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Read the following article, as well as any additional articles that interest you about this company:

Cavico, F. J., & Mujtaba, B. G. (2017). Wells Fargo's fake accounts scandal and its legal and ethical implications for management. SAM Advanced Management Journal (07497075), 82(2), 4-19. Retrieved from http://search.ebscohost.com.proxy.cecybrary.com/login.aspx?direct=true&db=bth&AN=123889833&site=ehost-live

There were many players in this scandal. Whom do you think was to blame for this scandal? Was it the board of directors, auditors, lawyers, financial analysts, executives, or corporate America? Discuss your thoughts, and support them with credible sources.