The two areas that I scored lowest on was, “Describe how individual characteristics
and economic factors influence personal financial planning” and, “Consider
opportunity costs and marginal effects in making personal finance decisions.” Not
just these topics, but all of the topics discussed have an impact on planning for our
future financial goals by educating us on the history of our nation, and what we
should to do better prepare for the next drop in the economy. I really enjoyed using
the excel calculator for checking what we would need to pay in order to have debt
paid off in a certain amount of time.&