Week 8/ Assignment 3 Bus 599 Strategic Management

AT2000

Week7PT2PlanningShop_BizPlanFin3.1_STRAYER_BUS5991-1-111.xlsm

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Your Company Name

Welcome

	Welcome to Business Plan Financials!
	Thank you for purchasing Business Plan Financials from PlanningShop. These worksheets will help you develop clear, compelling financial projections for your business. If you are unfamiliar with the business planning process, we encourage you to refer to our book, Successful Business Plan: Secrets & Strategies, by Rhonda Abrams, for comprehensive, step-by-step guidance. It is available through our website, www.PlanningShop.com. First, a few tips to get you started: SAVING A BLANK WORKBOOK, TO ALLOW FOR RECOVERY FROM MISTAKES You may start directly editing this file. If you later decide to start over and need a fresh copy of this file, find the blank "ORIG_PlanningShop_BizPlanFin(2.8)" file in your PlanningShop directory. Make a copy of this file (just in case you might need to start over yet again), and then start editing the copy. NAVIGATING THE WORKSHEETS You installed the Windows version of Business Plan Financials. The Excel Ribbon now contains a "PlanningShop" tab, that contains controls to let you navigate between worksheets. The PlanningShop Ribbon looks slightly different in Excel 2013 and Excel 2016, but the functionality is the same.
	Note that the riboon does not appear in Excel 2011 for Mac, due to limitations of that version of Excel.
	Excel 2013 for Windows, Excel 2016 for Windows, Excel 2016 for Mac:
	In Excel 2011 for Mac, there is no PlanningShop tab on the Excel Ribbon (Microsoft does not allow it). Instead, to navigate between worksheets and charts, use the Excel worksheet tabs along the bottom edge of the Excel window.
	HOW TO FILL IN THE WORKSHEETS Each worksheet is composed of "cells" containing either black text or blue text. All you need to do is enter data in the blue cells--the black cells are automatically calculated for you.
	While you work, keep an eye out for red triangles that appear with some cells on the worksheets. These triangles indicate the presence of a "help balloon" that will popup when you roll over the triangle, presenting you with additional information and tips about the section you are working on.
	FOR MORE HELP For more in-depth help and assistance,please refer to the companion PDF entitled "Business Plan Financials Help". It contains extensive information about each worksheet, along with a "Frequently Asked Questions" (FAQ). To get started, click on the right-pointing arrow in the PlanningShop toolbar to reach the "Setup and Assumptions" worksheet, where you'll enter some basic information about your business.
	About Our Support of Mac vs. Windows
	PlanningShop supports Business Plan Financials on the following platforms:
	Windows
	1. Microsoft Windows10 with Microsoft Excel 2016 / Microsoft Office 365
	2. Microsoft Windows 8 or later with Microsoft Excel 2013
	Mac
	4 Mac OS X with Microsoft Excel 2016
	5. Mac OS X with Microsoft Excel for Mac 2011
	Version 3.1 Copyright © 2003-2017 PlanningShop

Setup

Setup and Assumptions
COMPANY INFORMATION
What is your company's name?
Sweet Blend
What month will you officially start your company?		November

What year will you officially start your company?		2019
SALES ASSUMPTIONS
The Worksheets can accommodate sales projections for up to 10 major product/service lines. How many major product/service lines do you plan to have for your business?		Two Sure Product Consulting: Many businesses sell hundreds or thousands of products. It would be overwhelming to create projections for every product you sell. So if you sell many products, think about how you can consolidate them into up to ten product "lines," and then base your projections on these groups of products instead of each individual product.
	Ten
Most businesses sell at least some of their products/services on credit (e.g., "net 30" as opposed to cash). What percentage of your sales will be made on credit?		55% Author: NOTE: for our purposes, this line should NOT include credit card sales, which are, effectively, cash sales because you receive payment in a matter days, not weeks.
For sales you make on credit, what terms will you extend? In other words, how many days will pass from the date of sale to when you expect to be paid?		30 Author: If, for instance, your terms will be "Net 30," put 30 here. You may enter Net 10, Net 15, Net 30, Net 60, Net 90, or Net 120.
PERSONNEL ASSUMPTIONS
Approximately how much do you expect to spend per year on benefits for each SALARIED/FULL TIME employee (medical insurance, etc.)?		$5,000 Author: This number should reflect the amount you will spend on ONE FULL-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).
Approximately how much do you expect to spend per year on benefits for each HOURLY/PART-TIME employee (medical insurance, etc.)?		$36 Author: This number should reflect the amount you will spend on ONE PART-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).
With health insurance and other benefits costing more each year, your plan should account for annual increases. How much do you estimate your benefit costs will increase each year?		5.00%
If you plan to increase wages (both salaried & hourly) on an annual basis, how much to you plan to increase them by?		3.50%
Approximately what percentage of each employee's salary or wages do you plan to set aside for payroll taxes?		15.00% Author: If you're not sure what percentage to enter here, leave it at the default (15%).
FINANCIAL ASSUMPTIONS
What will be the opening balance in your bank account on the first day of business? This will be the opening balance in your Cash Flow Statements.		$16,500 Author: In general, this number will include money you plan to personally invest in the business. If you will be receiving loans or investment income from others, you can account for those on the upcoming Capital Investments worksheet instead of here.
At approximately what rate do you expect to be taxed on your net income?		25.00% Author: If you're not sure what percentage to enter here, leave it at the default (25%).
		Sure Product Consulting: Many businesses sell hundreds or thousands of products. It would be overwhelming to create projections for every product you sell. So if you sell many products, think about how you can consolidate them into up to ten product "lines," and then base your projections on these groups of products instead of each individual product.	If you will use an interest-bearing account for your banking, at what rate will you accrue interest?			1.00% Author: If you're not sure what percentage to enter here, leave it at the default (1.00%).
		Author: NOTE: for our purposes, this line should NOT include credit card sales, which are, effectively, cash sales because you receive payment in a matter days, not weeks.	Author: If, for instance, your terms will be "Net 30," put 30 here. You may enter Net 10, Net 15, Net 30, Net 60, Net 90, or Net 120.	Author: If you're not sure what percentage to enter here, leave it at the default (15%).	Author: This number should reflect the amount you will spend on ONE FULL-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).	Author: In general, this number will include money you plan to personally invest in the business. If you will be receiving loans or investment income from others, you can account for those on the upcoming Capital Investments worksheet instead of here.

