for anyone

Discussion  1

Respond to the following in a minimum of 175 words: 

• The Personal Financial Planner 3.2: Budget Tracker in the Week 2 Learning Path is designed for use with a monthly budget. At the end of each month, you would enter your actual spending in each category to identify budget variances. What is your experience with creating and using a personal budget?
• Have you tracked expenses to identify variances? If so, what method did you use? 
• What new strategies have you learned this week? How can your tax withholding affect your budget or financial goals?