Week 6
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Week6.docxWeek 6 - Assignment: Critique Commercial Banking Regulations
Write a paper responding to the following items:
1. Defend the rationale for regulation within the commercial banking system. Is more commercial bank regulation more or less likely to benefit a minimum-wage worker over a highly paid corporate executive?
2. Defend the benefits gained from the main regulatory bodies which directly impact the operations and decision making of commercial banks. Please ensure you include the rationale and importance of the regulatory bodies identified.
3. Provide examples of how the current and future banking regulations will impact the industry both positively and negatively.
4. Describe the future regulations or economic conditions that could impact the commercial banking industry both nationally and internationally.
Support your paper with minimum of five (5) resources. In addition to these specified resources, other appropriate scholarly resources, including older articles, may be included.
Length: 5-7 pages not including title and reference pages
Commercial Banking Regulations
Regulations occur everywhere throughout the global marketplace. The challenge for financial institutions is to determine which locale provides the best opportunities for business growth with respect to the regulations in place. For example, some international firms argue that future new-business growth within the United States will be stifled by an increase in financial regulations. Additionally, similar challenges within other countries can change at a rapid pace, so research and development need to remain a constant.
Such influences have even a greater impact on the commercial banking sector, because participating stakeholders vary greatly and are large in number. For example, a consumer of a commercial bank can be a nation, firm, and/or an individual consumer. The challenge then is to ascertain the best balance of regulations for new and continual growth within the commercial banking sector. The goal of this assignment is to target and expand upon the best potential balance between regulation and growth.
Review the resources listed in the Books and Resources area below to prepare for this week's assignments.