Setup & Assumptions

SalesProj

Sales Projections Author: For information about this worksheet, see the chapter "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies.			2019-2020														2020-2021														2021-2022						2022-2023						2023-2024
	Assumptions		November	December	January	February	March	April	May	June	July	August	September	October	TOTAL		November	December	January	February	March	April	May	June	July	August	September	October	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Product Line 1 Author: Change the text in this cell to reflect the name of a major product, product line or service your firm will offer.
Unit Volume		2.00% Author: MONTHLY VOLUME GROWTH RATE The Worksheets automatically increase the volume in each month on this line using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	200000 Author: Enter the number of units you expect to sell during this month. If you are running a service-based company charging on an hourly basis, enter the number of billable hours you expect you and your employees to work during this month. If you will be selling your service on a per-project basis, enter the number of projects you expect to sell during this period.	204000 Sure Product Consulting: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	208080	212242	216486	220816	225232	229737	234332	239019	243799	248675	2682418		253648	258721	263896	269174	274557	280048	285649	291362	297189	303133	309196	315380	3401955		984492 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	1044751	1108698	1176559	4314501		1248574	1324997	1406097	1492162	5471830		6939604
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.		Sure Product Consulting: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$1.30 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$1.30 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$1.30	$1.30	$1.30	$1.30	$1.30	$1.30	$1.30	$1.30	$1.30	$1.30			$1.33	$1.33	$1.33	$1.33	$1.33	$1.33	$1.33	$1.33	$1.33	$1.33	$1.33	$1.33			$1.37	$1.37	$1.37	$1.37			$1.40	$1.40	$1.40	$1.40			$1.43
Gross Sales			$260,000	$265,200	$270,504	$275,914	$281,432	$287,061	$292,802	$298,658	$304,631	$310,724	$316,939	$323,277.32	$3,487,143		$337,986	$344,746	$351,641	$358,674	$365,847	$373,164	$380,628	$388,240	$396,005	$403,925	$412,004	$420,244	$4,533,104		$1,344,632	$1,426,934	$1,514,274	$1,606,960	$5,892,799		$1,747,951	$1,854,940	$1,968,477	$2,088,964	$7,660,332		$9,958,032
(Commissions)	90.00% Author: COMMISSIONED SALES What percentage of this product line's sales will be made on commission? In other words, what percentage of your sales will be made by a salesperson who is paid commission?			Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	10.00% Author: SALES COMMISSION RATE What will be the commission rate paid to your salesperson for each sale?	$23,400	$23,868	$24,345	$24,832	$25,329	$25,835	$26,352	$26,879	$27,417	$27,965	$28,524	$29,095	$313,843		$30,419	$31,027	$31,648	$32,281	$32,926	$33,585	$34,256	$34,942	$35,640	$36,353	$37,080	$37,822	$407,979		$121,017	$128,424	$136,285	$144,626	$530,352		$157,316	$166,945	$177,163	$188,007	$689,430		$896,223
(Returns and Allowances)		3.00% Author: RETURNS AND ALLOWANCES A percentage of your products will be returned due to defects, etc. What do you estimate will be the rate of return? This is, of course, just an estimate--but it is important to anticipate losses. Refunds, breakage, spoilage, theft, and unsaleable excess inventory can all put a significant dent in your net sales.	$7,800.00	$7,956	$8,115.12	$8,277.42	$8,442.97	$8,611.83	$8,784.07	$8,959.75	$9,138.94	$9,321.72	$9,508.16	$9,698.32	$104,614		$10,139.59	$10,342.39	$10,549.23	$10,760.22	$10,975.42	$11,194.93	$11,418.83	$11,647.21	$11,880.15	$12,117.75	$12,360.11	$12,607.31	$135,993		$40,338.96	$42,808.02	$45,428.22	$48,208.79	$176,784		$52,438.54	$55,648.20	$59,054.31	$62,668.91	$229,810		$298,740.95
Net Sales			$228,800	$233,376	$238,044	$242,804	$247,660	$252,614	$257,666	$262,819	$268,076	$273,437	$278,906	$284,484	$3,068,686		$297,428	$303,377	$309,444	$315,633	$321,946	$328,385	$334,952	$341,651	$348,484	$355,454	$362,563	$369,814	$3,989,132		$1,183,276	$1,255,702	$1,332,561	$1,414,124	$5,185,663		$1,538,197	$1,632,347	$1,732,260	$1,838,288	$6,741,092		$8,763,068
(Cost of Goods Sold)		30.00% Author: COST OF GOODS Approximately what percentage of your product's sale price will be spent on manufacturing? If you are a reseller or retailer, what percentage of your product's sale price will be spent on buying the product from your distributor? A service business may not need to track cost of goods, in which case you can set this number to zero.	$78,000.00	$79,560	$81,151	$82,774	$84,430	$86,118	$87,841	$89,597	$91,389	$93,217	$95,082	$96,983	$1,046,143		$101,396	$103,424	$105,492	$107,602	$109,754	$111,949	$114,188	$116,472	$118,801	$121,178	$123,601	$126,073	$1,359,931		$403,390	$428,080	$454,282	$482,088	$1,767,840		$524,385	$556,482	$590,543	$626,689	$2,298,100		$2,987,410
GROSS PROFIT			$150,800	$153,816	$156,892	$160,030	$163,231	$166,495	$169,825	$173,222	$176,686	$180,220	$183,824	$187,501	$2,022,543		$196,032	$199,953	$203,952	$208,031	$212,191	$216,435	$220,764	$225,179	$229,683	$234,277	$238,962	$243,741	$2,629,201		$779,886	$827,622	$878,279	$932,037	$3,417,824		$1,013,812	$1,075,865	$1,141,717	$1,211,599	$4,442,992		$5,775,658
Product Line 2 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Unit Volume		5.00%	200000 Author: Enter the number of units you expect to sell during this month. If you are running a service-based company charging on an hourly basis, enter the number of billable hours you expect you and your employees to work during this month. If you will be selling your service on a per-project basis, enter the number of projects you expect to sell during this period.	210000	220500	231525	243101	255256	268019	281420	295491	310266	325779	342068	3183425		359171	377130	395986	415786	436575	458404	481324	505390	530660	557193	585052	614305	5716974		700000 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	810338	938067	1085930	3534334		1257099	1455250	1684633	1950174	6347156		11398581
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.90 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.90 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.90	$0.90	$0.90	$0.90	$0.90	$0.90	$0.90	$0.90	$0.90	$0.90			$0.92	$0.92	$0.92	$0.92	$0.92	$0.92	$0.92	$0.92	$0.92	$0.92	$0.92	$0.92			$0.95	$0.95	$0.95	$0.95			$0.97	$0.97	$0.97	$0.97			$0.99
Gross Sales			$180,000	$189,000	$198,450	$208,373	$218,791	$229,731	$241,217	$253,278	$265,942	$279,239	$293,201	$307,861	$2,865,083		$331,335	$347,902	$365,297	$383,562	$402,740	$422,877	$444,021	$466,222	$489,533	$514,010	$539,711	$566,696	$5,273,909		$661,894	$766,225	$887,001	$1,026,814	$3,341,934		$1,218,383	$1,410,430	$1,632,749	$1,890,112	$6,151,674		$11,323,711
(Commissions)	50.00%	10.00%	$9,000	$9,450	$9,923	$10,419	$10,940	$11,487	$12,061	$12,664	$13,297	$13,962	$14,660	$15,393	$143,254		$16,567	$17,395	$18,265	$19,178	$20,137	$21,144	$22,201	$23,311	$24,477	$25,701	$26,986	$28,335	$263,695		$33,095	$38,311	$44,350	$51,341	$167,097		$60,919	$70,522	$81,637	$94,506	$307,584		$566,186
(Returns and Allowances)		3.00%	$5,400	$5,670	$5,954	$6,251	$6,564	$6,892	$7,237	$7,598	$7,978	$8,377	$8,796	$9,236	$85,952		$9,940	$10,437	$10,959	$11,507	$12,082	$12,686	$13,321	$13,987	$14,686	$15,420	$16,191	$17,001	$158,217		$19,857	$22,987	$26,610	$30,804	$100,258		$36,551	$42,313	$48,982	$56,703	$184,550		$339,711
Net Sales			$165,600	$173,880	$182,574	$191,703	$201,288	$211,352	$221,920	$233,016	$244,667	$256,900	$269,745	$283,232	$2,635,876		$304,829	$320,070	$336,074	$352,877	$370,521	$389,047	$408,500	$428,925	$450,371	$472,889	$496,534	$521,360	$4,851,996		$608,942	$704,927	$816,041	$944,669	$3,074,579		$1,120,912	$1,297,596	$1,502,129	$1,738,903	$5,659,540		$10,417,814
(Cost of Goods Sold)		30.00%	$54,000	$56,700	$59,535	$62,512	$65,637	$68,919	$72,365	$75,983	$79,783	$83,772	$87,960	$92,358	$859,525		$99,401	$104,371	$109,589	$115,069	$120,822	$126,863	$133,206	$139,867	$146,860	$154,203	$161,913	$170,009	$1,582,173		$198,568	$229,867	$266,100	$308,044	$1,002,580		$365,515	$423,129	$489,825	$567,033	$1,845,502		$3,397,113
GROSS PROFIT			$111,600	$117,180	$123,039	$129,191	$135,650	$142,433	$149,555	$157,032	$164,884	$173,128	$181,785	$190,874	$1,776,351		$205,428	$215,699	$226,484	$237,809	$249,699	$262,184	$275,293	$289,058	$303,511	$318,686	$334,621	$351,352	$3,269,824		$410,374	$475,059	$549,941	$636,625	$2,071,999		$755,397	$874,467	$1,012,305	$1,171,869	$3,814,038		$7,020,701
Product Line 3 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0		0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 4 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 5 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 6 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 7 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 8 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 9 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 10 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.																											Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Totals for All Product Lines
Total Unit Volume			400000	414000	428580	443767	459588	476072	493252	511157	529823	549284	569578	590743	5865843		612820	635851	659882	684959	711132	738452	766973	796752	827849	860326	894248	929685	9118929		1684492	1855089	2046765	2262489	7848835		2505674	2780247	3090731	3442336	11818987		18338185
Total Gross Sales			$440,000	$454,200	$468,954	$484,287	$500,223	$516,792	$534,019	$551,936	$570,573	$589,963	$610,140	$631,138	$6,352,226		$669,322	$692,648	$716,938	$742,236	$768,588	$796,042	$824,649	$854,462	$885,538	$917,935	$951,714	$986,940	$9,807,013		$2,006,526	$2,193,159	$2,401,275	$2,633,774	$9,234,733		$2,966,334	$3,265,370	$3,601,226	$3,979,075	$13,812,006		$21,281,742
(Total Commissions)			$32,400	$33,318	$34,268	$35,251	$36,268	$37,322	$38,413	$39,543	$40,714	$41,927	$43,185	$44,488	$457,097		$46,986	$48,422	$49,913	$51,459	$53,063	$54,729	$56,458	$58,253	$60,117	$62,054	$64,066	$66,157	$671,675		$154,112	$166,735	$180,635	$195,967	$697,449		$218,235	$237,466	$258,800	$282,512	$997,014		$1,462,408
(Total Returns and Allowances)			$13,200	$13,626	$14,069	$14,529	$15,007	$15,504	$16,021	$16,558	$17,117	$17,699	$18,304	$18,934	$190,567		$20,080	$20,779	$21,508	$22,267	$23,058	$23,881	$24,739	$25,634	$26,566	$27,538	$28,551	$29,608	$294,210		$60,196	$65,795	$72,038	$79,013	$277,042		$88,990	$97,961	$108,037	$119,372	$414,360		$638,452
Total Net Sales			$394,400	$407,256	$420,618	$434,507	$448,948	$463,966	$479,586	$495,835	$512,742	$530,337	$548,651	$567,716	$5,704,562		$602,257	$623,447	$645,518	$668,510	$692,467	$717,432	$743,452	$770,576	$798,855	$828,343	$859,097	$891,175	$8,841,128		$1,792,218	$1,960,629	$2,148,602	$2,358,794	$8,260,243		$2,659,109	$2,929,943	$3,234,389	$3,577,191	$12,400,632		$19,180,882
(Total Cost of Goods Sold)			$132,000	$136,260	$140,686	$145,286	$150,067	$155,038	$160,206	$165,581	$171,172	$176,989	$183,042	$189,342	$1,905,668		$200,797	$207,795	$215,082	$222,671	$230,576	$238,813	$247,395	$256,339	$265,662	$275,381	$285,514	$296,082	$2,942,104		$601,958	$657,948	$720,382	$790,132	$2,770,420		$889,900	$979,611	$1,080,368	$1,193,723	$4,143,602		$6,384,523
TOTAL GROSS PROFIT			$262,400	$270,996	$279,931	$289,221	$298,881	$308,928	$319,380	$330,254	$341,570	$353,348	$365,609	$378,375	$3,798,894		$401,460	$415,652	$430,436	$445,839	$461,891	$478,619	$496,057	$514,237	$533,194	$552,963	$573,583	$595,093	$5,899,024		$1,190,261	$1,302,681	$1,428,219	$1,568,661	$5,489,823		$1,769,209	$1,950,332	$2,154,021	$2,383,468	$8,257,030		$12,796,359

