Finding your best bank

Categories

National Bank:

Wells Fargo

Regional/Local Bank”

Metro-Bank Southside

Credit Union

Family Savings Credit Union

Checking Accounts:

• Type of Checking Accounts Available

• Minimum Balances required

• Fees

Offers basic checking, minimum balace of 1000 or direct deposit, College combos no monthly fees, Custom Management offers free bill pay no monthly fee if a balance of $1000 is maintained or $25 is set to transfer. a Complete Advantage Package free bill pay, free checks an interest earning savings account, and a PMA Package free bill pay free checks no monthly fee if a $25000 balance is maintained.

Savings Accounts:

• Type of Savings Accounts Available

• Minimum Balances required

• Fees

Savings APY 0.01% Way2Save - APY for balances of $0 and above - $5 monthly fee waived with $300 minimum daily balance, or set up and maintain one or more automatic, recurring savings options. Money Market- 0.03% Money Market Savings - All balances - $10 monthly fee waived with $3,500 minimum daily balance or a $75 automatic monthly transfer from a WFB account - Rate collected.

ATM:

• ATM access

• ATM Fees

Fees vary by type of account. Typical fees for transactions at non-Wells Fargo ATMs are:

Non-Wells Fargo ATM Withdrawal Transaction fee*:

• U.S.: $2.50

• International: $5

• Balance Inquiry fee: $2.00

• Transfer fee: $2.00

• Other fees: Owners and operators of non-Wells Fargo ATMs may charge a fee in addition to those described above. Surcharge fees are waived (up to five per statement cycle for International ATMs and unlimited for ATMs in the U.S.) for customers who have more than $250,000 in qualifying relationship balances in their PMA Package.

*Customers with a Wells Fargo PMA® Package will receive a total of up to 2 free non-Wells Fargo ATM withdrawal transactions (combined U.S. and International) per statement cycle; fee waived if PMA qualifying balance is at least $250,000.

Credit Cards

• Interest Rates Offered

• Annual Fees

Wells fargo Rewards Card,

Annual Percentage Rate (APR) on balance transfers

0% introductory APR for 12 months on balance transfers, then 12.15% – 25.99% variable APR. The APR will vary with the market based on the U.S. Prime Rate. Balance transfer fees apply. When you apply for this card, simply fill in the balance transfer information on the application.

Wells Fargo Cash back Card:

Annual fee

$0

Annual Percentage Rate (APR) on purchases

0% introductory APR for 12 months on purchases, then 12.15% – 25.99% variable APR. This APR will vary with the market based on the U.S. Prime Rate

Loans:

• Types of Loans Offered

• Interest Rates