Health Topic

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Uninsured_Lecture2016.ppt

Health Insurance Coverage in the U.S., 2008

NOTE: Includes those over age 65. Medicaid/Other Public includes Medicaid, SCHIP, other state programs, and military-related coverage. Those enrolled in both Medicare and Medicaid (1.9% of total population) are shown as Medicare beneficiaries. SOURCE: Kaiser Commission on Medicaid and the Uninsured/Urban Institute analysis of March 2009 CPS

Total = 300.5 million

Health Insurance Coverage of
the Nonelderly Population, 2008

262.8 Million

SOURCE: Kaiser Commission on Medicaid and the Uninsured/Urban Institute analysis of 2009 ASEC Supplement to the CPS.

Nonelderly Uninsured by
Poverty Levels and Age, 2008

Total = 45.7 million uninsured

Note: Federal Poverty Level (FPL) for a family of four in 2009 is $22,025/year.

SOURCE: KCMU/Urban Institute analysis of 2009 ASEC Supplement to the CPS.

<133% FPL

133-399% FPL

400%+ FPL

Children

10%

Adults

39%

Children

7%

Adults

35%

Children

1%

Adults

8%

Characteristics of the Uninsured, 2008

Family Income

Family Work Status

Total = 45.7 million uninsured

1 or More Full-Time Workers

66%

No

Workers

19%

Part-Time

Workers

14%

Age

55-64

9%

30-54

43%

19-29

30%

0-18

18%

The federal poverty level was $22,025 for a family of four in 2008. Data may not total 100% due to rounding.
SOURCE: KCMU/Urban Institute analysis of 2009 ASEC Supplement to the CPS.

Nonelderly’s Health Insurance Coverage by Family Poverty Level, 2008

50.2 M

46.0 M

41.5 M

125.1 M

Number

Under 100%

100% - 199%

200% - 299%

300% +

NOTES: Data may not total 100% due to rounding. The Federal Poverty Level for a family of four in 2008 was $22,025 (according to the U.S. Census Bureau’s poverty threshold). Family size and total family income are grouped by insurance eligibility.
SOURCE: Kaiser Commission on Medicaid and the Uninsured/Urban Institute analysis of 2009 ASEC Supplement to the CPS.

Federal Poverty Guidelines

Uninsured Nonelderly vs. All Nonelderly,
by Family Work Status, 2008

Two full-time workers

One full-time worker

Only part time

No workers

45.7 Million

262.8 Million

NOTES: Data may not total 100% due to rounding.
SOURCE: Kaiser Commission on Medicaid and the Uninsured/Urban Institute analysis of 2009 ASEC Supplement to the CPS.


Average Annual Health Insurance Premiums and Worker Contributions for Family Coverage, 2005-2010

Note: The average worker contribution and the average employer contribution may not add to the average total premium due to rounding.

Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2005-2010.

$10,880

$13,770

$1,284
Worker Contribution Increase

47%

20%

27%

Chart1

2005 2005
2010 2010
Employer Contribution
Worker Contribution
8167
2713
9772.6814
3997.1688

Sheet1

Employer Contribution Worker Contribution
2005 8167.0000 2713
2010 9772.6814 3997.1688

Average Health Insurance Premiums and

Worker Contributions for Family Coverage, 1999-2009

Note: The average worker contribution and the average employer contribution

may not add to the average total premium due to rounding.

Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2009.

$5,791

128% Worker Contribution Increase

131% Premium Increase

$13,375


Average Monthly Worker Premium Contributions Paid by Covered Workers for Single and Family Coverage, 1999-2010

*Estimate is statistically different from estimate for the previous year shown (p<.05).

Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2010.

Chart1

1999 1999
2000 2000
2001 2001
2002 2002
2003 2003
2004 2004
2005 2005
2006 2006
2007 2007
2008 2008
2009 2009
2010 2010
Single Coverage
Family Coverage
$39*
$58*
$75*
$149*
$178*
$201*
$222*
$248*
$273*
$333*
27
129
28
135
30
149
39
178
42
201
47
222
51
226
52
248
57.8197
273.4412
60
280
65
293
75
333

Sheet1

1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010
Single Coverage 27 28 30 39 42 47 51 52 58 60 65 75
Family Coverage 129 135 149 178 201 222 226 248 273 280 293 333

Average Annual Worker and Employer Contributions to Premiums and Total Premiums for Family Coverage, 1999-2010

* Estimate is statistically different from estimate for the previous year shown (p<.05).

Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 1999-2010.

$5,791

$6,438*

$7,061*

$8,003*

$9,068*

$9,950*

$10,880*

$11,480*

$12,106*

$12,680*

$13,375*

$13,770*

Chart1

2010 2010
2009 2009
2008 2008
2007 2007
2006 2006
2005 2005
2004 2004
2003 2003
2002 2002
2001 2001
2000 2000
1999 1999
Worker Contribution
Employer Contribution
$3,997*
$3,281*
$2,973*
$2,661*
$2,412*
$2,137*
$1,787*
$9,860*
$9,325*
$8,508*
$8,167*
$7,289*
$6,657*
$5,866*
$5,269*
$4,819*
3997
9773
3515
9860
3354
9325
3281
8824
2973
8508
2713
8167
2661
7289
2412
6657
2137
5866
1787
5269
1619
4819
1543
4247

Sheet1

2010 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999
Worker Contribution $3,997 $3,515 $3,354 $3,281 $2,973 $2,713 $2,661 $2,412 $2,137 $1,787 $1,619 $1,543
Employer Contribution $9,773 $9,860 $9,325 $8,824 $8,508 $8,167 $7,289 $6,657 $5,866 $5,269 $4,819 $4,247

Percent of Nonelderly Women Reporting No Doctor Visit in Past Year Due to Cost, by Race/Ethnicity

Hispanic

American Indian/ Alaska Native

Black

White

Asian and NHPI

27.4%

21.9%

25.7%

14.7%

12.1%

Data: BRFSS, 2004-2006.
Note: Data reflect the U.S. average and the states with the highest and lowest percentages.
Source: The Kaiser Family Foundation, Putting Women’s Health Care Disparities on the Map, available at: www.kff.org/womensdisparities/.

10.3%

38.5%

34.5%

15.3%

33.4%

13.4%

24.4%

7.9%

22.7%

7.1%

AR

DE

AK

OR

TX

MA

WV

DC

FL

DC

US

US

US

US

US

Two or more races

1%

American Indian/

Alaska Native

1%

non-Hispanic Black

12%

Hispanic

15%

Native

Hawaiians & Other

Pacific Islander

0%

non-Hispanic White

67%

Asian

4%

Distribution of U.S. Population by Race/Ethnicity, 2008

Total = 304.1 million

(199.5 million)

(4.5 million)

(46.9 million)

(37.2 million)

(13.2 million)

(2.3 million)

(0.4 million)

NOTES: Data do not include residents of Puerto Rico, American Samoa, Guam, the U.S. Virgin Islands, or the Northern Mariana Islands. Totals may not add to 100% due to rounding. All racial groups and individuals reporting “two or more races” non-Hispanic.

SOURCE: Kaiser Family Foundation, based on Table 3: Annual Estimates of the Population by Sex, Race and Hispanic Origin for the United States: April 1, 2000 to July 1, 2008 (NC-EST2008-03). Population Division, U.S. Census Bureau.

Proportion of Nonelderly Who Self-Identify as a Person of Color, by State, 2008

26 - 39% (13 states)

16 - 25% (12 states)

40 - 80% (13 states and DC)

4 – 15% (12 states)

AZ

AR

MS

LA

WA

MN

ND

WY

ID

UT

CO

OR

NV

CA

MT

IA

WI

MI

NE

SD

ME

MO

KS

OH

IN

NY

KY

TN

NC

NH

MA

VT

PA

VA

WV

CT

NJ

DE

MD

RI

HI

DC

AK

SC

NM

OK

GA

TX

IL

FL

AL

U.S. Total = 37% Minority

SOURCE: Kaiser Family Foundation analysis of March 2009 Current Population Surveys, U.S. Census Bureau.

White

166.4 million

African

American

33.3 million

Hispanic

44.7 million

Asian

11.7 million

American Indian/

Alaska Native

1.7 million

NOTES: “Other Public” includes Medicare and military-related coverage. All racial groups non-Hispanic. NHOPI= Native Hawaiian or other Pacific Islander.

SOURCE: Urban Institute and Kaiser Commission on Medicaid and the Uninsured analysis of the March 2009 Current Population Survey.

Nonelderly Population 2008

Two or More Races

4.3 million

Private (Employer and Individual) Medicaid and Other Public Uninsured

NHOPI


0.7 million

Health Insurance Coverage of the Nonelderly Population by Race/Ethnicity, 2008

Health Insurance Status, by Race/Ethnicity:
Children, 2008

White,
non-Hispanic

44.1 million

African

American,
non-Hispanic

11.3 million

Hispanic

17.2 million

Asian/

Pacific

Islander

3.3 million

NOTES: “NSD” = Not sufficient data; “Other Public” includes Medicare and military-related coverage. The sample size for American Indian/Alaska Native was not large enough for reliable estimates. Totals may not add to 100% due to rounding.
SOURCE: Urban Institute and Kaiser Commission on Medicaid and the Uninsured analysis of the March 2009 Current Population Survey.

Total Child Population 2008

Two or More Races

2.2 million

Private (Employer and Individual) Medicaid and Other Public Uninsured

NOTES: American Indian group includes Aleutian Eskimos.
SOURCE: Urban Institute and Kaiser Commission on Medicaid and the Uninsured analysis of the March 2009 Current Population Survey.

Total = 45.7 Million Uninsured

American Indian/ Alaska Native 1%

White (non-Hispanic) 46%

2 or More Races 1%

Hispanic 32%

African American (non-Hispanic) 15%

Asian/Pacific Islander 5%

Nonelderly Uninsured by Race/Ethnicity, 2008

White (non-Hispanic)

African American (non-Hispanic)

Hispanic

Asian/Pacific Islander

American Indian/ Alaska Native

Two or More Races

Distribution by Race/Ethnicity

Risk of Being Uninsured

National Average

17%

White

166.4 million

African

American

33.3 million

Hispanic

44.7 million

Asian

11.7 million

American Indian/

Alaska Native

1.7 million

Nonelderly Population 2008

Two or More Races

4.3 million

Poor (<100% FPL) Near-Poor (100%-199% of FPL) Non-Poor (200%+ of FPL)

Poverty Status of Nonelderly Population by Race/Ethnicity, 2008

Pacific

Islander

0.7 million

NOTES: Individuals who reported more than one race group were categorized as “two or more races.” Nonelderly includes individuals under age 65. FPL= Federal Poverty Level. The FPL for a family of four in 2008 was $22,025.

DATA: March 2009 Current Population Survey.

SOURCE: Kaiser Family Foundation estimates.

No Health Care Visits Within the Past 12 Months, by Race/Ethnicity
and Poverty Status, 2007

DATA: Centers for Disease Control and Prevention/National Center for Health Statistics, National Health Interview Survey, family core and sample adult questionnaires.

SOURCE: Health, United States, 2009, Table 80.

White, Non-Hispanic

Hispanic

African American Non-Hispanic

White, Non-Hispanic

Hispanic

African American Non-Hispanic

< 100% of Poverty

200% + of Poverty

No Usual Source of Health Care: Adults 18-64, by Race/Ethnicity and Poverty Status,
2006-2007

DATA: Centers for Disease Control and Prevention/National Center for Health Statistics, National Health Interview Survey.

SOURCE: Health, United States, 2009, Table 76.

White, Non-Hispanic

Hispanic

African American Non-Hispanic

< 100% of poverty

White, Non-Hispanic

Hispanic

African American Non-Hispanic

Between 100% and 200% of poverty

White, Non-Hispanic

Hispanic

African American Non-Hispanic

200% or more of poverty

No Dental Visit in the Past Year, by Race/Ethnicity and Poverty Status, 2007

2-17 Years of Age

18-64 Years of Age

DATA: Centers for Disease Control and Prevention/National Center for Health Statistics, National Health Interview Survey, sample child and sample adult questionnaires.

SOURCE: Health, United States, 2009, Table 93.

White, Non-Hispanic

African American, Non-Hispanic

Hispanic

No Doctor Visit in Past Year for Nonelderly Adults by Race/Ethnicity and Insurance Status, 2005-2006

SOURCE: Kaiser Family Foundation and Urban Institute analysis of the National Health Interview Survey, 2005 and 2006, two-year pooled data.

Fair or Poor Health Status by Race/Ethnicity and Income, 2007

NOTES: Respondents assessed their health status as excellent, very good, good, fair, or poor. The federal poverty level for a family of four in 2007 was $21,203 (http://www.census.gov/hhes/www/poverty/threshld/thresh07.html).

DATA: Centers for Disease Control and Prevention/National Center for Health Statistics, National Health Interview Survey.

SOURCE: Health, United States, 2009, Table 57.

Share reporting fair or poor health:

Changes in Quality of Care Disparities Over Time: Summary by Race/Ethnicity, 2000-2001 to 2005-2006

NOTES: “Improving” means disparity is becoming smaller over time; “worsening” means disparity becoming larger over time. Data on all measures are not available for all groups; “n” refers to the number of measures on which the groups were compared. Totals may not add to 100% due to rounding. Time period differs by measure and includes oldest and newest years of available data.

SOURCE: Kaiser Family Foundation, based on AHRQ, National Healthcare Disparities Report, 2008, available at http://www.ahrq.gov/qual/qrdr08.htm.

