Week 8 excel

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Warning


	W A R N I N G !
	IT APPEARS THAT YOU DO NOT HAVE EXCEL'S MACRO CAPABILITY ENABLED. THESE FINANCIAL WORKSHEETS WILL NOT FUNCTION WITHOUT MACROS ENABLED.
	Excel 2010 for Windows: To enable macros: 1. Click the "Enable Content" button in the Security Warning that appears at the top of this page.
	If you do not see the "Security Warning" along the top of this page, scroll down for more detailed instructions, under "Excel 2010 and Excel 2013 on Windows - Enabling Macros"
	Excel 2013& 2016 for Windows: To enable macros: 1. Click the "Enable Content" button in the Security Warning that appears at the top of this page.
	If you do not see the "Security Warning" along the top of this page, scroll down for more detailed instructions, under "Excel 2010 & Excel 2013 on Windows - Enabling Macros"
	Excel 2011 & 2016 for Mac: 1. A pop-up window appears. Select "Enable Macros". 2. Your workbook should now be ready to use.
Excel 2013 and Excel 2016 on Windows - Enabling Macros
		Note: The procedure is exactly the same for Excel 2013 & 2016, even though the two versions look slightly different. 1. In the upper left corner of the Excel Ribbon, press the "File" tab.
		2. Select Options, in the lower left corner.
		3. Select Trust Center from the Lower Left. 4. Click the "Trust Center Settings…" button in the lower right
		5. Select "Macros Settings" from the left side menu 6. Select the "Disable all macros except digitally signed macros" radio button. 7. Click "OK" twice

Your Company Name

Welcome

	Welcome to Business Plan Financials!
	Thank you for purchasing Business Plan Financials from PlanningShop. These worksheets will help you develop clear, compelling financial projections for your business. If you are unfamiliar with the business planning process, we encourage you to refer to our book, Successful Business Plan: Secrets & Strategies, by Rhonda Abrams, for comprehensive, step-by-step guidance. It is available through our website, www.PlanningShop.com. First, a few tips to get you started: SAVING A BLANK WORKBOOK, TO ALLOW FOR RECOVERY FROM MISTAKES You may start directly editing this file. If you later decide to start over and need a fresh copy of this file, find the blank "ORIG_PlanningShop_BizPlanFin(2.8)" file in your PlanningShop directory. Make a copy of this file (just in case you might need to start over yet again), and then start editing the copy. NAVIGATING THE WORKSHEETS You installed the Windows version of Business Plan Financials. The Excel Ribbon now contains a "PlanningShop" tab, that contains controls to let you navigate between worksheets. The PlanningShop Ribbon looks slightly different in Excel 2013 and Excel 2016, but the functionality is the same.
	Note that the riboon does not appear in Excel 2011 for Mac, due to limitations of that version of Excel.
	Excel 2013 for Windows, Excel 2016 for Windows, Excel 2016 for Mac:
	In Excel 2011 for Mac, there is no PlanningShop tab on the Excel Ribbon (Microsoft does not allow it). Instead, to navigate between worksheets and charts, use the Excel worksheet tabs along the bottom edge of the Excel window.
	HOW TO FILL IN THE WORKSHEETS Each worksheet is composed of "cells" containing either black text or blue text. All you need to do is enter data in the blue cells--the black cells are automatically calculated for you.
	While you work, keep an eye out for red triangles that appear with some cells on the worksheets. These triangles indicate the presence of a "help balloon" that will popup when you roll over the triangle, presenting you with additional information and tips about the section you are working on.
	FOR MORE HELP For more in-depth help and assistance,please refer to the companion PDF entitled "Business Plan Financials Help". It contains extensive information about each worksheet, along with a "Frequently Asked Questions" (FAQ). To get started, click on the right-pointing arrow in the PlanningShop toolbar to reach the "Setup and Assumptions" worksheet, where you'll enter some basic information about your business.
	About Our Support of Mac vs. Windows
	PlanningShop supports Business Plan Financials on the following platforms:
	Windows
	1. Microsoft Windows10 with Microsoft Excel 2016 / Microsoft Office 365
	2. Microsoft Windows 8 or later with Microsoft Excel 2013
	Mac
	4 Mac OS X with Microsoft Excel 2016
	5. Mac OS X with Microsoft Excel for Mac 2011
	Version 3.1 Copyright © 2003-2017 PlanningShop

Setup

Setup and Assumptions
COMPANY INFORMATION
What is your company's name?
Delicacy Spot
What month will you officially start your company?		August

What year will you officially start your company?		2022
SALES ASSUMPTIONS
The Worksheets can accommodate sales projections for up to 10 major product/service lines. How many major product/service lines do you plan to have for your business?		Eight Sure Product Consulting: Many businesses sell hundreds or thousands of products. It would be overwhelming to create projections for every product you sell. So if you sell many products, think about how you can consolidate them into up to ten product "lines," and then base your projections on these groups of products instead of each individual product.
	Ten
Most businesses sell at least some of their products/services on credit (e.g., "net 30" as opposed to cash). What percentage of your sales will be made on credit?		0% Author: NOTE: for our purposes, this line should NOT include credit card sales, which are, effectively, cash sales because you receive payment in a matter days, not weeks.
For sales you make on credit, what terms will you extend? In other words, how many days will pass from the date of sale to when you expect to be paid?		10 Author: If, for instance, your terms will be "Net 30," put 30 here. You may enter Net 10, Net 15, Net 30, Net 60, Net 90, or Net 120.
PERSONNEL ASSUMPTIONS
Approximately how much do you expect to spend per year on benefits for each SALARIED/FULL TIME employee (medical insurance, etc.)?		$5,000 Author: This number should reflect the amount you will spend on ONE FULL-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).
Approximately how much do you expect to spend per year on benefits for each HOURLY/PART-TIME employee (medical insurance, etc.)?		$1,200 Author: This number should reflect the amount you will spend on ONE PART-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).
With health insurance and other benefits costing more each year, your plan should account for annual increases. How much do you estimate your benefit costs will increase each year?		5.00%
If you plan to increase wages (both salaried & hourly) on an annual basis, how much to you plan to increase them by?		3.50%
Approximately what percentage of each employee's salary or wages do you plan to set aside for payroll taxes?		15.00% Author: If you're not sure what percentage to enter here, leave it at the default (15%).
FINANCIAL ASSUMPTIONS
What will be the opening balance in your bank account on the first day of business? This will be the opening balance in your Cash Flow Statements.		$5,000 Author: In general, this number will include money you plan to personally invest in the business. If you will be receiving loans or investment income from others, you can account for those on the upcoming Capital Investments worksheet instead of here.
At approximately what rate do you expect to be taxed on your net income?		25.00% Author: If you're not sure what percentage to enter here, leave it at the default (25%).
		Sure Product Consulting: Many businesses sell hundreds or thousands of products. It would be overwhelming to create projections for every product you sell. So if you sell many products, think about how you can consolidate them into up to ten product "lines," and then base your projections on these groups of products instead of each individual product.	If you will use an interest-bearing account for your banking, at what rate will you accrue interest?			1.00% Author: If you're not sure what percentage to enter here, leave it at the default (1.00%).
		Author: NOTE: for our purposes, this line should NOT include credit card sales, which are, effectively, cash sales because you receive payment in a matter days, not weeks.	Author: If, for instance, your terms will be "Net 30," put 30 here. You may enter Net 10, Net 15, Net 30, Net 60, Net 90, or Net 120.	Author: If you're not sure what percentage to enter here, leave it at the default (15%).	Author: This number should reflect the amount you will spend on ONE FULL-TIME employee--the worksheets will automatically multiply this amount by the total number of employees you expect to hire, as shown in the Staffing Budget worksheet (automatically adusting the numbers for full- and part-time employees accordingly).	Author: In general, this number will include money you plan to personally invest in the business. If you will be receiving loans or investment income from others, you can account for those on the upcoming Capital Investments worksheet instead of here.

