2000 words REFLECTION PAPER OVERVIEW based on worksheets and assignment that already have been done & letter of last instruction

WORKSHEET 1 -

GOAL PRIORITY LEVEL 1 low- 10 high

DESIRED ACHIEVEMENT DATE

ANTICIPATED COST

Accumulate emergency funds equal to 3 months' living expenses Pay off outstanding bills Pay off outstanding credit cards Purchase adequate property, health, disability, and liability insurance Purchase a major item Finance a vacation or some other entertainment item Other short-term goals (specify)

Save funds for college for an older child Save for a major home improvement Save for a down payment on a house Pay off outstanding major debt Finance very large items (weddings Purchase a vacation home or time-share unit Finance a major vacation (overseas) Other intermediate-term goals (specify)

Save funds for college for a young child Purchase a second home for retirement Create a retirement fund large enough to supplement your pension so that you can live at your current standard Take care of your parents after they retire Start your own business Other long-term goals (specify)

PERSONAL FINANCIAL GOALS WORKSHEET Make sure your goals are realistic and stated in specific, measurable terms. In addition, prioritize your goals and identify a specific time frame

within which you would like to accomplish them. The listing below is not meant to be all-inclusive, but merely to provide a framework within which goals can be formalized.

Short-Term Goals (less than 1 year)

Intermediate-Term Goals (1 to 10 years)

Long-Term Goals (greater than 10 years)

7 Thebeginning theyear 4,698 co beforeendoftneyear 293 is beforeendofeachmouth ooo 6 Tnebeginingoftheyear 499 q Thebeginingofeachterm 500 6 Onsummervication 3,000

to aftersyearsfromnow 160,000 8 After years 5,00010 In zyeers 3 sooo10 In Zyears 45,860 7 In 3years Soooooo 2 In7years 2003000 z In7years 10,000

10 Into years 16090008 In 152oyears 350,000

10 In 35years 209000 soooooo 10 In 10Years 100,000 9 In 15years 1 ooo