for anyone

In this discussion, you will have an opportunity to make connections between your prior knowledge and the new content you are learning this week. Use your results from this week’s “Build Your Proficiency” Diagnostic to provide context for your prior knowledge and consider the new content about consumer credit, credit reports, and purchasing a home and car as you respond to this discussion prompt.

Respond to the following in a minimum of 175 words: 

• Your friend is hoping to buy a home in the next few years. What should your friend know about the process of finding and paying for a new home?
• How would your friend determine what is affordable?
• Knowing a credit score will be used in a mortgage decision, what advice would you offer about how to build and maintain a positive credit history? 
• What steps can you take to save and invest in your future now?
• How might a college education affect your long-term financial plan? Consider future income and loan repayment in your response.