Infant Mortality Rate by Race/Ethnicity,
2005

Infant deaths per 1,000 live births:

NOTES: Births are categorized according to race/ethnicity of mother.

DATA: Centers for Disease Control and Prevention/National Center for Health Statistics, National Vital Statistics System, Linked Birth/Infant Death Data Set.

SOURCE: Health, United States, 2009, Table 17.

Infant Mortality Rates for Mothers Age 20+, by Race/Ethnicity and Education, 2003-2005

NOTES: Data reported for 37 states, DC, and NYC.
DATA: Centers for Disease Control and Prevention/National Center for Health Statistics, National Vital Statistics System, Linked Birth/Infant Death Data
Set.
SOURCE: Health, United States, 2008, Table 19.

Infant deaths per 1,000 live births:

Less
than
High School

High School

College+

African American, Non-Hispanic


American Indian/Alaska Native


White, Non-Hispanic


Asian and Native Hawaiian/Pacific Islander


Hispanic



African American, Non-Hispanic


American Indian/Alaska Native


White, Non-Hispanic


Asian and Native Hawaiian/Pacific Islander


Hispanic


African American, Non-Hispanic

American Indian/Alaska Native

White, Non-Hispanic

Asian and Native Hawaiian/Pacific Islander

Hispanic

Cancer Screening Rates by Race/Ethnicity, 2005

White, Non-Hispanic

Hispanic

African-American, Non-Hispanic

Asian Only†

American Indian/Alaska Native

Two or More Races

NOTES: †Data for Native Hawaiians/Pacific Islanders do not meet the criteria for statistical reliability, data quality or confidentiality. *Data do not meet the criteria for statistical reliability, data quality or confidentiality. Age-adjusted percentages of women 40 and older who reported a mammography within the past 2 years, women 18 and older who reported a Pap test within the past 3 years, and adults 50 and older (male and female) who reported a fecal occult blood test within the past 2 years.

DATA: Centers for Disease Control and Prevention, National Center for Health Statistics, National Health Interview Survey.

SOURCE: National Healthcare Disparities Report, NHDRnet available at: http://nhdrnet.ahrq.gov/nhdr/jsp/nhdr.jsp.

Breast Cancer (Mammography)

Cervical Cancer (Pap Test)

Colon and Rectum Cancer (Fecal Occult Blood Test)

White, Non-Hispanic

Hispanic

African-American, Non-Hispanic

Asian Only†

American Indian/Alaska Native

Two or More Races

White, Non-Hispanic

Hispanic

African-American, Non-Hispanic

Asian Only†

American Indian/Alaska Native

Two or More Races


*

NOTES: Breast cancer rate is per 100,000 female population; other rates are for both genders.

DATA: Centers for Disease Control and Prevention, National Center for Health Statistics, National Vital Statistics System - Mortality.

SOURCE: National Healthcare Disparities Report, 2008, available at: http://www.ahrq.gov/qual/qrdr08.htm.

White, Non-Hispanic

Hispanic

African-American, Non-Hispanic

Asian or Pacific Islander

American Indian/Alaska Native

White, Non-Hispanic

Hispanic

African-American, Non-Hispanic

Asian or Pacific Islander

American Indian/Alaska Native

White, Non-Hispanic

Hispanic

African-American, Non-Hispanic

Asian or Pacific Islander

American Indian/Alaska Native

Breast Cancer

Lung Cancer

Colorectal Cancer

Cancer Death Rates by Race/Ethnicity, 2005

Deaths per 100,000 population:

*Researchers did not separate income from other personal socio-economic factors

**Other refers to local area demographics and health care system factors

SOURCE: Zuvekas & Taliaferro, 2003, analyzing 1998 MEPS data

White-Hispanic Gap: 15.7%*

White-African American Gap: 5.4%

Role of Health Insurance in Explaining Racial/Ethnic Gap in Having a Regular Source of Care

Death Rate due to Heart Disease by Race/Ethnicity, 2006

White,
Non- Hispanic

Hispanic

African
American

Asian and Pacific
Islander

American Indian/ Alaska Native

NOTES: Rates are age-adjusted.

DATA: Centers for Disease Control and Prevention/National Center for Health Statistics, National Vital Statistics System.

SOURCE: Health US, 2009 Table 32.

Deaths per 100,000 population:

White,
Non-Hispanic

Hispanic

African
American

Asian and Pacific Islander

American Indian/ Alaska Native

Perceptions of Disparities in Health Care

When going to a doctor or health clinic for health care services, do you think most African Americans receive the same quality of health care as whites, higher quality of care or lower quality of health care as most whites?

