Personal Finance and Financial Literacy
Reflection: Personal Finance Basics - Rubric
Personal Finance and Financial Literacy 13 points
Criteria Description
Personal Finance and Financial Literacy
5. Target 13 points
The response is addressed with a well-focused topic. Main idea stands out and is
supported by detailed information.
4. Acceptable 11.05 points
The response to the prompt is clear and the supporting information digs deeper
into what the prompt is asking.
3. Approaching 9.75 points
The response to the prompt is acceptable but it could use more supporting
information.
2. Insufficient 8.45 points
The response is not clear. There is a seemingly random collection of information.
1. Unsatisfactory 0 points
No response to the prompt is given.
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Guidance 13 points
Criteria Description
Guidance
5. Target 13 points
The response is addressed with a well-focused topic. Main idea stands out and is
supported by detailed information.
4. Acceptable 11.05 points
The response is clear, but the supporting information is general or missing.
3. Approaching 9.75 points
The response is somewhat clear but there is a need for more supporting
information.
2. Insufficient 8.45 points
The response is not clear. There is a seemingly random collection of information.
1. Unsatisfactory 0 points
No response to the prompt is given.
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Growth Areas 13 points
Criteria Description
Growth Areas
5. Target 13 points
The response is addressed with a well-focused topic. Main idea stands out and is
supported by detailed information.
4. Acceptable 11.05 points
The response is clear, but the supporting information is general or missing.
3. Approaching 9.75 points
The response is somewhat clear but there is a need for more supporting
information.
2. Insufficient 8.45 points
The response is not clear. There is a seemingly random collection of information.
1. Unsatisfactory 0 points
No response to the prompt is given.
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Impact on Financial Security 13 points
Criteria Description
Impact on Financial Security
5. Target 13 points
The response is addressed with a well-focused topic. Main idea stands out and is
supported by detailed information.
4. Acceptable 11.05 points
The response is clear, but the supporting information is general or missing.
3. Approaching 9.75 points
The response is somewhat clear but there is a need for more supporting
information.
2. Insufficient 8.45 points
The response is not clear. There is a seemingly random collection of information.
1. Unsatisfactory 0 points
No response to the prompt is given.
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Paragraph Development and Transitions 3.25 points
Criteria Description
Paragraph Development and Transitions
5. Target 3.25 points
There is a sophisticated construction of paragraphs and transitions. Ideas progress
and relate to each other. Paragraph and transition construction guide the reader.
Paragraph structure is seamless.
4. Acceptable 2.76 points
A logical progression of ideas between paragraphs is apparent. Paragraphs exhibit
a unity, coherence, and cohesiveness. Topic sentences and concluding remarks are
appropriate to purpose.
3. Approaching 2.44 points
Paragraphs are generally competent, but ideas may show some inconsistency in
organization or in their relationship to each other.
2. Insufficient 2.11 points
Some paragraphs and transitions may lack logical progression of ideas, unity,
coherence, or cohesiveness. Some degree of organization is evident.
1. Unsatisfactory 0 points
Paragraphs and transitions consistently lack unity and coherence. No apparent
connections between paragraphs are established. Transitions are inappropriate to
purpose and scope. Organization is disjointed.
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Mechanics of Writing 6.5 points
Criteria Description
Includes spelling, capitalization, punctuation, grammar, language use, sentence
structure, etc.
5. Target 6.5 points
No mechanical errors are present. Appropriate language choice and sentence
structure are used throughout.
4. Acceptable 5.52 points
Few mechanical errors are present. Suitable language choice and sentence
structure are used.
3. Approaching 4.88 points
Occasional mechanical errors are present. Language choice is generally
appropriate. Varied sentence structure is attempted.
2. Insufficient 4.23 points
Frequent and repetitive mechanical errors are present. Inconsistencies in language
choice or sentence structure are recurrent.
1. Unsatisfactory 0 points
Errors in grammar or syntax are pervasive and impede meaning. Incorrect language
choice or sentence structure errors are found throughout.
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Paper Format 3.25 points
Criteria Description
Includes use of appropriate style for the major and assignment.
5. Target 3.25 points
All format elements are correct.
4. Acceptable 2.76 points
Appropriate template is fully used; There are virtually no errors in formatting style.
3. Approaching 2.44 points
Appropriate template is used, and formatting is correct, although some minor
errors may be present.
2. Insufficient 2.11 points
Appropriate template is used, but some elements are missing or mistaken; lack of
control with formatting is apparent.
1. Unsatisfactory 0 points
Appropriate template is not used appropriately, or documentation format is rarely
followed correctly.
Total 65 points
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