Setup & Assumptions

SalesProj

Sales Projections Author: For information about this worksheet, see the chapter "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies.			2022-2023														2023-2024														2024-2025						2025-2026						2026-2027
	Assumptions		August	September	October	November	December	January	February	March	April	May	June	July	TOTAL		August	September	October	November	December	January	February	March	April	May	June	July	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Product Line 1 Author: Change the text in this cell to reflect the name of a major product, product line or service your firm will offer.
Unit Volume		2.00% Author: MONTHLY VOLUME GROWTH RATE The Worksheets automatically increase the volume in each month on this line using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	9000 Author: Enter the number of units you expect to sell during this month. If you are running a service-based company charging on an hourly basis, enter the number of billable hours you expect you and your employees to work during this month. If you will be selling your service on a per-project basis, enter the number of projects you expect to sell during this period.	9180 Sure Product Consulting: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	9364	9551	9742	9937	10135	10338	10545	10756	10971	11190	120709		11414	11642	11875	12113	12355	12602	12854	13111	13374	13641	13914	14192	153088		44302 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	47014	49891	52945	194153		56186	59625	63274	67147	246232		312282
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.		Sure Product Consulting: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$34.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$34.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$34.00	$34.00	$34.00	$34.00	$34.00	$34.00	$34.00	$34.00	$34.00	$34.00			$34.85	$34.85	$34.85	$34.85	$34.85	$34.85	$34.85	$34.85	$34.85	$34.85	$34.85	$34.85			$35.72	$35.72	$35.72	$35.72			$36.61	$36.61	$36.61	$36.61			$37.53
Gross Sales			$306,000	$312,120	$318,362	$324,730	$331,224	$337,849	$344,606	$351,498	$358,528	$365,698	$373,012	$380,472.54	$4,104,099		$397,784	$405,740	$413,855	$422,132	$430,574	$439,186	$447,969	$456,929	$466,067	$475,389	$484,897	$494,594	$5,335,115		$1,582,528	$1,679,392	$1,782,184	$1,891,268	$6,935,372		$2,057,204	$2,183,122	$2,316,746	$2,458,549	$9,015,621		$11,719,837
(Commissions)	50.00% Author: COMMISSIONED SALES What percentage of this product line's sales will be made on commission? In other words, what percentage of your sales will be made by a salesperson who is paid commission?			Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	15.00% Author: SALES COMMISSION RATE What will be the commission rate paid to your salesperson for each sale?	$22,950	$23,409	$23,877	$24,355	$24,842	$25,339	$25,845	$26,362	$26,890	$27,427	$27,976	$28,535	$307,807		$29,834	$30,430	$31,039	$31,660	$32,293	$32,939	$33,598	$34,270	$34,955	$35,654	$36,367	$37,095	$400,134		$118,690	$125,954	$133,664	$141,845	$520,153		$154,290	$163,734	$173,756	$184,391	$676,172		$878,988
(Returns and Allowances)		3.00% Author: RETURNS AND ALLOWANCES A percentage of your products will be returned due to defects, etc. What do you estimate will be the rate of return? This is, of course, just an estimate--but it is important to anticipate losses. Refunds, breakage, spoilage, theft, and unsaleable excess inventory can all put a significant dent in your net sales.	$9,180.00	$9,364	$9,550.87	$9,741.89	$9,936.73	$10,135.46	$10,338.17	$10,544.93	$10,755.83	$10,970.95	$11,190.37	$11,414.18	$123,123		$11,933.52	$12,172.19	$12,415.64	$12,663.95	$12,917.23	$13,175.57	$13,439.08	$13,707.86	$13,982.02	$14,261.66	$14,546.90	$14,837.83	$160,053		$47,475.85	$50,381.75	$53,465.52	$56,738.03	$208,061		$61,716.13	$65,493.65	$69,502.38	$73,756.48	$270,469		$351,595.12
Net Sales			$273,870	$279,347	$284,934	$290,633	$296,446	$302,375	$308,422	$314,591	$320,882	$327,300	$333,846	$340,523	$3,673,169		$356,017	$363,137	$370,400	$377,808	$385,364	$393,071	$400,933	$408,951	$417,130	$425,473	$433,982	$442,662	$4,774,928		$1,416,363	$1,503,056	$1,595,055	$1,692,685	$6,207,157		$1,841,198	$1,953,894	$2,073,488	$2,200,402	$8,068,981		$10,489,254
(Cost of Goods Sold)		50.00% Author: COST OF GOODS Approximately what percentage of your product's sale price will be spent on manufacturing? If you are a reseller or retailer, what percentage of your product's sale price will be spent on buying the product from your distributor? A service business may not need to track cost of goods, in which case you can set this number to zero.	$153,000.00	$156,060	$159,181	$162,365	$165,612	$168,924	$172,303	$175,749	$179,264	$182,849	$186,506	$190,236	$2,052,050		$198,892	$202,870	$206,927	$211,066	$215,287	$219,593	$223,985	$228,464	$233,034	$237,694	$242,448	$247,297	$2,667,558		$791,264	$839,696	$891,092	$945,634	$3,467,686		$1,028,602	$1,091,561	$1,158,373	$1,229,275	$4,507,811		$5,859,919
GROSS PROFIT			$120,870	$123,287	$125,753	$128,268	$130,834	$133,450	$136,119	$138,842	$141,618	$144,451	$147,340	$150,287	$1,621,119		$157,125	$160,267	$163,473	$166,742	$170,077	$173,478	$176,948	$180,487	$184,097	$187,779	$191,534	$195,365	$2,107,371		$625,099	$663,360	$703,963	$747,051	$2,739,472		$812,596	$862,333	$915,115	$971,127	$3,561,170		$4,629,336
Product Line 2 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Unit Volume		5.00%	8000	8400	8820	9261	9724	10210	10721	11257	11820	12411	13031	13683	127337		14367	15085	15839	16631	17463	18336	19253	20216	21226	22288	23402	24572	228679		81337 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	94158	108999	126180	410675		146070	169094	195747	226602	737513		1324467
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$25.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$25.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$25.00	$25.00	$25.00	$25.00	$25.00	$25.00	$25.00	$25.00	$25.00	$25.00			$25.63	$25.63	$25.63	$25.63	$25.63	$25.63	$25.63	$25.63	$25.63	$25.63	$25.63	$25.63			$26.27	$26.27	$26.27	$26.27			$26.92	$26.92	$26.92	$26.92			$27.60
Gross Sales			$200,000	$210,000	$220,500	$231,525	$243,101	$255,256	$268,019	$281,420	$295,491	$310,266	$325,779	$342,068	$3,183,425		$368,151	$386,558	$405,886	$426,180	$447,489	$469,864	$493,357	$518,025	$543,926	$571,122	$599,678	$629,662	$5,859,899		$2,136,368	$2,473,113	$2,862,937	$3,314,207	$10,786,625		$3,932,525	$4,552,389	$5,269,959	$6,100,636	$19,855,509		$36,549,083
(Commissions)	50.00%	15.00%	$15,000	$15,750	$16,538	$17,364	$18,233	$19,144	$20,101	$21,107	$22,162	$23,270	$24,433	$25,655	$238,757		$27,611	$28,992	$30,441	$31,964	$33,562	$35,240	$37,002	$38,852	$40,794	$42,834	$44,976	$47,225	$439,492		$160,228	$185,483	$214,720	$248,566	$808,997		$294,939	$341,429	$395,247	$457,548	$1,489,163		$2,741,181
(Returns and Allowances)		3.00%	$6,000	$6,300	$6,615	$6,946	$7,293	$7,658	$8,041	$8,443	$8,865	$9,308	$9,773	$10,262	$95,503		$11,045	$11,597	$12,177	$12,785	$13,425	$14,096	$14,801	$15,541	$16,318	$17,134	$17,990	$18,890	$175,797		$64,091	$74,193	$85,888	$99,426	$323,599		$117,976	$136,572	$158,099	$183,019	$595,665		$1,096,472
Net Sales			$179,000	$187,950	$197,348	$207,215	$217,576	$228,454	$239,877	$251,871	$264,465	$277,688	$291,572	$306,151	$2,849,166		$329,495	$345,969	$363,268	$381,431	$400,503	$420,528	$441,554	$463,632	$486,814	$511,154	$536,712	$563,548	$5,244,609		$1,912,049	$2,213,436	$2,562,329	$2,966,216	$9,654,029		$3,519,610	$4,074,388	$4,716,613	$5,460,070	$17,770,681		$32,711,429
(Cost of Goods Sold)		50.00%	$100,000	$105,000	$110,250	$115,763	$121,551	$127,628	$134,010	$140,710	$147,746	$155,133	$162,889	$171,034	$1,591,713		$184,075	$193,279	$202,943	$213,090	$223,745	$234,932	$246,678	$259,012	$271,963	$285,561	$299,839	$314,831	$2,929,949		$1,068,184	$1,236,556	$1,431,469	$1,657,104	$5,393,312		$1,966,262	$2,276,194	$2,634,980	$3,050,318	$9,927,755		$18,274,541
GROSS PROFIT			$79,000	$82,950	$87,098	$91,452	$96,025	$100,826	$105,868	$111,161	$116,719	$122,555	$128,683	$135,117	$1,257,453		$145,419	$152,690	$160,325	$168,341	$176,758	$185,596	$194,876	$204,620	$214,851	$225,593	$236,873	$248,717	$2,314,660		$843,865	$976,879	$1,130,860	$1,309,112	$4,260,717		$1,553,347	$1,798,194	$2,081,634	$2,409,751	$7,842,926		$14,436,888
Product Line 3 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Unit Volume		2.00%	1044	1065	1086	1108	1130	1153	1176	1199	1223	1248	1273	1298	14002		1324	1351	1378	1405	1433	1462	1491	1521	1551	1582	1614	1646	17758		5139 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	5454	5787	6142	22522		6518	6916	7340	7789	28563		36225
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$23.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$23.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$23.00	$23.00	$23.00	$23.00	$23.00	$23.00	$23.00	$23.00	$23.00	$23.00			$23.58	$23.58	$23.58	$23.58	$23.58	$23.58	$23.58	$23.58	$23.58	$23.58	$23.58	$23.58			$24.16	$24.16	$24.16	$24.16			$24.77	$24.77	$24.77	$24.77			$25.39
Gross Sales			$24,012	$24,492	$24,982	$25,482	$25,991	$26,511	$27,041	$27,582	$28,134	$28,697	$29,270	$29,856	$322,051		$31,214	$31,839	$32,475	$33,125	$33,787	$34,463	$35,152	$35,855	$36,573	$37,304	$38,050	$38,811	$418,650		$124,182	$131,783	$139,849	$148,409	$544,223		$161,430	$171,311	$181,796	$192,924	$707,461		$919,663
(Commissions)	50.00%	15.00%	$1,801	$1,837	$1,874	$1,911	$1,949	$1,988	$2,028	$2,069	$2,110	$2,152	$2,195	$2,239	$24,154		$2,341	$2,388	$2,436	$2,484	$2,534	$2,585	$2,636	$2,689	$2,743	$2,798	$2,854	$2,911	$31,399		$9,314	$9,884	$10,489	$11,131	$40,817		$12,107	$12,848	$13,635	$14,469	$53,060		$68,975
(Returns and Allowances)		3.00%	$720	$735	$749	$764	$780	$795	$811	$827	$844	$861	$878	$896	$9,662		$936	$955	$974	$994	$1,014	$1,034	$1,055	$1,076	$1,097	$1,119	$1,142	$1,164	$12,559		$3,725	$3,953	$4,195	$4,452	$16,327		$4,843	$5,139	$5,454	$5,788	$21,224		$27,590
Net Sales			$21,491	$21,921	$22,359	$22,806	$23,262	$23,728	$24,202	$24,686	$25,180	$25,683	$26,197	$26,721	$288,236		$27,937	$28,496	$29,065	$29,647	$30,240	$30,845	$31,461	$32,091	$32,732	$33,387	$34,055	$34,736	$374,691		$111,143	$117,946	$125,165	$132,826	$487,079		$144,480	$153,323	$162,708	$172,667	$633,178		$823,098
(Cost of Goods Sold)		50.00%	$12,006	$12,246	$12,491	$12,741	$12,996	$13,256	$13,521	$13,791	$14,067	$14,348	$14,635	$14,928	$161,026		$15,607	$15,919	$16,238	$16,562	$16,894	$17,232	$17,576	$17,928	$18,286	$18,652	$19,025	$19,406	$209,325		$62,091	$65,891	$69,925	$74,204	$272,111		$80,715	$85,655	$90,898	$96,462	$353,731		$459,831
GROSS PROFIT			$9,485	$9,674	$9,868	$10,065	$10,267	$10,472	$10,681	$10,895	$11,113	$11,335	$11,562	$11,793	$127,210		$12,330	$12,576	$12,828	$13,084	$13,346	$13,613	$13,885	$14,163	$14,446	$14,735	$15,030	$15,330	$165,367		$49,052	$52,054	$55,240	$58,622	$214,968		$63,765	$67,668	$71,810	$76,205	$279,447		$363,267
Product Line 4 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$25.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$25.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$25.00	$25.00	$25.00	$25.00	$25.00	$25.00	$25.00	$25.00	$25.00	$25.00			$25.63	$25.63	$25.63	$25.63	$25.63	$25.63	$25.63	$25.63	$25.63	$25.63	$25.63	$25.63			$26.27	$26.27	$26.27	$26.27			$26.92	$26.92	$26.92	$26.92			$27.60
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 5 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$30.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$30.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$30.00	$30.00	$30.00	$30.00	$30.00	$30.00	$30.00	$30.00	$30.00	$30.00			$30.75	$30.75	$30.75	$30.75	$30.75	$30.75	$30.75	$30.75	$30.75	$30.75	$30.75	$30.75			$31.52	$31.52	$31.52	$31.52			$32.31	$32.31	$32.31	$32.31			$33.11
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 6 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 7 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 8 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 9 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 10 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 & 2010 for Windows 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
																															Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Unit Volume		2.00%	0	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	0	0	0	0		0	0	0	0	0	0
Unit Price		2.50% Sure Product Consulting: YEARLY PRICE GROWTH RATE This cell shows how much you plan to increase prices each year. It is not per month because consumers typically don't stand for frequent price changes. After one full year, we increase the unit price by X%, then again after 2 years, etc. The default is 2.5% per year, close to inflation rates). As a convenience, the Worksheets can automatically increase the unit price for each month using the rate you enter here. You can also enter each cell's value by hand, if you prefer, which makes sense if you need to show ups and downs in sales due to seasonal fluctuations, etc.	$0.00 Author: Enter your sales price for each unit here. If you are running a service-based company, enter your hourly rate or approximate per-project rate.	$0.00 Author: As a convenience, the Worksheets will automatically copy the number you put in the prior cell into this cell. However, you should feel free to overwrite the copied number with whatever makes more sense for your business.																											Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	Author: Note that in year three we use quarterly numbers, not monthly numbers--so make sure you enter your amounts accordingly!	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00	$0.00	$0.00	$0.00			$0.00
Gross Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Commissions)	50.00%	15.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Returns and Allowances)		3.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Net Sales			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
(Cost of Goods Sold)		50.00%	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GROSS PROFIT			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Totals for All Product Lines
Total Unit Volume			18044	18645	19270	19920	20596	21300	22032	22794	23588	24414	25275	26171	262048		27105	28078	29092	30149	31251	32400	33598	34848	36151	37511	38930	40411	399525		130778	146625	164678	185267	627349		208773	235635	266361	301538	1012308		1672974
Total Gross Sales			$530,012	$546,612	$563,844	$581,736	$600,317	$619,616	$639,666	$660,500	$682,153	$704,661	$728,062	$752,396	$7,609,576		$797,149	$824,136	$852,216	$881,437	$911,851	$943,513	$976,479	$1,010,809	$1,046,566	$1,083,815	$1,122,625	$1,163,068	$11,613,664		$3,843,078	$4,284,287	$4,784,970	$5,353,884	$18,266,219		$6,151,159	$6,906,821	$7,768,502	$8,752,110	$29,578,591		$49,188,582
(Total Commissions)			$39,751	$40,996	$42,288	$43,630	$45,024	$46,471	$47,975	$49,538	$51,161	$52,850	$54,605	$56,430	$570,718		$59,786	$61,810	$63,916	$66,108	$68,389	$70,763	$73,236	$75,811	$78,492	$81,286	$84,197	$87,230	$871,025		$288,231	$321,322	$358,873	$401,541	$1,369,966		$461,337	$518,012	$582,638	$656,408	$2,218,394		$3,689,144
(Total Returns and Allowances)			$15,900	$16,398	$16,915	$17,452	$18,010	$18,588	$19,190	$19,815	$20,465	$21,140	$21,842	$22,572	$228,287		$23,914	$24,724	$25,566	$26,443	$27,356	$28,305	$29,294	$30,324	$31,397	$32,514	$33,679	$34,892	$348,410		$115,292	$128,529	$143,549	$160,617	$547,987		$184,535	$207,205	$233,055	$262,563	$887,358		$1,475,657
Total Net Sales			$474,361	$489,218	$504,641	$520,654	$537,284	$554,557	$572,501	$591,148	$610,527	$630,671	$651,615	$673,395	$6,810,570		$713,448	$737,602	$762,733	$788,886	$816,107	$844,444	$873,949	$904,674	$936,677	$970,015	$1,004,749	$1,040,946	$10,394,229		$3,439,555	$3,834,437	$4,282,548	$4,791,726	$16,348,266		$5,505,287	$6,181,605	$6,952,809	$7,833,138	$26,472,839		$44,023,781
(Total Cost of Goods Sold)			$265,006	$273,306	$281,922	$290,868	$300,158	$309,808	$319,833	$330,250	$341,076	$352,330	$364,031	$376,198	$3,804,788		$398,574	$412,068	$426,108	$440,718	$455,925	$471,756	$488,239	$505,405	$523,283	$541,908	$561,313	$581,534	$5,806,832		$1,921,539	$2,142,144	$2,392,485	$2,676,942	$9,133,109		$3,075,579	$3,453,411	$3,884,251	$4,376,055	$14,789,296		$24,594,291
TOTAL GROSS PROFIT			$209,355	$215,912	$222,719	$229,786	$237,125	$244,748	$252,668	$260,898	$269,450	$278,341	$287,584	$297,197	$3,005,782		$314,874	$325,534	$336,625	$348,168	$360,181	$372,687	$385,709	$399,270	$413,394	$428,107	$443,437	$459,412	$4,587,397		$1,518,016	$1,692,293	$1,890,063	$2,114,784	$7,215,156		$2,429,708	$2,728,194	$3,068,558	$3,457,083	$11,683,544		$19,429,490

