for charandry only

Unit 4 Assignment: Mortgage Refinance Worksheet or Home Affordability Analysis

For many, the American dream is to own a home. Before you start looking for a home you will need to know how much home you can afford. If you own a home you need to understand if refinancing your current mortgage is worthwhile.

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QUESTION

For this Journal entry, reflect on your current financial position. After learning about the lease or buy options for automobiles, which option would be best for you if you if you needed to obtain a vehicle at this point in time? Is leasing the best option right now or is buying a better option? Be sure to include your reasoning for making this decision.

Unit 5 Assignment: How’s My Credit? Tracking Consumer Debt

The world revolves around your credit score. It is very important for you to pay your debts on time and to keep a low amount of debt. To help maintain a good credit score you must maintain a low debt ratio. In this Assignment you will determine your debt ratio. You will also write down all your debt balances to keep track of the amounts you owe.

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QUESTION

For this Journal entry, reflect on your current situation. After learning more about how credit works, write down your thoughts about your own credit position. What kind of changes do you need to make in order to improve your credit score?