Sales Projections

Inventory

Inventory Author: This worksheet will help you manage your inventory expenditures. For each product line, enter the dollar amount you will spend each period on inventory. If yours is a service business, you can probably ignore this worksheet.	2019-2020														2020-2021														2021-2022						2022-2023						2023-2024
	November	December	January	February	March	April	May	June	July	August	September	October	TOTAL		November	December	January	February	March	April	May	June	July	August	September	October	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Product Line 1
Cost of Goods Sold	$78,000 Author: This Cost of Goods number is pulled over from your Sales Projections and shows how much product you plan to sell each month. It's here simply to aid you in determining how much inventory you need to purchase.	$79,560	$81,151	$82,774	$84,430	$86,118	$87,841	$89,597	$91,389	$93,217	$95,082	$96,983	$1,046,143		$101,396	$103,424	$105,492	$107,602	$109,754	$111,949	$114,188	$116,472	$118,801	$121,178	$123,601	$126,073	$1,359,931		$403,390	$428,080	$454,282	$482,088	$1,767,840		$524,385	$556,482	$590,543	$626,689	$2,298,100		$2,987,410
Ingredients	$14,400,000 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$81,151	$82,774	$84,430	$86,118	$87,841	$89,597	$91,389	$93,217	$95,082	$96,983	$101,396	$15,389,979		$103,424	$105,492	$107,602	$109,754	$111,949	$114,188	$116,472	$118,801	$121,178	$123,601	$126,073	$128,595	$1,387,130		$411,457	$436,642	$463,368	$491,730	$1,803,197		$534,873	$567,612	$602,354	$639,223	$2,344,062		$3,047,158
Bottles/caps	$7,200,000	$7,344,000	$7,490,880	$7,640,698	$7,793,512	$7,949,382	$8,108,369	$8,270,537	$8,435,948	$8,604,666	$8,776,760	$8,952,295	$96,567,046		$9,359,624	$9,546,817	$9,737,753	$9,932,508	$10,131,159	$10,333,782	$10,540,457	$10,751,266	$10,966,292	$11,185,618	$11,409,330	$11,637,517	$125,532,123		$37,235,959	$39,515,098	$41,933,738	$44,500,418	$163,185,212		$48,404,804	$51,367,566	$54,511,672	$57,848,222	$212,132,264		$275,760,878
Labels	$50,000	$51,000	$52,020	$53,060	$54,122	$55,204	$56,308	$57,434	$58,583	$59,755	$60,950	$62,169	$670,604		$64,997	$66,297	$67,623	$68,976	$70,355	$71,762	$73,198	$74,662	$76,155	$77,678	$79,231	$80,816	$871,751		$258,583	$274,410	$291,207	$309,031	$1,133,231		$336,144	$356,719	$378,553	$401,724	$1,473,141		$1,915,006
Cartons	$250,000	$255,000	$260,100	$265,302	$270,608	$276,020	$281,541	$287,171	$292,915	$298,773	$304,749	$310,844	$3,353,022		$324,987	$331,487	$338,116	$344,879	$351,776	$358,812	$365,988	$373,308	$380,774	$388,390	$396,157	$404,080	$4,358,754		$1,292,915	$1,372,052	$1,456,033	$1,545,153	$5,666,153		$1,680,722	$1,783,596	$1,892,766	$2,008,619	$7,365,704		$9,575,030
Total Inventory Expense	$21,900,000 Author: Are these cells showing red? As an aid to you, these cells will show in red until you indicate the purchase of enough inventory to cover your Cost of Goods for the period. In other words, your Total Inventory Expense should equal your Cost of Goods Sold from the SalesProj worksheet. If it isn't, you might need to adjust your % for COGS on the SalesProj worksheet (D12, D22, etc.)	$7,731,151	$7,885,774	$8,043,490	$8,204,360	$8,368,447	$8,535,816	$8,706,532	$8,880,663	$9,058,276	$9,239,441	$9,426,703	$115,980,652		$9,853,033	$10,050,093	$10,251,095	$10,456,117	$10,665,239	$10,878,544	$11,096,115	$11,318,037	$11,544,398	$11,775,286	$12,010,792	$12,251,008	$132,149,758		$39,198,915	$41,598,202	$44,144,344	$46,846,332	$171,787,792		$50,956,544	$54,075,492	$57,385,345	$60,897,787	$223,315,169		$290,298,072
Product Line 2 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$54,000	$56,700	$59,535	$62,512	$65,637	$68,919	$72,365	$75,983	$79,783	$83,772	$87,960	$92,358	$859,525		$99,401	$104,371	$109,589	$115,069	$120,822	$126,863	$133,206	$139,867	$146,860	$154,203	$161,913	$170,009	$1,582,173		$198,568	$229,867	$266,100	$308,044	$1,002,580		$365,515	$423,129	$489,825	$567,033	$1,845,502		$3,397,113
Ingredients	$110,700 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$59,535	$62,512	$65,637	$68,919	$72,365	$75,983	$79,783	$83,772	$87,960	$92,358	$99,401	$958,925		$104,371	$109,589	$115,069	$120,822	$126,863	$133,206	$139,867	$146,860	$154,203	$161,913	$170,009	$178,509	$1,661,281		$208,497	$241,361	$279,405	$323,447	$1,052,709		$383,791	$444,286	$514,316	$595,385	$1,937,777		$3,566,969
Bottles/caps	$100,000	$105,000	$110,250	$115,763	$121,551	$127,628	$134,010	$140,710	$147,746	$155,133	$162,889	$171,034	$1,591,713		$184,075	$193,279	$202,943	$213,090	$223,745	$234,932	$246,678	$259,012	$271,963	$285,561	$299,839	$314,831	$2,929,949		$367,719	$425,680	$492,778	$570,452	$1,856,630		$676,879	$783,572	$907,083	$1,050,062	$3,417,597		$6,290,950
Labels	$100,000	$105,000	$110,250	$115,763	$121,551	$127,628	$134,010	$140,710	$147,746	$155,133	$162,889	$171,034	$1,591,713		$184,075	$193,279	$202,943	$213,090	$223,745	$234,932	$246,678	$259,012	$271,963	$285,561	$299,839	$314,831	$2,929,949		$367,719	$425,680	$492,778	$570,452	$1,856,630		$676,879	$783,572	$907,083	$1,050,062	$3,417,597		$6,290,950
Cartons	$90,000	$94,500	$99,225	$104,186	$109,396	$114,865	$120,609	$126,639	$132,971	$139,620	$146,601	$153,931	$1,432,541		$165,668	$173,951	$182,649	$191,781	$201,370	$211,439	$222,011	$233,111	$244,767	$257,005	$269,855	$283,348	$2,636,954		$330,947	$383,112	$443,500	$513,407	$1,670,967		$609,191	$705,215	$816,375	$945,056	$3,075,837		$5,661,855
Total Inventory Expense	$400,700	$364,035	$382,237	$401,349	$421,416	$442,487	$464,611	$487,842	$512,234	$537,845	$564,738	$595,399	$5,574,892		$638,189	$670,098	$703,603	$738,784	$775,723	$814,509	$855,234	$897,996	$942,896	$990,041	$1,039,543	$1,091,520	$10,158,135		$1,274,881	$1,475,834	$1,708,462	$1,977,759	$6,436,936		$2,346,741	$2,716,645	$3,144,857	$3,640,565	$11,848,808		$21,810,725
Product Line 3 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 4 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 5 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 6 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 7 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 8 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: This worksheet will help you manage your inventory expenditures. For each product line, enter the dollar amount you will spend each period on inventory. If yours is a service business, you can probably ignore this worksheet.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 9 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
	Author: This Cost of Goods number is pulled over from your Sales Projections and shows how much product you plan to sell each month. It's here simply to aid you in determining how much inventory you need to purchase.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: Are these cells showing red? As an aid to you, these cells will show in red until you indicate the purchase of enough inventory to cover your Cost of Goods for the period. In other words, your Total Inventory Expense should equal your Cost of Goods Sold from the SalesProj worksheet. If it isn't, you might need to adjust your % for COGS on the SalesProj worksheet (D12, D22, etc.)	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 10 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GRAND TOTAL INVENTORY	$22,300,700	$8,095,186	$8,268,011	$8,444,838	$8,625,776	$8,810,934	$9,000,427	$9,194,374	$9,392,896	$9,596,121	$9,804,179	$10,022,102	$121,555,544		$10,491,222	$10,720,192	$10,954,699	$11,194,901	$11,440,962	$11,693,053	$11,951,349	$12,216,033	$12,487,294	$12,765,327	$13,050,334	$13,342,527	$142,307,893		$40,473,795	$43,074,036	$45,852,807	$48,824,090	$178,224,728		$53,303,285	$56,792,138	$60,530,202	$64,538,352	$235,163,977		$312,108,797

CapEx

Capital Purchases Author: This worksheet allows you to track capital expenditures and manage depreciation for those expenditures.									10/31/15
Item	Cost	Purchase Date		Years of Service	Salvage Value
							Reminder: All purchases must be on or after your business start date of:
Facilities Author: Facilities include, land, buildings, building upgrades, fixtures, etc. NOTE: If you will need more than 10 items in each category on this worksheet, combine items into groups and enter data for the entire group on a single line.		Month	Year				October-2015
Item Name (change name here)	$0 Author: Enter the cost of the item(s) here. This will be used to calculate depreciation, and will be added to your financial statements.	Nov Author: Enter the month you will purchase the item(s). Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	2019 Author: Enter the year you will purchase the item(s).	1 Author: Enter the number of years you will use the item(s) before it wears out, you retire it, or sell it. This number will be used to calculate depreciation in your financial statements using the Straight Line method. NOTE: If you'd rather "expense" the item(s) in the year it is purchased, regardless of how many years you will use it, leave the number set to 1 year, and it will not be depreciated on your financial statements. For information about the tax implications/requirements of depreciation, please consult a competent accountant.	$0 Author: This is the value of the item at the time you stop using it, or the price you might receive for it if you sell it. For example, a $1000 desk might be worth $300 when you sell it after five years of use. You would enter $300 in this cell. If you will not be depreciating the item (the Years of Service column is set to 1 year), you can ignore this.
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Equipment Author: Equipment includes machinery, furniture, vehicles, etc.
Author: This worksheet allows you to track capital expenditures and manage depreciation for those expenditures.	Author: Facilities include, land, buildings, building upgrades, fixtures, etc. NOTE: If you will need more than 10 items in each category on this worksheet, combine items into groups and enter data for the entire group on a single line.	Author: Enter the cost of the item(s) here. This will be used to calculate depreciation, and will be added to your financial statements.	Capital Purchases	$0	Nov	2019	1	$0
Four (4) Vehicles (used panel vans)	$40,000	Nov	2019	1	$0
Auto AccuSnap Capper	$19,200	Nov	2019	1	$0
Labeling machinery -	$5,400	Nov	2019	1	$0
Printers	$6,600	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Computer Hardware/Software Author: Includes PCs, servers, monitors, printers, scanners, other peripherals, and software applications.
		Author: Enter the month you will purchase the item(s). Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	Three (3) Computers (Apple Macintosh)	$3,600	Nov	2019	3	$0
Graphics Software	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Telecommunications Author: Telecommunications includes phone systems, fax machines, etc.
			Author: Enter the year you will purchase the item(s).	Author: Enter the number of years you will use the item(s) before it wears out, you retire it, or sell it. This number will be used to calculate depreciation in your financial statements using the Straight Line method. NOTE: If you'd rather "expense" the item(s) in the year it is purchased, regardless of how many years you will use it, leave the number set to 1 year, and it will not be depreciated on your financial statements. For information about the tax implications/requirements of depreciation, please consult a competent accountant.	Author: This is the value of the item at the time you stop using it, or the price you might receive for it if you sell it. For example, a $1000 desk might be worth $300 when you sell it after five years of use. You would enter $300 in this cell. If you will not be depreciating the item (the Years of Service column is set to 1 year), you can ignore this.	Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Item Name (change name here)	$0	Nov	2019	1	$0
Land Author: Land purchases are not depreciable.
Item Name (change name here)	$0	Nov	2019	Land is a non-depreciable asset
Item Name (change name here)	$0	Nov	2019
Item Name (change name here)	$0	Nov	2019
Item Name (change name here)	$0	Nov	2019
Item Name (change name here)	$0	Nov	2019
Item Name (change name here)	$0	Nov	2019
Item Name (change name here)	$0	Nov	2019
Item Name (change name here)	$0	Nov	2019
Item Name (change name here)	$0	Nov	2019
Item Name (change name here)	$0	Nov	2019

