Exam

Introduction to Psychology 1

1 Psychology challenges our beliefs and prejudices. Wilhelm Wundt was the first person to announce that he intended to:

A) establish a school of psychology called functionalism.

B) listen to his patients’ descriptions of their symptoms and feelings.

C) make psychology a science and publish the results from his laboratory studies.

D) draw a “map” of the human brain (phrenology).

2. An experiment usually requires both an experimental condition and a control condition. The difference is that, in the control condition, the subjects are:

not exposed to the manipulation of the independent variable.

randomly assigned.

exposed to variations in the dependent variable.

used primarily to expose experimenter effects.

3. According to sociobiologists, it is adaptive for male courtship behavior to:

desire stability.

idealize security.

be choosy.

be promiscuous.

4. The chemical messengers in the nervous system that can affect mood, memory, and well-being are called:

peripheral receptors.

sensory nerves.

neurotransmitters.

glycogen.

5. Circadian rhythms are controlled by a biological clock located in the hypothalamus. __________ provide the sensory information that triggers this clock.

Light and dark

Hunger and sound

Light and sound

Sleep and hunger

6. Psychoactive drugs increase, decrease, block, and/or bind the effects of:

the central nervous system.

the brain.

neurotransmitters.

one’s mental state.

7. _________ were pioneers in the study of how people organize their world into meaningful units and patterns.

Gestalt psychologists

Humanist psychologists

Behavioral analysts

Cognitive psychologists

8. Advertisers often use __________ when they pair the product they want you to buy with a known stimulus that is pleasurable to you.

operant conditioning

counter conditioning

classical conditioning

a conditioned stimulus

9. Modeling others’ behaviors has been shown to be a significant factor in learning. Research on modeling (and aggression, explicitly) demonstrates that aggression correlates with:

violence in the media.

male testosterone levels.

social class.

intelligence and economic status.

10. Henry is an avid animal lover. He always takes in strays and donates to his local animal shelter. One night he goes to an Atlanta Braves baseball game where hundreds of people are walking past the hotdog vendors. Henry sees a young, pregnant, apparently homeless, malnourished dog begging for hotdogs from one of the vendors. But Henry keeps on walking. Irving Janis would explain this animal lover’s lack of intervention on this occasion as most likely due to:

Henry’s lack of attention, because of the game.

Henry’s assumption that someone else in the large crowd will help.

Henry’s desire to conform to the crowd, none of whom are intervening.

Henry’s concern about what others will think of him if he intervenes.

Personal Finance

1. To increase your savings,:

net worth must be decreased.

expenses must be increased.

income must be decreased.

income must be increased.

2. Which of the following is not an example of a future value?

The balance in your checking account today

The value of a retirement account in 20 years

A savings account balance in five years

A mortgage balance in ten years

3. Which of the following is not a money market investment?

treasury bills

shares of corporate stock

savings account

NOW account

4. On a credit card, a finance charge is applied to:

any purchase

current purchases

future purchases

any balance not previously paid

5. In which of the following scenarios would you favor leasing over purchasing a car?

The miles that you drive each year varies significantly and is hard to predict.

The car in question is one whose value depreciates rapidly.

Repair expenses on the car are very low.

All of the above.

6. Which of the following is an advantage of a PPO as compared to an HMO?

There are no out-of-pocket expenses.

The premiums are lower.

There are more choices of specialized health care providers.

No approval is needed to see a specialist.

7. The difference between common and preferred stock is that preferred stock:

may or may not receive dividends

is issued more frequently than common

has predictable income and more safety

has greater potential for capital appreciation

8. A 10-year bond has a coupon rate of 7% annually and a principal payment of $1,000.00. Other similar bonds are paying 9% annually. To determine the value of this bond you must:

find the interest factors (IF) at 9% for 10 periods

find the interest factors (IF) at 4.5% for 10 periods

find the interest factors (IF) at 4.5% for 20 periods

find the interest factors (IF) at 9% for 20 periods

9. Investors in high tax brackets will normally achieve higher performance by selecting mutual funds that generate:

long-term stock dividends

short-term capital gains

long-term dividends

long-term capital gains

10. Which of the following is a defined-contribution plan intended for firms with 100 or fewer employees?

401(k) plan

SIMPLE plan

403(b) plan

SEP plan

Business English

1. When you describe your work experience on your résumé, you should:

start with your most recent job and work back chronologically.

describe one or two jobs in detail so that employers get an idea of your work ethic.

list only full-time positions.

try to come up with fancier titles for the jobs you’ve held.

2. An executive summary:

is never longer than a few paragraphs.

may contain headings and visual aids.

comes before the synopsis in the prefatory section of a report.

is always included with reports longer than ten pages.

3. The secret to a successful action phase in the AIDA format is:

getting readers to change their minds.

increasing the audience’s awareness of your product or service.

convincing readers that the action you propose is easy.

creating a win-lose situation, with you as the winner.

4. Experts often:

have special knowledge in a narrow field.

know a little about a variety of topics.

use language everyone easily understands.

appear meek and unassuming on TV.

5. The categories of routine replies and positive messages include all of the following EXCEPT:

granting requests for information and action.

granting claims and adjustments.

refusing requests.

sending goodwill messages.

6. Using white space in a document:

is considered “cheating.”

is only an option when you can't use color.

makes your document look unappealing.

provides contrast.

7. The main focus when revising body paragraphs is:

transition.

grammar and spelling.

specific support.

similar sentence patterns.

8. Choose the letter of the correct form of the pronoun: Because his old one was so thin, he bought ____________ a new coat with his first paycheck.

him

himself

his

this

9. A ____________ conclusion suggests possible changes that can be implemented to improve the situation you have described.

recommendation

summary

full circle

prediction

10. Choose the letter of the correct form of the pronoun: My boss is not a fair person; he always seems to criticize ____________ and to let other workers get away with anything.

Dylan and I

Dylan and me

I and Dylan

me and Dylan