The Financials

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Warning


	W A R N I N G !
	IT APPEARS THAT YOU DO NOT HAVE EXCEL'S MACRO CAPABILITY ENABLED. THESE FINANCIAL WORKSHEETS WILL NOT FUNCTION WITHOUT MACROS ENABLED.
	Excel 2010 for Windows: To enable macros: 1. Click the "Enable Content" button in the Security Warning that appears at the top of this page.
	If you do not see the "Security Warning" along the top of this page, scroll down for more detailed instructions, under "Excel 2010 and Excel 2013 on Windows - Enabling Macros"
	Excel 2013& 2016 for Windows: To enable macros: 1. Click the "Enable Content" button in the Security Warning that appears at the top of this page.
	If you do not see the "Security Warning" along the top of this page, scroll down for more detailed instructions, under "Excel 2010 & Excel 2013 on Windows - Enabling Macros"
	Excel 2011 & 2016 for Mac: 1. A pop-up window appears. Select "Enable Macros". 2. Your workbook should now be ready to use.
Excel 2013 and Excel 2016 on Windows - Enabling Macros
		Note: The procedure is exactly the same for Excel 2013 & 2016, even though the two versions look slightly different. 1. In the upper left corner of the Excel Ribbon, press the "File" tab.
		2. Select Options, in the lower left corner.
		3. Select Trust Center from the Lower Left. 4. Click the "Trust Center Settings…" button in the lower right
		5. Select "Macros Settings" from the left side menu 6. Select the "Disable all macros except digitally signed macros" radio button. 7. Click "OK" twice

Your Company Name

Welcome

	Welcome to Business Plan Financials!
	Thank you for purchasing Business Plan Financials from PlanningShop. These worksheets will help you develop clear, compelling financial projections for your business. If you are unfamiliar with the business planning process, we encourage you to refer to our book, Successful Business Plan: Secrets & Strategies, by Rhonda Abrams, for comprehensive, step-by-step guidance. It is available through our website, www.PlanningShop.com. First, a few tips to get you started: SAVING A BLANK WORKBOOK, TO ALLOW FOR RECOVERY FROM MISTAKES You may start directly editing this file. If you later decide to start over and need a fresh copy of this file, find the blank "ORIG_PlanningShop_BizPlanFin(2.8)" file in your PlanningShop directory. Make a copy of this file (just in case you might need to start over yet again), and then start editing the copy. NAVIGATING THE WORKSHEETS You installed the Windows version of Business Plan Financials. The Excel Ribbon now contains a "PlanningShop" tab, that contains controls to let you navigate between worksheets. The PlanningShop Ribbon looks slightly different in Excel 2013 and Excel 2016, but the functionality is the same.
	Note that the riboon does not appear in Excel 2011 for Mac, due to limitations of that version of Excel.
	Excel 2013 for Windows, Excel 2016 for Windows, Excel 2016 for Mac:
	In Excel 2011 for Mac, there is no PlanningShop tab on the Excel Ribbon (Microsoft does not allow it). Instead, to navigate between worksheets and charts, use the Excel worksheet tabs along the bottom edge of the Excel window.
	HOW TO FILL IN THE WORKSHEETS Each worksheet is composed of "cells" containing either black text or blue text. All you need to do is enter data in the blue cells--the black cells are automatically calculated for you.
	While you work, keep an eye out for red triangles that appear with some cells on the worksheets. These triangles indicate the presence of a "help balloon" that will popup when you roll over the triangle, presenting you with additional information and tips about the section you are working on.
	FOR MORE HELP For more in-depth help and assistance,please refer to the companion PDF entitled "Business Plan Financials Help". It contains extensive information about each worksheet, along with a "Frequently Asked Questions" (FAQ). To get started, click on the right-pointing arrow in the PlanningShop toolbar to reach the "Setup and Assumptions" worksheet, where you'll enter some basic information about your business.
	About Our Support of Mac vs. Windows
	PlanningShop supports Business Plan Financials on the following platforms:
	Windows
	1. Microsoft Windows10 with Microsoft Excel 2016 / Microsoft Office 365
	2. Microsoft Windows 8 or later with Microsoft Excel 2013
	Mac
	4 Mac OS X with Microsoft Excel 2016
	5. Mac OS X with Microsoft Excel for Mac 2011
	Version 3.1 Copyright © 2003-2017 PlanningShop

Setup

Setup and Assumptions
COMPANY INFORMATION
What is your company's name?
Zero Sugar
What month will you officially start your company?		January

What year will you officially start your company?		2020
SALES ASSUMPTIONS
The Worksheets can accommodate sales projections for up to 10 major product/service lines. How many major product/service lines do you plan to have for your business?		Four Sure Product Consulting: Many businesses sell hundreds or thousands of products. It would be overwhelming to create projections for every product you sell. So if you sell many products, think about how you can consolidate them into up to ten product "lines," and then base your projections on these groups of products instead of each individual product.
	Ten
Most businesses sell at least some of their products/services on credit (e.g., "net 30" as opposed to cash). What percentage of your sales will be made on credit?		60% Author: NOTE: for our purposes, this line should NOT include credit card sales, which are, effectively, cash sales because you receive payment in a matter days, not weeks.
For sales you make on credit, what terms will you extend? In other words, how many days will pass from the date of sale to when you expect to be paid?		30 Author: If, for instance, your terms will be "Net 30," put 30 here. You may enter Net 10, Net 15, Net 30, Net 60, Net 90, or Net 120.
PERSONNEL ASSUMPTIONS
Approximately how much do you expect to spend per year on benefits for each SALARIED/FULL TIME employee (medical insurance, etc.)?		$6,000 Author: This number should reflect the amount you will spend on ONE FULL-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).
Approximately how much do you expect to spend per year on benefits for each HOURLY/PART-TIME employee (medical insurance, etc.)?		$50 Author: This number should reflect the amount you will spend on ONE PART-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).
With health insurance and other benefits costing more each year, your plan should account for annual increases. How much do you estimate your benefit costs will increase each year?		5.00%
If you plan to increase wages (both salaried & hourly) on an annual basis, how much to you plan to increase them by?		2.50%
Approximately what percentage of each employee's salary or wages do you plan to set aside for payroll taxes?		15.00% Author: If you're not sure what percentage to enter here, leave it at the default (15%).
FINANCIAL ASSUMPTIONS
What will be the opening balance in your bank account on the first day of business? This will be the opening balance in your Cash Flow Statements.		$60,000 Author: In general, this number will include money you plan to personally invest in the business. If you will be receiving loans or investment income from others, you can account for those on the upcoming Capital Investments worksheet instead of here.
At approximately what rate do you expect to be taxed on your net income?		29.00% Author: If you're not sure what percentage to enter here, leave it at the default (25%).
		Sure Product Consulting: Many businesses sell hundreds or thousands of products. It would be overwhelming to create projections for every product you sell. So if you sell many products, think about how you can consolidate them into up to ten product "lines," and then base your projections on these groups of products instead of each individual product.	If you will use an interest-bearing account for your banking, at what rate will you accrue interest?			1.00% Author: If you're not sure what percentage to enter here, leave it at the default (1.00%).
		Author: NOTE: for our purposes, this line should NOT include credit card sales, which are, effectively, cash sales because you receive payment in a matter days, not weeks.	Author: If, for instance, your terms will be "Net 30," put 30 here. You may enter Net 10, Net 15, Net 30, Net 60, Net 90, or Net 120.	Author: If you're not sure what percentage to enter here, leave it at the default (15%).	Author: This number should reflect the amount you will spend on ONE FULL-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).	Author: In general, this number will include money you plan to personally invest in the business. If you will be receiving loans or investment income from others, you can account for those on the upcoming Capital Investments worksheet instead of here.