Capital Purchases

StaffBudj

Staffing Budget Author: For information about this worksheet, see "Staffing Budget" section and worksheet in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.	2019-2020													2020-2021													2021-2022					2022-2023					2023-2024
	November	December	January	February	March	April	May	June	July	August	September	October	TOTAL	November	December	January	February	March	April	May	June	July	August	September	October	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	TOTAL
Management
# Salaried Employees	4.0 Author: Enter the number of full-time employees you expect to have working for you in this category during this month. For part-time employees, enter their information below under "Part-time / Hourly Employees".	4.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	1.0	1.0	1.0		1.0	1.0	1.0	1.0		1.0
Avg Salary per employee	$1,000 Author: Enter the amount you expect to pay each employee in this category this month. The Worksheets will multiply the number of employees (from the line above) with this number to generate your total cost (less benefits and taxes, below).	$1,000	$0.00	$0	$0	$0	$0	$0	$82,503.00	$82,503	$82,503	$82,503	$332,012	$85,391	$85,391	$85,391	$85,391	$85,391	$85,391	$85,391	$85,391	$85,391	$85,391	$85,391	$85,391	$1,024,687	$265,138	$265,138	$265,138	$265,138	$1,060,551	$274,418	$274,418	$274,418	$274,418	$1,097,671	$1,136,089
Benefits (across all employees)	$1,667 Author: This value is calculated using the number you entered on the "Setup and Assumptions" worksheet and the number of employees you entered above.	$1,667		$417	$417	$417	$417	$417	$417	$417	$417	$417	$7,083	$438	$438	$438	$438	$438	$438	$438	$438	$438	$438	$438	$438	$5,250	$1,378	$1,378	$1,378	$1,378	$5,513	$1,447	$1,447	$1,447	$1,447	$5,788	$6,078
Payroll Taxes (across all employees)	$600	$600	$0	$0	$0	$0	$0	$0	$12,375	$12,375	$12,375	$12,375	$50,702	$12,809	$12,809	$12,809	$12,809	$12,809	$12,809	$12,809	$12,809	$12,809	$12,809	$12,809	$12,809	$153,703	$39,771	$39,771	$39,771	$39,771	$159,083	$41,163	$41,163	$41,163	$41,163	$164,651	$170,413
Total Costs	$6,267	$6,267	$0	$417	$417	$417	$417	$417	$95,295	$95,295	$95,295	$95,295	$395,797	$98,637	$98,637	$98,637	$98,637	$98,637	$98,637	$98,637	$98,637	$98,637	$98,637	$98,637	$98,637	$1,183,640	$306,287	$306,287	$306,287	$306,287	$1,225,147	$317,027	$317,027	$317,027	$317,027	$1,268,109	$1,312,580
Administrative/Support
# Salaried Employees	6.0	6.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0		0.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	0.0	0.0	0.0		0.0	0.0	0.0	0.0		0.0
Avg Salary per employee	$400	$400	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$800	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Benefits (across all employees)	$2,500	$2,500	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$5,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Payroll Taxes (across all employees)	$360	$360	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$720	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Total Costs	$5,260	$5,260	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$10,520	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Sales/Marketing
# Salaried Employees	9.0	9.0		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0		0.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: For information about this worksheet, see "Staffing Budget" section and worksheet in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.										Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0
Avg Salary per employee	$350	$350		$0	$0	$0	$0	$0	$0	$0	$0	$0	$700	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Benefits (across all employees)	$3,750	$3,750		$0	$0	$0	$0	$0	$0	$0	$0	$0	$7,500	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Payroll Taxes (across all employees)	$473	$473		$0	$0	$0	$0	$0	$0	$0	$0	$0	$945	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Total Costs	$7,373	$7,373		$0	$0	$0	$0	$0	$0	$0	$0	$0	$14,745	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Operations/Production
# Salaried Employees	20.0	20.0		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0		0.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	0.0	0.0	0.0		0.0	0.0	0.0	0.0		0.0
Avg Salary per employee	$250	$250		$0	$0	$0	$0	$0	$0	$0	$0	$0	$500	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Benefits (across all employees)	$8,333	$8,333		$0	$0	$0	$0	$0	$0	$0	$0	$0	$16,667	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Payroll Taxes (across all employees)	$750	$750	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$1,500	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Total Costs	$14,083	$14,083	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$28,167	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Other
# Salaried Employees	0.0	0.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	1.0	1.0	1.0		1.0	1.0	1.0	1.0		1.0
Avg Salary per employee	$0	$0	$40,000	$40,000	$40,000	$40,000	$40,000	$40,000	$40,000	$40,000	$40,000	$40,000	$400,000	$41,400	$41,400	$41,400	$41,400	$41,400	$41,400	$41,400	$41,400	$41,400	$41,400	$41,400	$41,400	$496,800	$128,547	$128,547	$128,547	$128,547	$514,188	$133,046	$133,046	$133,046	$133,046	$532,185	$550,811
Benefits (across all employees)	$0	$0	$417	$417	$417	$417	$417	$417	$417	$417	$417	$417	$4,167	$438	$438	$438	$438	$438	$438	$438	$438	$438	$438	$438	$438	$5,250	$1,378	$1,378	$1,378	$1,378	$5,513	$1,447	$1,447	$1,447	$1,447	$5,788	$6,078
Payroll Taxes (across all employees)	$0	$0	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$6,000	$60,000	$6,210	$6,210	$6,210	$6,210	$6,210	$6,210	$6,210	$6,210	$6,210	$6,210	$6,210	$6,210	$74,520	$19,282	$19,282	$19,282	$19,282	$77,128	$19,957	$19,957	$19,957	$19,957	$79,828	$82,622
Total Costs	$0	$0	$46,417	$46,417	$46,417	$46,417	$46,417	$46,417	$46,417	$46,417	$46,417	$46,417	$60,000	$48,048	$48,048	$48,048	$48,048	$48,048	$48,048	$48,048	$48,048	$48,048	$48,048	$48,048	$48,048	$576,570	$149,207	$149,207	$149,207	$149,207	$596,829	$154,450	$154,450	$154,450	$154,450	$617,800	$639,510
Part-Time / Hourly Employees
# Part-Time Employees	10	10	1	1	1	1	1	1	1	1	1	1		1	1	1	1	1	1	1	1	1	1	1	1		1 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: Enter the number of full-time employees you expect to have working for you in this category during this month. For part-time employees, enter their information below under "Part-time / Hourly Employees".	Author: Enter the amount you expect to pay each employee in this category this month. The Worksheets will multiply the number of employees (from the line above) with this number to generate your total cost (less benefits and taxes, below).									Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: This value is calculated using the number you entered on the "Setup and Assumptions" worksheet and the number of employees you entered above.								Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	1	1	1	1	1	1	1	1
Avg. Hours per Hourly Employee	2	2	20	20	20	20	20	20	20	20	20	20		20	20	20	20	20	20	20	20	20	20	20	20		60	60	60	60		60	60	60	60		240
Avg Hourly Rate	$5.00	$5.00	$10.00	$10.00	$10.00	$10.00	$10.00	$10.00	$10.00	$10.00	$10.00	$10.00		$10.35	$10.35	$10.35	$10.35	$10.35	$10.35	$10.35	$10.35	$10.35	$10.35	$10.35	$10.35		$10.71	$10.71	$10.71	$10.71		$11.09	$11.09	$11.09	$11.09		$11.48
Calculated Wages Per Hourly Employee	$10	$10	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,020	$207	$207	$207	$207	$207	$207	$207	$207	$207	$207	$207	$207	$2,484	$643	$643	$643	$643	$2,571	$665	$665	$665	$665	$2,661	$2,754
Wages	$100	$100	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,200	$207	$207	$207	$207	$207	$207	$207	$207	$207	$207	$207	$207	$2,484	$643	$643	$643	$643	$2,571	$665	$665	$665	$665	$2,661	$2,754
Benefits (across all employees)	$30	$30	$3	$3	$3	$3	$3	$3	$3	$3	$3	$3	$90	$3	$3	$3	$3	$3	$3	$3	$3	$3	$3	$3	$3	$38	$10	$10	$10	$10	$40	$10	$10	$10	$10	$42	$44
Payroll Taxes (across all employees)	$15	$15	$30	$30	$30	$30	$30	$30	$30	$30	$30	$30	$330	$31	$31	$31	$31	$31	$31	$31	$31	$31	$31	$31	$31	$373	$96	$96	$96	$96	$386	$100	$100	$100	$100	$399	$413
Total Costs	$145	$145	$233	$233	$233	$233	$233	$233	$233	$233	$233	$233	$2,620	$241	$241	$241	$241	$241	$241	$241	$241	$241	$241	$241	$241	$2,894	$749	$749	$749	$749	$2,996	$775	$775	$775	$775	$3,102	$3,211
TOTAL
# Full Time Employees	$39	$39	$2	$2	$2	$2	$2	$2	$2	$2	$2	$2		$2	$2	$2	$2	$2	$2	$2	$2	$2	$2	$2	$2		$2	$2	$2	$2		$2	$2	$2	$2		$2
# Part-Time Employees	$10	$10	$1	$1	$1	$1	$1	$1	$1	$1	$1	$1		$1	$1	$1	$1	$1	$1	$1	$1	$1	$1	$1	$1		$1	$1	$1	$1		$1	$1	$1	$1		$1
Salary/Wages	$14,650	$14,650		$40,200	$40,200	$40,200	$40,200	$40,200	$122,703	$122,703	$122,703	$122,703	$721,112	$126,998	$126,998	$126,998	$126,998	$126,998	$126,998	$126,998	$126,998	$126,998	$126,998	$126,998	$126,998	$1,523,971	$394,328	$394,328	$394,328	$394,328	$1,577,310	$408,129	$408,129	$408,129	$408,129	$1,632,516	$1,689,654
Benefits	$16,280	$16,280		$836	$836	$836	$836	$836	$836	$836	$836	$836	$40,087	$878	$878	$878	$878	$878	$878	$878	$878	$878	$878	$878	$878	$10,538	$2,766	$2,766	$2,766	$2,766	$11,065	$2,904	$2,904	$2,904	$2,904	$11,618	$12,199
Payroll Taxes	$2,198	$2,198		$6,030	$6,030	$6,030	$6,030	$6,030	$18,405	$18,405	$18,405	$18,405	$108,167	$19,050	$19,050	$19,050	$19,050	$19,050	$19,050	$19,050	$19,050	$19,050	$19,050	$19,050	$19,050	$228,596	$59,149	$59,149	$59,149	$59,149	$236,597	$61,219	$61,219	$61,219	$61,219	$244,877	$253,448
GRAND TOTAL COSTS	$33,128	$33,128	$0	$47,066	$47,066	$47,066	$47,066	$47,066	$141,945	$141,945	$141,945	$141,945	$869,366	$146,925	$146,925	$146,925	$146,925	$146,925	$146,925	$146,925	$146,925	$146,925	$146,925	$146,925	$146,925	$1,763,105	$456,243	$456,243	$456,243	$456,243	$1,824,971	$472,253	$472,253	$472,253	$472,253	$1,889,011	$1,955,301

Staffing Budget

MktBudj

	For a more comprehensive and detailed Marketing Budget, purchase the Excel Marketing Budget Templates from PlanningShop.
Marketing Budget Author: For information about this worksheet, see Chapter 10, "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies	2019-2020														2020-2021														2021-2022						2022-2023						2023-2024
	November	December	January	February	March	April	May	June	July	August	September	October	TOTAL		November	December	January	February	March	April	May	June	July	August	September	October	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Professional Assistance
Marketing/PR Consultants	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400		$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400		$600	$600	$600	$600	$2,400		$600	$600	$600	$600	$2,400		$2,400
Advertising Agencies	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$3,600		$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$3,600		$900	$900	$900	$900	$3,600		$900	$900	$900	$900	$3,600		$3,600
Social Media Specialists	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000		$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$1,500	$1,500	$1,500	$1,500	$6,000		$6,000
SEO Specialist	$350	$350	$350	$350	$350	$350	$350	$350	$350	$350	$350	$350	$4,200		$350	$350	$350	$350	$350	$350	$350	$350	$350	$350	$350	$350	$4,200		$1,050	$1,050	$1,050	$1,050	$4,200		$1,050	$1,050	$1,050	$1,050	$4,200		$4,200
Graphic/Web Design	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400		$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400		$600	$600	$600	$600	$2,400		$600	$600	$600	$600	$2,400		$2,400
Brochures/Leaflets/Flyers	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Signs/Billboards	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$300	$300	$300	$300	$1,200		$300	$300	$300	$300	$1,200		$1,200
Merchandising Displays	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Sampling/Premiums	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Media Advertising
Print (newspaper, etc.)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Television and Radio	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400		$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400		$600	$600	$600	$600	$2,400		$600	$600	$600	$600	$2,400		$2,400
Online Author: Includes AdWords, banner ads, social media ads, etc.	Author: For information about this worksheet, see Chapter 10, "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$3,600		$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$3,600		$900	$900	$900	$900	$3,600		$900	$900	$900	$900	$3,600		$3,600
Other Media	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Phone Directories	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Advertising Specialties	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Direct Mail	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Website
Development/Programming	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$300	$300	$300	$300	$1,200		$300	$300	$300	$300	$1,200		$1,200
Maintenance and Hosting	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$240		$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$240		$60	$60	$60	$60	$240		$60	$60	$60	$60	$240		$240
Trade Shows
Fees and Setup	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Travel/Shipping	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Exhibits/Signs	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Public Relations/Materials	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Informal Marketing / Networking
Memberships/Meetings	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Entertainment	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Other	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GRAND TOTAL COSTS	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$27,240		$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$27,240		$6,810	$6,810	$6,810	$6,810	$27,240		$6,810	$6,810	$6,810	$6,810	$27,240		$27,240

Marketing Budget

ProSvs

Professional Services Author: For information about this worksheet, see Chapter 13, "Management & Organization" in Successful Business Plan: Secrets & Strategies.	2019-2020	2020-2021	2021-2022	2022-2023	2023-2024
General Author: For professional services related to marketing, use the Marketing Budget spreadsheets.
Attorneys	$2,000.00 Author: The number you enter here will be equally divided among the 12 months of the year on your Income Statement.	$2,000	$2,000	$2,000	$2,000
Accountants	$1,500.00	$1,500	$1,500	$1,500	$1,500
Management consultants	$0	$0	$0	$0	$0
Industry specialists	$2,000.00	$2,000	$2,000	$2,000	$2,000
Technology consultants	$0	$0	$0	$0	$0
Other (change title here)	$10,000.00	$10,000	$10,000	$10,000	$10,000
Other (change title here)	$0	$0	$0	$0	$0
Total Costs	$15,500	$15,500	$15,500	$15,500	$15,500
GRAND TOTAL COSTS	$15,500	$15,500	$15,500	$15,500	$15,500

