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  •  Assignment--Expense Log and Reflections 
    The goal of this assignment is to help you understand where  your money goes.  You can then determine how to re-direct spending  patterns of behavior.
    Step 1:   View your bank statement from the past month (cash, credit, gifts, etc.). You will not post this confidential information on the Canvas system.
    Step 2: After you have reviewed your spending habits, categorize each  expense using the PERK system. Label each expense using the below. 
    P       postpone - what expenses can you put off
    E        eliminate - what can you cut out of your budget 
    R       reduce - what can you do to cut costs
    K       keep - what do you have to keep 
     After you have prepared your analysis, you will write a reflection  on your spending habits. Make sure you address the following: 
     
  • Overall  what do you do well when it comes to spending? 
  • Are you spending on things you really need or are you buying things you want?
  • What did you learn about your spending habits?
  • What surprises you about your spending habits?
  • What are you goals for spending? 
  • What is your overall assessment of your spending habits?
    • 7 years ago
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