Setup & Assumptions

SalesProj

Sales Projections Author: For information about this worksheet, see the chapter "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies.			2020														2021														2022						2023						2024
	Assumptions		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Zero Sugar: Lemon Lime Author: Change the text in this cell to reflect the name of a major product, product line or service your firm will offer.
Unit Volume		2.00% Author: MONTHLY VOLUME GROWTH RATE The Worksheets automatically increase the volume in each month on this line using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	3500 Author: Enter the number of units you expect to sell during this month. If you are running a service-based company charging on an hourly basis, enter the number of billable hours you expect you and your employees to work during this month. If you will be selling your service on a per-project basis, enter the number of projects you expect to sell during this period.	3570 Sure Product Consulting: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	3641	3714	3789	3864	3942	4020	4101	4183	4266	4352	46942		4439	4528	4618	4711	4805	4901	4999	5099	5201	5305	5411	5519	59534		17229 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	18283	19402	20590	75504		21850	23187	24607	26113	95757		121443
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.		Sure Product Consulting: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$4.99 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$4.99 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99			$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11			$5.24	$5.24	$5.24	$5.24			$5.37	$5.37	$5.37	$5.37			$5.51
Gross Sales			$17,465	$17,814	$18,171	$18,534	$18,905	$19,283	$19,668	$20,062	$20,463	$20,872	$21,290	$21,715.53	$234,242		$22,704	$23,158	$23,621	$24,093	$24,575	$25,067	$25,568	$26,079	$26,601	$27,133	$27,676	$28,229	$304,503		$90,323	$95,852	$101,718	$107,944	$395,837		$117,415	$124,602	$132,229	$140,322	$514,568		$668,912
(Commissions)	40.00% Author: COMMISSIONED SALES What percentage of this product line's sales will be made on commission? In other words, what percentage of your sales will be made by a salesperson who is paid commission?			Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	15.00% Author: SALES COMMISSION RATE What will be the commission rate paid to your salesperson for each sale?	$1,048	$1,069	$1,090	$1,112	$1,134	$1,157	$1,180	$1,204	$1,228	$1,252	$1,277	$1,303	$14,055		$1,362	$1,389	$1,417	$1,446	$1,475	$1,504	$1,534	$1,565	$1,596	$1,628	$1,661	$1,694	$18,270		$5,419	$5,751	$6,103	$6,477	$23,750		$7,045	$7,476	$7,934	$8,419	$30,874		$40,135
(Returns and Allowances)		2.00% Author: RETURNS AND ALLOWANCES A percentage of your products will be returned due to defects, etc. What do you estimate will be the rate of return? This is, of course, just an estimate--but it is important to anticipate losses. Refunds, breakage, spoilage, theft, and unsaleable excess inventory can all put a significant dent in your net sales.	$349.30	$356	$363.41	$370.68	$378.09	$385.66	$393.37	$401.24	$409.26	$417.45	$425.79	$434.31	$4,685		$454.07	$463.15	$472.42	$481.86	$491.50	$501.33	$511.36	$521.59	$532.02	$542.66	$553.51	$564.58	$6,090		$1,806.46	$1,917.03	$2,034.37	$2,158.89	$7,917		$2,348.31	$2,492.04	$2,644.57	$2,806.44	$10,291		$13,378.23
Net Sales			$16,068	$16,389	$16,717	$17,051	$17,392	$17,740	$18,095	$18,457	$18,826	$19,203	$19,587	$19,978	$215,503		$20,887	$21,305	$21,731	$22,166	$22,609	$23,061	$23,522	$23,993	$24,473	$24,962	$25,462	$25,971	$280,142		$83,097	$88,183	$93,581	$99,309	$364,170		$108,022	$114,634	$121,650	$129,096	$473,403		$615,399
(Cost of Goods Sold)		45.00% Author: COST OF GOODS Approximately what percentage of your product's sale price will be spent on manufacturing? If you are a reseller or retailer, what percentage of your product's sale price will be spent on buying the product from your distributor? A service business may not need to track cost of goods, in which case you can set this number to zero.	$7,859.25	$8,016	$8,177	$8,340	$8,507	$8,677	$8,851	$9,028	$9,208	$9,393	$9,580	$9,772	$105,409		$10,217	$10,421	$10,629	$10,842	$11,059	$11,280	$11,506	$11,736	$11,970	$12,210	$12,454	$12,703	$137,026		$40,645	$43,133	$45,773	$48,575	$178,127		$52,837	$56,071	$59,503	$63,145	$231,556		$301,010
GROSS PROFIT			$8,209	$8,373	$8,540	$8,711	$8,885	$9,063	$9,244	$9,429	$9,618	$9,810	$10,006	$10,206	$110,094		$10,671	$10,884	$11,102	$11,324	$11,550	$11,781	$12,017	$12,257	$12,502	$12,752	$13,008	$13,268	$143,116		$42,452	$45,050	$47,808	$50,734	$186,044		$55,185	$58,563	$62,147	$65,951	$241,847		$314,388
Zero Sugar: Orange Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Unit Volume		2.00%	3500	3570	3641	3714	3789	3864	3942	4020	4101	4183	4266	4352	46942		4439	4528	4618	4711	4805	4901	4999	5099	5201	5305	5411	5519	59534		17229 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	18283	19402	20590	75504		21850	23187	24607	26113	95757		121443
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$4.99 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$4.99 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99			$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11			$5.24	$5.24	$5.24	$5.24			$5.37	$5.37	$5.37	$5.37			$5.51
Gross Sales			$17,465	$17,814	$18,171	$18,534	$18,905	$19,283	$19,668	$20,062	$20,463	$20,872	$21,290	$21,716	$234,242		$22,704	$23,158	$23,621	$24,093	$24,575	$25,067	$25,568	$26,079	$26,601	$27,133	$27,676	$28,229	$304,503		$90,323	$95,852	$101,718	$107,944	$395,837		$117,415	$124,602	$132,229	$140,322	$514,568		$668,912
(Commissions)	40.00%	15.00%	$1,048	$1,069	$1,090	$1,112	$1,134	$1,157	$1,180	$1,204	$1,228	$1,252	$1,277	$1,303	$14,055		$1,362	$1,389	$1,417	$1,446	$1,475	$1,504	$1,534	$1,565	$1,596	$1,628	$1,661	$1,694	$18,270		$5,419	$5,751	$6,103	$6,477	$23,750		$7,045	$7,476	$7,934	$8,419	$30,874		$40,135
(Returns and Allowances)		2.00%	$349	$356	$363	$371	$378	$386	$393	$401	$409	$417	$426	$434	$4,685		$454	$463	$472	$482	$492	$501	$511	$522	$532	$543	$554	$565	$6,090		$1,806	$1,917	$2,034	$2,159	$7,917		$2,348	$2,492	$2,645	$2,806	$10,291		$13,378
Net Sales			$16,068	$16,389	$16,717	$17,051	$17,392	$17,740	$18,095	$18,457	$18,826	$19,203	$19,587	$19,978	$215,503		$20,887	$21,305	$21,731	$22,166	$22,609	$23,061	$23,522	$23,993	$24,473	$24,962	$25,462	$25,971	$280,142		$83,097	$88,183	$93,581	$99,309	$364,170		$108,022	$114,634	$121,650	$129,096	$473,403		$615,399
(Cost of Goods Sold)		45.00%	$7,859	$8,016	$8,177	$8,340	$8,507	$8,677	$8,851	$9,028	$9,208	$9,393	$9,580	$9,772	$105,409		$10,217	$10,421	$10,629	$10,842	$11,059	$11,280	$11,506	$11,736	$11,970	$12,210	$12,454	$12,703	$137,026		$40,645	$43,133	$45,773	$48,575	$178,127		$52,837	$56,071	$59,503	$63,145	$231,556		$301,010
GROSS PROFIT			$8,209	$8,373	$8,540	$8,711	$8,885	$9,063	$9,244	$9,429	$9,618	$9,810	$10,006	$10,206	$110,094		$10,671	$10,884	$11,102	$11,324	$11,550	$11,781	$12,017	$12,257	$12,502	$12,752	$13,008	$13,268	$143,116		$42,452	$45,050	$47,808	$50,734	$186,044		$55,185	$58,563	$62,147	$65,951	$241,847		$314,388
Zero Sugar: Grape Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Unit Volume		2.00%	3000	3060	3121	3184	3247	3312	3378	3446	3515	3585	3657	3730	40236		3805	3881	3958	4038	4118	4201	4285	4370	4458	4547	4638	4731	51029		14767 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	15671	16630	17648	64718		18729	19875	21091	22382	82077		104094
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$4.99 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$4.99 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99			$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11			$5.24	$5.24	$5.24	$5.24			$5.37	$5.37	$5.37	$5.37			$5.51
Gross Sales			$14,970	$15,269	$15,575	$15,886	$16,204	$16,528	$16,859	$17,196	$17,540	$17,891	$18,248	$18,613	$200,779		$19,460	$19,849	$20,246	$20,651	$21,064	$21,486	$21,915	$22,354	$22,801	$23,257	$23,722	$24,196	$261,002		$77,420	$82,158	$87,187	$92,524	$339,289		$100,642	$106,802	$113,339	$120,276	$441,058		$573,353
(Commissions)	40.00%	15.00%	$898	$916	$934	$953	$972	$992	$1,012	$1,032	$1,052	$1,073	$1,095	$1,117	$12,047		$1,168	$1,191	$1,215	$1,239	$1,264	$1,289	$1,315	$1,341	$1,368	$1,395	$1,423	$1,452	$15,660		$4,645	$4,930	$5,231	$5,551	$20,357		$6,038	$6,408	$6,800	$7,217	$26,463		$34,401
(Returns and Allowances)		2.00%	$299	$305	$311	$318	$324	$331	$337	$344	$351	$358	$365	$372	$4,016		$389	$397	$405	$413	$421	$430	$438	$447	$456	$465	$474	$484	$5,220		$1,548	$1,643	$1,744	$1,850	$6,786		$2,013	$2,136	$2,267	$2,406	$8,821		$11,467
Net Sales			$13,772	$14,048	$14,329	$14,615	$14,908	$15,206	$15,510	$15,820	$16,137	$16,459	$16,788	$17,124	$184,717		$17,903	$18,261	$18,627	$18,999	$19,379	$19,767	$20,162	$20,565	$20,977	$21,396	$21,824	$22,261	$240,122		$71,226	$75,586	$80,212	$85,122	$312,146		$92,590	$98,258	$104,272	$110,654	$405,774		$527,485
(Cost of Goods Sold)		45.00%	$6,737	$6,871	$7,009	$7,149	$7,292	$7,438	$7,586	$7,738	$7,893	$8,051	$8,212	$8,376	$90,351		$8,757	$8,932	$9,111	$9,293	$9,479	$9,669	$9,862	$10,059	$10,260	$10,466	$10,675	$10,888	$117,451		$34,839	$36,971	$39,234	$41,636	$152,680		$45,289	$48,061	$51,002	$54,124	$198,476		$258,009
GROSS PROFIT			$7,036	$7,177	$7,320	$7,467	$7,616	$7,768	$7,924	$8,082	$8,244	$8,409	$8,577	$8,748	$94,366		$9,146	$9,329	$9,516	$9,706	$9,900	$10,098	$10,300	$10,506	$10,716	$10,931	$11,149	$11,372	$122,671		$36,387	$38,614	$40,978	$43,486	$159,466		$47,302	$50,197	$53,269	$56,530	$207,297		$269,476
Zero Sugar: Kiwi Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	1500	1530	1561	1592	1624	1656	1689	1723	1757	1793	1828	1865	20118		1902	1940	1979	2019	2059	2100	2142	2185	2229	2273	2319	2365	25515		7384 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	7836	8315	8824	32359		9364	9937	10546	11191	41039	52047
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$4.99 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$4.99 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99	$4.99			$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11	$5.11			$5.24	$5.24	$5.24	$5.24			$5.37	$5.37	$5.37	$5.37			$5.51
Gross Sales			$7,485	$7,635	$7,787	$7,943	$8,102	$8,264	$8,429	$8,598	$8,770	$8,945	$9,124	$9,307	$100,389		$9,730	$9,925	$10,123	$10,326	$10,532	$10,743	$10,958	$11,177	$11,400	$11,628	$11,861	$12,098	$130,501		$38,710	$41,079	$43,594	$46,262	$169,645		$50,321	$53,401	$56,669	$60,138	$220,529		$286,676
(Commissions)	40.00%	15.00%	$449	$458	$467	$477	$486	$496	$506	$516	$526	$537	$547	$558	$6,023		$584	$595	$607	$620	$632	$645	$657	$671	$684	$698	$712	$726	$7,830		$2,323	$2,465	$2,616	$2,776	$10,179		$3,019	$3,204	$3,400	$3,608	$13,232		$17,201
(Returns and Allowances)		2.00%	$150	$153	$156	$159	$162	$165	$169	$172	$175	$179	$182	$186	$2,008		$195	$198	$202	$207	$211	$215	$219	$224	$228	$233	$237	$242	$2,610		$774	$822	$872	$925	$3,393		$1,006	$1,068	$1,133	$1,203	$4,411		$5,734
Net Sales			$6,886	$7,024	$7,164	$7,308	$7,454	$7,603	$7,755	$7,910	$8,068	$8,230	$8,394	$8,562	$92,358		$8,952	$9,131	$9,313	$9,500	$9,690	$9,883	$10,081	$10,283	$10,488	$10,698	$10,912	$11,130	$120,061		$35,613	$37,793	$40,106	$42,561	$156,073		$46,295	$49,129	$52,136	$55,327	$202,887		$263,742
(Cost of Goods Sold)		45.00%	$3,368	$3,436	$3,504	$3,574	$3,646	$3,719	$3,793	$3,869	$3,946	$4,025	$4,106	$4,188	$45,175		$4,379	$4,466	$4,555	$4,647	$4,739	$4,834	$4,931	$5,030	$5,130	$5,233	$5,337	$5,444	$58,725		$17,419	$18,486	$19,617	$20,818	$76,340		$22,644	$24,030	$25,501	$27,062	$99,238		$129,004
GROSS PROFIT			$3,518	$3,588	$3,660	$3,733	$3,808	$3,884	$3,962	$4,041	$4,122	$4,204	$4,288	$4,374	$47,183		$4,573	$4,665	$4,758	$4,853	$4,950	$5,049	$5,150	$5,253	$5,358	$5,465	$5,575	$5,686	$61,336		$18,194	$19,307	$20,489	$21,743	$79,733		$23,651	$25,098	$26,635	$28,265	$103,649		$134,738
Product Line 5 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 6 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 7 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 8 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 9 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 10 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.																											Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Totals for All Product Lines
Total Unit Volume			11500	11730	11965	12204	12448	12697	12951	13210	13474	13744	14018	14299	154239		14585	14876	15174	15477	15787	16103	16425	16753	17088	17430	17779	18134	195612		56608	60073	63750	67652	248084		71793	76187	80851	85799	314630		399027
Total Gross Sales			$57,385	$58,533	$59,703	$60,897	$62,115	$63,358	$64,625	$65,917	$67,236	$68,580	$69,952	$71,351	$769,653		$74,598	$76,089	$77,611	$79,163	$80,747	$82,362	$84,009	$85,689	$87,403	$89,151	$90,934	$92,753	$1,000,508		$296,776	$314,941	$334,218	$354,675	$1,300,609		$385,793	$409,407	$434,466	$461,058	$1,690,724		$2,197,852
(Total Commissions)			$3,443	$3,512	$3,582	$3,654	$3,727	$3,801	$3,877	$3,955	$4,034	$4,115	$4,197	$4,281	$46,179		$4,476	$4,565	$4,657	$4,750	$4,845	$4,942	$5,041	$5,141	$5,244	$5,349	$5,456	$5,565	$60,031		$17,807	$18,896	$20,053	$21,280	$78,037		$23,148	$24,564	$26,068	$27,664	$101,443		$131,871
(Total Returns and Allowances)			$1,148	$1,171	$1,194	$1,218	$1,242	$1,267	$1,292	$1,318	$1,345	$1,372	$1,399	$1,427	$15,393		$1,492	$1,522	$1,552	$1,583	$1,615	$1,647	$1,680	$1,714	$1,748	$1,783	$1,819	$1,855	$20,010		$5,936	$6,299	$6,684	$7,093	$26,012		$7,716	$8,188	$8,689	$9,221	$33,814		$43,957
Total Net Sales			$52,794	$53,850	$54,927	$56,026	$57,146	$58,289	$59,455	$60,644	$61,857	$63,094	$64,356	$65,643	$708,081		$68,630	$70,002	$71,402	$72,830	$74,287	$75,773	$77,288	$78,834	$80,411	$82,019	$83,659	$85,332	$920,468		$273,034	$289,746	$307,480	$326,301	$1,196,560		$354,930	$376,654	$399,708	$424,174	$1,555,466		$2,022,024
(Total Cost of Goods Sold)			$25,823	$26,340	$26,867	$27,404	$27,952	$28,511	$29,081	$29,663	$30,256	$30,861	$31,478	$32,108	$346,344		$33,569	$34,240	$34,925	$35,624	$36,336	$37,063	$37,804	$38,560	$39,331	$40,118	$40,920	$41,739	$450,229		$133,549	$141,723	$150,398	$159,604	$585,274		$173,607	$184,233	$195,510	$207,476	$760,826		$989,034
TOTAL GROSS PROFIT			$26,971	$27,510	$28,061	$28,622	$29,194	$29,778	$30,374	$30,981	$31,601	$32,233	$32,877	$33,535	$361,737		$35,061	$35,762	$36,477	$37,207	$37,951	$38,710	$39,484	$40,274	$41,079	$41,901	$42,739	$43,594	$470,239		$139,485	$148,022	$157,082	$166,697	$611,286		$181,323	$192,421	$204,199	$216,697	$794,640		$1,032,991