Professional Services Budget

CapInvest

Capital Investments and Loans Author: This worksheet will help you manage loans and investments in your business.
Item	Amount	Date		Loan Period Sure Product Consulting: Loan period is in NUMBER OF MONTHS	Interest Rate
							Reminder: All invesments & loans must be on or after your business start date of:
Equity Capital Investments Author: Equity capital investments can come from a number of sources, including venture capitalists, angel investors, and family members. Generally, these investors are purchasing a percentage of (or shares in) your company. They expect to reap the rewards of your business' success through periodic dividend payments (a share of the profits) and/or when the company is sold.				Sure Product Consulting: Loan period is in NUMBER OF MONTHS	Month	Year		October-2015
Melinda Cates	$40,000.00 Author: Enter the amount that will be invested in your business from this source. If this investor will inject cash into your business more than one time, use separate lines for each investment.	Nov Author: Enter the month that you will receive the investment cash. Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	2019 Author: Enter the year you will receive the investment cash.	Capital investments are not paid back on a loan schedule.
Glass Bottles	$3,000.00	Nov	2019
Metal Caps	$300.00	Nov	2019
Cardboard Cartons	$500.00	Nov	2019
NAB Ingredients	$600.00	Nov	2019
Labels	$840.00	Nov	2019
Investment Source Name	$0	Nov	2019
Investment Source Name	$0	Nov	2019
Investment Source Name	$0	Nov	2019
Investment Source Name	$0	Nov	2019
Investment Source Name	$0	Nov	2019
Investment Source Name	$0	Nov	2019
Investment Source Name	$0	Nov	2019
Investment Source Name	$0	Nov	2019
Investment Source Name	$0	Nov	2019
Total Capital Investments	$45,240
Loans Author: Unlike equity capital inventments, lenders are typically not interested in purchasing shares in your company--they simply want to be paid back on a fixed schedule, with interest. Lenders can include banks and family members.
Friends and Family	$20,000.00	Nov	2019	24 Author: Enter the term (length) of the loan in MONTHS. For example, if this will be a three year loan, enter 36 here.	5.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Nov	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Nov	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Nov	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Nov	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Nov	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Nov	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Nov	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Nov	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Nov	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Nov	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Nov	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Nov	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Nov	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Nov	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Nov	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Nov	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Nov	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Nov	2019	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Nov	2019	12	0.00% Author: Enter the loan's annual interest rate.
Total Loans	$20,000
TOTAL INVESTMENTS AND LOANS	$65,240

Capital Investments and Loans

IncSt

Income Statements Author: For information about this worksheet, see "Income Statements" in Successful Business Plan: Secrets & Strategies.	2019-2020													2020-2021													2021-2022					2022-2023					2023-2024
	November	December	January	February	March	April	May	June	July	August	September	October	TOTAL	November	December	January	February	March	April	May	June	July	August	September	October	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
INCOME
Gross Sales	$440,000	$454,200	$468,954	$484,287	$500,223	$516,792	$534,019	$551,936	$570,573	$589,963	$610,140	$631,138	$6,352,226	$669,322	$692,648.43	$716,938	$742,236	$768,588	$796,042	$824,649	$854,462	$885,538	$917,935	$951,714	$986,940	$9,807,013	$2,006,526	$2,193,159	$2,401,275	$2,633,774	$9,234,733	$2,966,334	$3,265,370	$3,601,226	$3,979,075	$13,812,006	$21,281,742
(Commissions)	$32,400	$33,318	$34,268	$35,251	$36,268	$37,322	$38,413	$39,543	$40,714	$41,927	$43,185	$44,488	$457,097	$46,986	$48,422.27	$49,913	$51,459	$53,063	$54,729	$56,458	$58,253	$60,117	$62,054	$64,066	$66,157	$671,675	$154,112	$166,735	$180,635	$195,967	$697,449	$218,235	$237,466	$258,800	$282,512	$997,014	$1,462,408
(Returns and allowances)	$13,200	$13,626	$14,069	$14,529	$15,007	$15,504	$16,021	$16,558	$17,117	$17,699	$18,304	$18,934	$190,567	$20,080	$20,779.45	$21,508	$22,267	$23,058	$23,881	$24,739	$25,634	$26,566	$27,538	$28,551	$29,608	$294,210	$60,196	$65,795	$72,038	$79,013	$277,042	$88,990	$97,961	$108,037	$119,372	$414,360	$638,452
Net Sales	$394,400	$407,256	$420,618	$434,507	$448,948	$463,966	$479,586	$495,835	$512,742	$530,337	$548,651	$567,716	$5,704,562	$602,257	$623,446.71	$645,518	$668,510	$692,467	$717,432	$743,452	$770,576	$798,855	$828,343	$859,097	$891,175	$8,841,128	$1,792,218	$1,960,629	$2,148,602	$2,358,794	$8,260,243	$2,659,109	$2,929,943	$3,234,389	$3,577,191	$12,400,632	$19,180,882
(Cost of Goods)	$132,000	$136,260	$140,686	$145,286	$150,067	$155,038	$160,206	$165,581	$171,172	$176,989	$183,042	$189,342	$1,905,668	$200,797	$207,794.53	$215,082	$222,671	$230,576	$238,813	$247,395	$256,339	$265,662	$275,381	$285,514	$296,082	$2,942,104	$601,958	$657,948	$720,382	$790,132	$2,770,420	$889,900	$979,611	$1,080,368	$1,193,723	$4,143,602	$6,384,523
GROSS PROFIT	$262,400	$270,996	$279,931	$289,221	$298,881	$308,928	$319,380	$330,254	$341,570	$353,348	$365,609	$378,375	$3,798,894	$401,460	$415,652.18	$430,436	$445,839	$461,891	$478,619	$496,057	$514,237	$533,194	$552,963	$573,583	$595,093	$5,899,024	$1,190,261	$1,302,681	$1,428,219	$1,568,661	$5,489,823	$1,769,209	$1,950,332	$2,154,021	$2,383,468	$8,257,030	$12,796,359
EXPENSES - General and Administrative
Salaries and wages	$14,650	$14,650	$0	$40,200	$40,200	$40,200	$40,200	$40,200	$122,703	$122,703	$122,703	$122,703	$721,112	$126,998	$126,998	$126,998	$126,998	$126,998	$126,998	$126,998	$126,998	$126,998	$126,998	$126,998	$126,998	$1,523,971	$394,328	$394,328	$394,328	$394,328	$1,577,310	$408,129	$408,129	$408,129	$408,129	$1,632,516	$1,689,654
Employee benefits	$16,280	$16,280	$0	$836	$836	$836	$836	$836	$836	$836	$836	$836	$40,087	$878	$878	$878	$878	$878	$878	$878	$878	$878	$878	$878	$878	$10,538	$2,766	$2,766	$2,766	$2,766	$11,065	$2,904	$2,904	$2,904	$2,904	$11,618	$12,199
Payroll taxes	$2,198	$2,198	$0	$6,030	$6,030	$6,030	$6,030	$6,030	$18,405	$18,405	$18,405	$18,405	$108,167	$19,050	$19,050	$19,050	$19,050	$19,050	$19,050	$19,050	$19,050	$19,050	$19,050	$19,050	$19,050	$228,596	$59,149	$59,149	$59,149	$59,149	$236,597	$61,219	$61,219	$61,219	$61,219	$244,877	$253,448
Professional services	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$15,500	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$1,292	$15,500	$3,875	$3,875	$3,875	$3,875	$15,500	$3,875	$3,875	$3,875	$3,875	$15,500	$15,500
Marketing and advertising	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$27,240	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$2,270	$27,240	$6,810	$6,810	$6,810	$6,810	$27,240	$6,810	$6,810	$6,810	$6,810	$27,240	$27,240
Rent	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Equipment rental	$1,000.00	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$1,000	$12,000	$3,000	$3,000	$3,000	$3,000	$12,000	$3,000	$3,000	$3,000	$3,000	$12,000	$12,000
Maintenance	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Depreciation	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200	$300	$300	$300	$300	$1,200	$0	$0	$0	$0	$0	$0
Insurance	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Telephone service	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Utilities	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Office supplies	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Postage and shipping	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Travel	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Entertainment	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Interest on loans	$0	$80	$77	$73	$70	$67	$63	$60	$56	$53	$50	$46	$695	$43	$39	$36	$32	$29	$25	$22	$18	$14	$11	$7	$4	$280	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Other (change title here)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Other (change title here)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
TOTAL EXPENSES	$37,789	$37,869	$4,738	$51,801	$51,798	$51,795	$51,791	$51,788	$146,663	$146,660	$146,656	$146,653	$926,001	$151,630	$151,626	$151,623	$151,619	$151,616	$151,612	$151,609	$151,605	$151,602	$151,598	$151,594	$151,591	$1,819,324	$470,228	$470,228	$470,228	$470,228	$1,880,911	$485,938	$485,938	$485,938	$485,938	$1,943,751	$2,010,041
Net income before taxes and interest	$224,611	$233,127	$275,193	$237,420	$247,083	$257,134	$267,589	$278,466	$194,907	$206,689	$218,953	$231,722	$2,872,893	$249,830	$264,026	$278,813	$294,220	$310,275	$327,007	$344,449	$362,632	$381,592	$401,365	$421,988	$443,502	$4,079,700	$720,033	$832,453	$957,992	$1,098,434	$3,608,911	$1,283,271	$1,464,394	$1,668,083	$1,897,530	$6,313,279	$10,786,318
Interest Income	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Provision for taxes on income	$56,153	$58,282	$68,798	$59,355	$61,771	$64,283	$66,897	$69,617	$48,727	$51,672	$54,738	$57,931	$718,223	$62,458	$66,006	$69,703	$73,555	$77,569	$81,752	$86,112	$90,658	$95,398	$100,341	$105,497	$110,876	$1,019,925	$180,008	$208,113	$239,498	$274,608	$902,228	$320,818	$366,099	$417,021	$474,383	$1,578,320	$2,696,579
NET PROFIT	$168,458	$174,845	$206,395	$178,065	$185,312	$192,850	$200,692	$208,850	$146,181	$155,017	$164,215	$173,792	$2,154,670	$187,373	$198,019	$209,110	$220,665	$232,706	$245,255	$258,336	$271,974	$286,194	$301,024	$316,491	$332,627	$3,059,775	$540,025	$624,340	$718,494	$823,825	$2,706,683	$962,453	$1,098,296	$1,251,063	$1,423,148	$4,734,959	$8,089,738

Income Statements

CshFlw

Cash Flow Author: For information about this worksheet, see "Cash-Flow Projections" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.	2019-2020														2020-2021														2021-2022						2022-2023						2023-2024
	November	December	January	February	March	April	May	June	July	August	September	October	TOTAL		November	December	January	February	March	April	May	June	July	August	September	October	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
CASH RECEIPTS
Income from Sales
Cash Sales	$198,000	$204,390	$211,029	$217,929	$225,101	$232,556	$240,309	$248,371	$256,758	$265,483	$274,563	$284,012	$2,858,502		$301,195	$311,692	$322,622	$334,006	$345,864	$358,219	$371,092	$384,508	$398,492	$413,071	$428,271	$444,123	$4,413,156		$902,937	$986,921	$1,080,574	$1,185,198	$4,155,630		$1,334,850	$1,469,417	$1,620,552	$1,790,584	$6,215,403		$9,576,784
Collections	$0	$242,000	$249,810	$257,925	$266,358	$275,123	$284,235	$293,711	$303,565	$313,815	$324,480	$335,577	$3,146,598		$347,126	$368,127	$380,957	$394,316	$408,230	$422,723	$437,823	$453,557	$469,954	$487,046	$504,864	$523,443	$5,198,167		$1,278,543	$1,172,021	$1,282,547	$1,405,951	$5,139,062		$1,570,514	$1,741,130	$1,919,101	$2,119,219	$7,349,965		$11,459,042
Total Cash from Sales	$198,000	$446,390	$460,839	$475,854	$491,458	$507,679	$524,544	$542,082	$560,323	$579,299	$599,043	$619,589	$6,005,100		$648,321	$679,819	$703,579	$728,322	$754,094	$780,942	$808,915	$838,065	$868,447	$900,117	$933,136	$967,566	$9,611,323		$2,181,479	$2,158,943	$2,363,120	$2,591,149	$9,294,692		$2,905,365	$3,210,547	$3,539,653	$3,909,803	$13,565,367		$21,035,826
Income from Financing
Interest Income	$0 Author: This line item is automatically calculated for you based on the interest rate you entered on the "Setup and Assumptions" sheet.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Loan Proceeds	$20,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$20,000		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Equity Capital Investments	$45,240	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$45,240		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Cash from Financing	$65,240	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$65,240		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Other Cash Receipts	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
TOTAL CASH RECEIPTS	$263,240	$446,390	$460,839	$475,854	$491,458	$507,679	$524,544	$542,082	$560,323	$579,299	$599,043	$619,589	$6,070,340		$648,321	$679,819	$703,579	$728,322	$754,094	$780,942	$808,915	$838,065	$868,447	$900,117	$933,136	$967,566	$9,611,323		$2,181,479	$2,158,943	$2,363,120	$2,591,149	$9,294,692		$2,905,365	$3,210,547	$3,539,653	$3,909,803	$13,565,367		$21,035,826
CASH DISBURSEMENTS
Inventory	$22,300,700	$8,095,186	$8,268,011	$8,444,838	$8,625,776	$8,810,934	$9,000,427	$9,194,374	$9,392,896	$9,596,121	$9,804,179	$10,022,102	$121,555,544		$10,491,222	$10,720,192	$10,954,699	$11,194,901	$11,440,962	$11,693,053	$11,951,349	$12,216,033	$12,487,294	$12,765,327	$13,050,334	$13,342,527	$142,307,893		$40,473,795	$43,074,036	$45,852,807	$48,824,090	$178,224,728		$53,303,285	$56,792,138	$60,530,202	$64,538,352	$235,163,977		$312,108,797
Operating Expenses	$37,689	$37,689	$4,562	$51,628	$51,628	$51,628	$51,628	$51,628	$146,506	$146,506	$146,506	$146,506	$924,106		$151,487	$151,487	$151,487	$151,487	$151,487	$151,487	$151,487	$151,487	$151,487	$151,487	$151,487	$151,487	$1,817,845		$469,928	$469,928	$469,928	$469,928	$1,879,711		$485,938	$485,938	$485,938	$485,938	$1,943,751		$2,010,041
Commissions/Returns & Allowances	$45,600	$46,944	$48,336	$49,779	$51,275	$52,826	$54,434	$56,101	$57,831	$59,626	$61,489	$63,422	$647,664		$67,065	$69,202	$71,421	$73,726	$76,121	$78,610	$81,197	$83,887	$86,683	$89,592	$92,617	$95,765	$965,885		$214,307	$232,530	$252,673	$274,980	$974,491		$307,225	$335,427	$366,837	$401,885	$1,411,374		$2,100,861
Capital Purchases	$74,800	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$74,800		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Loan Payments	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$10,529		$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$10,529		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Income Tax Payments	$0 Author: Note that on your Income Statements, we've generated an estimate for income taxes. This line on the Cash Flow statement is where you should reflect the actual payments you intend to make on a regular basis (probably quarterly).	Author: This line item is automatically calculated for you based on the interest rate you entered on the "Setup and Assumptions" sheet.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Investor Dividend Payments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Owner's Draw	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
TOTAL CASH DISBURSEMENTS	$22,459,667	$8,180,697	$8,321,787	$8,547,123	$8,729,556	$8,916,265	$9,107,366	$9,302,980	$9,598,111	$9,803,131	$10,013,052	$10,232,908	$123,212,643		$10,710,651	$10,941,758	$11,178,484	$11,420,991	$11,669,448	$11,924,027	$12,184,911	$12,452,284	$12,726,342	$13,007,283	$13,295,316	$13,590,657	$145,102,152		$41,158,031	$43,776,494	$46,575,408	$49,568,998	$181,078,930		$54,096,447	$57,613,503	$61,382,977	$65,426,175	$238,519,102		$316,219,699
NET CASH FLOW	-$22,196,427	-$7,734,307	-$7,860,947	-$8,071,270	-$8,238,098	-$8,408,586	-$8,582,822	-$8,760,898	-$9,037,788	-$9,223,832	-$9,414,009	-$9,613,319	-$117,142,303		-$10,062,330	-$10,261,939	-$10,474,905	-$10,692,668	-$10,915,353	-$11,143,085	-$11,375,996	-$11,614,219	-$11,857,895	-$12,107,166	-$12,362,180	-$12,623,091	-$135,490,829		-$38,976,551	-$41,617,551	-$44,212,287	-$46,977,849	-$171,784,239		-$51,191,083	-$54,402,956	-$57,843,324	-$61,516,372	-$224,953,735		-$295,183,872
Opening Cash Balance	$16,500	-$22,179,927	-$29,914,233	-$37,775,181	-$45,846,450	-$54,084,548	-$62,493,134	-$71,075,955	-$79,836,854	-$88,874,642	-$98,098,474	-$107,512,484			-$117,125,803	-$127,188,133	-$137,450,072	-$147,924,977	-$158,617,645	-$169,532,999	-$180,676,084	-$192,052,080	-$203,666,299	-$215,524,194	-$227,631,360	-$239,993,541			-$252,616,632	-$291,593,183	-$333,210,734	-$377,423,022			-$424,400,871	-$475,591,954	-$529,994,910	-$587,838,234			-$649,354,606
Cash Receipts	$263,240	$446,390	$460,839	$475,854	$491,458	$507,679	$524,544	$542,082	$560,323	$579,299	$599,043	$619,589			$648,321	$679,819	$703,579	$728,322	$754,094	$780,942	$808,915	$838,065	$868,447	$900,117	$933,136	$967,566			$2,181,479	$2,158,943	$2,363,120	$2,591,149			$2,905,365	$3,210,547	$3,539,653	$3,909,803			$21,035,826
Cash Disbursements	$22,459,667	$8,180,697	$8,321,787	$8,547,123	$8,729,556	$8,916,265	$9,107,366	$9,302,980	$9,598,111	$9,803,131	$10,013,052	$10,232,908			$10,710,651	$10,941,758	$11,178,484	$11,420,991	$11,669,448	$11,924,027	$12,184,911	$12,452,284	$12,726,342	$13,007,283	$13,295,316	$13,590,657			$41,158,031	$43,776,494	$46,575,408	$49,568,998			$54,096,447	$57,613,503	$61,382,977	$65,426,175			$316,219,699
ENDING CASH BALANCE	-$22,179,927	-$29,914,233	-$37,775,181	-$45,846,450	-$54,084,548	-$62,493,134	-$71,075,955	-$79,836,854	-$88,874,642	-$98,098,474	-$107,512,484	-$117,125,803	-$117,125,803		-$127,188,133	-$137,450,072	-$147,924,977	-$158,617,645	-$169,532,999	-$180,676,084	-$192,052,080	-$203,666,299	-$215,524,194	-$227,631,360	-$239,993,541	-$252,616,632	-$252,616,632		-$291,593,183	-$333,210,734	-$377,423,022	-$424,400,871	-$424,400,871		-$475,591,954	-$529,994,910	-$587,838,234	-$649,354,606	-$649,354,606		-$944,538,478

Cash Flow Statements

BalSht

Balance Sheet Author: For information about this worksheet, see "Balance Sheet" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet
Sweet Blend				Sweet Blend				Sweet Blend				Sweet Blend				Sweet Blend				Sweet Blend				Sweet Blend				Sweet Blend
First Quarter				Second Quarter				Third Quarter				Fourth Quarter				2020-2021				2021-2022				2022-2023				2023-2024
2019-2020				2019-2020				2019-2020				2019-2020
ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS
Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets
Cash	-$37,775,181			Cash	-$62,493,134			Cash	-$88,874,642			Cash	-$117,125,803			Cash	-$252,616,632			Cash	-$424,400,871			Cash	-$649,354,606			Cash	-$944,538,478
Accounts Receivable	$257,925			Accounts Receivable	$284,235			Accounts Receivable	$313,815			Accounts Receivable	$347,126			Accounts Receivable	$542,817			Accounts Receivable	$482,859			Accounts Receivable	$729,497			Accounts Receivable	$975,413
Inventory	$38,254,951			Inventory	$63,686,108			Inventory	$90,776,846			Inventory	$119,649,876			Inventory	$259,015,665			Inventory	$434,469,973			Inventory	$665,490,348			Inventory	$971,214,623
Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0
Total Current Assets		$737,695		Total Current Assets		$1,477,210		Total Current Assets		$2,216,019		Total Current Assets		$2,871,200		Total Current Assets		$6,941,850		Total Current Assets		$10,551,961		Total Current Assets		$16,865,240		Total Current Assets		$27,651,558
Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets
Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0
Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0			Facilities	$0
NAB Mixer Beverage Filling Machines	$57,000			Equipment	$57,000			Equipment	$57,000			Equipment	$57,000			Equipment	$57,000			Equipment	$57,000			Equipment	$57,000			Equipment	$57,000
Graphics software	$750			Computers & Telecommunications	$1,200			Computers & Telecommunications	$1,200			Computers & Telecommunications	$1,200			Computers & Telecommunications	$1,200			Computers & Telecommunications	$1,200			Computers & Telecommunications	$1,200			Computers & Telecommunications	$1,200
Computers & Telecommunications	$1,200			(Less Accumlated Depreciation)	$600			(Less Accumlated Depreciation)	$900			(Less Accumlated Depreciation)	$1,200			(Less Accumlated Depreciation)	$2,400			(Less Accumlated Depreciation)	$3,600			(Less Accumlated Depreciation)	$3,600			(Less Accumlated Depreciation)	$3,600
(Less Accumlated Depreciation)	$300			Total Fixed Assets		$57,600		Total Fixed Assets		$57,300		Total Fixed Assets		$57,000		Total Fixed Assets		$55,800		Total Fixed Assets		$54,600		Total Fixed Assets		$54,600		Total Fixed Assets		$54,600
Total Fixed Assets		$58,650		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0
Other Assets		$0	$796,345	TOTAL ASSETS			$1,534,810	TOTAL ASSETS			$2,273,319	TOTAL ASSETS			$2,928,200	TOTAL ASSETS			$6,997,650	TOTAL ASSETS			$10,606,561	TOTAL ASSETS			$16,919,840	TOTAL ASSETS			$27,706,158
TOTAL ASSETS
				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES
LIABILITIES				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities
Current Liabilities				Short-Term Notes Payable	$9,997			Short-Term Notes Payable	$10,122			Short-Term Notes Payable	$10,249			Short-Term Notes Payable	$0			Short-Term Notes Payable	$0			Short-Term Notes Payable	$0			Short-Term Notes Payable	$0
Short-Term Notes Payable	$9,873 Sure Product Consulting: Short-Term Notes Payable: loan payments to be made within one year			Income Taxes Due	$368,642			Income Taxes Due	$553,882			Income Taxes Due	$718,223			Income Taxes Due	$1,738,148			Income Taxes Due	$2,640,376			Income Taxes Due	$4,218,696			Income Taxes Due	$6,915,275
Income Taxes Due	$183,233 Author: If you see a number here, it reflects the difference between the projected income taxes owed (as calculated on your Income Statements) and what you've said you will actually pay (as entered on your Cash Flow statements).			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0
Other Current Liabilities	$0			Total Current Liabilities		$378,639		Total Current Liabilities		$564,005		Total Current Liabilities		$728,473		Total Current Liabilities		$1,738,148		Total Current Liabilities		$2,640,376		Total Current Liabilities		$4,218,696		Total Current Liabilities		$6,915,275
Total Current Liabilities		$193,106
				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities
Long-Term Liabilities				Long-Term Notes Payable	$5,189			Long-Term Notes Payable	$2,610			Long-Term Notes Payable	-$0			Long-Term Notes Payable	-$0			Long-Term Notes Payable	-$0			Long-Term Notes Payable	-$0			Long-Term Notes Payable	-$0
Long-Term Notes Payable	$7,735			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0
Other Long-Term Liabilities	$0			Total Long-Term Liabilities		$5,189		Total Long-Term Liabilities		$2,610		Total Long-Term Liabilities		-$0		Total Long-Term Liabilities		-$0		Total Long-Term Liabilities		-$0		Total Long-Term Liabilities		-$0		Total Long-Term Liabilities		-$0
Total Long-Term Liabilities		$7,735
				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH
NET WORTH				Paid-In Capital	$61,740			Paid-In Capital	$61,740			Paid-In Capital	$61,740			Paid-In Capital	$61,740			Paid-In Capital	$61,740			Paid-In Capital	$61,740			Paid-In Capital	$61,740
Paid-In Capital	$61,740			Retained Earnings	$1,089,242			Retained Earnings	$1,644,964			Retained Earnings	$2,137,987			Retained Earnings	$5,197,761			Retained Earnings	$7,904,445			Retained Earnings	$12,639,404			Retained Earnings	$20,729,142
Retained Earnings	$533,765			Total Net Worth		$1,150,982		Total Net Worth		$1,706,704		Total Net Worth		$2,199,727		Total Net Worth		$5,259,501		Total Net Worth		$7,966,185		Total Net Worth		$12,701,144		Total Net Worth		$20,790,882
Total Net Worth		$595,505	$796,345	TOTAL LIABILITIES AND NET WORTH			$1,534,810	TOTAL LIABILITIES AND NET WORTH			$2,273,319	TOTAL LIABILITIES AND NET WORTH			$2,928,200	TOTAL LIABILITIES AND NET WORTH			$6,997,650	TOTAL LIABILITIES AND NET WORTH			$10,606,561	TOTAL LIABILITIES AND NET WORTH			$16,919,840	TOTAL LIABILITIES AND NET WORTH			$27,706,158
TOTAL LIABILITIES AND NET WORTH

Balance Sheet

BrkEvn

	Break-even Estimates Author: For information about this worksheet, see "Break-Even Analysis" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies. Note that this Worksheet differs from that shown in the book slightly by also factoring the costs of sales commissions and returns/allowances. This gives you a more accurate break-even estimate.
	Year 1 (2019-2020)
	November	$63,366 Author: This is the amount of sales you will need to make each month to break even.
	December	$63,470
	January	$7,938
	February	$86,739
	March	$86,692
	April	$86,645
	May	$86,598
	June	$86,550
	July	$244,992
	August	$244,868
	September	$244,744
	October	$244,620
	Monthly Average	$128,935
	Year 2 (2020-2021)
	November	$252,800
	December	$252,672
	January	$252,544
	February	$252,417
	March	$252,289
	April	$252,162
	May	$252,035
	June	$251,909
	July	$251,783
	August	$251,657
	September	$251,532
	October	$251,408
	Monthly Average	$252,101
	Year 3 (2021-2022)
	1st Quarter	$792,704
	2nd Quarter	$791,663
	3rd Quarter	$790,597
	4th Quarter	$789,510
	Quarterly Average	$791,119
	Year 4 (2022-2023)
	1st Quarter	$814,745
	2nd Quarter	$813,588
	3rd Quarter	$812,421
	4th Quarter	$811,248
	Quarterly Average	$813,000
	Year 5 (2023-2024)
	Annual Average	$3,342,918

Break-even Estimates

Ratios

Key Ratios Author: This sheet provides a mathematical snapshot of your company's performance. These ratios are often used by lenders or investors in determining how well a company is managing its finances.
Year 1 (2019-2020)	Working Capital Author: Working Capital is the amount of readily available funds the company has to cover upcoming expenses. More is better!	Current Ratio Author: This ratio divides your current assets by your current liabilities. In general, it should be greater than 2. If an "N.A." appears in the cell, it indicates that you had no liabilities with which to calculate the ratio.	Quick Ratio Author: Similar to the Current Ratio, but we've subtracted inventory from your assets. A number greater than 1 is desirable. If an "N.A." appears in the cell, it indicates that you had no liabilities with which to calculate the ratio.	Cash Turnover Author: This ratio divides your net sales for the period by your "working capital," (your current assets minus your current liabilities). In other words, it shows by what multiple your sales exceed your working capital. In general, 5 or above is good to aim for, but this can vary based on your industry, etc.	Debt to Equity Author: To calculate your Debt to Equity ratio, we divided your total liabilities by your net worth. A high number (greater than 1), indicates a high debt load relative to your assets. Potential funders may be wary of investing in such a case.	Return on Investment Author: This ratio is achieved by dividing your net worth into your net income for the period. It shows the rate of return you and your investors are receiving on your investments in the company. The higher the better!	Return on Sales Author: This ratio is calculated by dividing your net income for the period by your net sales for the period. The higher the number here, the more profit you are extracting from each sale. Your ideal number will depend greatly on your industry, margins, etc.	Return on Assets Author: Your Return on Assets indicates how much profit you are generating on all the investments you've made in the company's assets. In particular, this will help you (and your investors) determine if you are achieving a good rate-of-return on your investments. This will depend greatly on your industry.	Net Sales
1st Quarter	$544,589	3.82	-194.28	2.24	0.34	123%	60%	92%	$1,222,273.52
2nd Quarter	$1,098,571	3.90	-164.30	1.23	0.33	64%	55%	48%	$1,347,421.32
3rd Quarter	$1,652,014	3.93	-157.02	0.90	0.33	43%	50%	33%	$1,488,163.20
4th Quarter	$2,142,727	3.94	-160.31	0.77	0.33	30%	40%	22%	$1,646,704.25
Year 2 (2020-2021)	$5,203,701	3.99	-145.02	1.70	0.33	78%	46%	58%	$8,841,128.14
Year 3 (2021-2022)	$7,911,585	4.00	-160.55	1.04	0.33	45%	44%	34%	$8,260,242.57
Year 4 (2022-2023)	$12,646,544	4.00	-153.75	0.98	0.33	50%	51%	37%	$12,400,631.95
Year 5 (2023-2024)	$20,736,282	4.00	-136.45	0.92	0.33	52%	56%	39%	$19,180,881.65

Key Ratios

1YrAtGl

Year 1: Financials at-a-Glance (2019-2020) Gross Sales November December January February March April May June July August September October 440000 454200 468954 484286.58 500223.4866 516791.69008199999 534019.44432114006 551936.34966693784 570573.4189426204 589963.14671793371 610139.58201857633 631138.40464354609 Gross Profit November December January February March April May June July August September October 262400 270996 279931.32 289221.1164 298881.26722800004 308928.40749755997 319379.96631876123 330254.20584994898 341570.26218200108 353348.18825144682 365608.99888357182 378374.71807169414 Net Profit November December January February March April May June July August September October 168458.125 174845.10654519172 206394.71343015507 178064.81299797242 185312.43881290572 192850.31717856697 200691.51997114049 208849.74385318992 146180.50343686127 155016.51346872211 164214.69761209149 173791.57390649748

NSYr1

Year 1: Net Sales (2019-2020) Product Line 1 November December January February March April May June July August September October 228800 233376 238043.52000000002 242804.3904 247660.47820800002 252613.68777216002 257665.96152760324 262819.28075815528 268075.66637331841 273437.17970078485 278905.92329480045 284484.04176069645 Product Line 2 November December January February March April May June July August September October 165600 173880 182574 191702.7 201287.83500000002 211352.22675 221919.83808749999 233015.82999187501 244666.62149146877 256899.95256604222 269744.95019434427 283232.19770406157 Product Line 3 November December January February March April May June July August September October Product Line 4 November December January February March April May June July August September October Product Line 5 Product Line 6 Product Line 7 Product Line 8 Product Line 9 Product Line 10

1YrCshFlw

Year 1: Cash Flow (2019-2020) Net Cash Flow November December January February March April May June July August September October -22196426.594461348 -7734306.7944613481 -7860947.2484613489 -8071269.5523746833 -8238097.9327412834 -8408585.5356089659 -8582821.6781724393 -8760898.2706075404 -9037788.3582627214 -9223832.4177109543 -9414009.1568400934 -9613319.2967078853 Ending Cash Balance -22179926.594461348 -29914233.388922695 -37775180.637384042 -45846450.189758725 -54084548.12250001 -62493133.658108972 -71075955.336281419 -79836853 .606888965 -88874641.965151682 -98098474.382862642 -107512483.53970273 -117125802.83641061

2ndYrCshFlw

Year 2: Cash Flow (2020-2021) Net Cash Flow November December January February March April May June July August September October -10062330.329680718 -10261939.074979287 -10474904.768540671 -10692668.48606658 -10915353.123540975 -11143085.38164272 -11375995.909178264 -11614219.452749861 -11857895.012952499 -12107166.00740678 -12362180.440950133 -12623091.083324315 Ending Cash Balance November December January February March April May June July August September October -127188133.16609132 -137450072.2410706 -147924977.00961128 -158617645.49567786 -169532998.61921883 -180676084.00086156 -192052079.91003981 -203666299.36278966 -215524194.37574214 -227631360.38314891 -239993540.82409903 -252616631.90742335

5YrAtGl

5-Year Financials at-a-Glance

Gross Sales 2019-2020 2020-2021 2021-2022 2022-2023 2023-2024 6352226.1029927544 9807013.3859933615 9234733.2000287473 13812005.672162071 21281742.303920265 Gross Profit 2019-2020 2020-2021 2021-2022 2022-2023 2023-2024 3798894.4506829842 5899024.1218474265 5489822.6112818941 8257030.2470554281 12796358.960531835 Net Profit 2019-2020 2020-2021 2021- 2022 2022-2023 2023-2024 2154670.0662132949 3059774.7511302489 2706683.3468001708 4734959.094459678 8089738.3772372408

NS5Yr

5-Year Net Sales

Product Line 1 2019-2020 2020-2021 2021-2022 2022-2023 2023-2024 3068686.1297955187 3989131.9043060881 5185663.4001904456 6741091.93307121 8763067.8937720619 Product Line 2 2019-2020 2020-2021 2021-2022 2022-2023 2023-2024 2635876.1517852917 4851996.233339346 3074579.1711000716 5659540.0156328389 10417813.757935852 Product Line 3 2019-2020 2020-2021 2021-2022 2022-2023 2023-2024 Product Line 4 2019-2020 2020-2021 2021-2022 2022-2023 2023-2024 Product Line 5 Product Line 6 Product Line 7 Product Line 8 Product Line 9 Product Line 10

License

	License Agreement
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About

	About Business Plan Financials
	PlanningShop
	Business Plan Financials
	Version 3.1
	SUBJECT TO END-USER LICENSE AGREEMENT
	Copyright 2003-2017 PlanningShop. All rights reserved.
	www.planningshop.com

http://www.planningshop.com/

Config

CONFIG WORKSHEET
Sure Product Consulting: IMPORTANT: Do not remove or change anything on this worksheet! Doing so may render this product unusable!

Startup Year

2019
Sure Product Consulting: Sure Product Consulting: How does this get set? Headings on each worksheet are driven from it, but this does not seem to be connected t the Setup worksheet "what year wll your business start" question.

Version:

Startup Month

3.0

November

8/1/13

Startup Month Abbrev

Nov

Start Date:

Oct-15

CREDIT MULTIPLIER

Multiple

With "Credit Sales"

0.00

1.00

0.55

Working Capital Calc
Sure Product Consulting: Used by Ratios worksheet

$544,589

$1,098,571

$1,652,014

$2,142,727

$5,203,701

$7,911,585

$12,646,544

$20,736,282

Chart Titles

Year 1 String

2019-2020

Year 1: Financials at-a-Glance (2019-2020)

Year 2 String

2020-2021

Year 1: Net Sales (2019-2020)

Year 3 String

2021-2022

Year 1: Cash Flow (2019-2020)

Year 4 String

2022-2023

Year 2: Cash Flow (2020-2021)

Year 5 String

2023-2024

DOUBLE LIST FOR Months on top of worksheets

January

February

March

April

May

June

July

August

September

October

November

December

January

February

March

April

May

June

July

August

September

October

November

December

Start Month

From Setup

November

December

January

February

March

April

May

June

July

August

September

October

Match Position in Doublelist

Adjust index to 1-12

Abbrev

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

Aug

Sep

Oct

To-Do List

Making a "Demo" version of this workbook, with watermark, 1 loan, 1 product line, 1 investment

Adding a Worksheet to do revolving credit calculations. See http://www.vertex42.com/Files/download/line-of-credit.html for a cool line of credit worksheet (it's complicated)

Cleaning up all the dates, lists of months, etc. on the config worksheet

Adding "Reset_XXX" subroutines for ALL the worksheets

Check PrintAreas, footers, headers for New DepnSchedule and New LoanPaymentSchedule

Your Company Name

Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only

DepnSchedule

Sure Product Consulting: Is this depreciation schedule correct? If only one year of service, nothing is depreciated. If more than one year, we don't depreciate anything for year 1 it seems (or does that show up as an expense?)	Depreciation Schedule from CapEx Worksheet
														Oct-15	Nov-15	Dec-15	Jan-16	Feb-16	Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20
Item#	Category	Item Name	Purch Value	Salvage Value	Yrs of Service	Mos of Service	Month Purchased	Year Purchased	Purchase Month	End Month	End Date	Depn Amt montly		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	- Sure Product Consulting: If "today's" month is one in this asset is dep'd over,	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Equip	Capital Purchases	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Equip	Four (4) Vehicles (used panel vans)	$40,000.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ 3,333		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Equip	Auto AccuSnap Capper	$19,200.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ 1,600		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Equip	Labeling machinery -	$5,400.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ 450		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Equip	Printers	$6,600.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ 550		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
21	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
22	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
23	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
24	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
25	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
26	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
27	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
28	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
29	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
30	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
31	Comp	Graphics Software	$3,600.00	$0.00	3	36	Nov	2019	1	36	Sep-18	$ 100		100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	100	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
32	Comp	ERROR:#REF!	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
33	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
34	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
35	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
36	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
37	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
38	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
39	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
40	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
41	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
42	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
43	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
44	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
45	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
46	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
47	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
48	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
49	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
50	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
51	Land	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16
52	Land	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16
53	Land	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16
54	Land	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16
55	Land	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16
56	Land	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16
57	Land	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16
58	Land	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16
59	Land	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16
60	Land	Item Name (change name here)	$0.00	$0.00	1	12	Nov	2019	1	12	Sep-16
		TOTAL												$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ 100	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -	$ -
		Land												-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Facilities												-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Equip												71,200	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Comp												3,600	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		TOTAL Author: This goes into Cash Flow statement.											Author: This goes into Cash Flow statement.	74,800	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		TOTAL NON-DEPRECIABLE CAPITAL ASSETS Author: This goes into Income statement under "non-depreciable capital purchases"											Author: This goes into Income statement under "non-depreciable capital purchases"	Author: This goes into Cash Flow statement.	Author: This goes into Income statement under "non-depreciable capital purchases"												71,200	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Depreciation Schedule

LoanInvestSchedules

	Investment Proceeds										Investment Proceeds												Investment Proceeds												Investment Proceeds												Investment Proceeds												Investment Proceeds
											Oct-15	Nov-15	Dec-15	Jan-16	Feb-16	Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20
Inv #	Name of Invest Source	Amount			Start Month	Start Year	Infusion Month				1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Melinda Cates	$40,000			Nov	2019	1				40,000.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
2	Glass Bottles	$3,000			Nov	2019	1				3,000.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
3	Metal Caps	$300			Nov	2019	1				300.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
4	Cardboard Cartons	$500			Nov	2019	1				500.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
5	NAB Ingredients	$600			Nov	2019	1				600.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
6	Labels	$840			Nov	2019	1				840.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
7	Investment Source Name	$0			Nov	2019	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
8	Investment Source Name	$0			Nov	2019	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
9	Investment Source Name	$0			Nov	2019	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
10	Investment Source Name	$0			Nov	2019	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
11	Investment Source Name	$0			Nov	2019	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
12	Investment Source Name	$0			Nov	2019	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
13	Investment Source Name	$0			Nov	2019	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
14	Investment Source Name	$0			Nov	2019	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
15	Investment Source Name	$0			Nov	2019	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
									TOTAL:		$45,240	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Payback Schedule (Principle + Interest)										Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)
											Oct-15	Nov-15	Dec-15	Jan-16	Feb-16	Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20 Sure Product Consulting: Note: We calculate loan payments beyond the end date of this business plan (5 years into future), in order to populate the Balance Sheet properly. Payments due in year 6 need to appear on the Short-Term Notes Payable line of Balance Sheet for Year 5. The remainder of the not-yet-made loan payments appear on Long-Term Notes Payable line of the Year 5 balance sheet.	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	End Pay Month	Pmt Amt (P+I)		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60	61	62	63	64	65	66	67	68	69	70	71	72
1	Friends and Family	$20,000	5.00%	24	Nov	2019	1	24	877.43		877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	877.43	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
2	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
3	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
4	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
5	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
6	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
7	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
8	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
9	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
10	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
11	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
12	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
13	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
14	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
15	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
16	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
17	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
18	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
19	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
20	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
									TOTAL:		$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$877	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan - Interest Portion of Loan Payments										Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments
											Oct-15	Nov-15	Dec-15	Jan-16	Feb-16	Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	End Pay Month	Pmt Amt (P+I)		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60	61	62	63	64	65	66	67	68	69	70	71	72
1	Friends and Family	$20,000.00	$0.05	$24.00	Nov	$2,019.00	1	24	877.43		83.33	80.02	76.70	73.37	70.02	66.65	63.27	59.88	56.47	53.05	49.62	46.17	42.71	39.23	35.74	32.23	28.71	25.17	21.62	18.05	14.47	10.88	7.27	3.64	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Loan Source Name	$0	0.00%	12	Nov	2019	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
									TOTAL:		$83	$80	$77	$73	$70	$67	$63	$60	$56	$53	$50	$46	$43	$39	$36	$32	$29	$25	$22	$18	$14	$11	$7	$4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Proceeds										Loan Proceeds												Loan Proceeds												Loan Proceeds												Loan Proceeds												Loan Proceeds
											Oct-15	Nov-15	Dec-15	Jan-16	Feb-16	Mar-16	Apr-16	May-16	Jun-16	Jul-16	Aug-16	Sep-16	Oct-16	Nov-16	Dec-16	Jan-17	Feb-17	Mar-17	Apr-17	May-17	Jun-17	Jul-17	Aug-17	Sep-17	Oct-17	Nov-17	Dec-17	Jan-18	Feb-18	Mar-18	Apr-18	May-18	Jun-18	Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20
Loan #	Name of Loan Source	Amount			Start Month	Start Year	Begin Pay Month				1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Friends and Family	$20,000			Nov	2019	1				20,000.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	Loan Source Name	$0			Nov	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Loan Source Name	$0			Nov	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Loan Source Name	$0			Nov	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Loan Source Name	$0			Nov	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Loan Source Name	$0			Nov	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Loan Source Name	$0			Nov	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Loan Source Name	$0			Nov	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Loan Source Name	$0			Nov	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Loan Source Name	$0			Nov	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Loan Source Name	$0			Nov	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Loan Source Name	$0			Nov	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Loan Source Name	$0			Nov	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Loan Source Name	$0			Nov	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Loan Source Name	$0			Nov	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Loan Source Name	$0			Nov	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Loan Source Name	$0			Nov	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Loan Source Name	$0			Nov	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Loan Source Name	$0			Nov	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Loan Source Name	$0			Nov	2019	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
									TOTAL:		$20,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Calculations for Balance Sheet										Loan Calculations for Balance Sheet												Loan Calculations for Balance Sheet
											First Quarter			Second Quarter			Third Quarter			Fourth Quarter			Year 2			Year 3			Year 4			Year 5
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	Amount			Principle Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long
1	Friends and Family	$20,000.00	5.00%	24	Nov	2019	1	$20,000			$2,392	$9,873 Sure Product Consulting: If received proceeds this quarter, "Due Short" is all the payment of principle (not interest) due in the next 12 months from disbursement	$7,735 Sure Product Consulting: "Due Long" is whatever priciple is left: origloan - pricpaid so far - due short. Whatever is due more than 12 months out.	$4,814 Sure Product Consulting: cummulative principle paid: includes previous quarter's payments	$9,997	$5,189	$7,267	$10,122	$2,610	$9,751	$10,249	-$0	$20,000	$0	-$0	$20,000	$0	-$0	$20,000	$0	-$0	$20,000	$0	-$0
2	Loan Source Name	$0.00	0.00%	12	Nov	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
3	Loan Source Name	$0.00	0.00%	12	Nov	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
4	Loan Source Name	$0.00	0.00%	12	Nov	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
5	Loan Source Name	$0.00	0.00%	12	Nov	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
6	Loan Source Name	$0.00	0.00%	12	Nov	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
7	Loan Source Name	$0.00	0.00%	12	Nov	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
8	Loan Source Name	$0.00	0.00%	12	Nov	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
9	Loan Source Name	$0.00	0.00%	12	Nov	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
10	Loan Source Name	$0.00	0.00%	12	Nov	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
11	Loan Source Name	$0.00	0.00%	12	Nov	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
12	Loan Source Name	$0.00	0.00%	12	Nov	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
13	Loan Source Name	$0.00	0.00%	12	Nov	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
14	Loan Source Name	$0.00	0.00%	12	Nov	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
15	Loan Source Name	$0.00	0.00%	12	Nov	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
16	Loan Source Name	$0.00	0.00%	12	Nov	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
17	Loan Source Name	$0.00	0.00%	12	Nov	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
18	Loan Source Name	$0.00	0.00%	12	Nov	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
19	Loan Source Name	$0.00	0.00%	12	Nov	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
20	Loan Source Name	$0.00	0.00%	12	Nov	2019	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
									TOTAL:			$9,873	$7,735		$9,997	$5,189		$10,122	$2,610		$10,249	-$0		$0	-$0		$0	-$0		$0	-$0		$0	-$0
	BETA - Monthly Loan Calculations for Balance Sheet										Loan Calculations for Balance Sheet												Loan Calculations for Balance Sheet
											Oct-15	Nov-15	Dec-15	Oct-15	Feb-16	Mar-16	Oct-15	May-16	Jun-16	Oct-15	Aug-16	Sep-16	Oct-15	Nov-16	Dec-16	Oct-15	Feb-17	Mar-17	Oct-15	May-17	Jun-17	Oct-15	Aug-17	Sep-17	Oct-15	Nov-17	Dec-17	Oct-15	Feb-18	Mar-18	Oct-15	May-18	Jun-18	Oct-15	Aug-18	Sep-18	Oct-15	Nov-18	Dec-18	Oct-15	Feb-19	Mar-19	Oct-15	May-19	Jun-19	Oct-15	Aug-19	Sep-19	Oct-15	Nov-19	Dec-19	Oct-15	Feb-20	Mar-20	Oct-15	May-20	Jun-20	Oct-15	Aug-20	Sep-20
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	Last Month Num			1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Friends and Family	$20,000.00	5.000%	24	Nov	$2,019.00	1	24		Principle Paid	$794.09	$1,591.50	$2,392.22	$3,196.29	$4,003.70	$4,814.47	$5,628.63	$6,446.18	$7,267.13	$8,091.50	$8,919.31	$9,750.57	$10,585.29	$11,423.49	$12,265.19	$13,110.38	$13,959.11	$14,811.36	$15,667.17	$16,526.55	$17,389.50	$18,256.05	$19,126.21	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00	$20,000.00
										Due Short	$9,791.20	$9,832.00	$9,872.96	$9,914.10	$9,955.41	$9,996.89	$10,038.54	$10,080.37	$10,122.37	$10,164.55	$10,206.90	$10,249.43	$9,414.71	$8,576.51	$7,734.81	$6,889.62	$6,040.89	$5,188.64	$4,332.83	$3,473.45	$2,610.50	$1,743.95	$873.79	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
										Due Long	$9,414.71	$8,576.51	$7,734.81	$6,889.62	$6,040.89	$5,188.64	$4,332.83	$3,473.45	$2,610.50	$1,743.95	$873.79	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00
										TOTAL	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000	$20,000

Loan & Investment Schedules for Disbursement & Repayment