Sales Projections

Inventory

Inventory Author: This worksheet will help you manage your inventory expenditures. For each product line, enter the dollar amount you will spend each period on inventory. If yours is a service business, you can probably ignore this worksheet.	2022-2023														2023-2024														2024-2025						2025-2026						2026-2027
	August	September	October	November	December	January	February	March	April	May	June	July	TOTAL		August	September	October	November	December	January	February	March	April	May	June	July	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Product Line 1
Cost of Goods Sold	$153,000 Author: This Cost of Goods number is pulled over from your Sales Projections and shows how much product you plan to sell each month. It's here simply to aid you in determining how much inventory you need to purchase.	$156,060	$159,181	$162,365	$165,612	$168,924	$172,303	$175,749	$179,264	$182,849	$186,506	$190,236	$2,052,050		$198,892	$202,870	$206,927	$211,066	$215,287	$219,593	$223,985	$228,464	$233,034	$237,694	$242,448	$247,297	$2,667,558		$791,264	$839,696	$891,092	$945,634	$3,467,686		$1,028,602	$1,091,561	$1,158,373	$1,229,275	$4,507,811		$5,859,919
Items/Parts 1	$309,060 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$159,181	$162,365	$165,612	$168,924	$172,303	$175,749	$179,264	$182,849	$186,506	$190,236	$198,892	$2,250,942		$202,870	$206,927	$211,066	$215,287	$219,593	$223,985	$228,464	$233,034	$237,694	$242,448	$247,297	$252,243	$2,720,909		$807,089	$856,490	$908,914	$964,547	$3,537,039		$1,049,174	$1,113,392	$1,181,540	$1,253,860	$4,597,967		$5,977,117
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$309,060 Author: Are these cells showing red? As an aid to you, these cells will show in red until you indicate the purchase of enough inventory to cover your Cost of Goods for the period. In other words, your Total Inventory Expense should equal your Cost of Goods Sold from the SalesProj worksheet. If it isn't, you might need to adjust your % for COGS on the SalesProj worksheet (D12, D22, etc.)	$159,181	$162,365	$165,612	$168,924	$172,303	$175,749	$179,264	$182,849	$186,506	$190,236	$198,892	$2,250,942		$202,870	$206,927	$211,066	$215,287	$219,593	$223,985	$228,464	$233,034	$237,694	$242,448	$247,297	$252,243	$2,720,909		$807,089	$856,490	$908,914	$964,547	$3,537,039		$1,049,174	$1,113,392	$1,181,540	$1,253,860	$4,597,967		$5,977,117
Product Line 2 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$100,000	$105,000	$110,250	$115,763	$121,551	$127,628	$134,010	$140,710	$147,746	$155,133	$162,889	$171,034	$1,591,713		$184,075	$193,279	$202,943	$213,090	$223,745	$234,932	$246,678	$259,012	$271,963	$285,561	$299,839	$314,831	$2,929,949		$1,068,184	$1,236,556	$1,431,469	$1,657,104	$5,393,312		$1,966,262	$2,276,194	$2,634,980	$3,050,318	$9,927,755		$18,274,541
Items/Parts 1	$205,000 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$110,250	$115,763	$121,551	$127,628	$134,010	$140,710	$147,746	$155,133	$162,889	$171,034	$184,075	$1,775,788		$193,279	$202,943	$213,090	$223,745	$234,932	$246,678	$259,012	$271,963	$285,561	$299,839	$314,831	$330,573	$3,076,447		$1,121,593	$1,298,384	$1,503,042	$1,739,959	$5,662,978		$2,064,575	$2,390,004	$2,766,729	$3,202,834	$10,424,142		$19,188,268
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$205,000	$110,250	$115,763	$121,551	$127,628	$134,010	$140,710	$147,746	$155,133	$162,889	$171,034	$184,075	$1,775,788		$193,279	$202,943	$213,090	$223,745	$234,932	$246,678	$259,012	$271,963	$285,561	$299,839	$314,831	$330,573	$3,076,447		$1,121,593	$1,298,384	$1,503,042	$1,739,959	$5,662,978		$2,064,575	$2,390,004	$2,766,729	$3,202,834	$10,424,142		$19,188,268
Product Line 3 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$12,006	$12,246	$12,491	$12,741	$12,996	$13,256	$13,521	$13,791	$14,067	$14,348	$14,635	$14,928	$161,026		$15,607	$15,919	$16,238	$16,562	$16,894	$17,232	$17,576	$17,928	$18,286	$18,652	$19,025	$19,406	$209,325		$62,091	$65,891	$69,925	$74,204	$272,111		$80,715	$85,655	$90,898	$96,462	$353,731		$459,831
Items/Parts 1	$24,252 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$12,491	$12,741	$12,996	$13,256	$13,521	$13,791	$14,067	$14,348	$14,635	$14,928	$15,607	$176,633		$15,919	$16,238	$16,562	$16,894	$17,232	$17,576	$17,928	$18,286	$18,652	$19,025	$19,406	$19,794	$213,511		$63,333	$67,209	$71,323	$75,689	$277,554		$82,329	$87,369	$92,716	$98,391	$360,805		$469,028
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$24,252	$12,491	$12,741	$12,996	$13,256	$13,521	$13,791	$14,067	$14,348	$14,635	$14,928	$15,607	$176,633		$15,919	$16,238	$16,562	$16,894	$17,232	$17,576	$17,928	$18,286	$18,652	$19,025	$19,406	$19,794	$213,511		$63,333	$67,209	$71,323	$75,689	$277,554		$82,329	$87,369	$92,716	$98,391	$360,805		$469,028
Product Line 4 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 5 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 6 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 7 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 8 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: This worksheet will help you manage your inventory expenditures. For each product line, enter the dollar amount you will spend each period on inventory. If yours is a service business, you can probably ignore this worksheet.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 9 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
	Author: This Cost of Goods number is pulled over from your Sales Projections and shows how much product you plan to sell each month. It's here simply to aid you in determining how much inventory you need to purchase.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: Are these cells showing red? As an aid to you, these cells will show in red until you indicate the purchase of enough inventory to cover your Cost of Goods for the period. In other words, your Total Inventory Expense should equal your Cost of Goods Sold from the SalesProj worksheet. If it isn't, you might need to adjust your % for COGS on the SalesProj worksheet (D12, D22, etc.)	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Product Line 10 Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"
	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Cost of Goods Sold	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 1	$0 Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Sure Product Consulting: We automatically increase the amount of inventory needed for each part at the same rate as COGS grows on the SalesProj sheet. You can override the automatically entered values by entering in actuals in the blue cells.	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"	Author: If you only have less than 10 product lines, you can't delete the rows for excess product lines, but you can them hide them. If the cells are hidden, they won't be included in the subtotals at the bottom of this worksheet. On Excel 2011 for Mac: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Format->Rows->Hide On Excel 2007 and 2010 for Windows: 1) Select the rows to hide by click on the row headers along left edge of Excel window 2) Right click to pop up a context menu 3) From the menu, select "Hide"		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0
Items/Parts 2	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 3	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Items/Parts 4	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Inventory Expense	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GRAND TOTAL INVENTORY	$538,312	$281,922	$290,868	$300,158	$309,808	$319,833	$330,250	$341,076	$352,330	$364,031	$376,198	$398,574	$4,203,362		$412,068	$426,108	$440,718	$455,925	$471,756	$488,239	$505,405	$523,283	$541,908	$561,313	$581,534	$602,610	$6,010,867		$1,992,015	$2,222,083	$2,483,279	$2,780,194	$9,477,571		$3,196,079	$3,590,765	$4,040,985	$4,555,085	$15,382,914		$25,634,413

CapEx

Capital Purchases Author: This worksheet allows you to track capital expenditures and manage depreciation for those expenditures.									7/31/18
Item	Cost	Purchase Date		Years of Service	Salvage Value
							Reminder: All purchases must be on or after your business start date of:
Facilities Author: Facilities include, land, buildings, building upgrades, fixtures, etc. NOTE: If you will need more than 10 items in each category on this worksheet, combine items into groups and enter data for the entire group on a single line.		Month	Year				July-2018
Renta	$5,000 Author: Enter the cost of the item(s) here. This will be used to calculate depreciation, and will be added to your financial statements.	Aug Author: Enter the month you will purchase the item(s). Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	2022 Author: Enter the year you will purchase the item(s).	1 Author: Enter the number of years you will use the item(s) before it wears out, you retire it, or sell it. This number will be used to calculate depreciation in your financial statements using the Straight Line method. NOTE: If you'd rather "expense" the item(s) in the year it is purchased, regardless of how many years you will use it, leave the number set to 1 year, and it will not be depreciated on your financial statements. For information about the tax implications/requirements of depreciation, please consult a competent accountant.	$0 Author: This is the value of the item at the time you stop using it, or the price you might receive for it if you sell it. For example, a $1000 desk might be worth $300 when you sell it after five years of use. You would enter $300 in this cell. If you will not be depreciating the item (the Years of Service column is set to 1 year), you can ignore this.
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Equipment Author: Equipment includes machinery, furniture, vehicles, etc.
Author: This worksheet allows you to track capital expenditures and manage depreciation for those expenditures.	Author: Facilities include, land, buildings, building upgrades, fixtures, etc. NOTE: If you will need more than 10 items in each category on this worksheet, combine items into groups and enter data for the entire group on a single line.	Author: Enter the cost of the item(s) here. This will be used to calculate depreciation, and will be added to your financial statements.	Two Machines	$20,000	Aug	2022	10	$0
Two Vans	$30,000	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Computer Hardware/Software Author: Includes PCs, servers, monitors, printers, scanners, other peripherals, and software applications.
		Author: Enter the month you will purchase the item(s). Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	Three Computers	$4,200	Aug	2022	3	$0
Software	$1,500	Aug	2022	1	$0
Printer	$1,000	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Telecommunications Author: Telecommunications includes phone systems, fax machines, etc.
			Author: Enter the year you will purchase the item(s).	Author: Enter the number of years you will use the item(s) before it wears out, you retire it, or sell it. This number will be used to calculate depreciation in your financial statements using the Straight Line method. NOTE: If you'd rather "expense" the item(s) in the year it is purchased, regardless of how many years you will use it, leave the number set to 1 year, and it will not be depreciated on your financial statements. For information about the tax implications/requirements of depreciation, please consult a competent accountant.	Author: This is the value of the item at the time you stop using it, or the price you might receive for it if you sell it. For example, a $1000 desk might be worth $300 when you sell it after five years of use. You would enter $300 in this cell. If you will not be depreciating the item (the Years of Service column is set to 1 year), you can ignore this.	Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Item Name (change name here)	$0	Aug	2022	1	$0
Land Author: Land purchases are not depreciable.
Item Name (change name here)	$0	Aug	2022	Land is a non-depreciable asset
Item Name (change name here)	$0	Aug	2022
Item Name (change name here)	$0	Aug	2022
Item Name (change name here)	$0	Aug	2022
Item Name (change name here)	$0	Aug	2022
Item Name (change name here)	$0	Aug	2022
Item Name (change name here)	$0	Aug	2022
Item Name (change name here)	$0	Aug	2022
Item Name (change name here)	$0	Aug	2022
Item Name (change name here)	$0	Aug	2022

