Assignment

First Discussion

Assess the factors you should consider when advising a client to invest in stocks, bonds, real estate, or some other financial instrument.

• From the e-Activity, critique the Dodd-Frank Act to determine whether the stock market should be regulated to the extent allowed by the Act. Include the potential impact of such regulation, or the possible need for even more regulation. 
• Use the Internet to (briefly) research the 2010 Dodd-Frank Act which established over 90 provisions for the Securities and Exchange Commission (SEC) to implement with regard to the stock market. Be prepared to discuss.

Second Discussion

In your opinion, infer the most significant failure in the banking system and then discuss possible ways the failure can be avoided in the future.

• Apply the concepts discussed in Chapter 8 to explain why the recovery from the 2009 recession has been marked by slow growth in bank lending. Provide specific examples to support your response.