Credit

 Many consumers use checking accounts and credit, often in the form of credit cards.

• What are some of the advantages and disadvantages of having a checking account?
   
• What are some of the advantages and disadvantages of having a credit card?
   
• What are some strategies you could use to manage credit cards to avoid paying high-interest rates and fees?
   
• How can planning to manage your accounts lead you to be more productive and better equipped to manage your financial priorities?

(At least 150 words)