Safeguarding Educational Information" Please respond to the following:

THIS NEEDS TO BE A DISCUSSION FORMAT.  NO MORE THEN 1 PAGE.

For many years, we have encountered significant issues associated with PII being compromised. Likewise, we have regulatory requirements and regulatory agencies designed to protect our PII and financial data. 

Select one federal bank regulatory agency, and describe its control and governance over the financial industry.

Suggest changes that need to take place, if any given the continued incidents that occur, to better mitigate the number of incidents associated with compromised PII. 

Provide a rationale for your answer.