Long term care management

Insurers of Long-Term Care "Please respond to the following:

Review the video titled "Long-Term Care Insurance 101" (2 min 12s). Next, give your opinion as to whether or not people in their 40s and 50s should purchase long-term care insurance. Provide a rationale for your response. Click hereto access the video . 

Examine the critical role of commercial insurance companies in the financing of long-term services. Take a position as to whether or not insurance companies' variations in the cost of premiums are justifiable. If justifiable, give at least one (1) justification for these variations. Provide a rationale for your response.