Sales Projections

Inventory

Inventory Author: This worksheet will help you manage your inventory expenditures. For each product line, enter the dollar amount you will spend each period on inventory. If yours is a service business, you can probably ignore this worksheet.	2020														2021														2022						2023						2024
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Zero Sugar: Lemon Lime
Cost of Goods Sold	$7,859 Author: This Cost of Goods number is pulled over from your Sales Projections and shows how much product you plan to sell each month. It's here simply to aid you in determining how much inventory you need to purchase.	$8,016	$8,177	$8,340	$8,507	$8,677	$8,851	$9,028	$9,208	$9,393	$9,580	$9,772	$105,409		$10,217	$10,421	$10,629	$10,842	$11,059	$11,280	$11,506	$11,736	$11,970	$12,210	$12,454	$12,703	$137,026		$40,645	$43,133	$45,773	$48,575	$178,127		$52,837	$56,071	$59,503	$63,145	$231,556		$301,010
Ingredients	$6,287 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$6,413	$6,541	$6,672	$6,806	$6,942	$7,081	$7,222	$7,367	$7,514	$7,664	$7,818	$84,327		$8,173 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$8,337	$8,503	$8,674	$8,847	$9,024	$9,204	$9,389	$9,576	$9,768	$9,963	$10,162	$109,621		$32,516	$34,507	$36,619	$38,860	$142,501		$42,269	$44,857	$47,602	$50,516	$185,244		$240,808
Bottles / Caps	$786	$802	$818	$834	$851	$868	$885	$903	$921	$939	$958	$977	$10,541		$1,022	$1,042	$1,063	$1,084	$1,106	$1,128	$1,151	$1,174	$1,197	$1,221	$1,245	$1,270	$13,703		$4,065	$4,313	$4,577	$4,857	$17,813		$5,284	$5,607	$5,950	$6,314	$23,156		$30,101
Labels	$393	$401	$409	$417	$425	$434	$443	$451	$460	$470	$479	$489	$5,270		$511	$521	$531	$542	$553	$564	$575	$587	$599	$610	$623	$635	$6,851		$2,032	$2,157	$2,289	$2,429	$8,906		$2,642	$2,804	$2,975	$3,157	$11,578		$15,051
Cartons	$393	$401	$409	$417	$425	$434	$443	$451	$460	$470	$479	$489	$5,270		$511	$521	$531	$542	$553	$564	$575	$587	$599	$610	$623	$635	$6,851		$2,032	$2,157	$2,289	$2,429	$8,906		$2,642	$2,804	$2,975	$3,157	$11,578		$15,051
Total Inventory Expense	$7,859 Author: Are these cells showing red? As an aid to you, these cells will show in red until you indicate the purchase of enough inventory to cover your Cost of Goods for the period. In other words, your Total Inventory Expense should equal your Cost of Goods Sold from the SalesProj worksheet. If it isn't, you might need to adjust your % for COGS on the SalesProj worksheet (D12, D22, etc.)	$8,016	$8,177	$8,340	$8,507	$8,677	$8,851	$9,028	$9,208	$9,393	$9,580	$9,772	$105,409		$10,217	$10,421	$10,629	$10,842	$11,059	$11,280	$11,506	$11,736	$11,970	$12,210	$12,454	$12,703	$137,026		$40,645	$43,133	$45,773	$48,575	$178,127		$52,837	$56,071	$59,503	$63,145	$231,556		$301,010
Zero Sugar: Orange Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$7,859	$8,016	$8,177	$8,340	$8,507	$8,677	$8,851	$9,028	$9,208	$9,393	$9,580	$9,772	$105,409		$10,217	$10,421	$10,629	$10,842	$11,059	$11,280	$11,506	$11,736	$11,970	$12,210	$12,454	$12,703	$137,026		$40,645	$43,133	$45,773	$48,575	$178,127		$52,837	$56,071	$59,503	$63,145	$231,556		$301,010
Ingredients	$6,287 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$6,413	$6,541	$6,672	$6,806	$6,942	$7,081	$7,222	$7,367	$7,514	$7,664	$7,818	$84,327		$8,173 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$8,337	$8,503	$8,674	$8,847	$9,024	$9,204	$9,389	$9,576	$9,768	$9,963	$10,162	$109,621		$32,516	$34,507	$36,619	$38,860	$142,501		$42,269	$44,857	$47,602	$50,516	$185,244		$240,808
Bottles / Caps	$786	$802	$818	$834	$851	$868	$885	$903	$921	$939	$958	$977	$10,541		$1,022	$1,042	$1,063	$1,084	$1,106	$1,128	$1,151	$1,174	$1,197	$1,221	$1,245	$1,270	$13,703		$4,065	$4,313	$4,577	$4,857	$17,813		$5,284	$5,607	$5,950	$6,314	$23,156		$30,101
Labels	$393	$401	$409	$417	$425	$434	$443	$451	$460	$470	$479	$489	$5,270		$511	$521	$531	$542	$553	$564	$575	$587	$599	$610	$623	$635	$6,851		$2,032	$2,157	$2,289	$2,429	$8,906		$2,642	$2,804	$2,975	$3,157	$11,578		$15,051
Cartons	$393	$401	$409	$417	$425	$434	$443	$451	$460	$470	$479	$489	$5,270		$511	$521	$531	$542	$553	$564	$575	$587	$599	$610	$623	$635	$6,851		$2,032	$2,157	$2,289	$2,429	$8,906		$2,642	$2,804	$2,975	$3,157	$11,578		$15,051
Total Inventory Expense	$7,859	$8,016	$8,177	$8,340	$8,507	$8,677	$8,851	$9,028	$9,208	$9,393	$9,580	$9,772	$105,409		$10,217	$10,421	$10,629	$10,842	$11,059	$11,280	$11,506	$11,736	$11,970	$12,210	$12,454	$12,703	$137,026		$40,645	$43,133	$45,773	$48,575	$178,127		$52,837	$56,071	$59,503	$63,145	$231,556		$301,010
Zero Sugar: Grape Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$6,737	$6,871	$7,009	$7,149	$7,292	$7,438	$7,586	$7,738	$7,893	$8,051	$8,212	$8,376	$90,351		$8,757	$8,932	$9,111	$9,293	$9,479	$9,669	$9,862	$10,059	$10,260	$10,466	$10,675	$10,888	$117,451		$34,839	$36,971	$39,234	$41,636	$152,680		$45,289	$48,061	$51,002	$54,124	$198,476		$258,009
Ingredients	$5,389 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$5,497	$5,607	$5,719	$5,833	$5,950	$6,069	$6,190	$6,314	$6,441	$6,569	$6,701	$72,280		$7,006 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$7,146	$7,289	$7,434	$7,583	$7,735	$7,890	$8,047	$8,208	$8,372	$8,540	$8,711	$93,961		$27,871	$29,577	$31,387	$33,309	$122,144		$36,231	$38,449	$40,802	$43,299	$158,781		$206,407
Bottles / Caps	$674	$687	$701	$715	$729	$744	$759	$774	$789	$805	$821	$838	$9,035		$876	$893	$911	$929	$948	$967	$986	$1,006	$1,026	$1,047	$1,067	$1,089	$11,745		$3,484	$3,697	$3,923	$4,164	$15,268		$4,529	$4,806	$5,100	$5,412	$19,848		$25,801
Labels	$337	$344	$350	$357	$365	$372	$379	$387	$395	$403	$411	$419	$4,518		$438	$447	$456	$465	$474	$483	$493	$503	$513	$523	$534	$544	$5,873		$1,742	$1,849	$1,962	$2,082	$7,634		$2,264	$2,403	$2,550	$2,706	$9,924		$12,900
Cartons	$337	$344	$350	$357	$365	$372	$379	$387	$395	$403	$411	$419	$4,518		$438	$447	$456	$465	$474	$483	$493	$503	$513	$523	$534	$544	$5,873		$1,742	$1,849	$1,962	$2,082	$7,634		$2,264	$2,403	$2,550	$2,706	$9,924		$12,900
Total Inventory Expense	$6,737	$6,871	$7,009	$7,149	$7,292	$7,438	$7,586	$7,738	$7,893	$8,051	$8,212	$8,376	$90,351		$8,757	$8,932	$9,111	$9,293	$9,479	$9,669	$9,862	$10,059	$10,260	$10,466	$10,675	$10,888	$117,451		$34,839	$36,971	$39,234	$41,636	$152,680		$45,289	$48,061	$51,002	$54,124	$198,476		$258,009
Zero Sugar: Kiwi Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$3,368	$3,436	$3,504	$3,574	$3,646	$3,719	$3,793	$3,869	$3,946	$4,025	$4,106	$4,188	$45,175		$4,379	$4,466	$4,555	$4,647	$4,739	$4,834	$4,931	$5,030	$5,130	$5,233	$5,337	$5,444	$58,725		$17,419	$18,486	$19,617	$20,818	$76,340		$22,644	$24,030	$25,501	$27,062	$99,238		$129,004
Ingredients	$2,695 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$2,749	$2,804	$2,860	$2,917	$2,975	$3,035	$3,096	$3,158	$3,221	$3,285	$3,351	$36,146		$3,503 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$3,573	$3,644	$3,717	$3,792	$3,867	$3,945	$4,024	$4,104	$4,186	$4,270	$4,355	$46,980		$13,936	$14,789	$15,694	$16,654	$61,072		$18,115	$19,224	$20,401	$21,650	$79,390		$103,204
Bottles / Caps	$337	$344	$351	$358	$365	$372	$380	$387	$395	$403	$411	$419	$4,520		$438	$447	$456	$465	$474	$483	$493	$503	$513	$523	$534	$544	$5,873		$1,742	$1,849	$1,962	$2,082	$7,634		$2,264	$2,403	$2,550	$2,706	$9,924		$12,900
Labels	$168	$171	$175	$178	$182	$185	$189	$193	$197	$201	$205	$209	$2,253		$219	$223	$228	$232	$237	$242	$247	$251	$257	$262	$267	$272	$2,936		$871	$924	$981	$1,041	$3,817		$1,132	$1,202	$1,275	$1,353	$4,962		$6,450
Cartons	$168	$172	$175	$179	$182	$186	$190	$193	$197	$201	$205	$209	$2,259		$219	$223	$228	$232	$237	$242	$247	$251	$257	$262	$267	$272	$2,936		$871	$924	$981	$1,041	$3,817		$1,132	$1,202	$1,275	$1,353	$4,962		$6,450
Total Inventory Expense	$3,368	$3,436	$3,504	$3,575	$3,646	$3,719	$3,793	$3,869	$3,947	$4,026	$4,106	$4,188	$45,177		$4,379	$4,466	$4,555	$4,647	$4,739	$4,834	$4,931	$5,030	$5,130	$5,233	$5,337	$5,444	$58,725		$17,419	$18,486	$19,617	$20,818	$76,340		$22,644	$24,030	$25,501	$27,062	$99,238		$129,004
Product Line 5 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 6 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 7 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 8 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: This worksheet will help you manage your inventory expenditures. For each product line, enter the dollar amount you will spend each period on inventory. If yours is a service business, you can probably ignore this worksheet.		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 9 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
	Author: This Cost of Goods number is pulled over from your Sales Projections and shows how much product you plan to sell each month. It's here simply to aid you in determining how much inventory you need to purchase.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: Are these cells showing red? As an aid to you, these cells will show in red until you indicate the purchase of enough inventory to cover your Cost of Goods for the period. In other words, your Total Inventory Expense should equal your Cost of Goods Sold from the SalesProj worksheet. If it isn't, you might need to adjust your % for COGS on the SalesProj worksheet (D12, D22, etc.)	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 10 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"															Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"															Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"									Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GRAND TOTAL INVENTORY	$25,823	$26,340	$26,867	$27,404	$27,952	$28,511	$29,081	$29,663	$30,256	$30,861	$31,479	$32,108	$346,346		$33,569	$34,240	$34,925	$35,624	$36,336	$37,063	$37,804	$38,560	$39,331	$40,118	$40,920	$41,739	$450,229		$133,549	$141,723	$150,398	$159,604	$585,274		$173,607	$184,233	$195,510	$207,476	$760,826		$989,034

CapEx

Capital Purchases Author: This worksheet allows you to track capital expenditures and manage depreciation for those expenditures.									12/31/15
Item	Cost	Purchase Date		Years of Service	Salvage Value
							Reminder: All purchases must be on or after your business start date of:
Facilities Author: Facilities include, land, buildings, building upgrades, fixtures, etc. NOTE: If you will need more than 10 items in each category on this worksheet, combine items into groups and enter data for the entire group on a single line.		Month	Year				December-2015
Item Name (change name here)	$0 Author: Enter the cost of the item(s) here. This will be used to calculate depreciation, and will be added to your financial statements.	Jan Author: Enter the month you will purchase the item(s). Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	2020 Author: Enter the year you will purchase the item(s).	1 Author: Enter the number of years you will use the item(s) before it wears out, you retire it, or sell it. This number will be used to calculate depreciation in your financial statements using the Straight Line method. NOTE: If you'd rather "expense" the item(s) in the year it is purchased, regardless of how many years you will use it, leave the number set to 1 year, and it will not be depreciated on your financial statements. For information about the tax implications/requirements of depreciation, please consult a competent accountant.	$0 Author: This is the value of the item at the time you stop using it, or the price you might receive for it if you sell it. For example, a $1000 desk might be worth $300 when you sell it after five years of use. You would enter $300 in this cell. If you will not be depreciating the item (the Years of Service column is set to 1 year), you can ignore this.
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Equipment Author: Equipment includes machinery, furniture, vehicles, etc.
Author: This worksheet allows you to track capital expenditures and manage depreciation for those expenditures.	Author: Facilities include, land, buildings, building upgrades, fixtures, etc. NOTE: If you will need more than 10 items in each category on this worksheet, combine items into groups and enter data for the entire group on a single line.	Author: Enter the cost of the item(s) here. This will be used to calculate depreciation, and will be added to your financial statements.	Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Computer Hardware/Software Author: Includes PCs, servers, monitors, printers, scanners, other peripherals, and software applications.
		Author: Enter the month you will purchase the item(s). Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	Item Name (change name here)	$0	Jan	2020	3	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Telecommunications Author: Telecommunications includes phone systems, fax machines, etc.
			Author: Enter the year you will purchase the item(s).	Author: Enter the number of years you will use the item(s) before it wears out, you retire it, or sell it. This number will be used to calculate depreciation in your financial statements using the Straight Line method. NOTE: If you'd rather "expense" the item(s) in the year it is purchased, regardless of how many years you will use it, leave the number set to 1 year, and it will not be depreciated on your financial statements. For information about the tax implications/requirements of depreciation, please consult a competent accountant.	Author: This is the value of the item at the time you stop using it, or the price you might receive for it if you sell it. For example, a $1000 desk might be worth $300 when you sell it after five years of use. You would enter $300 in this cell. If you will not be depreciating the item (the Years of Service column is set to 1 year), you can ignore this.	Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Item Name (change name here)	$0	Jan	2020	1	$0
Land Author: Land purchases are not depreciable.
Item Name (change name here)	$0	Jan	2020	Land is a non-depreciable asset
Item Name (change name here)	$0	Jan	2020
Item Name (change name here)	$0	Jan	2020
Item Name (change name here)	$0	Jan	2020
Item Name (change name here)	$0	Jan	2020
Item Name (change name here)	$0	Jan	2020
Item Name (change name here)	$0	Jan	2020
Item Name (change name here)	$0	Jan	2020
Item Name (change name here)	$0	Jan	2020
Item Name (change name here)	$0	Jan	2020

Capital Purchases

StaffBudj

Staffing Budget Author: For information about this worksheet, see "Staffing Budget" section and worksheet in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.	2020													2021													2022					2023					2024
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	TOTAL
Management
# Salaried Employees	0.0 Author: Enter the number of full-time employees you expect to have working for you in this category during this month. For part-time employees, enter their information below under "Part-time / Hourly Employees".	0.0	0.0	0.0	0.0	0.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	1.0	1.0	1.0		1.0	1.0	1.0	1.0		1.0
Avg Salary per employee	$0 Author: Enter the amount you expect to pay each employee in this category this month. The Worksheets will multiply the number of employees (from the line above) with this number to generate your total cost (less benefits and taxes, below).	$0	$0	$0	$0	$0	$4,584	$4,584	$4,584	$4,584	$4,584	$4,584	$27,501	$4,698	$4,698	$4,698	$4,698	$4,698	$4,698	$4,698	$4,698	$4,698	$4,698	$4,698	$4,698	$56,377	$14,447	$14,447	$14,447	$14,447	$57,786	$14,808	$14,808	$14,808	$14,808	$59,231	$60,712
Benefits (across all employees)	$0 Author: This value is calculated using the number you entered on the "Setup and Assumptions" worksheet and the number of employees you entered above.	$0	$0	$0	$0	$0	$500	$500	$500	$500	$500	$500	$3,000	$525	$525	$525	$525	$525	$525	$525	$525	$525	$525	$525	$525	$6,300	$1,654	$1,654	$1,654	$1,654	$6,615	$1,736	$1,736	$1,736	$1,736	$6,946	$7,293
Payroll Taxes (across all employees)	$0	$0	$0	$0	$0	$0	$688	$688	$688	$688	$688	$688	$4,125	$705	$705	$705	$705	$705	$705	$705	$705	$705	$705	$705	$705	$8,457	$2,167	$2,167	$2,167	$2,167	$8,668	$2,221	$2,221	$2,221	$2,221	$8,885	$9,107
Total Costs	$0	$0	$0	$0	$0	$0	$5,771	$5,771	$5,771	$5,771	$5,771	$5,771	$34,626	$5,928	$5,928	$5,928	$5,928	$5,928	$5,928	$5,928	$5,928	$5,928	$5,928	$5,928	$5,928	$71,134	$18,267	$18,267	$18,267	$18,267	$73,069	$18,765	$18,765	$18,765	$18,765	$75,062	$77,112
Administrative/Support
# Salaried Employees	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	1.0	1.0	1.0		1.0	1.0	1.0	1.0		1.0
Avg Salary per employee	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$30,000	$2,563	$2,563	$2,563	$2,563	$2,563	$2,563	$2,563	$2,563	$2,563	$2,563	$2,563	$2,563	$30,750	$7,880	$7,880	$7,880	$7,880	$31,519	$8,077	$8,077	$8,077	$8,077	$32,307	$33,114
Benefits (across all employees)	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000	$525	$525	$525	$525	$525	$525	$525	$525	$525	$525	$525	$525	$6,300	$1,654	$1,654	$1,654	$1,654	$6,615	$1,736	$1,736	$1,736	$1,736	$6,946	$7,293
Payroll Taxes (across all employees)	$375	$375	$375	$375	$375	$375	$375	$375	$375	$375	$375	$375	$4,500	$384	$384	$384	$384	$384	$384	$384	$384	$384	$384	$384	$384	$4,613	$1,182	$1,182	$1,182	$1,182	$4,728	$1,212	$1,212	$1,212	$1,212	$4,846	$4,967
Total Costs	$3,375	$3,375	$3,375	$3,375	$3,375	$3,375	$3,375	$3,375	$3,375	$3,375	$3,375	$3,375	$40,500	$3,472	$3,472	$3,472	$3,472	$3,472	$3,472	$3,472	$3,472	$3,472	$3,472	$3,472	$3,472	$41,663	$10,715	$10,715	$10,715	$10,715	$42,862	$11,025	$11,025	$11,025	$11,025	$44,098	$45,375
Sales/Marketing
# Salaried Employees	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: For information about this worksheet, see "Staffing Budget" section and worksheet in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.										Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0
Avg Salary per employee	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$24,000	$2,050	$2,050	$2,050	$2,050	$2,050	$2,050	$2,050	$2,050	$2,050	$2,050	$2,050	$2,050	$24,600	$6,304	$6,304	$6,304	$6,304	$25,215	$6,461	$6,461	$6,461	$6,461	$25,845	$26,492
Benefits (across all employees)	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000	$525	$525	$525	$525	$525	$525	$525	$525	$525	$525	$525	$525	$6,300	$1,654	$1,654	$1,654	$1,654	$6,615	$1,736	$1,736	$1,736	$1,736	$6,946	$7,293
Payroll Taxes (across all employees)	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$3,600	$308	$308	$308	$308	$308	$308	$308	$308	$308	$308	$308	$308	$3,690	$946	$946	$946	$946	$3,782	$969	$969	$969	$969	$3,877	$3,974
Total Costs	$2,800	$2,800	$2,800	$2,800	$2,800	$2,800	$2,800	$2,800	$2,800	$2,800	$2,800	$2,800	$33,600	$2,883	$2,883	$2,883	$2,883	$2,883	$2,883	$2,883	$2,883	$2,883	$2,883	$2,883	$2,883	$34,590	$8,903	$8,903	$8,903	$8,903	$35,612	$9,167	$9,167	$9,167	$9,167	$36,668	$37,758
Operations/Production
# Salaried Employees	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0		2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0		2.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	2.0	2.0	2.0		2.0	2.0	2.0	2.0		2.0
Avg Salary per employee	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$3,000	$36,000	$3,075	$3,075	$3,075	$3,075	$3,075	$3,075	$3,075	$3,075	$3,075	$3,075	$3,075	$3,075	$36,900	$9,456	$9,456	$9,456	$9,456	$37,823	$9,692	$9,692	$9,692	$9,692	$38,768	$39,737
Benefits (across all employees)	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000	$1,050	$1,050	$1,050	$1,050	$1,050	$1,050	$1,050	$1,050	$1,050	$1,050	$1,050	$1,050	$12,600	$3,308	$3,308	$3,308	$3,308	$13,230	$3,473	$3,473	$3,473	$3,473	$13,892	$14,586
Payroll Taxes (across all employees)	$900	$900	$900	$900	$900	$900	$900	$900	$900	$900	$900	$900	$10,800	$923	$923	$923	$923	$923	$923	$923	$923	$923	$923	$923	$923	$11,070	$2,837	$2,837	$2,837	$2,837	$11,347	$2,908	$2,908	$2,908	$2,908	$11,630	$11,921
Total Costs	$7,900	$7,900	$7,900	$7,900	$7,900	$7,900	$7,900	$7,900	$7,900	$7,900	$7,900	$7,900	$94,800	$8,123	$8,123	$8,123	$8,123	$8,123	$8,123	$8,123	$8,123	$8,123	$8,123	$8,123	$8,123	$97,470	$25,055	$25,055	$25,055	$25,055	$100,222	$25,765	$25,765	$25,765	$25,765	$103,058	$105,982
Other
# Salaried Employees	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0	2.0		4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0	4.0		4.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	4.0	4.0	4.0		4.0	4.0	4.0	4.0		4.0
Avg Salary per employee	$2,080	$2,080	$2,080	$2,080	$2,080	$2,080	$2,080	$2,080	$2,080	$2,080	$2,080	$2,080	$24,960	$2,132	$2,132	$2,132	$2,132	$2,132	$2,132	$2,132	$2,132	$2,132	$2,132	$2,132	$2,132	$25,584	$6,556	$6,556	$6,556	$6,556	$26,224	$6,720	$6,720	$6,720	$6,720	$26,879	$27,551
Benefits (across all employees)	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000	$2,100	$2,100	$2,100	$2,100	$2,100	$2,100	$2,100	$2,100	$2,100	$2,100	$2,100	$2,100	$25,200	$6,615	$6,615	$6,615	$6,615	$26,460	$6,946	$6,946	$6,946	$6,946	$27,783	$29,172
Payroll Taxes (across all employees)	$624	$624	$624	$624	$624	$624	$624	$624	$624	$624	$624	$624	$7,488	$1,279	$1,279	$1,279	$1,279	$1,279	$1,279	$1,279	$1,279	$1,279	$1,279	$1,279	$1,279	$15,350	$3,934	$3,934	$3,934	$3,934	$15,734	$4,032	$4,032	$4,032	$4,032	$16,128	$16,531
Total Costs	$5,784	$5,784	$5,784	$5,784	$5,784	$5,784	$5,784	$5,784	$5,784	$5,784	$5,784	$5,784	$7,488	$11,907	$11,907	$11,907	$11,907	$11,907	$11,907	$11,907	$11,907	$11,907	$11,907	$11,907	$11,907	$142,886	$36,772	$36,772	$36,772	$36,772	$147,089	$37,857	$37,857	$37,857	$37,857	$151,427	$155,908
Part-Time / Hourly Employees
# Part-Time Employees	1	1	1	1	1	1	1	1	1	1	1	1		2	2	2	2	2	2	2	2	2	2	2	2		2 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: Enter the number of full-time employees you expect to have working for you in this category during this month. For part-time employees, enter their information below under "Part-time / Hourly Employees".	Author: Enter the amount you expect to pay each employee in this category this month. The Worksheets will multiply the number of employees (from the line above) with this number to generate your total cost (less benefits and taxes, below).									Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: This value is calculated using the number you entered on the "Setup and Assumptions" worksheet and the number of employees you entered above.								Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	2	2	2	2	2	2	2	2
Avg. Hours per Hourly Employee	20	20	20	20	20	20	20	20	20	20	20	20		20	20	20	20	20	20	20	20	20	20	20	20		60	60	60	60		60	60	60	60		240
Avg Hourly Rate	$10.00	$10.00	$10.00	$10.00	$10.00	$10.00	$10.00	$10.00	$10.00	$10.00	$10.00	$10.00		$10.25	$10.25	$10.25	$10.25	$10.25	$10.25	$10.25	$10.25	$10.25	$10.25	$10.25	$10.25		$10.51	$10.51	$10.51	$10.51		$10.77	$10.77	$10.77	$10.77		$11.04
Calculated Wages Per Hourly Employee	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400	$205	$205	$205	$205	$205	$205	$205	$205	$205	$205	$205	$205	$2,460	$630	$630	$630	$630	$2,522	$646	$646	$646	$646	$2,585	$2,649
Wages	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400	$410	$410	$410	$410	$410	$410	$410	$410	$410	$410	$410	$410	$4,920	$1,261	$1,261	$1,261	$1,261	$5,043	$1,292	$1,292	$1,292	$1,292	$5,169	$5,298
Benefits (across all employees)	$4	$4	$4	$4	$4	$4	$4	$4	$4	$4	$4	$4	$50	$9	$9	$9	$9	$9	$9	$9	$9	$9	$9	$9	$9	$105	$28	$28	$28	$28	$110	$29	$29	$29	$29	$116	$122
Payroll Taxes (across all employees)	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$360	$62	$62	$62	$62	$62	$62	$62	$62	$62	$62	$62	$62	$738	$189	$189	$189	$189	$756	$194	$194	$194	$194	$775	$795
Total Costs	$234	$234	$234	$234	$234	$234	$234	$234	$234	$234	$234	$234	$2,810	$480	$480	$480	$480	$480	$480	$480	$480	$480	$480	$480	$480	$5,763	$1,477	$1,477	$1,477	$1,477	$5,910	$1,515	$1,515	$1,515	$1,515	$6,060	$6,215
TOTAL
# Full Time Employees	$6	$6	$6	$6	$6	$6	$7	$7	$7	$7	$7	$7		$9	$9	$9	$9	$9	$9	$9	$9	$9	$9	$9	$9		$9	$9	$9	$9		$9	$9	$9	$9		$9
# Part-Time Employees	$1	$1	$1	$1	$1	$1	$1	$1	$1	$1	$1	$1		$2	$2	$2	$2	$2	$2	$2	$2	$2	$2	$2	$2		$2	$2	$2	$2		$2	$2	$2	$2		$2
Salary/Wages	$14,860	$14,860	$14,860	$14,860	$14,860	$14,860	$19,444	$19,444	$19,444	$19,444	$19,444	$19,444	$205,821	$24,399	$24,399	$24,399	$24,399	$24,399	$24,399	$24,399	$24,399	$24,399	$24,399	$24,399	$24,399	$292,783	$75,026	$75,026	$75,026	$75,026	$300,103	$76,901	$76,901	$76,901	$76,901	$307,605	$315,295
Benefits	$3,004	$3,004	$3,004	$3,004	$3,004	$3,004	$3,504	$3,504	$3,504	$3,504	$3,504	$3,504	$39,050	$4,734	$4,734	$4,734	$4,734	$4,734	$4,734	$4,734	$4,734	$4,734	$4,734	$4,734	$4,734	$56,805	$14,911	$14,911	$14,911	$14,911	$59,645	$15,657	$15,657	$15,657	$15,657	$62,628	$65,759
Payroll Taxes	$2,229	$2,229	$2,229	$2,229	$2,229	$2,229	$2,917	$2,917	$2,917	$2,917	$2,917	$2,917	$30,873	$3,660	$3,660	$3,660	$3,660	$3,660	$3,660	$3,660	$3,660	$3,660	$3,660	$3,660	$3,660	$43,917	$11,254	$11,254	$11,254	$11,254	$45,015	$11,535	$11,535	$11,535	$11,535	$46,141	$47,294
GRAND TOTAL COSTS	$20,093	$20,093	$20,093	$20,093	$20,093	$20,093	$25,864	$25,864	$25,864	$25,864	$25,864	$25,864	$275,744	$32,792	$32,792	$32,792	$32,792	$32,792	$32,792	$32,792	$32,792	$32,792	$32,792	$32,792	$32,792	$393,506	$101,191	$101,191	$101,191	$101,191	$404,763	$104,093	$104,093	$104,093	$104,093	$416,373	$428,349

Staffing Budget

MktBudj

	For a more comprehensive and detailed Marketing Budget, purchase the Excel Marketing Budget Templates from PlanningShop.
Marketing Budget Author: For information about this worksheet, see Chapter 10, "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies	2020														2021														2022						2023						2024
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Professional Assistance
Marketing/PR Consultants	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Advertising Agencies	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Social Media Specialists	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
SEO Specialist	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Graphic/Web Design	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$300	$300	$300	$300	$1,200		$300	$300	$300	$300	$1,200		$1,200
Brochures/Leaflets/Flyers	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$960		$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$960		$240	$240	$240	$240	$960		$240	$240	$240	$240	$960		$960
Signs/Billboards	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Merchandising Displays	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Sampling/Premiums	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$360		$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$360		$90	$90	$90	$90	$360		$90	$90	$90	$90	$360		$360
Media Advertising
Print (newspaper, etc.)	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400		$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400		$600	$600	$600	$600	$2,400		$600	$600	$600	$600	$2,400		$2,400
Television and Radio	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Online Author: Includes AdWords, banner ads, social media ads, etc.	Author: For information about this worksheet, see Chapter 10, "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$300	$300	$300	$300	$1,200		$300	$300	$300	$300	$1,200		$1,200
Other Media	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Phone Directories	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Advertising Specialties	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Direct Mail	$25	$25	$25	$25	$25	$25	$25	$25	$25	$25	$25	$25	$300		$25	$25	$25	$25	$25	$25	$25	$25	$25	$25	$25	$25	$300		$75	$75	$75	$75	$300		$75	$75	$75	$75	$300		$300
Website
Development/Programming	$75	$75	$75	$75	$75	$75	$75	$75	$75	$75	$75	$75	$900		$75	$75	$75	$75	$75	$75	$75	$75	$75	$75	$75	$75	$900		$225	$225	$225	$225	$900		$225	$225	$225	$225	$900		$900
Maintenance and Hosting	$325	$325	$325	$325	$325	$325	$325	$325	$325	$325	$325	$325	$3,900		$325	$325	$325	$325	$325	$325	$325	$325	$325	$325	$325	$325	$3,900		$975	$975	$975	$975	$3,900		$975	$975	$975	$975	$3,900		$3,900
Trade Shows
Fees and Setup	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000		$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$6,000
Travel/Shipping	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$1,800		$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$1,800		$450	$450	$450	$450	$1,800		$450	$450	$450	$450	$1,800		$1,800
Exhibits/Signs	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600		$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600		$150	$150	$150	$150	$600		$150	$150	$150	$150	$600		$600
Public Relations/Materials	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Informal Marketing / Networking
Memberships/Meetings	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Entertainment	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Other	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GRAND TOTAL COSTS	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$19,620		$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$19,620		$4,905	$4,905	$4,905	$4,905	$19,620		$4,905	$4,905	$4,905	$4,905	$19,620		$19,620

Marketing Budget

ProSvs

Professional Services Author: For information about this worksheet, see Chapter 13, "Management & Organization" in Successful Business Plan: Secrets & Strategies.	2020	2021	2022	2023	2024
General Author: For professional services related to marketing, use the Marketing Budget spreadsheets.
Attorneys	$2,000 Author: The number you enter here will be equally divided among the 12 months of the year on your Income Statement.	$2,000	$2,000	$2,000	$2,000
Accountants	$1,500	$1,500	$1,500	$1,500	$1,500
Management consultants	$0	$0	$0	$0	$0
Industry specialists	$2,000	$2,000	$2,000	$2,000	$2,000
Technology consultants	$0	$0	$0	$0	$0
Mary Cates, JD	$10,000	$0	$0	$0	$0
Other (change title here)	$0	$0	$0	$0	$0
Total Costs	$15,500	$5,500	$5,500	$5,500	$5,500
GRAND TOTAL COSTS	$15,500	$5,500	$5,500	$5,500	$5,500

Professional Services Budget

CapInvest

Capital Investments and Loans Author: This worksheet will help you manage loans and investments in your business.
Item	Amount	Date		Loan Period Sure Product Consulting: Loan period is in NUMBER OF MONTHS	Interest Rate
							Reminder: All invesments & loans must be on or after your business start date of:
Equity Capital Investments Author: Equity capital investments can come from a number of sources, including venture capitalists, angel investors, and family members. Generally, these investors are purchasing a percentage of (or shares in) your company. They expect to reap the rewards of your business' success through periodic dividend payments (a share of the profits) and/or when the company is sold.				Sure Product Consulting: Loan period is in NUMBER OF MONTHS	Month	Year		December-2015
Melinda Cates	$40,000 Author: Enter the amount that will be invested in your business from this source. If this investor will inject cash into your business more than one time, use separate lines for each investment.	Jan Author: Enter the month that you will receive the investment cash. Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	2020 Author: Enter the year you will receive the investment cash.	Capital investments are not paid back on a loan schedule.
Glass Bottles	$3,000	Jan	2020
Metal Caps	$300	Jan	2020
Cardboard Cartons	$500	Jan	2020
NAB Ingredients	$600	Jan	2020
Labels	$840	Jan	2020
Richard Clark (Personal Investment)	$100,000	Jan	2020
Investment Source Name	$0	Jan	2020
Investment Source Name	$0	Jan	2020
Investment Source Name	$0	Jan	2020
Investment Source Name	$0	Jan	2020
Investment Source Name	$0	Jan	2020
Investment Source Name	$0	Jan	2020
Investment Source Name	$0	Jan	2020
Investment Source Name	$0	Jan	2020
Total Capital Investments	$145,240
Loans Author: Unlike equity capital inventments, lenders are typically not interested in purchasing shares in your company--they simply want to be paid back on a fixed schedule, with interest. Lenders can include banks and family members.
Family & Friends	$20,000	Jan	2020	24 Author: Enter the term (length) of the loan in MONTHS. For example, if this will be a three year loan, enter 36 here.	5.00% Author: Enter the loan's annual interest rate.
PNC Bank Business Loan	$150,000	Jan	2020	48	3.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2020	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Jan	2020	12	0.00% Author: Enter the loan's annual interest rate.
Total Loans	$170,000
TOTAL INVESTMENTS AND LOANS	$315,240

Capital Investments and Loans

IncSt

Income Statements Author: For information about this worksheet, see "Income Statements" in Successful Business Plan: Secrets & Strategies.	2020													2021													2022					2023					2024
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
INCOME
Gross Sales	$57,385	$58,533	$59,703	$60,897	$62,115	$63,358	$64,625	$65,917	$67,236	$68,580	$69,952	$71,351	$769,653	$74,598	$76,089.46	$77,611	$79,163	$80,747	$82,362	$84,009	$85,689	$87,403	$89,151	$90,934	$92,753	$1,000,508	$296,776	$314,941	$334,218	$354,675	$1,300,609	$385,793	$409,407	$434,466	$461,058	$1,690,724	$2,197,852
(Commissions)	$3,443	$3,512	$3,582	$3,654	$3,727	$3,801	$3,877	$3,955	$4,034	$4,115	$4,197	$4,281	$46,179	$4,476	$4,565.37	$4,657	$4,750	$4,845	$4,942	$5,041	$5,141	$5,244	$5,349	$5,456	$5,565	$60,031	$17,807	$18,896	$20,053	$21,280	$78,037	$23,148	$24,564	$26,068	$27,664	$101,443	$131,871
(Returns and allowances)	$1,148	$1,171	$1,194	$1,218	$1,242	$1,267	$1,292	$1,318	$1,345	$1,372	$1,399	$1,427	$15,393	$1,492	$1,521.79	$1,552	$1,583	$1,615	$1,647	$1,680	$1,714	$1,748	$1,783	$1,819	$1,855	$20,010	$5,936	$6,299	$6,684	$7,093	$26,012	$7,716	$8,188	$8,689	$9,221	$33,814	$43,957
Net Sales	$52,794	$53,850	$54,927	$56,026	$57,146	$58,289	$59,455	$60,644	$61,857	$63,094	$64,356	$65,643	$708,081	$68,630	$70,002.30	$71,402	$72,830	$74,287	$75,773	$77,288	$78,834	$80,411	$82,019	$83,659	$85,332	$920,468	$273,034	$289,746	$307,480	$326,301	$1,196,560	$354,930	$376,654	$399,708	$424,174	$1,555,466	$2,022,024
(Cost of Goods)	$25,823	$26,340	$26,867	$27,404	$27,952	$28,511	$29,081	$29,663	$30,256	$30,861	$31,478	$32,108	$346,344	$33,569	$34,240.26	$34,925	$35,624	$36,336	$37,063	$37,804	$38,560	$39,331	$40,118	$40,920	$41,739	$450,229	$133,549	$141,723	$150,398	$159,604	$585,274	$173,607	$184,233	$195,510	$207,476	$760,826	$989,034
GROSS PROFIT	$26,971	$27,510	$28,061	$28,622	$29,194	$29,778	$30,374	$30,981	$31,601	$32,233	$32,877	$33,535	$361,737	$35,061	$35,762.04	$36,477	$37,207	$37,951	$38,710	$39,484	$40,274	$41,079	$41,901	$42,739	$43,594	$470,239	$139,485	$148,022	$157,082	$166,697	$611,286	$181,323	$192,421	$204,199	$216,697	$794,640	$1,032,991
EXPENSES - General and Administrative
Salaries and wages	$14,860	$14,860	$14,860	$14,860	$14,860	$14,860	$19,444	$19,444	$19,444	$19,444	$19,444	$19,444	$205,821	$24,399	$24,399	$24,399	$24,399	$24,399	$24,399	$24,399	$24,399	$24,399	$24,399	$24,399	$24,399	$292,783	$75,026	$75,026	$75,026	$75,026	$300,103	$76,901	$76,901	$76,901	$76,901	$307,605	$315,295
Employee benefits	$3,004	$3,004	$3,004	$3,004	$3,004	$3,004	$3,504	$3,504	$3,504	$3,504	$3,504	$3,504	$39,050	$4,734	$4,734	$4,734	$4,734	$4,734	$4,734	$4,734	$4,734	$4,734	$4,734	$4,734	$4,734	$56,805	$14,911	$14,911	$14,911	$14,911	$59,645	$15,657	$15,657	$15,657	$15,657	$62,628	$65,759
Payroll taxes	$2,229	$2,229	$2,229	$2,229	$2,229	$2,229	$2,917	$2,917	$2,917	$2,917	$2,917	$2,917	$30,873	$3,660	$3,660	$3,660	$3,660	$3,660	$3,660	$3,660	$3,660	$3,660	$3,660	$3,660	$3,660	$43,917	$11,254	$11,254	$11,254	$11,254	$45,015	$11,535	$11,535	$11,535	$11,535	$46,141	$47,294
Professional services	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$15,500	$458	$458	$458	$458	$458	$458	$458	$458	$458	$458	$458	$458	$5,500	$1,375	$1,375	$1,375	$1,375	$5,500	$1,375	$1,375	$1,375	$1,375	$5,500	$5,500
Marketing and advertising	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$19,620	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$1,635	$19,620	$4,905	$4,905	$4,905	$4,905	$19,620	$4,905	$4,905	$4,905	$4,905	$19,620	$19,620
Rent	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Equipment rental	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000	$3,000	$3,000	$3,000	$3,000	$12,000	$3,000	$3,000	$3,000	$3,000	$12,000	$12,000
Maintenance	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$3,600	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$3,600	$900	$900	$900	$900	$3,600	$900	$900	$900	$900	$3,600	$3,600
Depreciation	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Insurance	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000	$3,000	$3,000	$3,000	$3,000	$12,000	$3,000	$3,000	$3,000	$3,000	$12,000	$12,000
Telephone service	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$3,000	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$250	$3,000	$750	$750	$750	$750	$3,000	$750	$750	$750	$750	$3,000	$3,000
Utilities	$600	$600	$600	$600	$600	$600	$600	$600	$600	$600	$600	$600	$7,200	$600	$600	$600	$600	$600	$600	$600	$600	$600	$600	$600	$600	$7,200	$1,800	$1,800	$1,800	$1,800	$7,200	$1,800	$1,800	$1,800	$1,800	$7,200	$7,200
Office supplies	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400	$600	$600	$600	$600	$2,400	$600	$600	$600	$600	$2,400	$2,400
Postage and shipping	$240	$240	$240	$240	$240	$240	$240	$240	$240	$240	$240	$240	$2,880	$240	$240	$240	$240	$240	$240	$240	$240	$240	$240	$240	$240	$2,880	$720	$720	$720	$720	$2,880	$720	$720	$720	$720	$2,880	$2,880
Travel	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000	$1,500	$1,500	$1,500	$1,500	$6,000	$1,500	$1,500	$1,500	$1,500	$6,000	$6,000
Entertainment	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200	$300	$300	$300	$300	$1,200	$300	$300	$300	$300	$1,200	$1,200
Interest on loans	$458	$448	$437	$426	$415	$405	$394	$383	$372	$361	$350	$339	$4,789	$328	$317	$306	$295	$284	$272	$261	$250	$239	$227	$216	$205	$3,200	$556	$485	$414	$342	$1,797	$270	$197	$124	$50	$640	$0
Other (change title here)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Other (change title here)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
TOTAL EXPENSES	$27,668	$27,657	$27,647	$27,636	$27,625	$27,614	$33,375	$33,364	$33,353	$33,342	$33,331	$33,320	$365,933	$39,404	$39,393	$39,381	$39,370	$39,359	$39,348	$39,337	$39,325	$39,314	$39,303	$39,291	$39,280	$472,105	$120,597	$120,526	$120,455	$120,383	$481,960	$123,213	$123,140	$123,067	$122,993	$492,413	$503,749
Net income before taxes and interest	-$697	-$147	$414	$986	$1,569	$2,164	-$3,001	-$2,383	-$1,752	-$1,109	-$454	$215	-$4,196	-$4,343	-$3,630	-$2,904	-$2,163	-$1,408	-$638	$147	$948	$1,765	$2,598	$3,448	$4,314	-$1,866	$18,888	$27,496	$36,628	$46,314	$129,326	$58,110	$69,281	$81,132	$93,704	$302,227	$529,242
Interest Income	$279	$275	$270	$266	$262	$259	$252	$246	$240	$234	$229	$224	$3,037	$215	$208	$201	$194	$188	$182	$177	$172	$167	$163	$160	$156	$2,185	$459	$471	$506	$564	$2,000	$646	$760	$903	$1,077	$3,386	$9,038
Provision for taxes on income	$0	$37	$198	$363	$531	$702	$0	$0	$0	$0	$0	$127	$0	$0	$0	$0	$0	$0	$0	$94	$325	$560	$801	$1,046	$1,296	$0	$5,611	$8,111	$10,769	$13,595	$38,085	$17,039	$20,312	$23,790	$27,487	$88,628	$156,101
NET PROFIT	-$418	$91	$486	$889	$1,300	$1,720	-$2,749	-$2,137	-$1,512	-$875	-$225	$312	-$1,159	-$4,127	-$3,422	-$2,703	-$1,969	-$1,220	-$456	$230	$795	$1,372	$1,961	$2,561	$3,174	$319	$13,736	$19,857	$26,365	$33,283	$93,241	$41,717	$49,729	$58,245	$67,295	$216,985	$382,179

Income Statements

CshFlw

Cash Flow Author: For information about this worksheet, see "Cash-Flow Projections" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.	2020														2021														2022						2023						2024
	January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		January	February	March	April	May	June	July	August	September	October	November	December	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
CASH RECEIPTS
Income from Sales
Cash Sales	$22,954	$23,413	$23,881	$24,359	$24,846	$25,343	$25,850	$26,367	$26,894	$27,432	$27,981	$28,540	$307,861		$29,839	$30,436	$31,044	$31,665	$32,299	$32,945	$33,604	$34,276	$34,961	$35,660	$36,374	$37,101	$400,203		$118,710	$125,976	$133,687	$141,870	$520,244		$154,317	$163,763	$173,786	$184,423	$676,289		$879,141
Collections	$0	$34,431	$35,120	$35,822	$36,538	$37,269	$38,015	$38,775	$39,550	$40,341	$41,148	$41,971	$418,981		$42,811	$44,759	$45,654	$46,567	$47,498	$48,448	$49,417	$50,405	$51,413	$52,442	$53,491	$54,560	$587,464		$174,362	$185,331	$196,675	$208,713	$765,082		$225,252	$240,921	$255,668	$271,316	$993,157		$1,301,031
Total Cash from Sales	$22,954	$57,844	$59,001	$60,181	$61,385	$62,612	$63,865	$65,142	$66,445	$67,774	$69,129	$70,512	$726,842		$72,650	$75,194	$76,698	$78,232	$79,797	$81,393	$83,021	$84,681	$86,375	$88,102	$89,864	$91,661	$987,668		$293,072	$311,308	$330,362	$350,583	$1,285,325		$379,569	$404,684	$429,454	$455,740	$1,669,447		$2,180,172
Income from Financing
Interest Income	$279 Author: This line item is automatically calculated for you based on the interest rate you entered on the "Setup and Assumptions" sheet.	$275	$270	$266	$262	$259	$252	$246	$240	$234	$229	$224	$3,037		$215	$208	$201	$194	$188	$182	$177	$172	$167	$163	$160	$156	$2,185		$459	$471	$506	$564	$2,000		$646	$760	$903	$1,077	$3,386		$9,038
Loan Proceeds	$170,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$170,000		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Equity Capital Investments	$145,240	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$145,240		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Cash from Financing	$315,519	$275	$270	$266	$262	$259	$252	$246	$240	$234	$229	$224	$318,277		$215	$208	$201	$194	$188	$182	$177	$172	$167	$163	$160	$156	$2,185		$459	$471	$506	$564	$2,000		$646	$760	$903	$1,077	$3,386		$9,038
Other Cash Receipts	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
TOTAL CASH RECEIPTS	$338,473	$58,119	$59,271	$60,447	$61,647	$62,871	$64,117	$65,388	$66,685	$68,008	$69,358	$70,736	$1,045,119		$72,865	$75,402	$76,899	$78,427	$79,985	$81,575	$83,198	$84,853	$86,542	$88,265	$90,024	$91,818	$989,852		$293,531	$311,779	$330,868	$351,147	$1,287,326		$380,215	$405,444	$430,357	$456,816	$1,672,833		$2,189,209
CASH DISBURSEMENTS
Inventory	$25,823	$26,340	$26,867	$27,404	$27,952	$28,511	$29,081	$29,663	$30,256	$30,861	$31,479	$32,108	$346,346		$33,569	$34,240	$34,925	$35,624	$36,336	$37,063	$37,804	$38,560	$39,331	$40,118	$40,920	$41,739	$450,229		$133,549	$141,723	$150,398	$159,604	$585,274		$173,607	$184,233	$195,510	$207,476	$760,826		$989,034
Operating Expenses	$27,210	$27,210	$27,210	$27,210	$27,210	$27,210	$32,981	$32,981	$32,981	$32,981	$32,981	$32,981	$361,144		$39,075	$39,075	$39,075	$39,075	$39,075	$39,075	$39,075	$39,075	$39,075	$39,075	$39,075	$39,075	$468,906		$120,041	$120,041	$120,041	$120,041	$480,163		$122,943	$122,943	$122,943	$122,943	$491,773		$503,749
Commissions/Returns & Allowances	$4,591	$4,683	$4,776	$4,872	$4,969	$5,069	$5,170	$5,273	$5,379	$5,486	$5,596	$5,708	$61,572		$5,968	$6,087	$6,209	$6,333	$6,460	$6,589	$6,721	$6,855	$6,992	$7,132	$7,275	$7,420	$80,041		$23,742	$25,195	$26,737	$28,374	$104,049		$30,863	$32,753	$34,757	$36,885	$135,258		$175,828
Capital Purchases	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Loan Payments	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$50,371		$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$50,371		$9,960	$9,960	$9,960	$9,960	$39,842		$9,960	$9,960	$9,960	$9,960	$39,842		$0
Income Tax Payments	$1,154 Author: Note that on your Income Statements, we've generated an estimate for income taxes. This line on the Cash Flow statement is where you should reflect the actual payments you intend to make on a regular basis (probably quarterly).	Author: This line item is automatically calculated for you based on the interest rate you entered on the "Setup and Assumptions" sheet.	$1,335	$1,520	$1,709	$1,902	$2,099	$625	$828	$1,036	$1,248	$1,464	$1,685	$16,605		$429	$613	$903	$1,147	$1,397	$1,652	$1,912	$2,177	$2,448	$2,724	$3,007	$3,295	$21,704		$9,885	$9,885	$9,885	$9,885	$39,540		$9,885	$9,885	$9,885	$9,885	$39,540		$39,540
Investor Dividend Payments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Owner's Draw	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
TOTAL CASH DISBURSEMENTS	$62,976	$63,765	$64,570	$65,392	$66,231	$67,086	$72,055	$72,943	$73,850	$74,774	$75,717	$76,680	$836,038		$83,239	$84,213	$85,310	$86,377	$87,466	$88,577	$89,710	$90,865	$92,045	$93,247	$94,475	$95,727	$1,071,250		$297,177	$306,805	$317,022	$327,864	$1,248,868		$347,259	$359,774	$373,056	$387,150	$1,467,239		$1,708,150
NET CASH FLOW	$275,498	-$5,646	-$5,299	-$4,945	-$4,584	-$4,215	-$7,938	-$7,555	-$7,165	-$6,766	-$6,359	-$5,944	$209,081		-$10,374	-$8,811	-$8,411	-$7,950	-$7,481	-$7,002	-$6,512	-$6,012	-$5,503	-$4,982	-$4,451	-$3,909	-$81,397		-$3,646	$4,974	$13,847	$23,283	$38,458		$32,956	$45,670	$57,301	$69,667	$205,594		$481,059
Opening Cash Balance	$60,000	$335,498	$329,852	$324,552	$319,607	$315,023	$310,808	$302,870	$295,315	$288,150	$281,384	$275,025			$269,081	$258,707	$249,896	$241,485	$233,535	$226,054	$219,053	$212,540	$206,528	$201,026	$196,044	$191,592			$187,683	$184,037	$189,011	$202,858			$226,141	$259,097	$304,767	$362,068			$431,735
Cash Receipts	$338,473	$58,119	$59,271	$60,447	$61,647	$62,871	$64,117	$65,388	$66,685	$68,008	$69,358	$70,736			$72,865	$75,402	$76,899	$78,427	$79,985	$81,575	$83,198	$84,853	$86,542	$88,265	$90,024	$91,818			$293,531	$311,779	$330,868	$351,147			$380,215	$405,444	$430,357	$456,816			$2,189,209
Cash Disbursements	$62,976	$63,765	$64,570	$65,392	$66,231	$67,086	$72,055	$72,943	$73,850	$74,774	$75,717	$76,680			$83,239	$84,213	$85,310	$86,377	$87,466	$88,577	$89,710	$90,865	$92,045	$93,247	$94,475	$95,727			$297,177	$306,805	$317,022	$327,864			$347,259	$359,774	$373,056	$387,150			$1,708,150
ENDING CASH BALANCE	$335,498	$329,852	$324,552	$319,607	$315,023	$310,808	$302,870	$295,315	$288,150	$281,384	$275,025	$269,081	$269,081		$258,707	$249,896	$241,485	$233,535	$226,054	$219,053	$212,540	$206,528	$201,026	$196,044	$191,592	$187,683	$187,683		$184,037	$189,011	$202,858	$226,141	$226,141		$259,097	$304,767	$362,068	$431,735	$431,735		$912,794

Cash Flow Statements

BalSht

Balance Sheet Author: For information about this worksheet, see "Balance Sheet" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet
Zero Sugar				Zero Sugar				Zero Sugar				Zero Sugar				Zero Sugar				Zero Sugar				Zero Sugar				Zero Sugar
First Quarter				Second Quarter				Third Quarter				Fourth Quarter				2021				2022				2023				2024
2020				2020				2020				2020
ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS
Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets
Cash	$324,552			Cash	$310,808			Cash	$288,150			Cash	$269,081			Cash	$187,683			Cash	$226,141			Cash	$431,735			Cash	$912,794
Accounts Receivable	$35,822			Accounts Receivable	$38,015			Accounts Receivable	$40,341			Accounts Receivable	$42,811			Accounts Receivable	$55,652			Accounts Receivable	$70,935			Accounts Receivable	$92,212			Accounts Receivable	$109,893
Inventory	$0			Inventory	$1			Inventory	$2			Inventory	$2			Inventory	$2			Inventory	$2			Inventory	$2			Inventory	$2
Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0
Total Current Assets		$360,375		Total Current Assets		$348,824		Total Current Assets		$328,493		Total Current Assets		$311,894		Total Current Assets		$243,337		Total Current Assets		$297,078		Total Current Assets		$523,949		Total Current Assets		$1,022,688
Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets
Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0
Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0
Equipment	$0			Equipment	$0			Equipment	$0			Equipment	$0			Equipment	$0			Equipment	$0			Equipment	$0			Equipment	$0
Computers & Telecommunications	$0			Computers & Telecommunications	$0			Computers & Telecommunications	$0			Computers & Telecommunications	$0			Computers & Telecommunications	$0			Computers & Telecommunications	$0			Computers & Telecommunications	$0			Computers & Telecommunications	$0
(Less Accumlated Depreciation)	$0			(Less Accumlated Depreciation)	$0			(Less Accumlated Depreciation)	$0			(Less Accumlated Depreciation)	$0			(Less Accumlated Depreciation)	$0			(Less Accumlated Depreciation)	$0			(Less Accumlated Depreciation)	$0			(Less Accumlated Depreciation)	$0
Total Fixed Assets		$0		Total Fixed Assets		$0		Total Fixed Assets		$0		Total Fixed Assets		$0		Total Fixed Assets		$0		Total Fixed Assets		$0		Total Fixed Assets		$0		Total Fixed Assets		$0
Other Assets		$120,550		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0
TOTAL ASSETS			$480,925	TOTAL ASSETS			$348,824	TOTAL ASSETS			$328,493	TOTAL ASSETS			$311,894	TOTAL ASSETS			$243,337	TOTAL ASSETS			$297,078	TOTAL ASSETS			$523,949	TOTAL ASSETS			$1,022,688
LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES
Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities
Short-Term Notes Payable	$45,974 Sure Product Consulting: Short-Term Notes Payable: loan payments to be made within one year			Short-Term Notes Payable	$46,370			Short-Term Notes Payable	$46,769			Short-Term Notes Payable	$47,171			Short-Term Notes Payable	$38,045			Short-Term Notes Payable	$39,202			Short-Term Notes Payable	$0			Short-Term Notes Payable	$0
Income Taxes Due	-$3,774 Author: If you see a number here, it reflects the difference between the projected income taxes owed (as calculated on your Income Statements) and what you've said you will actually pay (as entered on your Cash Flow statements).			Income Taxes Due	-$7,887			Income Taxes Due	-$10,376			Income Taxes Due	-$16,605			Income Taxes Due	-$38,309			Income Taxes Due	-$39,764			Income Taxes Due	$9,323			Income Taxes Due	$125,884
Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0
Total Current Liabilities		$42,201		Total Current Liabilities		$38,482		Total Current Liabilities		$36,392		Total Current Liabilities		$30,566		Total Current Liabilities		-$264		Total Current Liabilities		-$563		Total Current Liabilities		$9,323		Total Current Liabilities		$125,884
Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities
Long-Term Notes Payable	$112,776			Long-Term Notes Payable	$101,034			Long-Term Notes Payable	$89,191			Long-Term Notes Payable	$77,247			Long-Term Notes Payable	$39,202			Long-Term Notes Payable	-$0			Long-Term Notes Payable	-$0			Long-Term Notes Payable	-$0
Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0
Total Long-Term Liabilities		$112,776		Total Long-Term Liabilities		$101,034		Total Long-Term Liabilities		$89,191		Total Long-Term Liabilities		$77,247		Total Long-Term Liabilities		$39,202		Total Long-Term Liabilities		-$0		Total Long-Term Liabilities		-$0		Total Long-Term Liabilities		-$0
NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH
Paid-In Capital	$205,240			Paid-In Capital	$205,240			Paid-In Capital	$205,240			Paid-In Capital	$205,240			Paid-In Capital	$205,240			Paid-In Capital	$205,240			Paid-In Capital	$205,240			Paid-In Capital	$205,240
Retained Earnings	$120,708			Retained Earnings	$4,067			Retained Earnings	-$2,331			Retained Earnings	-$1,159			Retained Earnings	-$841			Retained Earnings	$92,401			Retained Earnings	$309,386			Retained Earnings	$691,564
Total Net Worth		$325,948		Total Net Worth		$209,307		Total Net Worth		$202,909		Total Net Worth		$204,081		Total Net Worth		$204,399		Total Net Worth		$297,641		Total Net Worth		$514,626		Total Net Worth		$896,804
TOTAL LIABILITIES AND NET WORTH			$480,925	TOTAL LIABILITIES AND NET WORTH			$348,824	TOTAL LIABILITIES AND NET WORTH			$328,493	TOTAL LIABILITIES AND NET WORTH			$311,894	TOTAL LIABILITIES AND NET WORTH			$243,337	TOTAL LIABILITIES AND NET WORTH			$297,078	TOTAL LIABILITIES AND NET WORTH			$523,949	TOTAL LIABILITIES AND NET WORTH			$1,022,688

