is also worth 1 point. Demonstration of Method: Every shaded cell requires a calculation to be entered in the cell which demonstrates how you obtained the value in the cell. This calculation is worth 1 point. if this calculation is omitted, you will not receive this point. This rubric will be located on the second tab on every assignment. I will complete the rubric and attach it to your grade report in the grade book. I will also attach the solutions to the assignment so that you may compare your work with the correct solutions.
P2-1
| Item | Amount | |
| Currency & Traveler's Checks | ||
| Negotiable CD's | ||
| Demand Deposits | ||
| Other Checkable Deposits | ||
| Size of M1 Money Supply = |
P2-4
| Component | Last Year | Growth Rate | Next Year | |
| Currency | $700,000,000,000.00 | 10% | ||
| Demand Deposits | $300,000,000,000.00 | 5% | ||
| Other Checkable Deposits | $300,000,000,000.00 | 8% | ||
| Traveler's Checks | $10,000,000,000.00 | 0% | ||
| M1 Money Supply = | ||||
P2-8
| Money Supply | |
| M1 Money Supply | |
| M2 Money Supply | |
| Gross Domestic Product | |
| Real Output | |
| A. | M1 Velocity |
| B. | M2 Velocity |
| C. | Average Price for Real Output |
P2-11
| One Product Economy - PC's | |||
| This Year | Next Year | ||
| Real Output | |||
| Nominal GDP | |||
| Money Supply | |||
| Velocity | na | ||
| A. | Average Selling Price | ||
| B. | Average selling Price | ||
| % Change in Price level | |||
| C. | GDP with No Inflation | ||
| Money Supply with no Inflation | |||
| % Increase in Money Supply | |||
| D. | Velocity | ||
| Money Supply with no Inflation | |||
| % Increase in Money Supply |
P3-1
| A. | Loan | Amount of Loan | Discount Rate | Interest | Net Proceeds |
| Loan A | |||||
| Loan B | |||||
| Loan C | |||||
| The loan that provides the most upfront money is loan | |||||
| B. | Loan | Effective Cost | |||
| Loan A | |||||
| Loan B | |||||
| Loan C | |||||
| The loan with the lowest cost is loan |
P3-5
| Accounts | Amount | |||
| Vault Cash | ||||
| U.S. Government Securities | ||||
| Demand Deposits | ||||
| Non-transactional Accounts | ||||
| Cash in Process of Collection | Total Assets | |||
| Loans to Individuals | Total Liabilities | |||
| Loans Secured by Real Estate | Owners Capital | |||
| Federal Funds Purchased | ||||
| Bank Premises |
P3-10
| Asset | Amount | Weight | Risk-Adjusted Assets | |
| Cash | ||||
| Government Securities | ||||
| Mortgage Loans | ||||
| Other Loans | ||||
| Fixed Assets | ||||
| Intangible Assets | ||||
| Total Assets | ||||
| Loan-loss Reserves | ||||
| Owners Equity | ||||
| Trust-preferred Securities | ||||
| A. | Equity capital Ratio | |||
| B. | Tier 1 Ratio | |||
| C. | Total Capital Ratio |
P3-11
| Accounts | Amount | Weight | Risk-Adjusted Assets | |
| Cash Assets | ||||
| Loans Secured By Real Estate | ||||
| Commercial Loans | ||||
| Government Securities Owned | ||||
| Goodwill | ||||
| Bank Fixed Assets | ||||
| Total Assets | ||||
| Demand Deposits | ||||
| Time and Savings Deposits | ||||
| Federal Funds Purchased | ||||
| Trust Preferred Securities | ||||
| Owners Capital | ||||
| Loan Loss Reserves | ||||
| A. | Equity Capital Ratio | |||
| C. | Tier 1 Ratio | |||
| D. | Total Capital Ratio | |||
| How could the bank increase its equity capital ratio? | ||||
| What actions could the bank management team take to improve the bank's Tier 1 | ||||
| and Total Capital ratios? |
Answer:
Answer: