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DED 99 / Bridge to Success/Jumpstart

SUPPLEMENTAL RESOURCE MATERIALS

MODULE 2

DATA IN OUR LIFE

You probably use properties of operations every day without even giving them a thought. You may have noticed that 3 x 4 and 4 x 3 are both 12. That’s an example of the commutative property of multiplication. The ideas are probably familiar – you just need to brush up on the vocabulary. The associative and commutative properties hold for both addition and multiplication. Associative property of addition – when three or more numbers are added, the way the numbers are grouped does not change the sum.

(2 + 3) + 4 = 2 + (3 + 4) 5 + 4 = 2 + 7 9=9

Associative property of multiplication – when three or more numbers are multiplied, the way the numbers are grouped does not change the product.

(2 x 3) x 4 = 2 x (3 x 4) 6 x 4 = 2 x 12 24 = 24

Commutative property of addition – When two or more numbers are added, the order of the numbers does not change the sum.

2 + 5 = 5 + 2 7 = 7

Commutative property of multiplication – When two or more numbers are multiplied, the order of the numbers does not change the product.

2 x 5 = 5 x 2 10 = 10

Distributive property of multiplication over addition The product of a number and a sum may be expressed as the sum of two products

3 x (1 + 4) = (3 x 1) + (3 x 4) 3 x 5 = 3 + 12 15 = 15

To summarize: There are three properties that you need to know well:

1) Commutative Property: A + B = B + A ex: 15 + 10 = 10 + 15

A * B = B * A ex: 5 x 7 = 7 x 5

2) Associative Property: A + ( B + C) = (A + B) + C example: 5 + (6 + 7) = ( 5 + 6) + 7

A ( B X C) = (A x B) x C example: 5 ( 6 x 7) = ( 5 x 6) x 7

3) Distributive Property: A ( B + C) = AB + AC example: 5 (3 + 6) = 5 x 3 + 5 x 6

A (B – C) = AB – AC example: 6 ( 9 – 7) = 6 x 9 – 6 x 7

Name: __________________________________________________ Date:______________

Which of the following statements illustrate the distributive, associative, and the commutative property?

1) 5 + 9 = 9 + 5

2) 17 x 15 = 15 x 17

3) 19 + 10 = 10 + 19

4) 7 x 92 = 92 x 7

5) 5 ( 8 + 9) = 5 x 8 + 5 x 9

6) 9 ( 15 – 8) = 9 x 15 – 9 x 8

7) 9 x (5 x 7) = (9 x 5) x 7

8) Explain whether or not the commutative property holds for subtraction operation. Give an example to justify your answer.

9) Explain whether or not the commutative property holds for the division operation. Give example to justify your answer.

10) Explain whether or not the associative property holds for the division operation. Give an example to justify your answer.

11) Marie states that 500 (10 ÷ 2) = (500 ÷ 10) x (500 ÷ 2). Do you agree or disagree with Marie’s conjecture? Explain your answer.

12) Provide three examples illustrating the application of the commutative property.

13) Provide three examples illustrating the application of the associative property.

14) Provide three examples illustrating the application of the distributive property.

Name:__________________________________

Sample application problems with signed numbers

1. In one month, Oprah gained 10 pounds. The next month she lost 8 pounds. She then gained 3 pounds the third month. Find Oprah’s net gain or loss.

2. In the morning, you deposited $645.00 into your checking account. The next day, you wrote a check in the amount of $665.00 to Berkeley College which was cashed. What number describes your checking account net change?

3. The NY Jets completed a pass for a gain of 32 yards. After the play was over, a flag was thrown, and a 15-yard penalty was called against the team. What was the net result of the play?

4. Complete the table below

6 – 12 + 4 =

-6 + 8 – 3 =

7 + 9 – 16 =

-9 – 8 – (-15) =

18 – (-19) – 30 =

25 + (-30) =

-2 x -3 =

-5 x -3 x -2 =

(-2) 4 =

-729 ÷ - 9 =

18 ÷ - 6 =

(-36 – 4) ÷ -8 =

5. A bicycle manufacturer records a profit of $33,300 in April, followed by a loss of $29,250 in May, and a profit of $6375 in June. What is the net effect of these three results?

