1)
When asking about what is offered from each plan to help you decide would you not want to know how much each costs? If there are co-pays or deductibles? How about if you need referrals? Or is that what you meant by the common and basic type of implementation?
2)
I have to say yes MCOs have failed in the area of limiting choices; however, there are some insurance company’s that will give you six months to try a provider that is out-of-network and if the consumer is happy with them after the six months they will consider adding them into their in-network of physicians. If this is educated to the consumers when they are choosing their insurance plan, do you think this will better the physician/patient relationship?
Rahrah80
mcos_in_healthcare.docx
0