Capital Purchases

StaffBudj

Staffing Budget Author: For information about this worksheet, see "Staffing Budget" section and worksheet in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.	2022-2023													2023-2024													2024-2025					2025-2026					2026-2027
	August	September	October	November	December	January	February	March	April	May	June	July	TOTAL	August	September	October	November	December	January	February	March	April	May	June	July	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	TOTAL
Management
# Salaried Employees	1.0 Author: Enter the number of full-time employees you expect to have working for you in this category during this month. For part-time employees, enter their information below under "Part-time / Hourly Employees".	6.0	6.0	6.0	6.0	6.0	6.0	6.0	6.0	6.0	6.0	6.0		6.0	6.0	6.0	6.0	6.0	6.0	6.0	6.0	6.0	6.0	6.0	6.0		6.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	6.0	6.0	6.0		6.0	6.0	6.0	6.0		6.0
Avg Salary per employee	$5,000 Author: Enter the amount you expect to pay each employee in this category this month. The Worksheets will multiply the number of employees (from the line above) with this number to generate your total cost (less benefits and taxes, below).	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$5,000	$60,000	$5,175	$5,175	$5,175	$5,175	$5,175	$5,175	$5,175	$5,175	$5,175	$5,175	$5,175	$5,175	$62,100	$16,068	$16,068	$16,068	$16,068	$64,274	$16,631	$16,631	$16,631	$16,631	$66,523	$68,851
Benefits (across all employees)	$417 Author: This value is calculated using the number you entered on the "Setup and Assumptions" worksheet and the number of employees you entered above.	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$2,500	$27,917	$2,625	$2,625	$2,625	$2,625	$2,625	$2,625	$2,625	$2,625	$2,625	$2,625	$2,625	$2,625	$31,500	$8,269	$8,269	$8,269	$8,269	$33,075	$8,682	$8,682	$8,682	$8,682	$34,729	$36,465
Payroll Taxes (across all employees)	$750	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$4,500	$50,250	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$55,890	$14,462	$14,462	$14,462	$14,462	$57,846	$14,968	$14,968	$14,968	$14,968	$59,871	$61,966
Total Costs	$6,167	$37,000	$37,000	$37,000	$37,000	$37,000	$37,000	$37,000	$37,000	$37,000	$37,000	$37,000	$413,167	$38,333	$38,333	$38,333	$38,333	$38,333	$38,333	$38,333	$38,333	$38,333	$38,333	$38,333	$38,333	$459,990	$119,141	$119,141	$119,141	$119,141	$476,562	$123,434	$123,434	$123,434	$123,434	$493,738	$511,540
Administrative/Support
# Salaried Employees	1.0	10.0	10.0	10.0	10.0	10.0	11.0	11.0	11.0	11.0	11.0	11.0		11.0	11.0	11.0	11.0	11.0	11.0	11.0	11.0	11.0	11.0	11.0	11.0		11.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	11.0	11.0	11.0		11.0	11.0	11.0	11.0		11.0
Avg Salary per employee	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$24,000	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$24,840	$6,427	$6,427	$6,427	$6,427	$25,709	$6,652	$6,652	$6,652	$6,652	$26,609	$27,541
Benefits (across all employees)	$417	$4,167	$4,167	$4,167	$4,167	$4,167	$4,583	$4,583	$4,583	$4,583	$4,583	$4,583	$48,750	$4,813	$4,813	$4,813	$4,813	$4,813	$4,813	$4,813	$4,813	$4,813	$4,813	$4,813	$4,813	$57,750	$15,159	$15,159	$15,159	$15,159	$60,638	$15,917	$15,917	$15,917	$15,917	$63,669	$66,853
Payroll Taxes (across all employees)	$300	$3,000	$3,000	$3,000	$3,000	$3,000	$3,300	$3,300	$3,300	$3,300	$3,300	$3,300	$35,100	$3,416	$3,416	$3,416	$3,416	$3,416	$3,416	$3,416	$3,416	$3,416	$3,416	$3,416	$3,416	$40,986	$10,605	$10,605	$10,605	$10,605	$42,421	$10,976	$10,976	$10,976	$10,976	$43,905	$45,442
Total Costs	$2,717	$27,167	$27,167	$27,167	$27,167	$27,167	$29,883	$29,883	$29,883	$29,883	$29,883	$29,883	$317,850	$30,998	$30,998	$30,998	$30,998	$30,998	$30,998	$30,998	$30,998	$30,998	$30,998	$30,998	$30,998	$371,976	$96,465	$96,465	$96,465	$96,465	$385,861	$100,069	$100,069	$100,069	$100,069	$400,276	$415,241
Sales/Marketing
# Salaried Employees	1.0	1.0	1.0	1.0	1.0	14.0	8.0	8.0	8.0	15.0	15.0	15.0		15.0	15.0	15.0	15.0	15.0	15.0	15.0	15.0	15.0	15.0	15.0	15.0		15.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: For information about this worksheet, see "Staffing Budget" section and worksheet in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.										Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	15.0	15.0	15.0	15.0	15.0	15.0	15.0	15.0
Avg Salary per employee	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$24,000	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$24,840	$6,427	$6,427	$6,427	$6,427	$25,709	$6,652	$6,652	$6,652	$6,652	$26,609	$27,541
Benefits (across all employees)	$417	$417	$417	$417	$417	$5,833	$3,333	$3,333	$3,333	$6,250	$6,250	$6,250	$36,667	$6,563	$6,563	$6,563	$6,563	$6,563	$6,563	$6,563	$6,563	$6,563	$6,563	$6,563	$6,563	$78,750	$20,672	$20,672	$20,672	$20,672	$82,688	$21,705	$21,705	$21,705	$21,705	$86,822	$91,163
Payroll Taxes (across all employees)	$300	$300	$300	$300	$300	$4,200	$2,400	$2,400	$2,400	$4,500	$4,500	$4,500	$26,400	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$4,658	$55,890	$14,462	$14,462	$14,462	$14,462	$57,846	$14,968	$14,968	$14,968	$14,968	$59,871	$61,966
Total Costs	$2,717	$2,717	$2,717	$2,717	$2,717	$38,033	$21,733	$21,733	$21,733	$40,750	$40,750	$40,750	$239,067	$42,270	$42,270	$42,270	$42,270	$42,270	$42,270	$42,270	$42,270	$42,270	$42,270	$42,270	$42,270	$507,240	$131,544	$131,544	$131,544	$131,544	$526,175	$136,458	$136,458	$136,458	$136,458	$545,831	$566,237
Operations/Production
# Salaried Employees	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0	1.0		1.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	1.0	1.0	1.0		1.0	1.0	1.0	1.0		1.0
Avg Salary per employee	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$2,000	$24,000	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$2,070	$24,840	$6,427	$6,427	$6,427	$6,427	$25,709	$6,652	$6,652	$6,652	$6,652	$26,609	$27,541
Benefits (across all employees)	$417	$417	$417	$417	$417	$417	$417	$417	$417	$417	$417	$417	$5,000	$438	$438	$438	$438	$438	$438	$438	$438	$438	$438	$438	$438	$5,250	$1,378	$1,378	$1,378	$1,378	$5,513	$1,447	$1,447	$1,447	$1,447	$5,788	$6,078
Payroll Taxes (across all employees)	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$300	$3,600	$311	$311	$311	$311	$311	$311	$311	$311	$311	$311	$311	$311	$3,726	$964	$964	$964	$964	$3,856	$998	$998	$998	$998	$3,991	$4,131
Total Costs	$2,717	$2,717	$2,717	$2,717	$2,717	$2,717	$2,717	$2,717	$2,717	$2,717	$2,717	$2,717	$32,600	$2,818	$2,818	$2,818	$2,818	$2,818	$2,818	$2,818	$2,818	$2,818	$2,818	$2,818	$2,818	$33,816	$8,770	$8,770	$8,770	$8,770	$35,078	$9,097	$9,097	$9,097	$9,097	$36,389	$37,749
Other
# Salaried Employees	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0		0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0	0.0		0.0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	0.0	0.0	0.0		0.0	0.0	0.0	0.0		0.0
Avg Salary per employee	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Benefits (across all employees)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Payroll Taxes (across all employees)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Total Costs	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Part-Time / Hourly Employees
# Part-Time Employees	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0		0 Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: Enter the number of full-time employees you expect to have working for you in this category during this month. For part-time employees, enter their information below under "Part-time / Hourly Employees".	Author: Enter the amount you expect to pay each employee in this category this month. The Worksheets will multiply the number of employees (from the line above) with this number to generate your total cost (less benefits and taxes, below).									Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: This value is calculated using the number you entered on the "Setup and Assumptions" worksheet and the number of employees you entered above.								Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	Author: Note that in year two we use quarterly numbers, not monthly numbers--so make sure you enter your numbers accordingly!	0	0	0	0	0	0	0	0
Avg. Hours per Hourly Employee	0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0	0	0	0	0	0	0	0	0		0	0	0	0		0	0	0	0		0
Avg Hourly Rate	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00		$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00		$0.00	$0.00	$0.00	$0.00		$0.00	$0.00	$0.00	$0.00		$0.00
Calculated Wages Per Hourly Employee	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Wages	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Benefits (across all employees)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Payroll Taxes (across all employees)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Total Costs	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
TOTAL
# Full Time Employees	$4	$18	$18	$18	$18	$31	$26	$26	$26	$33	$33	$33		$33	$33	$33	$33	$33	$33	$33	$33	$33	$33	$33	$33		$33	$33	$33	$33		$33	$33	$33	$33		$33
# Part-Time Employees	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0		$0	$0	$0	$0		$0
Salary/Wages	$11,000	$54,000	$54,000	$54,000	$54,000	$80,000	$70,000	$70,000	$70,000	$84,000	$84,000	$84,000	$769,000	$86,940	$86,940	$86,940	$86,940	$86,940	$86,940	$86,940	$86,940	$86,940	$86,940	$86,940	$86,940	$1,043,280	$269,949	$269,949	$269,949	$269,949	$1,079,795	$279,397	$279,397	$279,397	$279,397	$1,117,588	$1,156,703
Benefits	$1,667	$7,500	$7,500	$7,500	$7,500	$12,917	$10,833	$10,833	$10,833	$13,750	$13,750	$13,750	$118,333	$14,438	$14,438	$14,438	$14,438	$14,438	$14,438	$14,438	$14,438	$14,438	$14,438	$14,438	$14,438	$173,250	$45,478	$45,478	$45,478	$45,478	$181,913	$47,752	$47,752	$47,752	$47,752	$191,008	$200,559
Payroll Taxes	$1,650	$8,100	$8,100	$8,100	$8,100	$12,000	$10,500	$10,500	$10,500	$12,600	$12,600	$12,600	$115,350	$13,041	$13,041	$13,041	$13,041	$13,041	$13,041	$13,041	$13,041	$13,041	$13,041	$13,041	$13,041	$156,492	$40,492	$40,492	$40,492	$40,492	$161,969	$41,910	$41,910	$41,910	$41,910	$167,638	$173,505
GRAND TOTAL COSTS	$14,317	$69,600	$69,600	$69,600	$69,600	$104,917	$91,333	$91,333	$91,333	$110,350	$110,350	$110,350	$1,002,683	$114,419	$114,419	$114,419	$114,419	$114,419	$114,419	$114,419	$114,419	$114,419	$114,419	$114,419	$114,419	$1,373,022	$355,919	$355,919	$355,919	$355,919	$1,423,677	$369,058	$369,058	$369,058	$369,058	$1,476,234	$1,530,767

Staffing Budget

MktBudj

	For a more comprehensive and detailed Marketing Budget, purchase the Excel Marketing Budget Templates from PlanningShop.
Marketing Budget Author: For information about this worksheet, see Chapter 10, "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies	2022-2023														2023-2024														2024-2025						2025-2026						2026-2027
	August	September	October	November	December	January	February	March	April	May	June	July	TOTAL		August	September	October	November	December	January	February	March	April	May	June	July	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
Professional Assistance
Marketing/PR Consultants	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$1,800		$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$150	$1,800		$450	$450	$450	$450	$1,800		$450	$450	$450	$450	$1,800		$1,800
Advertising Agencies	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$300	$300	$300	$300	$1,200		$300	$300	$300	$300	$1,200		$1,200
Social Media Specialists	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$300	$300	$300	$300	$1,200		$300	$300	$300	$300	$1,200		$1,200
SEO Specialist	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$960		$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$960		$240	$240	$240	$240	$960		$240	$240	$240	$240	$960		$960
Graphic/Web Design	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$1,080		$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$1,080		$270	$270	$270	$270	$1,080		$270	$270	$270	$270	$1,080		$1,080
Brochures/Leaflets/Flyers	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$1,080		$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$1,080		$270	$270	$270	$270	$1,080		$270	$270	$270	$270	$1,080		$1,080
Signs/Billboards	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$960		$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$960		$240	$240	$240	$240	$960		$240	$240	$240	$240	$960		$960
Merchandising Displays	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$300	$300	$300	$300	$1,200		$300	$300	$300	$300	$1,200		$1,200
Sampling/Premiums	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600		$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$50	$600		$150	$150	$150	$150	$600		$150	$150	$150	$150	$600		$600
Media Advertising
Print (newspaper, etc.)	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$240		$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$240		$60	$60	$60	$60	$240		$60	$60	$60	$60	$240		$240
Television and Radio	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$240		$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$240		$60	$60	$60	$60	$240		$60	$60	$60	$60	$240		$240
Online Author: Includes AdWords, banner ads, social media ads, etc.	Author: For information about this worksheet, see Chapter 10, "Marketing Plan & Sales Strategy" in Successful Business Plan: Secrets & Strategies	$120	$120	$120	$120	$120	$120	$120	$120	$120	$120	$120	$120	$1,440		$120	$120	$120	$120	$120	$120	$120	$120	$120	$120	$120	$120	$1,440		$360	$360	$360	$360	$1,440		$360	$360	$360	$360	$1,440		$1,440
Other Media	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Phone Directories	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$300	$300	$300	$300	$1,200		$300	$300	$300	$300	$1,200		$1,200
Advertising Specialties	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$300	$300	$300	$300	$1,200		$300	$300	$300	$300	$1,200		$1,200
Direct Mail	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$240		$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$240		$60	$60	$60	$60	$240		$60	$60	$60	$60	$240		$240
Website
Development/Programming	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$960		$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$80	$960		$240	$240	$240	$240	$960		$240	$240	$240	$240	$960		$960
Maintenance and Hosting	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$1,080		$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$90	$1,080		$270	$270	$270	$270	$1,080		$270	$270	$270	$270	$1,080		$1,080
Trade Shows
Fees and Setup	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$300	$300	$300	$300	$1,200		$300	$300	$300	$300	$1,200		$1,200
Travel/Shipping	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$100	$1,200		$300	$300	$300	$300	$1,200		$300	$300	$300	$300	$1,200		$1,200
Exhibits/Signs	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400		$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$200	$2,400		$600	$600	$600	$600	$2,400		$600	$600	$600	$600	$2,400		$2,400
Public Relations/Materials	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$240		$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$20	$240		$60	$60	$60	$60	$240		$60	$60	$60	$60	$240		$240
Informal Marketing / Networking
Memberships/Meetings	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Entertainment	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Other	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
GRAND TOTAL COSTS	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$21,720		$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$21,720		$5,430	$5,430	$5,430	$5,430	$21,720		$5,430	$5,430	$5,430	$5,430	$21,720		$21,720

Marketing Budget

ProSvs

Professional Services Author: For information about this worksheet, see Chapter 13, "Management & Organization" in Successful Business Plan: Secrets & Strategies.	2022-2023	2023-2024	2024-2025	2025-2026	2026-2027
General Author: For professional services related to marketing, use the Marketing Budget spreadsheets.
Attorneys	$3,000 Author: The number you enter here will be equally divided among the 12 months of the year on your Income Statement.	$3,000	$3,000	$3,000	$3,000
Accountants	$2,500	$2,500	$2,500	$2,500	$2,500
Management consultants	$2,000	$2,000	$2,000	$2,000	$2,000
Industry specialists	$0	$0	$0	$0	$0
Technology consultants	$0	$0	$0	$0	$0
Other (change title here)	$0	$0	$0	$0	$0
Other (change title here)	$0	$0	$0	$0	$0
Total Costs	$7,500	$7,500	$7,500	$7,500	$7,500
GRAND TOTAL COSTS	$7,500	$7,500	$7,500	$7,500	$7,500

Professional Services Budget

CapInvest

Capital Investments and Loans Author: This worksheet will help you manage loans and investments in your business.
Item	Amount	Date		Loan Period Sure Product Consulting: Loan period is in NUMBER OF MONTHS	Interest Rate
							Reminder: All invesments & loans must be on or after your business start date of:
Equity Capital Investments Author: Equity capital investments can come from a number of sources, including venture capitalists, angel investors, and family members. Generally, these investors are purchasing a percentage of (or shares in) your company. They expect to reap the rewards of your business' success through periodic dividend payments (a share of the profits) and/or when the company is sold.				Sure Product Consulting: Loan period is in NUMBER OF MONTHS	Month	Year		July-2018
Gift	$50,000 Author: Enter the amount that will be invested in your business from this source. If this investor will inject cash into your business more than one time, use separate lines for each investment.	Aug Author: Enter the month that you will receive the investment cash. Note: When entering dates on this worksheet, make sure that they don't fall prior to your current startup date (as entered on the Setup worksheet). Doing so will cause "#NUM!" calculation errors on later worksheets. However, you need not change the dates on lines you are not using.	2022 Author: Enter the year you will receive the investment cash.	Capital investments are not paid back on a loan schedule.
Investment Source Name	$0	Aug	2022
Investment Source Name	$0	Aug	2022
Investment Source Name	$0	Aug	2022
Investment Source Name	$0	Aug	2022
Investment Source Name	$0	Aug	2022
Investment Source Name	$0	Aug	2022
Investment Source Name	$0	Aug	2022
Investment Source Name	$0	Aug	2022
Investment Source Name	$0	Aug	2022
Investment Source Name	$0	Aug	2022
Investment Source Name	$0	Aug	2022
Investment Source Name	$0	Aug	2022
Investment Source Name	$0	Aug	2022
Investment Source Name	$0	Aug	2022
Total Capital Investments	$50,000
Loans Author: Unlike equity capital inventments, lenders are typically not interested in purchasing shares in your company--they simply want to be paid back on a fixed schedule, with interest. Lenders can include banks and family members.
Loan from frineds and family	$30,000	Aug	2022	24 Author: Enter the term (length) of the loan in MONTHS. For example, if this will be a three year loan, enter 36 here.	5.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Aug	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Aug	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Aug	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Aug	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Aug	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Aug	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Aug	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Aug	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Aug	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Aug	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Aug	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Aug	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Aug	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Aug	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Aug	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Aug	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Aug	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Aug	2022	12	0.00% Author: Enter the loan's annual interest rate.
Loan Source Name	$0	Aug	2022	12	0.00% Author: Enter the loan's annual interest rate.
Total Loans	$30,000
TOTAL INVESTMENTS AND LOANS	$80,000

Capital Investments and Loans

IncSt

Income Statements Author: For information about this worksheet, see "Income Statements" in Successful Business Plan: Secrets & Strategies.	2022-2023													2023-2024													2024-2025					2025-2026					2026-2027
	August	September	October	November	December	January	February	March	April	May	June	July	TOTAL	August	September	October	November	December	January	February	March	April	May	June	July	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL	1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
INCOME
Gross Sales	$530,012	$546,612	$563,844	$581,736	$600,317	$619,616	$639,666	$660,500	$682,153	$704,661	$728,062	$752,396	$7,609,576	$797,149	$824,136.43	$852,216	$881,437	$911,851	$943,513	$976,479	$1,010,809	$1,046,566	$1,083,815	$1,122,625	$1,163,068	$11,613,664	$3,843,078	$4,284,287	$4,784,970	$5,353,884	$18,266,219	$6,151,159	$6,906,821	$7,768,502	$8,752,110	$29,578,591	$49,188,582
(Commissions)	$39,751	$40,996	$42,288	$43,630	$45,024	$46,471	$47,975	$49,538	$51,161	$52,850	$54,605	$56,430	$570,718	$59,786	$61,810.23	$63,916	$66,108	$68,389	$70,763	$73,236	$75,811	$78,492	$81,286	$84,197	$87,230	$871,025	$288,231	$321,322	$358,873	$401,541	$1,369,966	$461,337	$518,012	$582,638	$656,408	$2,218,394	$3,689,144
(Returns and allowances)	$15,900	$16,398	$16,915	$17,452	$18,010	$18,588	$19,190	$19,815	$20,465	$21,140	$21,842	$22,572	$228,287	$23,914	$24,724.09	$25,566	$26,443	$27,356	$28,305	$29,294	$30,324	$31,397	$32,514	$33,679	$34,892	$348,410	$115,292	$128,529	$143,549	$160,617	$547,987	$184,535	$207,205	$233,055	$262,563	$887,358	$1,475,657
Net Sales	$474,361	$489,218	$504,641	$520,654	$537,284	$554,557	$572,501	$591,148	$610,527	$630,671	$651,615	$673,395	$6,810,570	$713,448	$737,602.10	$762,733	$788,886	$816,107	$844,444	$873,949	$904,674	$936,677	$970,015	$1,004,749	$1,040,946	$10,394,229	$3,439,555	$3,834,437	$4,282,548	$4,791,726	$16,348,266	$5,505,287	$6,181,605	$6,952,809	$7,833,138	$26,472,839	$44,023,781
(Cost of Goods)	$265,006	$273,306	$281,922	$290,868	$300,158	$309,808	$319,833	$330,250	$341,076	$352,330	$364,031	$376,198	$3,804,788	$398,574	$412,068.21	$426,108	$440,718	$455,925	$471,756	$488,239	$505,405	$523,283	$541,908	$561,313	$581,534	$5,806,832	$1,921,539	$2,142,144	$2,392,485	$2,676,942	$9,133,109	$3,075,579	$3,453,411	$3,884,251	$4,376,055	$14,789,296	$24,594,291
GROSS PROFIT	$209,355	$215,912	$222,719	$229,786	$237,125	$244,748	$252,668	$260,898	$269,450	$278,341	$287,584	$297,197	$3,005,782	$314,874	$325,533.89	$336,625	$348,168	$360,181	$372,687	$385,709	$399,270	$413,394	$428,107	$443,437	$459,412	$4,587,397	$1,518,016	$1,692,293	$1,890,063	$2,114,784	$7,215,156	$2,429,708	$2,728,194	$3,068,558	$3,457,083	$11,683,544	$19,429,490
EXPENSES - General and Administrative
Salaries and wages	$11,000	$54,000	$54,000	$54,000	$54,000	$80,000	$70,000	$70,000	$70,000	$84,000	$84,000	$84,000	$769,000	$86,940	$86,940	$86,940	$86,940	$86,940	$86,940	$86,940	$86,940	$86,940	$86,940	$86,940	$86,940	$1,043,280	$269,949	$269,949	$269,949	$269,949	$1,079,795	$279,397	$279,397	$279,397	$279,397	$1,117,588	$1,156,703
Employee benefits	$1,667	$7,500	$7,500	$7,500	$7,500	$12,917	$10,833	$10,833	$10,833	$13,750	$13,750	$13,750	$118,333	$14,438	$14,438	$14,438	$14,438	$14,438	$14,438	$14,438	$14,438	$14,438	$14,438	$14,438	$14,438	$173,250	$45,478	$45,478	$45,478	$45,478	$181,913	$47,752	$47,752	$47,752	$47,752	$191,008	$200,559
Payroll taxes	$1,650	$8,100	$8,100	$8,100	$8,100	$12,000	$10,500	$10,500	$10,500	$12,600	$12,600	$12,600	$115,350	$13,041	$13,041	$13,041	$13,041	$13,041	$13,041	$13,041	$13,041	$13,041	$13,041	$13,041	$13,041	$156,492	$40,492	$40,492	$40,492	$40,492	$161,969	$41,910	$41,910	$41,910	$41,910	$167,638	$173,505
Professional services	$625	$625	$625	$625	$625	$625	$625	$625	$625	$625	$625	$625	$7,500	$625	$625	$625	$625	$625	$625	$625	$625	$625	$625	$625	$625	$7,500	$1,875	$1,875	$1,875	$1,875	$7,500	$1,875	$1,875	$1,875	$1,875	$7,500	$7,500
Marketing and advertising	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$21,720	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$1,810	$21,720	$5,430	$5,430	$5,430	$5,430	$21,720	$5,430	$5,430	$5,430	$5,430	$21,720	$21,720
Rent	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Equipment rental	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Maintenance	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Depreciation	$283	$283	$283	$283	$283	$283	$283	$283	$283	$283	$283	$283	$3,400	$283	$283	$283	$283	$283	$283	$283	$283	$283	$283	$283	$283	$3,400	$850	$850	$850	$850	$3,400	$500	$500	$500	$500	$2,000	$2,000
Insurance	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Telephone service	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Utilities	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Office supplies	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Postage and shipping	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Travel	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Entertainment	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Interest on loans	$125	$120	$115	$110	$105	$100	$95	$90	$85	$80	$74	$69	$1,168	$64	$59	$54	$48	$43	$38	$32	$27	$22	$16	$11	$5	$420	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Other (change title here)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Other (change title here)	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
TOTAL EXPENSES	$17,160	$72,438	$72,433	$72,428	$72,423	$107,735	$94,147	$94,141	$94,136	$113,148	$113,143	$113,138	$1,036,471	$117,201	$117,196	$117,190	$117,185	$117,180	$117,175	$117,169	$117,164	$117,159	$117,153	$117,148	$117,142	$1,406,062	$364,074	$364,074	$364,074	$364,074	$1,456,297	$376,863	$376,863	$376,863	$376,863	$1,507,454	$1,561,987
Net income before taxes and interest	$192,195	$143,473	$150,285	$157,357	$164,702	$137,013	$158,522	$166,756	$175,314	$165,193	$174,442	$184,059	$1,969,311	$197,673	$208,338	$219,435	$230,982	$243,001	$255,513	$268,540	$282,106	$296,235	$310,954	$326,289	$342,270	$3,181,336	$1,153,942	$1,328,219	$1,525,989	$1,750,710	$5,758,860	$2,052,844	$2,351,331	$2,691,695	$3,080,220	$10,176,090	$17,867,503
Interest Income	$0	$63	$180	$303	$431	$537	$660	$789	$926	$1,054	$1,189	$1,324	$7,455	$1,478	$1,640	$1,811	$1,992	$2,182	$2,382	$2,593	$2,814	$3,047	$3,292	$3,549	$3,819	$30,600	$14,176	$17,335	$20,968	$25,141	$77,620	$30,036	$35,647	$42,075	$49,435	$157,193	$366,527
Provision for taxes on income	$48,049	$35,884	$37,616	$39,415	$41,283	$34,388	$39,795	$41,886	$44,060	$41,562	$43,908	$46,346	$492,328	$49,788	$52,495	$55,312	$58,244	$61,296	$64,474	$67,783	$71,230	$74,821	$78,561	$82,460	$86,522	$795,334	$292,029	$336,388	$386,739	$443,963	$1,459,120	$520,720	$596,745	$683,442	$782,414	$2,583,321	$4,558,507
NET PROFIT	$144,146	$107,652	$112,849	$118,245	$123,850	$103,163	$119,386	$125,659	$132,180	$124,685	$131,723	$139,037	$1,484,439	$149,363	$157,484	$165,935	$174,731	$183,888	$193,421	$203,350	$213,690	$224,462	$235,684	$247,379	$259,566	$2,416,602	$876,088	$1,009,165	$1,160,218	$1,331,888	$4,377,360	$1,562,160	$1,790,234	$2,050,327	$2,347,241	$7,749,962	$13,675,522

Income Statements

CshFlw

Cash Flow Author: For information about this worksheet, see "Cash-Flow Projections" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.	2022-2023														2023-2024														2024-2025						2025-2026						2026-2027
	August	September	October	November	December	January	February	March	April	May	June	July	TOTAL		August	September	October	November	December	January	February	March	April	May	June	July	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL		1st Quarter	2nd Quarter	3rd Quarter	4th Quarter	TOTAL
CASH RECEIPTS
Income from Sales
Cash Sales	$530,012	$546,612	$563,844	$581,736	$600,317	$619,616	$639,666	$660,500	$682,153	$704,661	$728,062	$752,396	$7,609,576		$797,149	$824,136	$852,216	$881,437	$911,851	$943,513	$976,479	$1,010,809	$1,046,566	$1,083,815	$1,122,625	$1,163,068	$11,613,664		$3,843,078	$4,284,287	$4,784,970	$5,353,884	$18,266,219		$6,151,159	$6,906,821	$7,768,502	$8,752,110	$29,578,591		$49,188,582
Collections	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Cash from Sales	$530,012	$546,612	$563,844	$581,736	$600,317	$619,616	$639,666	$660,500	$682,153	$704,661	$728,062	$752,396	$7,609,576		$797,149	$824,136	$852,216	$881,437	$911,851	$943,513	$976,479	$1,010,809	$1,046,566	$1,083,815	$1,122,625	$1,163,068	$11,613,664		$3,843,078	$4,284,287	$4,784,970	$5,353,884	$18,266,219		$6,151,159	$6,906,821	$7,768,502	$8,752,110	$29,578,591		$49,188,582
Income from Financing
Interest Income	$0 Author: This line item is automatically calculated for you based on the interest rate you entered on the "Setup and Assumptions" sheet.	$63	$180	$303	$431	$537	$660	$789	$926	$1,054	$1,189	$1,324	$7,455		$1,478	$1,640	$1,811	$1,992	$2,182	$2,382	$2,593	$2,814	$3,047	$3,292	$3,549	$3,819	$30,600		$14,176	$17,335	$20,968	$25,141	$77,620		$30,036	$35,647	$42,075	$49,435	$157,193		$366,527
Loan Proceeds	$30,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$30,000		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Equity Capital Investments	$50,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$50,000		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Total Cash from Financing	$80,000	$63	$180	$303	$431	$537	$660	$789	$926	$1,054	$1,189	$1,324	$87,455		$1,478	$1,640	$1,811	$1,992	$2,182	$2,382	$2,593	$2,814	$3,047	$3,292	$3,549	$3,819	$30,600		$14,176	$17,335	$20,968	$25,141	$77,620		$30,036	$35,647	$42,075	$49,435	$157,193		$366,527
Other Cash Receipts	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
TOTAL CASH RECEIPTS	$610,012	$546,675	$564,024	$582,039	$600,748	$620,153	$640,326	$661,290	$683,079	$705,714	$729,251	$753,720	$7,697,031		$798,627	$825,777	$854,027	$883,429	$914,033	$945,895	$979,072	$1,013,624	$1,049,613	$1,087,107	$1,126,174	$1,166,887	$11,644,264		$3,857,254	$4,301,622	$4,805,938	$5,379,025	$18,343,839		$6,181,195	$6,942,469	$7,810,577	$8,801,544	$29,735,785		$49,555,109
CASH DISBURSEMENTS
Inventory	$538,312	$281,922	$290,868	$300,158	$309,808	$319,833	$330,250	$341,076	$352,330	$364,031	$376,198	$398,574	$4,203,362		$412,068	$426,108	$440,718	$455,925	$471,756	$488,239	$505,405	$523,283	$541,908	$561,313	$581,534	$602,610	$6,010,867		$1,992,015	$2,222,083	$2,483,279	$2,780,194	$9,477,571		$3,196,079	$3,590,765	$4,040,985	$4,555,085	$15,382,914		$25,634,413
Operating Expenses	$16,752	$72,035	$72,035	$72,035	$72,035	$107,352	$93,768	$93,768	$93,768	$112,785	$112,785	$112,785	$1,031,903		$116,854	$116,854	$116,854	$116,854	$116,854	$116,854	$116,854	$116,854	$116,854	$116,854	$116,854	$116,854	$1,402,242		$363,224	$363,224	$363,224	$363,224	$1,452,897		$376,363	$376,363	$376,363	$376,363	$1,505,454		$1,559,987
Commissions/Returns & Allowances	$55,651	$57,394	$59,204	$61,082	$63,033	$65,060	$67,165	$69,353	$71,626	$73,989	$76,446	$79,002	$799,005		$83,701	$86,534	$89,483	$92,551	$95,744	$99,069	$102,530	$106,135	$109,889	$113,801	$117,876	$122,122	$1,219,435		$403,523	$449,850	$502,422	$562,158	$1,917,953		$645,872	$725,216	$815,693	$918,972	$3,105,752		$5,164,801
Capital Purchases	$61,700	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$61,700		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Loan Payments	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$15,794		$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$15,794		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Income Tax Payments	$0 Author: Note that on your Income Statements, we've generated an estimate for income taxes. This line on the Cash Flow statement is where you should reflect the actual payments you intend to make on a regular basis (probably quarterly).	Author: This line item is automatically calculated for you based on the interest rate you entered on the "Setup and Assumptions" sheet.	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Investor Dividend Payments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
Owner's Draw	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0	$0	$0	$0	$0		$0
TOTAL CASH DISBURSEMENTS	$673,731	$412,668	$423,423	$434,592	$446,193	$493,561	$492,499	$505,513	$519,041	$552,121	$566,746	$591,677	$6,111,765		$613,938	$630,812	$648,371	$666,646	$685,670	$705,478	$726,104	$747,588	$769,967	$793,283	$817,579	$842,901	$8,648,337		$2,758,763	$3,035,157	$3,348,925	$3,705,576	$12,848,421		$4,218,314	$4,692,344	$5,233,041	$5,850,420	$19,994,120		$32,359,202
NET CASH FLOW	-$63,719	$134,007	$140,601	$147,447	$154,556	$126,592	$147,826	$155,776	$164,038	$153,593	$162,505	$162,043	$1,585,266		$184,688	$194,965	$205,657	$216,783	$228,363	$240,417	$252,967	$266,036	$279,647	$293,824	$308,595	$323,985	$2,995,926		$1,098,492	$1,266,464	$1,457,013	$1,673,449	$5,495,418		$1,962,881	$2,250,124	$2,577,535	$2,951,124	$9,741,665		$17,195,907
Opening Cash Balance	$5,000	-$58,719	$75,288	$215,889	$363,336	$517,892	$644,484	$792,311	$948,087	$1,112,125	$1,265,718	$1,428,223			$1,590,266	$1,774,954	$1,969,919	$2,175,576	$2,392,359	$2,620,721	$2,861,138	$3,114,106	$3,380,142	$3,659,788	$3,953,613	$4,262,207			$4,586,193	$5,684,684	$6,951,148	$8,408,162			$10,081,611	$12,044,492	$14,294,616	$16,872,152			$19,823,275
Cash Receipts	$610,012	$546,675	$564,024	$582,039	$600,748	$620,153	$640,326	$661,290	$683,079	$705,714	$729,251	$753,720			$798,627	$825,777	$854,027	$883,429	$914,033	$945,895	$979,072	$1,013,624	$1,049,613	$1,087,107	$1,126,174	$1,166,887			$3,857,254	$4,301,622	$4,805,938	$5,379,025			$6,181,195	$6,942,469	$7,810,577	$8,801,544			$49,555,109
Cash Disbursements	$673,731	$412,668	$423,423	$434,592	$446,193	$493,561	$492,499	$505,513	$519,041	$552,121	$566,746	$591,677			$613,938	$630,812	$648,371	$666,646	$685,670	$705,478	$726,104	$747,588	$769,967	$793,283	$817,579	$842,901			$2,758,763	$3,035,157	$3,348,925	$3,705,576			$4,218,314	$4,692,344	$5,233,041	$5,850,420			$32,359,202
ENDING CASH BALANCE	-$58,719	$75,288	$215,889	$363,336	$517,892	$644,484	$792,311	$948,087	$1,112,125	$1,265,718	$1,428,223	$1,590,266	$1,590,266		$1,774,954	$1,969,919	$2,175,576	$2,392,359	$2,620,721	$2,861,138	$3,114,106	$3,380,142	$3,659,788	$3,953,613	$4,262,207	$4,586,193	$4,586,193		$5,684,684	$6,951,148	$8,408,162	$10,081,611	$10,081,611		$12,044,492	$14,294,616	$16,872,152	$19,823,275	$19,823,275		$37,019,183

Cash Flow Statements

BalSht

Balance Sheet Author: For information about this worksheet, see "Balance Sheet" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies.				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet				Balance Sheet
Delicacy Spot				Delicacy Spot				Delicacy Spot				Delicacy Spot				Delicacy Spot				Delicacy Spot				Delicacy Spot				Delicacy Spot
First Quarter				Second Quarter				Third Quarter				Fourth Quarter				2023-2024				2024-2025				2025-2026				2026-2027
2022-2023				2022-2023				2022-2023				2022-2023
ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS				ASSETS
Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets				Current Assets
Cash	$215,889			Cash	$644,484			Cash	$1,112,125			Cash	$1,590,266			Cash	$4,586,193			Cash	$10,081,611			Cash	$19,823,275			Cash	$37,019,183
Accounts Receivable	$0			Accounts Receivable	$0			Accounts Receivable	$0			Accounts Receivable	$0			Accounts Receivable	$0			Accounts Receivable	$0			Accounts Receivable	$0			Accounts Receivable	$0
Inventory	$290,868			Inventory	$319,833			Inventory	$352,330			Inventory	$398,574			Inventory	$602,610			Inventory	$947,071			Inventory	$1,540,690			Inventory	$2,580,812
Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0			Other Current Assets	$0
Total Current Assets		$506,758		Total Current Assets		$964,317		Total Current Assets		$1,464,455		Total Current Assets		$1,988,841		Total Current Assets		$5,188,802		Total Current Assets		$11,028,682		Total Current Assets		$21,363,965		Total Current Assets		$39,599,995
Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets				Fixed Assets
Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0			Land	$0
Facilities	$5,000			Facilities	$5,000			Facilities	$5,000			Facilities	$5,000			Facilities	$5,000			Facilities	$5,000			Facilities	$5,000			Facilities	$5,000
Equipment	$50,000			Equipment	$50,000			Equipment	$50,000			Equipment	$50,000			Equipment	$50,000			Equipment	$50,000			Equipment	$50,000			Equipment	$50,000
Computers & Telecommunications	$6,700			Computers & Telecommunications	$6,700			Computers & Telecommunications	$6,700			Computers & Telecommunications	$6,700			Computers & Telecommunications	$6,700			Computers & Telecommunications	$6,700			Computers & Telecommunications	$6,700			Computers & Telecommunications	$6,700
(Less Accumlated Depreciation)	$850			(Less Accumlated Depreciation)	$1,700			(Less Accumlated Depreciation)	$2,550			(Less Accumlated Depreciation)	$3,400			(Less Accumlated Depreciation)	$6,800			(Less Accumlated Depreciation)	$10,200			(Less Accumlated Depreciation)	$12,200			(Less Accumlated Depreciation)	$14,200
Total Fixed Assets		$60,850		Total Fixed Assets		$60,000		Total Fixed Assets		$59,150		Total Fixed Assets		$58,300		Total Fixed Assets		$54,900		Total Fixed Assets		$51,500		Total Fixed Assets		$49,500		Total Fixed Assets		$47,500
Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0		Other Assets		$0
TOTAL ASSETS			$567,608	TOTAL ASSETS			$1,024,317	TOTAL ASSETS			$1,523,605	TOTAL ASSETS			$2,047,141	TOTAL ASSETS			$5,243,702	TOTAL ASSETS			$11,080,182	TOTAL ASSETS			$21,413,465	TOTAL ASSETS			$39,647,495
LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES				LIABILITIES
Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities				Current Liabilities
Short-Term Notes Payable	$14,809 Sure Product Consulting: Short-Term Notes Payable: loan payments to be made within one year			Short-Term Notes Payable	$14,995			Short-Term Notes Payable	$15,184			Short-Term Notes Payable	$15,374			Short-Term Notes Payable	$0			Short-Term Notes Payable	$0			Short-Term Notes Payable	$0			Short-Term Notes Payable	$0
Income Taxes Due	$121,549 Author: If you see a number here, it reflects the difference between the projected income taxes owed (as calculated on your Income Statements) and what you've said you will actually pay (as entered on your Cash Flow statements).			Income Taxes Due	$236,635			Income Taxes Due	$362,376			Income Taxes Due	$492,328			Income Taxes Due	$1,287,662			Income Taxes Due	$2,746,782			Income Taxes Due	$5,330,102			Income Taxes Due	$9,888,610
Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0			Other Current Liabilities	$0
Total Current Liabilities		$136,358		Total Current Liabilities		$251,630		Total Current Liabilities		$377,560		Total Current Liabilities		$507,702		Total Current Liabilities		$1,287,662		Total Current Liabilities		$2,746,782		Total Current Liabilities		$5,330,102		Total Current Liabilities		$9,888,610
Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities				Long-Term Liabilities
Long-Term Notes Payable	$11,602			Long-Term Notes Payable	$7,783			Long-Term Notes Payable	$3,916			Long-Term Notes Payable	$0			Long-Term Notes Payable	$0			Long-Term Notes Payable	$0			Long-Term Notes Payable	$0			Long-Term Notes Payable	$0
Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0			Other Long-Term Liabilities	$0
Total Long-Term Liabilities		$11,602		Total Long-Term Liabilities		$7,783		Total Long-Term Liabilities		$3,916		Total Long-Term Liabilities		$0		Total Long-Term Liabilities		$0		Total Long-Term Liabilities		$0		Total Long-Term Liabilities		$0		Total Long-Term Liabilities		$0
NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH				NET WORTH
Paid-In Capital	$55,000			Paid-In Capital	$55,000			Paid-In Capital	$55,000			Paid-In Capital	$55,000			Paid-In Capital	$55,000			Paid-In Capital	$55,000			Paid-In Capital	$55,000			Paid-In Capital	$55,000
Retained Earnings	$364,647			Retained Earnings	$709,904			Retained Earnings	$1,087,129			Retained Earnings	$1,484,439			Retained Earnings	$3,901,040			Retained Earnings	$8,278,400			Retained Earnings	$16,028,363			Retained Earnings	$29,703,885
Total Net Worth		$419,647		Total Net Worth		$764,904		Total Net Worth		$1,142,129		Total Net Worth		$1,539,439		Total Net Worth		$3,956,040		Total Net Worth		$8,333,400		Total Net Worth		$16,083,363		Total Net Worth		$29,758,885
TOTAL LIABILITIES AND NET WORTH			$567,608	TOTAL LIABILITIES AND NET WORTH			$1,024,317	TOTAL LIABILITIES AND NET WORTH			$1,523,605	TOTAL LIABILITIES AND NET WORTH			$2,047,141	TOTAL LIABILITIES AND NET WORTH			$5,243,702	TOTAL LIABILITIES AND NET WORTH			$11,080,182	TOTAL LIABILITIES AND NET WORTH			$21,413,465	TOTAL LIABILITIES AND NET WORTH			$39,647,495

Balance Sheet

BrkEvn

	Break-even Estimates Author: For information about this worksheet, see "Break-Even Analysis" in "The Financials" chapter of Successful Business Plan: Secrets & Strategies. Note that this Worksheet differs from that shown in the book slightly by also factoring the costs of sales commissions and returns/allowances. This gives you a more accurate break-even estimate.
	Year 1 (2022-2023)
	August	$43,443 Author: This is the amount of sales you will need to make each month to break even.
	September	$183,388
	October	$183,376
	November	$183,363
	December	$183,350
	January	$272,747
	February	$238,346
	March	$238,333
	April	$238,320
	May	$286,450
	June	$286,437
	July	$286,424
	Monthly Average	$218,665
	Year 2 (2023-2024)
	August	$296,711
	September	$296,698
	October	$296,685
	November	$296,671
	December	$296,658
	January	$296,645
	February	$296,631
	March	$296,618
	April	$296,604
	May	$296,590
	June	$296,577
	July	$296,563
	Monthly Average	$296,637
	Year 3 (2024-2025)
	1st Quarter	$921,707
	2nd Quarter	$921,707
	3rd Quarter	$921,707
	4th Quarter	$921,707
	Quarterly Average	$921,707
	Year 4 (2025-2026)
	1st Quarter	$954,085
	2nd Quarter	$954,085
	3rd Quarter	$954,085
	4th Quarter	$954,085
	Quarterly Average	$954,085
	Year 5 (2026-2027)
	Annual Average	$3,954,398

Break-even Estimates

Ratios

Key Ratios Author: This sheet provides a mathematical snapshot of your company's performance. These ratios are often used by lenders or investors in determining how well a company is managing its finances.
Year 1 (2022-2023)	Working Capital Author: Working Capital is the amount of readily available funds the company has to cover upcoming expenses. More is better!	Current Ratio Author: This ratio divides your current assets by your current liabilities. In general, it should be greater than 2. If an "N.A." appears in the cell, it indicates that you had no liabilities with which to calculate the ratio.	Quick Ratio Author: Similar to the Current Ratio, but we've subtracted inventory from your assets. A number greater than 1 is desirable. If an "N.A." appears in the cell, it indicates that you had no liabilities with which to calculate the ratio.	Cash Turnover Author: This ratio divides your net sales for the period by your "working capital," (your current assets minus your current liabilities). In other words, it shows by what multiple your sales exceed your working capital. In general, 5 or above is good to aim for, but this can vary based on your industry, etc.	Debt to Equity Author: To calculate your Debt to Equity ratio, we divided your total liabilities by your net worth. A high number (greater than 1), indicates a high debt load relative to your assets. Potential funders may be wary of investing in such a case.	Return on Investment Author: This ratio is achieved by dividing your net worth into your net income for the period. It shows the rate of return you and your investors are receiving on your investments in the company. The higher the better!	Return on Sales Author: This ratio is calculated by dividing your net income for the period by your net sales for the period. The higher the number here, the more profit you are extracting from each sale. Your ideal number will depend greatly on your industry, margins, etc.	Return on Assets Author: Your Return on Assets indicates how much profit you are generating on all the investments you've made in the company's assets. In particular, this will help you (and your investors) determine if you are achieving a good rate-of-return on your investments. This will depend greatly on your industry.	Net Sales
1st Quarter	$370,399	3.72	1.58	3.96	0.35	116%	33%	86%	$1,468,219.51
2nd Quarter	$712,687	3.83	2.56	2.26	0.34	60%	28%	45%	$1,612,494.16
3rd Quarter	$1,086,895	3.88	2.95	1.63	0.33	44%	28%	33%	$1,774,175.62
4th Quarter	$1,481,139	3.92	3.13	1.32	0.33	34%	27%	26%	$1,955,681.11
Year 2 (2023-2024)	$3,901,140	4.03	3.56	2.66	0.33	80%	31%	61%	$10,394,229.00
Year 3 (2024-2025)	$8,281,900	4.02	3.67	1.97	0.33	69%	35%	52%	$16,348,265.99
Year 4 (2025-2026)	$16,033,863	4.01	3.72	1.65	0.33	63%	38%	48%	$26,472,839.30
Year 5 (2026-2027)	$29,711,385	4.00	3.74	1.48	0.33	60%	41%	45%	$44,023,781.32

Key Ratios

1YrAtGl

Year 1: Financials at-a-Glance (2022-2023) Gross Sales Aug ust September October November December January February March April May June July 530012 546612.24 563844.48479999998 581736.37449600012 600316.85198591999 619616.22652563849 639666.24043115135 660500.13908352423 682152.74440113234 704660.5319518894 728061.71188679826 752396.31388519891 Gross Profit August September October November December January February March April May June July 209354.74 215911.83480000001 222718.57149599999 229785.86792592012 237125.15653443837 244748.40947762714 252668.16497030482 260897.55493799213 269450.33403844718 278340.9101209963 287584.37619528535 297196.54398465354 Net Profit August September October November December January February March April May June July 144146.05499999999 107652.11428175587 112848.70723918501 118245.01061675836 123849.76289888428 103162.54160862518 119385.97334533505 125659.11122551345 132179.96616509621 124685.16218253275 131723.10712970432 139037.30600630876

NSYr1

Year 1: Net Sales (2022-2023) Product Line 1 August September October November December January February March April May June July 273870 279347.40000000002 284934.34800000006 290633.03496000002 296445.69565920002 302374.60957238404 308422.10176383174 314590.54379910836 320882.35467509046 327300.00176859234 333846.0018039642 340522.92184004351 Product Line 2 August September October November December January February March April May June July 179000 187950 197347.5 207214.875 217575.61875000002 228454.39968750003 239877.11967187509 251870.97565546879 264464.52443824225 277687.75066015444 291572.13819316216 306150.74510282028 Product Line 3 August September October November December January February March April May June July 21490.739999999998 21920.554800000002 22358.965896000002 22806.145213920005 23262.268118198404 23727.513480562371 24202.06375017362 24686.10502517709 25179.827125680637 25683.423668194249 26197.092141558132 26721.033984389294 Product Line 4 August September October November December January February March April May June July 0 0 0 0 0 0 0 0 0 0 0 0 Product Line 5 0 0 0 0 0 0 0 0 0 0 0 0 Product Line 6 0 0 0 0 0 0 0 0 0 0 0 0 Product Line 7 0 0 0 0 0 0 0 0 0 0 0 0 Product Line 8 0 0 0 0 0 0 0 0 0 0 0 0 Product Line 9 Product Line 10

1YrCshFlw

Year 1: Cash Flow (2022-2023) Net Cash Flow August September October November December January February March April May June July -63719.188358688727 134007.25852660241 140601.24291858112 147447.01565608423 154555.54478615307 126592.2170559279 147826.44964476587 155776.19168506883 164037.96415200684 153593.06502362643 162505.12824955815 162043.21094383986 Ending Cash Balance -58719.188358688727 75288.070167913684 215889.3130864948 363336.32874257903 517891.87352873216 644484.09058466018 792310.54022942623 948086.73191449512 1112124.6960665018 1265717.7610901282 1428222.8893396864 1590266.1002835263

2ndYrCshFlw

Year 2: Cash Flow (2023-2024) Net Cash Flow August September October November December January February March April May June July 184688.33651132404 194964.74454392877 205656.6600947252 216782.79298803152 228362.74714560423 240417.06446356722 252967.27086662559 266035.92464810109 279646.66720974201 293824.27632095071 308594.72202304774 323985.22531046742 Ending Cash Balance August September October November December January February March April May June July 1774954.4367948503 1969919.1813387787 2175575.8414335037 2392358.6344215348 2620721.3815671392 2861138.4460307066 3114105.7168973321 3380141.6415454331 3659788.3087551752 3953612.5850761258 4262207.3070991728 4586192.53240964

5YrAtGl

5-Year Financials at-a-Glance

Gross Sales 2022-2023 2023-2024 2024-2025 2025-2026 2026-2027 7609575.8594472529 11613663.683950918 18266218.985131238 29578591.392743476 49188582.477474362 Gross Profit 2022-2023 2023-2024 2024-2025 2025-2026 2026-2027 3005782.4644816644 4587397.1551606124 7215156.4991268385 11683543.600133672 19429490.078602366 Net Profit 2022-2023 2023-2024 2024-2025 2025-2026 2026-2027 1484438.6017119875 2416601.7952097878 4377359.9563550819 7749962.3015442137 13675522.085656682

NS5Yr

5-Year Net Sales

Product Line 1 2022-2023 2023-2024 2024-2025 2025-2026 2026-2027 3673169.0138422148 4774928.1233929545 6207157.4974220162 8068980.9777544234 10489254.388406269 Product Line 2 2022-2023 2023-2024 2024-2025 2025-2026 2026-2027 2849165.6471592234 5244609.4551192215 9654029.1941786185 17770680.6349672 32711428.966925405 Product Line 3 2022-2023 2023-2024 2024-2025 2025-2026 2026-2027 288235.73320385377 374691.41862389428 487079.30009182182 633177.68378378847 823097.96200788021 Product Line 4 2022-2023 2023-2024 2024-2025 2025-2026 2026-2027 0 0 0 0 0 Product Line 5 0 0 0 0 0 Product Line 6 0 0 0 0 0 Product Line 7 0 0 0 0 0 Product Line 8 0 0 0 0 0 Product Line 9 Product Line 10

License

	License Agreement
	LICENSE AGREEMENT FOR PLANNINGSHOP’S BUSINESS PLAN FINANCIALS This License Agreement is a legal agreement between you (the product purchaser/user) and PlanningShop for the Business Plan Financials product (“Software”) that accompanies this Agreement, including all associated documentation and packaging. By installing and/or using the Software, you accept the terms of this Agreement. PRODUCT LICENSE The Software is protected by intellectual property laws and treaties. It is owned by PlanningShop and licensed to you for your use (not sold). You acknowledge that PlanningShop has conferred to you NO title or ownership of the Software or any of its constituent parts. Re-distribution of the Software or any of constituent its parts, whether in an original or modified form, is strictly forbidden. 1. General License. You may install one copy of the Software on a single computing device for use by a single user. Additional users, whether using the same computing device or a separate device, must purchase additional licenses. Multi-user licenses are available from PlanningShop. A second copy of the Software may be stored on a separate device for the sole purpose of backing up the original copy. You may not copy, distribute, or resell the Software. 2. Unauthorized Use. You may not modify, disassemble, or reverse engineer the Software or its code for any form of distribution. The Software, its content, design and programming are copyrighted by PlanningShop. 3. WARRANTY. THIS SOFTWARE IS PROVIDED AS IS. PLANNINGSHOP AND ITS AFFILIATED PARTIES MAKE NO CLAIMS, PROMISES OR GUARANTEES ABOUT THE ACCURACY, COMPLETENESS, OR ADEQUACY OF THE SOFTWARE FOR ANY PURPOPSE AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS, OMISSIONS, FAILURES, OR DEFECTS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE SOFTWARE.
	4. DAMAGES. IN NO EVENT WILL PLANNINGSHOP BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES OR EXPENSES ARISING IN CONNECTION WITH THIS SOFTWARE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, DEFECT, OR COMPUTER VIRUS EVEN IF THE PLANNINGSHOP, OR AFFILIATED PARTIES, ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES. 5. Governing Law. This Agreement shall be treated as though it were executed and performed in Palo Alto, California, and shall be governed by and construed in accordance with the laws of the State of California, USA (without regard to conflict of law principles). All actions shall be subject to the limitations set forth in Section 3 and Section 4. The language in this Agreement shall be interpreted as in accordance with its fair meaning and not strictly for or against either party. All legal proceedings arising out of or in connection with this Agreement shall be brought solely in Palo Alto, California. You expressly submit to the exclusive jurisdiction of said courts and consent to extraterritorial service of process. Should any part of this Agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. 6. Contact. Should you have any questions concerning this agreement, or if you desire to contact PlanningShop for any reason, you may do so at: PlanningShop, 555 Bryant Street #180, Palo Alto, California, USA, 94301.

About

	About Business Plan Financials
	PlanningShop
	Business Plan Financials
	Version 3.1
	SUBJECT TO END-USER LICENSE AGREEMENT
	Copyright 2003-2017 PlanningShop. All rights reserved.
	www.planningshop.com

http://www.planningshop.com/

Config

CONFIG WORKSHEET
Sure Product Consulting: IMPORTANT: Do not remove or change anything on this worksheet! Doing so may render this product unusable!

Startup Year

2022
Sure Product Consulting: Sure Product Consulting: How does this get set? Headings on each worksheet are driven from it, but this does not seem to be connected t the Setup worksheet "what year wll your business start" question.

Version:

Startup Month

3.0

August

8/1/13

Startup Month Abbrev

Aug

Start Date:

Jul-18

CREDIT MULTIPLIER

Multiple

With "Credit Sales"

0.67

0.00

0.33

0.00

Working Capital Calc
Sure Product Consulting: Used by Ratios worksheet

$370,399

$712,687

$1,086,895

$1,481,139

$3,901,140

$8,281,900

$16,033,863

$29,711,385

Chart Titles

Year 1 String

2022-2023

Year 1: Financials at-a-Glance (2022-2023)

Year 2 String

2023-2024

Year 1: Net Sales (2022-2023)

Year 3 String

2024-2025

Year 1: Cash Flow (2022-2023)

Year 4 String

2025-2026

Year 2: Cash Flow (2023-2024)

Year 5 String

2026-2027

DOUBLE LIST FOR Months on top of worksheets

January

February

March

April

May

June

July

August

September

October

November

December

January

February

March

April

May

June

July

August

September

October

November

December

Start Month

From Setup

August

September

October

November

December

January

February

March

April

May

June

July

Match Position in Doublelist

Adjust index to 1-12

Abbrev

Aug

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Apr

May

Jun

Jul

To-Do List

Making a "Demo" version of this workbook, with watermark, 1 loan, 1 product line, 1 investment

Adding a Worksheet to do revolving credit calculations. See http://www.vertex42.com/Files/download/line-of-credit.html for a cool line of credit worksheet (it's complicated)

Cleaning up all the dates, lists of months, etc. on the config worksheet

Adding "Reset_XXX" subroutines for ALL the worksheets

Check PrintAreas, footers, headers for New DepnSchedule and New LoanPaymentSchedule

Your Company Name

Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only Unlicensed Copy Unlicensed Copy Demo Use Only Demo Use Only

