write a research paper on how ERM is leveraged to minimize risk and create opportunity in your chosen industry. Be sure to provide specific examples.

Based on the annotated biography you completed for your Mid-Term Paper on implementing Enterprise Risk Management (ERM), write a research paper on how ERM is leveraged to minimize risk and create opportunity in your chosen industry. Be sure to provide specific examples. 

At least two (2) peer-reviewed articles or papers 

• Between 500 and 1000 words in length (excluding title page and reference list)