memo formart disruption

The assignment for individual reading #3 is as follows and in keeping with the Syllabus, class discussions, instructions and the Rubric (attached):

1. Each student will research and select a relevant paper on the subject matter of 'disruption' as it applies to  some industry or business
2. The source of finding such an article or paper can be varied and diverse, those sources being a consulting firm's website that publishes articles and papers on a regular basis, a financial journal, a book, a dissertation, the library, etc.
3. Each student will prepare a Memo in the format provided with the Rubric
4. The memo must be relevant and linked to the recipient of the Memo
5. The article, paper must be cited at the conclusion of the Memo

As with previous individual reading assignments, failure to comply with the memo format and content  a maximum of 25 negative points will be awarded.