SOURCE: Kaiser Family Foundation, March/April 2006 Kaiser Health Poll Report Survey, April 2006 (Conducted April 2006)

Whites

Same

Higher

Lower

Don’t Know/Refused

Blacks

Hispanics

When going to a doctor or health clinic for health care services, do you think most Latinos receive the same quality of health care as whites, higher quality of care or lower quality of health care as most whites?

Whites

Blacks

Hispanics

Same

Higher

Lower

Don’t Know/Refused

Fair or Poor Health Status by Race/Ethnicity, 2007

NOTES: Respondents assessed their health status as excellent, very good, good, fair, or poor.

* The sample size for Native Hawaiian or Other Pacific Islander was not large enough for reliable estimates.

DATA: Centers for Disease Control and Prevention/National Center for Health Statistics, National Health Interview Survey.

SOURCE: Health, United States, 2009, Table 57.

Share reporting fair or poor health:

Employer-

Sponsored

Insurance

52%

Uninsured

15%

Private Non-

Group

5%

Medicare

14%

Medicaid/

Other Public

13%

Private Non-

group

5%

Uninsured

17%

Medicaid/

Other Public

18%

Employer-

sponsored

Insurance

60%

400% FPL

and Above

10%

200-399% FPL

23%

100-199% FPL

29%

<100% FPL

38%

20%

89%

45%

29%

12%

5%

42%

71%

6%

18%

29%

35%

PrivateMedicaid/PublicUninsured

12%

27%

55%

52%

19%

14%

8%

12%

UninsuredAll Nonelderly

$8,167

$9,773

$2,713

$3,997

20052010

Worker Contribution

Employer Contribution

$4,247

$9,860

$1,543

$3,515

19992009

Employer Contribution

Worker Contribution

42%

50%

69%

55%

44%

59%

13%

26%

30%

12%

28%

28%

27%

32%

21%

19%

17%

28%

14%

74%

13%

36%

41%

66%

56%

47%

48%

7%

18%

11%

12%

7%

72%

22%

21%

NSD

32%

28%

21%

19%

14%

13%

0%20%40%

31%

34%

17%

28%

33%

23%

21%

41%

45%

69%

52%

45%

57%

13%

22%

20%

14%

21%

28%

14%

73%

20%

15%

14%

15%

14%

31%

46.7%

42.1%

24.2%

26.5%

23.4%

14.0%

25.0%

24.5%

12.4%

24%

65%

41%

28%

45%

17%

35%

33%

59%

30%

18%

37%

< 100% of poverty200% + of poverty< 100% of poverty200% + of poverty

14%

21%

13%

13%

20%

14%

39%

53%

40%

31%

48%

45%

White, Non-

Hispanic

HispanicAfrican

American

American

Indian/Alaska

Native

Asian and

NHPI

Two or More

Races

InsuredUninsured

20.9%

15.2%

5.9%

21.0%

15.1%

9.1%

22.6%

17.7%

9.4%

<100% of Poverty100-199% of Poverty200% + of Poverty

White, Non-HispanicHispanicAfrican-American, Non-Hispanic

18%

35%

29%

18%

65%

47%

41%

53%

18%

18%

29%29%

Black vs. White

(n=17)

Asian and

Pacific Islander

vs. White

(n=17)

American

Indian/Alaska

Native vs.

White (n=17)

Hispanic vs.

Non-Hispanic

White (n=17)

Improving

Same

Worsening

4.9

5.6

5.8

8.1

13.6

Asian and Native

Hawaiian/Pacific

Islander

HispanicWhite, Non-

Hispanic

American

Indian/Alaska

Native

African-American,

Non-Hispanic

4.7

5.4

5.4

3.8

5.8

5.9

4.2

6.6

9.1

6.5

8.2

10.1

11.5

13.9

15.1

17.5%

83.9%

63.6%

71.2%

67.1%

12.9%

63.9%

54.0%

15.7%

80.2%

64.7%

12.1%

74.4%

58.9%

17.9%

79.1%

68.2%

12

34

15

11

26

12

25

60

34

12

22

15

17

24

56

42%

20%

17%39%

64%

2%

16%

Health InsuranceIncomeOther**Unexplained

250.0

160.9

175.2

118.9

320.6

212.5

136.3

87.3

170.2

113.2

MenWomen

38%

55%

49%

36%

62%

5%

7%

9%

3%

2%

48%

58%

26%

33%

55%

24%

8%

6%

14%

9%

6%

12%

29%

4%

8.3%

13.0%

14.1%

7.1%

17.1%

16.8%

White, Non-

Hispanic

HispanicAfrican-

American, Non-

Hispanic

Asian Only*American

Indian/Alaska

Native

Two or More

Races