6. Jennifer got a monthly cable bill for a base rate of $89.00, an additional $9.99 for a package of movie channels, a charge of $11.25 for taxes, and a credit of $11.20 to make up for a billing error the previous month. How much was the cable bill?

7. Roger predicts that the temperature will drop 2 degrees each hour for the next 9 hours. If the temperature is 12 degrees before it starts falling, what is the temperature after the final drop?

8. If F = (9/5) C + 32, find F when C = -485 degrees.

9. A checking account had a beginning balance of $622.00 A deposit was made in the amount of $657. Every month for 16 months, $52 was withdrawn. How much money was left in the account at the end of the 16 months?

10. In a few sentences, explain the process for adding, subtracting, multiplying and dividing signed numbers.

Name:_____________________________ Date:__________________

Perform the indicated operations:

1) -5 ( 9 – 12) =

2) -12 ( -17 + 13) =

3) 17 ( 12 – 19) =

4) 25( -12 + -13) =

5) (0)(398)(140) + (19)(-2) =

6) (-6)(2) + (-4)(-3) =

7) (-7)(-3) + (9) (-3) =

8) (12)(-5) – (9) (6) =

9) (12)(7) – (6)(19) =

10) (-2)(-3)(-4) - (3)(2)(4) =

11) -3 +16 – 27 =

12) 19 – (-9) + 12 =

13) -25 – (-12) + 17 =

14) 125 ÷ - 5 =

15) -300 ÷ - 30 =

16) 18 ÷ - 9 x -3 =

17) (-2) 3 =

18) (-2)4 =

19) (-1) 100 =

20) (-1) 249 =

Name _______________

Find each sum or difference by combining like terms.

1. (4a - 5) + (3a + 6) 2. (3p2 - 2p + 3) - (p2 - 7p + 7)

3. (7x2 - 8) + (3x2 + 1) 4. (x2 + y2) - (-x2 + y2)

5. 5a2 + 3a2x - 7a3 6. 5x2 - x - 4

(+) 2a2 - 8a2x + 4 (-) 3x2 + 8x - 7

7. 2x + 6y - 3z + 5 8. 11m2n2 + 2mn - 11

4x - 8y + 6z - 1 (-) 5m2n2 - 6mn + 17

(+) x - 3y + 6

9. (5x2 - x - 7) + (2x2 + 3x + 4) 10. (5a + 9b) - (4b + 2a)

11. (5x + 3z) + 9z 12. 6p - (8q + 5p)

13. (5a2x + 3ax2 - 5x) + (2a2x - 5ax2 + 7x) 14. (x3 - 3x2y + 4xy2 + y3) - (7x3 -9x2y + xy2 + y3)

15. (d2 - d + 5) - (-d2 + d + 5)

Find the measure of the third side of each triangle. P is the measure of the perimeter.

16. P = 3x + 3y 17. P = 7x + 2y

3x - 5y

2x + y

x + y

x + y

NAME:___________________________ Date:_______________

1. Simplify each expression in the table below:

-4Y + 12 Y =

-4T + 7P + 5T – 7P =

13A + 4B + 5A + 2B =

7X – 4 – 8X =

-15Y + 28 – 10Y =

3X –1 5Y – 4X + 5Y =

-3(2y – 3x + 1) + 2(x – y + 1)

=

-2(3N + 5) + 3(4N – 2 ) =

15K + 7 – 3K – 17 =

1. Evaluate the following algebraic expressions:

a) 11D +13Q + 7N when D = $1.00, Q = $0.25 and N = $0.05

b) 18H + 15N + 12P when H = $0.50, N = $0.05 and P = $0.01

c) 5X -10Y + 5 when X = 2 and Y = 3

d) -4W + 6Z – 9 when W = 3, and Z = 2

e) 3C -7D + 10 when C = -7 and D = 5

f) -12 V – 13X -27 when V = -4 and X = 2

3. Your French friend is visiting New York. He is watching the news and he sees that it will be 75 Degrees F tomorrow. This doesn’t mean anything to him so you perform a quick calculation to determine the temperature in C. What is that temperature?

