HRM Exam
csht
week_5_3.pptxThe Management of Benefits in Healthcare
Week 5 session 3
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Benefits
Benefit
An indirect form of compensation provided to workers for being part of the organization
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Typical Benefit Dollar Spending
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Benefits Needs Analysis
How much total compensation, including benefits, should be provided?
What part should benefits comprise of total compensation?
What expense levels are acceptable for each?
Why is each type of benefit offered?
Which employee should be given/offered which benefits?
What does the organization get in return?
How does the benefits package aid in recruiting and retention?
How flexible should the benefits package be?
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Types of Benefits
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Types of Benefits
Government-Mandated Benefits
Mandated benefits that employers
in the United States must provide
to employees by law
Voluntary Benefits
Benefits that employers voluntarily offer to compete and retain employees
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Social Security
Unemployment Insurance
Workers Compensation
The Social Security Act of 1935
Established a system providing:
Retirement benefits
Survivor benefits
Disability benefits
Medicare benefits
Employers and employees share the cost through taxes on employees’ wages or salaries
Administrator Social Security Administration
Web site: www.ssa.gov
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Social Security
Nice resources on SSA.GOV
Estimating your retirement benefits
https://www.ssa.gov/OACT/quickcalc/
Estimating your life expectancy
https://www.ssa.gov/OACT/population/longevity.html
When you should start collecting social security
http://www.ssa.gov/pubs/10147.html
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History of Social Security
"We can never insure one hundred percent of the population against one hundred percent of the hazards and vicissitudes of life, but we have tried to frame a law which will give some measure of protection to the average citizen and to his family against the loss of a job and against poverty-ridden old age."-- President Roosevelt upon signing Social Security Act
The earliest reported applicant for a lump-sum benefit was a retired Cleveland motorman named Ernest Ackerman, who retired one day after the Social Security program began. During his one day of participation in the program, a nickel was withheld from Mr. Ackerman's pay for Social Security, and, upon retiring, he received a lump-sum payment of 17 cents.
On January 31, 1940, the first monthly retirement check was issued to Ida May Fuller of Ludlow, Vermont, in the amount of $22.54. Miss Fuller, a Legal Secretary, retired in November 1939. She started collecting benefits in January 1940 at age 65 and lived to be 100 years old, dying in 1975. During her lifetime she collected a total of $22,888.92 in Social Security benefits.
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Unemployment Compensation
A tax paid by the employer to state and federal unemployment compensation funds
Percentage paid by employers determined by experience rates (# claims filed by people who leave)
Eligible?
How long?
How much?
State run: PA Dept of Labor
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Worker’s Compensation
Provides benefits to persons injured on the job
Who pays?
How much do you get?
Injured on the job?
Fraud?
Ready to return?
State Run program: PA Dept of Labor & Industry http://www.dli.state.pa.us/landi/site/default.asp
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Holiday Party & WC?
In this case, plaintiff’s husband, an employee of defendant, Memorial Sloane Kettering Cancer Center (“MSK”), became intoxicated at a holiday party organized by workers in MSK’s facilities department. The party was not sanctioned by MSK, did not occur on MSK property, nor was it paid for by MSK. All employees there were off duty.
Several coworker friends of the decedent contacted plaintiff, a registered nurse at MSK, advised plaintiff as to her husband’s condition, and then helped decedent into the plaintiff’s car. Plaintiff drove home with her husband, but left him in the car, parked in their driveway, in order that he might sleep off his condition. Approximately one hour later, plaintiff checked on her husband, finding him on the floor of the back seat, unresponsive. The autopsy report listed the cause of the death as alcohol intoxication and positional asphyxia.
Plaintiff sued MSK, contending, inter alia, that the co-employee’s actions were causally connected to her husband’s death. MSK denied the allegations and later sought to amend its answer to assert the workers’ compensation affirmative defense. The trial court denied both of MSK’s motions.
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Outcome?
On appeal, the appellate court indicated the employees, in assisting decedent and placing him in his wife’s care, did not assume a duty, and nothing they did placed him in a worse or different position of danger. The court added that placing decedent into the car was not the proximate cause of his death; it merely furnished the occasion for the unfortunate occurrence. Summary judgment should have been entered in favor of MSK and MSK’s workers’ compensation affirmative defense was, therefore, moot.
See Gillern v. Mahoney, 154 A.D.3d 438, 60 N.Y.S.3d 819
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Other worker comp cases
A group of employees were taking a celebratory canoe trip after a big new product launch. Some of the employees in a canoe were attempting to pull a co-worker from the mainland into the water. One of the men grabbed a little too hard, and the co-worker flew to the ground, sustaining a serious neck injury. He was awarded workers’ compensation because the team-building event was mandatory.
Can you break a hip on a vending machine? – Apparently, yes. This is what happened to one employee who was trying to help a co-worker get a bag of chips out of a 90-year-old broken vending machine. In an attempt to loosen the machine’s death grip on his friend’s chips, the man bumped the machine so hard he actually broke his hip. His workers’ comp claim was paid.
A woman set down her soda in the break room and mistakenly drank from another – except this one contained the highly poisonous liquid, lye. She suffered third-degree burns to her esophagus and was paid workers’ comp for her injuries.
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