Discussion question, 350 words and 3 references. Bank failures and Bank diversification

Review two articles about bank failures and bank diversification that are found below this. Economic history assures us that the health of the banking industry is directly related to the health of the economy.

https://www.frbsf.org/economic-research/publications/economic-letter/2006/may/bank-diversification-economic-diversification/

https://www.richmondfed.org/~/media/richmondfedorg/publications/research/economic_quarterly/2005/winter/pdf/walter.pdf

Locate two JOURNAL articles which discuss this topic further. You need to focus on the Abstract, Introduction, Results, and Conclusion. Summarize these journal articles.