POWERPOINT T!!!

Some glaring issues need to solve on an urgent basis in the American healthcare system but the one which is being pointed out more than others is affordable insurance. Due to the expensive cost nature of health insurance, millions of people tend to avoid it. and in return, they deprived themselves of the healthcare that is rightfully theirs. “The cost of health insurance and health care is rising at a pace faster than wages and inflation.” (unknown, 2020).  Due to the increasing rate of insurance, the system of healthcare is dying slowly and it is high time for the authorities to look into this matter.

For the matters sake, two simple solutions are designed to overcome the expensive insurance policies. Solution no.01 would be that the system of healthcare and health insurance must be handled by the state because it is their responsibility that they should provide affordable healthcare and affordable is not in the card then, insurance must be there. It falls within the responsibilities of state, federal and local governments to think over it and launch innovative programs. “An important reason is the US system of private health insurance. As discussed earlier, other Western nations have national systems of health care and health insurance.” (unknown, n.d.).

Without the state's support and consideration, the cost of healthcare is reaching the sky and whenever someone has tried to work over it, the system has been harsh to them. Every new government says that they will be working on the healthcare system and making it more affordable and within everyone's reach but nothing has ever happened. In an interview, PwC was recorded saying that states are developing different strategical plans to counteract the healthcare situations. "States will be taking more direct action to secure their insurance markets in 2019, even as the methods for doing so become more variate, creating challenges for regulatory compliance," PwC said.” (Siwicki, 2019). But it has been proved through time again and again that leaders don’t come with new schemes or if they do come up, then they are not as supportive as they ought to be.

Another solution would be the development of such a system where either healthcare cost is affordable or insurances are affordable. Like the plan that ex-President Obama launched, Obamacare. But critics have been harsh to this solution as well because they have not been able to change the system. "After promising for seven years and voting more than fifty times in the last four years to repeal the Affordable Care Act (ACA), the Republican majority in the House of Representatives could not agree on a replacement plan. As a consequence, the ACA – with all of its strengths and weaknesses – will continue.” (Lewis, n.d.)

 Furthermore, critics also viewed it as a system that made people lose insurance in the name of quality healthcare. "The ACA has widened the gap between providing patients the mechanism of paying for healthcare and receiving it. The ACA is applauded for increasing the number of insured, quite appropriately as that has occurred for over 20 million people. Less frequently mentioned are the 6 million who have lost their insurance.” (Center, Woods, Manchikanti & Purdue, 2017).

Therefore, it is believed that critics might be right up to some extent but years-long damaged systems cannot be corrected in a snap of fingers. It will take time, patience and some sensible talk. My solutions hold their grounds because insurance is a life-long treat that will provide the health service one plan for. Therefore, it is the responsibility of the State to develop such plans in which everyone has easy access to health insurance and affordability is the priority. What state can do is stay in connection with the legal three branches of the federal government (executive, legislative and judicial) and design a strategy in which easy access to insurance in the minimum period with the cost being moderate or less. Such innovation would be appreciated at Local, Federal and State Level of governmental institutions so normal people can enjoy the facility of medical health whenever they need.