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1) In reflection on Merriam et al., (2007), Ch. 15, and the way aging affects memory in adults, along with consideration for the years of experience adults have in different ways and means of learning and considering the affect of life-experience on the approaches to learning adults take, consider Just In Time Learning as an approach to meet individual or individualized professional development needs. Just In Time learning is a process approach to learning that does not focus on what is learned by the process by which learning can occur such that in any situation or when faced with a problem, the adult learner using his previous background and experience, along with life-experience and analysis of the learning tools at hand engages in Just in Time Learning to learn what is needed in extremis to resolve a problem whether personal or professiona.  

2) A simple example of Just in Time Learning might be, you face a need for a business or calling card. You could go to a print shop and sit down with a designer and design one, have them professionally printed and might get them in a week or two. Or you could purchase card stock at Staples, and open Word utilizing the help feature learn how to design your own card, and print them almost immediately. Only to forget how to do this until the next time you need cards. How is not as important as the process you went through to solve the problem.