Balance Sheet

BrkEvn

	Break-even Estimates Author: For information about this worksheet, see "Break-Even Analysis" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies. Note that this Worksheet differs from that shown in the book slightly by also factoring the costs of sales commissions and returns/allowances. This gives you a more accurate break-even estimate.
	Year 1 (2020)
	January	$58,868 Author: This is the amount of sales you will need to make each month to break even.
	February	$58,846
	March	$58,823
	April	$58,800
	May	$58,777
	June	$58,754
	July	$71,010
	August	$70,987
	September	$70,964
	October	$70,940
	November	$70,917
	December	$70,894
	Monthly Average	$64,882
	Year 2 (2021)
	January	$83,837
	February	$83,814
	March	$83,790
	April	$83,767
	May	$83,743
	June	$83,719
	July	$83,695
	August	$83,671
	September	$83,647
	October	$83,623
	November	$83,599
	December	$83,574
	Monthly Average	$83,707
	Year 3 (2022)
	1st Quarter	$256,589
	2nd Quarter	$256,438
	3rd Quarter	$256,287
	4th Quarter	$256,134
	Quarterly Average	$256,362
	Year 4 (2023)
	1st Quarter	$262,156
	2nd Quarter	$262,001
	3rd Quarter	$261,845
	4th Quarter	$261,687
	Quarterly Average	$261,922
	Year 5 (2024)
	Annual Average	$1,071,805

Break-even Estimates

Ratios

Key Ratios Author: This sheet provides a mathematical snapshot of your company's performance. These ratios are often used by lenders or investors in determining how well a company is managing its finances.
Year 1 (2020)	Working Capital Author: Working Capital is the amount of readily available funds the company has to cover upcoming expenses. More is better!	Current Ratio Author: This ratio divides your current assets by your current liabilities. In general, it should be greater than 2. If an "N.A." appears in the cell, it indicates that you had no liabilities with which to calculate the ratio.	Quick Ratio Author: Similar to the Current Ratio, but we've subtracted inventory from your assets. A number greater than 1 is desirable. If an "N.A." appears in the cell, it indicates that you had no liabilities with which to calculate the ratio.	Cash Turnover Author: This ratio divides your net sales for the period by your "working capital," (your current assets minus your current liabilities). In other words, it shows by what multiple your sales exceed your working capital. In general, 5 or above is good to aim for, but this can vary based on your industry, etc.	Debt to Equity Author: To calculate your Debt to Equity ratio, we divided your total liabilities by your net worth. A high number (greater than 1), indicates a high debt load relative to your assets. Potential funders may be wary of investing in such a case.	Return on Investment Author: This ratio is achieved by dividing your net worth into your net income for the period. It shows the rate of return you and your investors are receiving on your investments in the company. The higher the better!	Return on Sales Author: This ratio is calculated by dividing your net income for the period by your net sales for the period. The higher the number here, the more profit you are extracting from each sale. Your ideal number will depend greatly on your industry, margins, etc.	Return on Assets Author: Your Return on Assets indicates how much profit you are generating on all the investments you've made in the company's assets. In particular, this will help you (and your investors) determine if you are achieving a good rate-of-return on your investments. This will depend greatly on your industry.	Net Sales
1st Quarter	$318,174	8.54	8.54	0.51	0.48	-0%	-0%	-0%	$161,571.37
2nd Quarter	$310,342	9.06	9.06	0.55	0.67	2%	3%	1%	$171,460.83
3rd Quarter	$292,101	9.03	9.03	0.62	0.62	-4%	-4%	-2%	$181,955.60
4th Quarter	$281,327	10.20	10.20	0.69	0.53	-1%	-1%	-0%	$193,092.74
Year 2 (2021)	$243,601	-920.61	-920.60	3.78	0.19	-1%	-0%	-1%	$920,467.78
Year 3 (2022)	$297,641	-527.99	-527.99	4.02	-0.00	43%	11%	44%	$1,196,560.10
Year 4 (2023)	$514,626	56.20	56.20	3.02	0.02	59%	19%	58%	$1,555,465.72
Year 5 (2024)	$896,804	8.12	8.12	2.25	0.14	59%	26%	52%	$2,022,024.30

Key Ratios

1YrAtGl

Year 1: Financials at-a-Glance (2020) Gross Sales January February March April May June July August September October November December 57385 58532.7 59703.354000000014 60897.42108 62115.369501600006 63357.676891632014 64624.830429464651 65917.327038053932 67235.673578815025 68580.38705039132 69951.994791399149 71351.034687227133 Gross Profit January February March April May June July August September October November December 26970.950000000004 27510.368999999999 28060.576380000006 28621.787907600003 29194.223665752004 29778.108139067052 30373.670301848382 30981.143707885345 31600.766582043063 32232.78191368391 32877.437551957599 33534.986302996746 Net Profit January February March April May June July August September October November December -417.86801889700638 90.540157610650454 485.65436469381592 888.8137483514106 1300.178923669338 1719.9137642272713 -2748.8250199357999 -2136.7759560067652 -1512.2197555384173 -874.90631770120604 -224.58047430810885 311.70226755675338

NSYr1

Year 1: Net Sales (2020) Zero Sugar: Lemon Lime January February March April May June July August September October November December 16067.8 16389.155999999999 16716.939120000003 17051.277902400001 17392.303460448002 17740.149529656963 18094.952520250095 18456.851570655101 18825.988602068206 19202.508374109573 19586.558541591763 19978.289712423601 Zero Sugar: Orange January February March April May June July August September October November December 16067.8 16389.155999999999 16716.939120000003 17051.277902400001 17392.303460448002 17740.149529656963 18094.952520250095 18456.851570655101 18825.988602068206 19202.508374109573 19586.558541591763 19978.289712423601 Zero Sugar: Grape January February March April May June July August September October November December 13772.4 14047.848 14328.804960000003 14615.381059200003 14907.688680384003 15205.842453991681 15509.959303071517 15820.158489132946 16136.561658915605 16459.292892093916 16788.478749935792 17124.248324934513 Zero Sugar: Kiwi January February March April May June July August September October November December 6886.2 7023.924 7164.4024800000016 7307.6905296000014 7453.8443401920013 7602.9212269958407 7754.9796515357584 7910.0792445664729 8068.2808294578026 8229.6464460469579 8394.2393749678959 8562.1241624672566 Product Line 5 Product Line 6 Product Line 7 Product Line 8 Product Line 9 Product Line 10

1YrCshFlw

Year 1: Cash Flow (2020) Net Cash Flow January February March April May June July August September October November December 275497.72597135825 -5646.1795105406491 -5299.1601354119339 -4945.1173369761746 -4583.830510904103 -4215.0745739999256 -7938.0582287350335 -7555.0849871175742 -7164.9416186626186 -6766.3842119483597 -6359.1639102339395 -5944.0276458302396 Ending Cash Balance 335497.72597135825 329851.54646081757 324552.38632540568 319607.26898842951 315023.43847752537 310808.36390352546 302870.3056747904 295315.22068767285 288150.27906901017 281383.89485706179 275024.7309468278 269080.70330099756

2ndYrCshFlw

Year 2: Cash Flow (2021) Net Cash Flow January February March April May June July August September October November December -10373.681191562631 -8811.0879217434413 -8410.7535538566735 -7950.0888685068785 -7480.807756319773 -7001.6174528142583 -6512.2192545231082 -6012.308400143389 -5502.5747826431325 -4981.7011596382945 -4451.3655265745037 -3909.2376561358687 Ending Cash Balance January February March April May June July August September October November December 258707.02210943491 249895.93418769148 241485.1806338348 233535.09176532793 226054.28400900814 219052.66655619387 212540.44730167073 206528.13890152736 201025.56411888424 196043.86295924598 191592.49743267149 187683.25977653562

5YrAtGl

5-Year Financials at-a-Glance

Gross Sales 2020 2021 2022 2023 2024 769652.76904858311 1000508.4542334126 1300608.8034087794 1690723.6039304694 2197852.4959969833 Gross Profit 2020 2021 2022 2023 2024 361736.80145283393 470238.97348970396 611286.13760212634 794640.09384732076 1032990.6731185822 Net Profit 2020 2021 2022 2023 2024 -1159.1146605434947 318.60798715305009 93241.370305754448 216984.78222513228 382178.60546359641

NS5Yr

5-Year Net Sales

Zero Sugar: Lemon Lime 2020 2021 2022 2023 2024 215502.77533360335 280142.36718535551 364170.46495445818 473402.60910053144 615398.69887915533 Zero Sugar: Orange 2020 2021 2022 2023 2024 215502.77533360335 280142.36718535551 364170.46495445818 473402.60910053144 615398.69887915533 Zero Sugar: Grape 2020 2021 2022 2023 2024 184716.66457165993 240122.02901601911 312146.11281810713 405773.66494331264 527484.5990392759 Zero Sugar: Kiwi 2020 2021 2022 2023 2024 92358.332285829965 120061.01450800955 156073.05640905356 202886.83247165632 263742.29951963795 Product Line 5 Product Line 6 Product Line 7 Product Line 8 Product Line 9 Product Line 10

License

	License Agreement
	LICENSE AGREEMENT FOR PLANNINGSHOP’S BUSINESS PLAN FINANCIALS This License Agreement is a legal agreement between you (the product purchaser/user) and PlanningShop for the Business Plan Financials product (“Software”) that accompanies this Agreement, including all associated documentation and packaging. By installing and/or using the Software, you accept the terms of this Agreement. PRODUCT LICENSE The Software is protected by intellectual property laws and treaties. It is owned by PlanningShop and licensed to you for your use (not sold). You acknowledge that PlanningShop has conferred to you NO title or ownership of the Software or any of its constituent parts. Re-distribution of the Software or any of constituent its parts, whether in an original or modified form, is strictly forbidden. 1. General License. You may install one copy of the Software on a single computing device for use by a single user. Additional users, whether using the same computing device or a separate device, must purchase additional licenses. Multi-user licenses are available from PlanningShop. A second copy of the Software may be stored on a separate device for the sole purpose of backing up the original copy. You may not copy, distribute, or resell the Software. 2. Unauthorized Use. You may not modify, disassemble, or reverse engineer the Software or its code for any form of distribution. The Software, its content, design and programming are copyrighted by PlanningShop. 3. WARRANTY. THIS SOFTWARE IS PROVIDED AS IS. PLANNINGSHOP AND ITS AFFILIATED PARTIES MAKE NO CLAIMS, PROMISES OR GUARANTEES ABOUT THE ACCURACY, COMPLETENESS, OR ADEQUACY OF THE SOFTWARE FOR ANY PURPOPSE AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS, OMISSIONS, FAILURES, OR DEFECTS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE SOFTWARE.
	4. DAMAGES. IN NO EVENT WILL PLANNINGSHOP BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SOFTWARE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, DEFECT, OR COMPUTER VIRUS EVEN IF THE PLANNINGSHOP, OR AFFILIATED PARTIES, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES. 5. Governing Law. This Agreement shall be treated as though it were executed and performed in Palo Alto, California, and shall be governed by and construed in accordance with the laws of the State of California, USA (without regard to conflict of law principles). All actions shall be subject to the limitations set forth in Section 3 and Section 4. The language in this Agreement shall be interpreted as in accordance with its fair meaning and not strictly for or against either party. All legal proceedings arising out of or in connection with this Agreement shall be brought solely in Palo Alto, California. You expressly submit to the exclusive jurisdiction of said courts and consent to extraterritorial service of process. Should any part of this Agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. 6. Contact. Should you have any questions concerning this agreement, or if you desire to contact PlanningShop for any reason, you may do so at: PlanningShop, 555 Bryant Street #180, Palo Alto, California, USA, 94301.

About

	About Business Plan Financials
	PlanningShop
	Business Plan Financials
	Version 3.1
	SUBJECT TO END-USER LICENSE AGREEMENT
	Copyright 2003-2017 PlanningShop. All rights reserved.
	www.planningshop.com

http://www.planningshop.com/

Config

CONFIG WORKSHEET
Sure Product Consulting: IMPORTANT: Do not remove or change anything on this worksheet! Doing so may render this product unusable!

