Chap 9

 compute the ratios Dividend Payout & Dividend Yield only in the formula found in the pdf for at least two years.  You are to use the financial statement figures found in the Annual Report (Item 8 to the Form 10-K) of the company which is attached.   You should also comment or explain any material changes between the ratios for the applicable two years.  See also Item 7 to the Form 10-K (Management's Discussion and Analysis and explanation of trends).  Explain what it is and its significance.