DepnSchedule

Sure Product Consulting: Is this depreciation schedule correct? If only one year of service, nothing is depreciated. If more than one year, we don't depreciate anything for year 1 it seems (or does that show up as an expense?)	Depreciation Schedule from CapEx Worksheet
														Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21	Dec-21	Jan-22	Feb-22	Mar-22	Apr-22	May-22	Jun-22	Jul-22	Aug-22	Sep-22	Oct-22	Nov-22	Dec-22	Jan-23	Feb-23	Mar-23	Apr-23	May-23	Jun-23
Item#	Category	Item Name	Purch Value	Salvage Value	Yrs of Service	Mos of Service	Month Purchased	Year Purchased	Purchase Month	End Month	End Date	Depn Amt montly		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Facilities	Renta	$5,000.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ 417		-	- Sure Product Consulting: If "today's" month is one in this asset is dep'd over,	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Facilities	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Equip	Two Machines	$20,000.00	$0.00	10	120	Aug	2022	1	120	Jun-28	$ 167		167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167	167
12	Equip	Two Vans	$30,000.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ 2,500		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
21	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
22	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
23	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
24	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
25	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
26	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
27	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
28	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
29	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
30	Equip	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
31	Comp	Three Computers	$4,200.00	$0.00	3	36	Aug	2022	1	36	Jun-21	$ 117		117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	117	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
32	Comp	Software	$1,500.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ 125		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
33	Comp	Printer	$1,000.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ 83		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
34	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
35	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
36	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
37	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
38	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
39	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
40	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
41	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
42	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
43	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
44	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
45	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
46	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
47	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
48	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
49	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
50	Comp	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19	$ - 0		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
51	Land	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19
52	Land	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19
53	Land	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19
54	Land	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19
55	Land	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19
56	Land	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19
57	Land	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19
58	Land	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19
59	Land	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19
60	Land	Item Name (change name here)	$0.00	$0.00	1	12	Aug	2022	1	12	Jun-19
		TOTAL												$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 283	$ 167	$ 167	$ 167	$ 167	$ 167	$ 167	$ 167	$ 167	$ 167	$ 167	$ 167	$ 167	$ 167	$ 167	$ 167	$ 167	$ 167	$ 167	$ 167	$ 167	$ 167	$ 167	$ 167	$ 167
		Land												-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Facilities												5,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Equip												50,000	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		Comp												6,700	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		TOTAL Author: This goes into Cash Flow statement.											Author: This goes into Cash Flow statement.	61,700	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
		TOTAL NON-DEPRECIABLE CAPITAL ASSETS Author: This goes into Income statement under "non-depreciable capital purchases"											Author: This goes into Income statement under "non-depreciable capital purchases"	Author: This goes into Cash Flow statement.	Author: This goes into Income statement under "non-depreciable capital purchases"												37,500	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Depreciation Schedule

LoanInvestSchedules

	Investment Proceeds										Investment Proceeds												Investment Proceeds												Investment Proceeds												Investment Proceeds												Investment Proceeds
											Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21	Dec-21	Jan-22	Feb-22	Mar-22	Apr-22	May-22	Jun-22	Jul-22	Aug-22	Sep-22	Oct-22	Nov-22	Dec-22	Jan-23	Feb-23	Mar-23	Apr-23	May-23	Jun-23
Inv #	Name of Invest Source	Amount			Start Month	Start Year	Infusion Month				1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Gift	$50,000			Aug	2022	1				50,000.00	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
2	Investment Source Name	$0			Aug	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
3	Investment Source Name	$0			Aug	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
4	Investment Source Name	$0			Aug	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
5	Investment Source Name	$0			Aug	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
6	Investment Source Name	$0			Aug	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
7	Investment Source Name	$0			Aug	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
8	Investment Source Name	$0			Aug	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
9	Investment Source Name	$0			Aug	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
10	Investment Source Name	$0			Aug	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
11	Investment Source Name	$0			Aug	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
12	Investment Source Name	$0			Aug	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
13	Investment Source Name	$0			Aug	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
14	Investment Source Name	$0			Aug	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
15	Investment Source Name	$0			Aug	2022	1				- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
									TOTAL:		$50,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Payback Schedule (Principle + Interest)										Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)												Loan Payback Schedule (Principle + Interest)
											Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21	Dec-21	Jan-22	Feb-22	Mar-22	Apr-22	May-22	Jun-22	Jul-22	Aug-22	Sep-22	Oct-22	Nov-22	Dec-22	Jan-23	Feb-23	Mar-23	Apr-23	May-23	Jun-23	Jul-23 Sure Product Consulting: Note: We calculate loan payments beyond the end date of this business plan (5 years into future), in order to populate the Balance Sheet properly. Payments due in year 6 need to appear on the Short-Term Notes Payable line of Balance Sheet for Year 5. The remainder of the not-yet-made loan payments appear on Long-Term Notes Payable line of the Year 5 balance sheet.	Aug-23	Sep-23	Oct-23	Nov-23	Dec-23	Jan-24	Feb-24	Mar-24	Apr-24	May-24	Jun-24
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	End Pay Month	Pmt Amt (P+I)		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60	61	62	63	64	65	66	67	68	69	70	71	72
1	Loan from frineds and family	$30,000	5.00%	24	Aug	2022	1	24	1,316.14		1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	1,316.14	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
2	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
3	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
4	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
5	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
6	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
7	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
8	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
9	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
10	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
11	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
12	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
13	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
14	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
15	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
16	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
17	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
18	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
19	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
20	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	- 0		- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0	- 0
									TOTAL:		$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$1,316	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan - Interest Portion of Loan Payments										Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments												Loan - Interest Portion of Loan Payments
											Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21	Dec-21	Jan-22	Feb-22	Mar-22	Apr-22	May-22	Jun-22	Jul-22	Aug-22	Sep-22	Oct-22	Nov-22	Dec-22	Jan-23	Feb-23	Mar-23	Apr-23	May-23	Jun-23	Jul-23	Aug-23	Sep-23	Oct-23	Nov-23	Dec-23	Jan-24	Feb-24	Mar-24	Apr-24	May-24	Jun-24
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	End Pay Month	Pmt Amt (P+I)		1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60	61	62	63	64	65	66	67	68	69	70	71	72
1	Loan from frineds and family	$30,000.00	$0.05	$24.00	Aug	$2,022.00	1	24	1,316.14		125.00	120.04	115.05	110.05	105.02	99.98	94.91	89.82	84.71	79.58	74.43	69.25	64.06	58.84	53.60	48.34	43.06	37.76	32.43	27.08	21.71	16.32	10.90	5.46	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Loan Source Name	$0	0.00%	12	Aug	2022	1	12	-		-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
									TOTAL:		$125	$120	$115	$110	$105	$100	$95	$90	$85	$80	$74	$69	$64	$59	$54	$48	$43	$38	$32	$27	$22	$16	$11	$5	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Proceeds										Loan Proceeds												Loan Proceeds												Loan Proceeds												Loan Proceeds												Loan Proceeds
											Jul-18	Aug-18	Sep-18	Oct-18	Nov-18	Dec-18	Jan-19	Feb-19	Mar-19	Apr-19	May-19	Jun-19	Jul-19	Aug-19	Sep-19	Oct-19	Nov-19	Dec-19	Jan-20	Feb-20	Mar-20	Apr-20	May-20	Jun-20	Jul-20	Aug-20	Sep-20	Oct-20	Nov-20	Dec-20	Jan-21	Feb-21	Mar-21	Apr-21	May-21	Jun-21	Jul-21	Aug-21	Sep-21	Oct-21	Nov-21	Dec-21	Jan-22	Feb-22	Mar-22	Apr-22	May-22	Jun-22	Jul-22	Aug-22	Sep-22	Oct-22	Nov-22	Dec-22	Jan-23	Feb-23	Mar-23	Apr-23	May-23	Jun-23
Loan #	Name of Loan Source	Amount			Start Month	Start Year	Begin Pay Month				1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Loan from frineds and family	$30,000			Aug	2022	1				30,000.00	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
2	Loan Source Name	$0			Aug	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
3	Loan Source Name	$0			Aug	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
4	Loan Source Name	$0			Aug	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
5	Loan Source Name	$0			Aug	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
6	Loan Source Name	$0			Aug	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
7	Loan Source Name	$0			Aug	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
8	Loan Source Name	$0			Aug	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
9	Loan Source Name	$0			Aug	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
10	Loan Source Name	$0			Aug	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
11	Loan Source Name	$0			Aug	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
12	Loan Source Name	$0			Aug	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
13	Loan Source Name	$0			Aug	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
14	Loan Source Name	$0			Aug	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
15	Loan Source Name	$0			Aug	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
16	Loan Source Name	$0			Aug	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
17	Loan Source Name	$0			Aug	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
18	Loan Source Name	$0			Aug	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
19	Loan Source Name	$0			Aug	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
20	Loan Source Name	$0			Aug	2022	1				-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
									TOTAL:		$30,000	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
	Loan Calculations for Balance Sheet										Loan Calculations for Balance Sheet												Loan Calculations for Balance Sheet
											First Quarter			Second Quarter			Third Quarter			Fourth Quarter			Year 2			Year 3			Year 4			Year 5
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	Amount			Principle Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long	Paid	Due Short	Due Long
1	Loan from frineds and family	$30,000.00	5.00%	24	Aug	2022	1	$30,000			$3,588	$14,809 Sure Product Consulting: If received proceeds this quarter, "Due Short" is all the payment of principle (not interest) due in the next 12 months from disbursement	$11,602 Sure Product Consulting: "Due Long" is whatever priciple is left: origloan - pricpaid so far - due short. Whatever is due more than 12 months out.	$7,222 Sure Product Consulting: cummulative principle paid: includes previous quarter's payments	$14,995	$7,783	$10,901	$15,184	$3,916	$14,626	$15,374	$0	$30,000	$0	$0	$30,000	$0	$0	$30,000	$0	$0	$30,000	$0	$0
2	Loan Source Name	$0.00	0.00%	12	Aug	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
3	Loan Source Name	$0.00	0.00%	12	Aug	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
4	Loan Source Name	$0.00	0.00%	12	Aug	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
5	Loan Source Name	$0.00	0.00%	12	Aug	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
6	Loan Source Name	$0.00	0.00%	12	Aug	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
7	Loan Source Name	$0.00	0.00%	12	Aug	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
8	Loan Source Name	$0.00	0.00%	12	Aug	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
9	Loan Source Name	$0.00	0.00%	12	Aug	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
10	Loan Source Name	$0.00	0.00%	12	Aug	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
11	Loan Source Name	$0.00	0.00%	12	Aug	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
12	Loan Source Name	$0.00	0.00%	12	Aug	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
13	Loan Source Name	$0.00	0.00%	12	Aug	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
14	Loan Source Name	$0.00	0.00%	12	Aug	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
15	Loan Source Name	$0.00	0.00%	12	Aug	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
16	Loan Source Name	$0.00	0.00%	12	Aug	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
17	Loan Source Name	$0.00	0.00%	12	Aug	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
18	Loan Source Name	$0.00	0.00%	12	Aug	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
19	Loan Source Name	$0.00	0.00%	12	Aug	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
20	Loan Source Name	$0.00	0.00%	12	Aug	2022	1	$0			$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
									TOTAL:			$14,809	$11,602		$14,995	$7,783		$15,184	$3,916		$15,374	$0		$0	$0		$0	$0		$0	$0		$0	$0
	BETA - Monthly Loan Calculations for Balance Sheet										Loan Calculations for Balance Sheet												Loan Calculations for Balance Sheet
											Jul-18	Aug-18	Sep-18	Jul-18	Nov-18	Dec-18	Jul-18	Feb-19	Mar-19	Jul-18	May-19	Jun-19	Jul-18	Aug-19	Sep-19	Jul-18	Nov-19	Dec-19	Jul-18	Feb-20	Mar-20	Jul-18	May-20	Jun-20	Jul-18	Aug-20	Sep-20	Jul-18	Nov-20	Dec-20	Jul-18	Feb-21	Mar-21	Jul-18	May-21	Jun-21	Jul-18	Aug-21	Sep-21	Jul-18	Nov-21	Dec-21	Jul-18	Feb-22	Mar-22	Jul-18	May-22	Jun-22	Jul-18	Aug-22	Sep-22	Jul-18	Nov-22	Dec-22	Jul-18	Feb-23	Mar-23	Jul-18	May-23	Jun-23
Loan #	Name of Loan Source	Amount	Rate	Periods	Start Month	Start Year	Begin Pay Month	Last Month Num			1	2	3	4	5	6	7	8	9	10	11	12	13	14	15	16	17	18	19	20	21	22	23	24	25	26	27	28	29	30	31	32	33	34	35	36	37	38	39	40	41	42	43	44	45	46	47	48	49	50	51	52	53	54	55	56	57	58	59	60
1	Loan from frineds and family	$30,000.00	5.000%	24	Aug	$2,022.00	1	24		Principle Paid	$1,191.14	$2,387.25	$3,588.34	$4,794.43	$6,005.55	$7,221.71	$8,442.94	$9,669.26	$10,900.69	$12,137.26	$13,378.97	$14,625.86	$15,877.94	$17,135.24	$18,397.78	$19,665.58	$20,938.66	$22,217.04	$23,500.76	$24,789.82	$26,084.25	$27,384.08	$28,689.32	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00	$30,000.00
										Due Short	$14,686.80	$14,747.99	$14,809.44	$14,871.15	$14,933.11	$14,995.33	$15,057.81	$15,120.55	$15,183.56	$15,246.82	$15,310.35	$15,374.14	$14,122.06	$12,864.76	$11,602.22	$10,334.42	$9,061.34	$7,782.96	$6,499.24	$5,210.18	$3,915.75	$2,615.92	$1,310.68	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00	$0.00
										Due Long	$14,122.06	$12,864.76	$11,602.22	$10,334.42	$9,061.34	$7,782.96	$6,499.24	$5,210.18	$3,915.75	$2,615.92	$1,310.68	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00	-$0.00
										TOTAL	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000	$30,000

Loan & Investment Schedules for Disbursement & Repayment