Startup Year

2020
Sure Product Consulting: Sure Product Consulting: How does this get set? Headings on each worksheet are driven from it, but this does not seem to be connected t the Setup worksheet "what year wll your business start" question.

Version:

Startup Month

3.0

January

8/1/13

Startup Month Abbrev

Jan

Start Date:

Dec-15

CREDIT MULTIPLIER

Multiple

With "Credit Sales"

0.00

1.00

0.60

Working Capital Calc
Sure Product Consulting: Used by Ratios worksheet

$318,174

$310,342

$292,101

$281,327

$243,601

$297,641

$514,626

$896,804

Chart Titles

Year 1 String

2020

Year 1: Financials at-a-Glance (2020)

Year 2 String

2021

Year 1: Net Sales (2020)

Year 3 String

2022

Year 1: Cash Flow (2020)

Year 4 String

2023

Year 2: Cash Flow (2021)

Year 5 String

2024

DOUBLE LIST FOR Months on top of worksheets

January

February

March

April

May

June

July

August

September

October

November

December

January

February

March

April

May

June

July

August

September

October

November

December

Start Month

From Setup

January

February

March

April

May

June

July

August

September

October

November

December

Match Position in Doublelist

Adjust index to 1-12

Abbrev

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

Nov

Dec

To-Do List

Making a "Demo" version of this workbook, with watermark, 1 loan, 1 product line, 1 investment

Adding a Worksheet to do revolving credit calculations. See http://www.vertex42.com/Files/download/line-of-credit.html for a cool line of credit worksheet (it's complicated)

Cleaning up all the dates, lists of months, etc. on the config worksheet

Adding "Reset_XXX" subroutines for ALL the worksheets

Check PrintAreas, footers, headers for New DepnSchedule and New LoanPaymentSchedule

Your Company Name

Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only

DepnSchedule

Sure Product Consulting: Is this depreciation schedule correct? If only one year of service, nothing is depreciated. If more than one year, we don't depreciate anything for year 1 it seems (or does that show up as an expense?)	Depreciation Schedule from CapEx Worksheet
														Dec-15	Jan-16	Feb-16	Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20
Item#	Category	Item Name	Purch Value	Salvage Value	Yrs of Service	Mos of Service	Month Purchased	Year Purchased	Purchase Month	End Month	End Date	Depn Amt montly		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	- Sure Product Consulting: If "today's" month is one in this asset is dep'd over,	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
21	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
22	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
23	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
24	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
25	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
26	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
27	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
28	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
29	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
30	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
31	Comp	Item Name (change name here)	$0.00	$0.00	3	36	Jan	2020	1	36	Nov-18	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
32	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
33	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
34	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
35	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
36	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
37	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
38	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
39	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
40	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
41	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
42	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
43	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
44	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
45	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
46	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
47	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
48	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
49	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
50	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
51	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16
52	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16
53	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16
54	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16
55	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16
56	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16
57	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16
58	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16
59	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16
60	Land	Item Name (change name here)	$0.00	$0.00	1	12	Jan	2020	1	12	Nov-16
		TOTAL												$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -
		Land												-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Facilities												-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Equip												-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Comp												-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		TOTAL Author: This goes into Cash Flow statement.											Author: This goes into Cash Flow statement.	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		TOTAL NON-DEPRECIABLE CAPITAL ASSETS Author: This goes into Income statement under "non-depreciable capital purchases"											Author: This goes into Income statement under "non-depreciable capital purchases"	Author: This goes into Cash Flow statement.	Author: This goes into Income statement under "non-depreciable capital purchases"												-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Depreciation Schedule

LoanInvestSchedules

	Investment Proceeds										Investment Proceeds												Investment Proceeds												Investment Proceeds												Investment Proceeds												Investment Proceeds
											Dec-15	Jan-16	Feb-16	Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20
Inv #	Name of Invest Source	Amount			Start Month	Start Year	Infusion Month				1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Melinda Cates	$40,000			Jan	2020	1				40,000.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
2	Glass Bottles	$3,000			Jan	2020	1				3,000.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
3	Metal Caps	$300			Jan	2020	1				300.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
4	Cardboard Cartons	$500			Jan	2020	1				500.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
5	NAB Ingredients	$600			Jan	2020	1				600.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
6	Labels	$840			Jan	2020	1				840.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
7	Richard Clark (Personal Investment)	$100,000			Jan	2020	1				100,000.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
8	Investment Source Name	$0			Jan	2020	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
9	Investment Source Name	$0			Jan	2020	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
10	Investment Source Name	$0			Jan	2020	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
11	Investment Source Name	$0			Jan	2020	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
12	Investment Source Name	$0			Jan	2020	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
13	Investment Source Name	$0			Jan	2020	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
14	Investment Source Name	$0			Jan	2020	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
15	Investment Source Name	$0			Jan	2020	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
									TOTAL:		$145,240	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Payback Schedule (Principle + Interest)										Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)
											Dec-15	Jan-16	Feb-16	Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20 Sure Product Consulting: Note: We calculate loan payments beyond the end date of this business plan (5 years into future), in order to populate the Balance Sheet properly. Payments due in year 6 need to appear on the Short-Term Notes Payable line of Balance Sheet for Year 5. The remainder of the not-yet-made loan payments appear on Long-Term Notes Payable line of the Year 5 balance sheet.	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	End Pay Month	Pmt Amt (P+I)		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60	61	62	63	64	65	66	67	68	69	70	71	72
1	Family & Friends	$20,000	5.00%	24	Jan	2020	1	24	877.43		877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
2	PNC Bank Business Loan	$150,000	3.00%	48	Jan	2020	1	48	3,320.15		3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	3,320.15	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
3	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
4	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
5	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
6	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
7	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
8	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
9	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
10	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
11	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
12	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
13	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
14	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
15	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
16	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
17	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
18	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
19	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
20	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
									TOTAL:		$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$4,198	$3,320	$3,320	$3,320	$3,320	$3,320	$3,320	$3,320	$3,320	$3,320	$3,320	$3,320	$3,320	$3,320	$3,320	$3,320	$3,320	$3,320	$3,320	$3,320	$3,320	$3,320	$3,320	$3,320	$3,320	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan - Interest Portion of Loan Payments										Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments
											Dec-15	Jan-16	Feb-16	Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	End Pay Month	Pmt Amt (P+I)		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60	61	62	63	64	65	66	67	68	69	70	71	72
1	Family & Friends	$20,000.00	$0.05	$24.00	Jan	$2,020.00	1	24	877.43		83.33	80.02	76.70	73.37	70.02	66.65	63.27	59.88	56.47	53.05	49.62	46.17	42.71	39.23	35.74	32.23	28.71	25.17	21.62	18.05	14.47	10.88	7.27	3.64	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	PNC Bank Business Loan	$150,000	3.00%	48	Jan	2020	1	48	3,320.15		375.00	367.64	360.26	352.86	345.44	338.00	330.55	323.07	315.58	308.07	300.54	292.99	285.42	277.83	270.23	262.60	254.96	247.30	239.61	231.91	224.19	216.45	208.69	200.91	193.12	185.30	177.46	169.60	161.73	153.83	145.92	137.98	130.03	122.05	114.06	106.04	98.00	89.95	81.87	73.78	65.66	57.53	49.37	41.19	33.00	24.78	16.54	8.28	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Loan Source Name	$0	0.00%	12	Jan	2020	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
									TOTAL:		$458	$448	$437	$426	$415	$405	$394	$383	$372	$361	$350	$339	$328	$317	$306	$295	$284	$272	$261	$250	$239	$227	$216	$205	$193	$185	$177	$170	$162	$154	$146	$138	$130	$122	$114	$106	$98	$90	$82	$74	$66	$58	$49	$41	$33	$25	$17	$8	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Proceeds										Loan Proceeds												Loan Proceeds												Loan Proceeds												Loan Proceeds												Loan Proceeds
											Dec-15	Jan-16	Feb-16	Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20
Loan #	Name of Loan Source	Amount			Start Month	Start Year	Begin Pay Month				1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Family & Friends	$20,000			Jan	2020	1				20,000.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	PNC Bank Business Loan	$150,000			Jan	2020	1				150,000.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Loan Source Name	$0			Jan	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Loan Source Name	$0			Jan	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Loan Source Name	$0			Jan	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Loan Source Name	$0			Jan	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Loan Source Name	$0			Jan	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Loan Source Name	$0			Jan	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Loan Source Name	$0			Jan	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Loan Source Name	$0			Jan	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Loan Source Name	$0			Jan	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Loan Source Name	$0			Jan	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Loan Source Name	$0			Jan	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Loan Source Name	$0			Jan	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Loan Source Name	$0			Jan	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Loan Source Name	$0			Jan	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Loan Source Name	$0			Jan	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Loan Source Name	$0			Jan	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Loan Source Name	$0			Jan	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Loan Source Name	$0			Jan	2020	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
									TOTAL:		$170,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Calculations for Balance Sheet										Loan Calculations for Balance Sheet												Loan Calculations for Balance Sheet
											First Quarter			Second Quarter			Third Quarter			Fourth Quarter			Year 2			Year 3			Year 4			Year 5
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	Amount			Principle Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long
1	Family & Friends	$20,000.00	5.00%	24	Jan	2020	1	$20,000			$2,392	$9,873 Sure Product Consulting: If received proceeds this quarter, "Due Short" is all the payment of principle (not interest) due in the next 12 months from disbursement	$7,735 Sure Product Consulting: "Due Long" is whatever priciple is left: origloan - pricpaid so far - due short. Whatever is due more than 12 months out.	$4,814 Sure Product Consulting: cummulative principle paid: includes previous quarter's payments	$9,997	$5,189	$7,267	$10,122	$2,610	$9,751	$10,249	-$0	$20,000	$0	-$0	$20,000	$0	-$0	$20,000	$0	-$0	$20,000	$0	-$0
2	PNC Bank Business Loan	$150,000.00	3.00%	48	Jan	2020	1	$150,000			$8,858	$36,101	$105,041	$17,782	$36,373	$95,846	$26,773	$36,646	$86,581	$35,832	$36,922	$77,247	$72,753	$38,045	$39,202	$110,798	$39,202	-$0	$150,000	$0	-$0	$150,000	$0	-$0
3	Loan Source Name	$0.00	0.00%	12	Jan	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
4	Loan Source Name	$0.00	0.00%	12	Jan	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
5	Loan Source Name	$0.00	0.00%	12	Jan	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
6	Loan Source Name	$0.00	0.00%	12	Jan	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
7	Loan Source Name	$0.00	0.00%	12	Jan	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
8	Loan Source Name	$0.00	0.00%	12	Jan	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
9	Loan Source Name	$0.00	0.00%	12	Jan	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
10	Loan Source Name	$0.00	0.00%	12	Jan	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
11	Loan Source Name	$0.00	0.00%	12	Jan	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
12	Loan Source Name	$0.00	0.00%	12	Jan	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
13	Loan Source Name	$0.00	0.00%	12	Jan	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
14	Loan Source Name	$0.00	0.00%	12	Jan	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
15	Loan Source Name	$0.00	0.00%	12	Jan	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
16	Loan Source Name	$0.00	0.00%	12	Jan	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
17	Loan Source Name	$0.00	0.00%	12	Jan	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
18	Loan Source Name	$0.00	0.00%	12	Jan	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
19	Loan Source Name	$0.00	0.00%	12	Jan	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
20	Loan Source Name	$0.00	0.00%	12	Jan	2020	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
									TOTAL:			$45,974	$112,776		$46,370	$101,034		$46,769	$89,191		$47,171	$77,247		$38,045	$39,202		$39,202	-$0		$0	-$0		$0	-$0
	BETA - Monthly Loan Calculations for Balance Sheet										Loan Calculations for Balance Sheet												Loan Calculations for Balance Sheet
											Dec-15	Jan-16	Feb-16	Dec-15	Apr-16	May-16	Dec-15	Jul-16	Aug-16	Dec-15	Oct-16	Nov-16	Dec-15	Jan-17	Feb-17	Dec-15	Apr-17	May-17	Dec-15	Jul-17	Aug-17	Dec-15	Oct-17	Nov-17	Dec-15	Jan-18	Feb-18	Dec-15	Apr-18	May-18	Dec-15	Jul-18	Aug-18	Dec-15	Oct-18	Nov-18	Dec-15	Jan-19	Feb-19	Dec-15	Apr-19	May-19	Dec-15	Jul-19	Aug-19	Dec-15	Oct-19	Nov-19	Dec-15	Jan-20	Feb-20	Dec-15	Apr-20	May-20	Dec-15	Jul-20	Aug-20	Dec-15	Oct-20	Nov-20
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	Last Month Num			1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Family & Friends	$20,000.00	5.000%	24	Jan	$2,020.00	1	24		Principle Paid	$794.09	$1,591.50	$2,392.22	$3,196.29	$4,003.70	$4,814.47	$5,628.63	$6,446.18	$7,267.13	$8,091.50	$8,919.31	$9,750.57	$10,585.29	$11,423.49	$12,265.19	$13,110.38	$13,959.11	$14,811.36	$15,667.17	$16,526.55	$17,389.50	$18,256.05	$19,126.21	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00
										Due Short	$9,791.20	$9,832.00	$9,872.96	$9,914.10	$9,955.41	$9,996.89	$10,038.54	$10,080.37	$10,122.37	$10,164.55	$10,206.90	$10,249.43	$9,414.71	$8,576.51	$7,734.81	$6,889.62	$6,040.89	$5,188.64	$4,332.83	$3,473.45	$2,610.50	$1,743.95	$873.79	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
										Due Long	$9,414.71	$8,576.51	$7,734.81	$6,889.62	$6,040.89	$5,188.64	$4,332.83	$3,473.45	$2,610.50	$1,743.95	$873.79	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00
										TOTAL	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000

Loan & Investment Schedules for Disbursement & Repayment