Finance help

1. Carla Brown wants to know what price home she can afford. Her annual gross income is $45,000. She owes $1,050 per month on other debts and expects her property taxes and homeowners insurance to cost $250 per month. She knows she can get a 5.0%, 30-year mortgage, so her mortgage payment factor is 5.37. She expects to make a 20% down payment. What is Michelle's affordable home purchase price? Assume a lender will use a 38% monthly gross income guideline. Round your answer to the nearest $100.

2. For January, Bethany DeWeese had cash inflows of $4,210 and cash outflows of $4,770, resulting in a?

balanced budget.        deficit of $560.        surplus of $560.        surplus of $4,210.        deficit of $650