C = (5/9) (F – 32)

3. You have visited 5 places in the world and recorded the temperatures at each place. These five places are shown on the world map that is provided for you. At each location you have measured the temperature and recorded it in the table below.

a) Take a guess on the country where the measurement was taken.(It’s important to know geography too!)

b) Convert the measurement into Fahrenheit based on the formula

F = C + 32

Temperature at Location in C.

Country

(take a guess)

Calculations

Temperature in F

A -8˚C

B 34˚C

C 48˚C

D 29˚C

E 3˚C

Name:____________________________________

Sample application of equation problems

1. Five friends agree to share the cost of dinner at a restaurant. The bill totals $135.00

a) Use an equation to describe this situation.

b) Solve the equation

2. Three college students agree to share a $960 monthly rent

a) Use an equation to describe this situation

b) Determine how much each student needs to pay by solving the equation.

3. Distance (D) = Rate (R) x Time (T)

Using the formula D = R x T to complete the table below

Total Distance Traveled

Rate (Speed)

Time

D= ?

75 MPH

3 hours

D = ?

65 MPH

1.5 hours

D = 170 miles

R = ?

2 hours

D = 25 miles

R = ?

15 minutes

D = 160 miles

55 MPH

T = ?

D = 240 Miles

60 MPH

T = ?

Name:_____________________________________

1. Given I = PRT

a) If P = 500, R= 7% and T = 3 years, find I

b) If P = 75, R = 10%, and T = 10 years, find I

c) If I = $700, P = $8000, and R = 5% , find T

d) If I = $50, P = $700, and R = 6% , find T

e) IF I = $890, P = $3500, and T = 4 years, find R

f) If I = $120, P = $900, and T = 5 years, find R

g) If I = $90, R = 10%, and T = 10 years, find P

h) If I = $220, R = 7.5%, and T = 3 years, find P

2. Given C = (5/9) (F – 32)

a. Find C, when F = 94degrees

b. Find C, when F = 120 degrees

c. Find C, when F = 12 degrees

d. Find C, when F = -4 degrees

NAME: ______________________________

Solve the following problems.

1. 6bb = -15

2. f + -10f = 18

3. -8 = -3k + -5k

4. 3x + 10 = 13

5. y – (-9) = 5

6. 17 = 2z + 7

7. -5 = -2a – 7

Name:________________________________________ Date:_____________________

Steps for Solving Equations

1. Combine like terms.

2. Isolate the terms that contain the variable you wish to solve for.

3. Isolate the variable you wish to solve for.

4. Substitute your answer into the original equation and check that it works.

Practice:

1. Solve the equation 43 = 7 – 3x.

2. Solve: 14 – 3y = 4y

3. Solve: 4x – 15 = 17 – 4x

4. Solve: 10x – 22 = 29 – 7x

5. Solve: 3x – 2x = –4x + 4

6. Solve: r – 4 + 6r = 3 + 8r

7. Solve: 4t – 5t + 9 = 5t – 9

8. Solve: –x + 7 – 6x = 19 – 3x

9. Solve the equation: 53a – 55 = 42a.

10. Solve the equation: 99 – 2b = –11b.

11. Solve the equation: 3n + 4 = 7n + 8.

12. Solve the equation 4p – 7 = 21 – 3p.

13. Solve the equation: 75 – 6x = 4x – 15.

14. Solve the equation 3( x – 5) = 4x.

NAME:____________________________________

Solve each equation in the table below:

X + 19 = 35

4X – 8 = 20

2N + 12 = 18

-8 = 2 + 5B

3( 2X + 9) = 15

-4 ( 3Y – 5) = -16

7Y – 9 = 3Y + 19

7X + 8 = 4X + 17

19 – 3X = 4X – 23

2(X – 8) = 25 – 7 ( X + 2)

2X + 15 = 3(20 – X)

-5X + 7 – 3X = 8 + 4X – 12

2X + 3(X + 10) -2 = 3X

2X + 12 + 7X = 3X + 9 + X

Name: ___________________________________ Date: ____________________

Simple Interest:

Interest = Principal x Rate x Time or I = P x R x T

Maturity Value = Principal + Interest or MV = P + I

You invest $4,950 in an account earning simple interest at a rate of 3 % over 3 years.

a. How much interest will you have earned in 3 years?

b. What is the maturity value or final amount in the account at the end of 3 years?

Compound Interest:

You invest $2,700 in an account earning compound interest at a rate of 1.2% compounded monthly for 3 years.

Maturity Value = Principal x Interest = Maturity Value – Principal

a. How much will be in the account at the end of 3 years?

b. How much will be in the account at the end of 3 years if the interest rate was compounded daily?

c. How much interest will you earn when compounded monthly?

d. How much interest will you earn when compounded daily?

NAME:_____________________________________

Simple and Compound Interests: “It takes money to make money”

Answer all questions below:

1. If you start out with $5000 and you earn simple interest at 6% per year: How much interest would you have earned over a ten year period? How much money (Amount) would you have at the end of ten years?

2. If you start out with $5000 at an annual interest rate of 6.5% compounded monthly: How much money would you have at the end of a ten year period? How much interest would you accumulate over ten years?

3. Benny deposited $15,000 into a savings account earning 8% compounded quarterly for 5 years. How much money will he have at the bank at the end of the 5-year period?

4. Two sisters, Melissa and Jennifer, both received $25,000 from their parents as a graduation gift. Melissa chose to invest her money in a company earning simple interest for ten years at 10% per year. Jennifer chose to deposit her money to Chase savings account earning compound interest of 10% per year. How much more money will Jennifer have than her sister Melissa at the end of the ten-year period?

5. Calculate how much money would you have at the end of each investment:

Amount to be invested

Simple Interest

Compounded annually

Compounded quarterly

Compounded Monthly

$15,000 at 9% interest rate for 5 years

$5,000 at 10% interest rate for 10 years

$25,000 at 12% interest rate for 10 years

$50,000 at 14 .5% interest rate for 20years

NAME:_________________________________________________ Date:

1. Melissa is working at Macy’s department store. She is working thirty hours per week. Her weekly salary is only $650 and she is not paid extra for overtime work.

If Melissa salary increases by 12 ¼ % next year and 9 ½ % again for the year after that, how much will Melissa be making per week at the end of the third year? Show your answer.

2. Roberto took out an auto loan for $36,500 for 5 years at a rate of 5.7% per year.

a) What is his total interest he would pay on the loan?

b) What is his total amount of the auto loan?

c) What is his monthly payment?

3. Nicole borrowed $375,000 from Wells Fargo Home mortgage for 30 years at a rate of 5.65% per year to purchase her new home.

a) What is the total interest she would pay on the loan over the 30 years?

b) What is the total amount of the loan?

c) What is her monthly mortgage? (The monthly mortgage only includes principal and interest.)

4.. Johanna is working at DSW shoes store earning $15.00 per hour and 5% of her sales as commission. Last week, Johanna worked 35 hours and her total sales for the week were $12, 500.00.

What was Johanna total income for last week?

Student’s Name:______________________________

1. Joseph bought a house in New Jersey for $480,000. He gave 20% as down payment and financed the balance for 30 years at an interest rate of 4.8%.

a) Find the total interest that Joseph will pay on the loan over a period of 30 years

b) Calculate Joseph’s monthly mortgage

2. Melissa invested $9,500 into a mutual fund account for 12 years at an interest rate of 12.8% compounded monthly.

a) How much money will Melissa have in her account after 12 years?

b) How much interest will Melissa earn on her investment?

3. Lori opened a new CD account with $5,000 at an interest rate of 6 ½ % compounded quarterly for 4 years.

a) Find the Maturity amount

b) How much interest did Lori earn on her investment?

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