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SocialSecuritydraftST.docxRunning Head: Social Security Draft 1
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Social Security Draft
Social Security Draft
Pasha Daniels
November 4, 2017
Everest University
General definition
Social security is generally used in reference to a safety net program by government to the people with inadequate income or no alternative income.
Definition by ILO (International Labor Organization)
The International Labor Organization (ILO) defines social security as the protection accorded to individuals and families by a society with the objective of enabling them get health care, stability income and which largely applies to the old, unemployed, sick, and injured or other vulnerable people for example pregnant women and widows (Social Security, n.d).
Definition by Friedlander
Friedlander’s definition of social security sticks closes to the one by ILO. To him, social security is a program by society designed to protect against unforeseen occurrences such sickness, the loss of an income, accidents, sickness and old age (Definition of social security- a changing concept, n.d).
Concept
Ideally, social security is a government intervention used for the purposes of societal and economic justice for certain groups in a society. It is meant to shield them from the indignity of not having basic necessities. It is a form of protection that a government offers such people (Chand, 2017). Social security is the aspect of sustaining people with little or on income by a government to save them from suffering and indignity. [How can a government program save people from indignity? What indignities are you referring to? Expand on this to clarify for your reader.]
Need for social security
A lot of unforeseen things happen to make people incapable of paying for their basic needs. One example is accidents or sickness render people incapable of working. Generally speaking, there are people in society who lack their own forms of safety nets such as health insurance to assist them. There are also old people who no longer have the energy to work or people to take care of them, which makes it necessary to have a social security program of to cover them.
Social security scope characteristics
Social assistance
Social assistance is the financial help that individuals who lack any other income get for the purposes of their basic needs. Almost all social assistance programs assess every other possible income an individual might be receiving (Social assistance program, 2017). Social assistance program has to be the only income for a person to be eligible.
Social insurance
Social insurance refers to the kinds of cover that protect people and their loved ones against any unforeseen economic disability. The cover is taken in advance and is largely an implied contractual obligation. This kind of cover is a must in America for every person who faces the risk of losing their income, notably the employed. Employees and employers make contributions to the scheme (Marmor, 2014). Social insurance is an important aspect of social security for any employee.
Similarities and difference between social assistance and social security
A similarity is that both schemes seek to assist people meet their basic needs when they have no incomes. Another similarity is that both schemes are administered by the government. The key difference is that for social protection there is no contribution by the individual being protected before they lose their incomes. [Be sure to be consistent with your terminology. You’ve just mentioned “social protection,” but before you referred to “social assistance.” Are these the same idea? Why are there different terms?] That is not so for social insurance where they individuals in question contribute towards the scheme.
Components of social security
Social security has nine components. The first being medical care, invalid and unemployment benefit, retirement benefit, work injury benefit, family benefit, maternity benefit, sickness benefit and survivor benefit (Chand, 2017). The components of social security comprehensively cover for any kind of vulnerable person in society.
Social security aims
Compensation
It is an objective that is meant to protect a person or his dependents from disaster twice such as the loss of a leg and a source of income (Chand, 2017). [How does it protect someone? What type of protection is offered? Again, provide details to clarify.]
Restoration
It is the goal that seeks to facilitate recovery of the individual to the condition they were in before the unforeseen incident that rendered them unable to earn an income (Chand, 2017).
Prevention
It is the part of social security whose objective is to prevent the likelihood of a person losing an income. Ideally, prevention initiatives for social security are aimed at enhancing the wellbeing of a people by providing resources used in treating diseases (Chand, 2017).
Human rights and social security
Every person has a right to social security. There is the Universal Declaration of Human Rights which touches on the subject in article 22 and the International Covenant on Economic Social and Cultural Rights that highlights that in article 9 (What is the human right to social security, 2017). [What does the declaration say about this topic? How might it be interpreted? How do you know that it guarantees this right to every person?] The right of a person to social security is well covered in international law.
In conclusion, social security is important in the world of today. There is little help community can accord a person who finds themselves disabled, sick or too old to work. Social security becomes vital in such scenarios. The role of social security programs should never be underestimated.
Chand, S. (2017). Social security: Concept, objective and other details. Retrieved from http://www.yourarticlelibrary.com/employee-management/social-security-concept-objective-and-other-details/35405
Definition of social security- a changing concept. (n.d). shodhganga.inflibnet.ac.in. Retrieved from http://shodhganga.inflibnet.ac.in/bitstream/10603/49070/10/10_chapter%205.pdf
Facts on social security. International Labor Organization (ILO). (n.d). ilo.org. Retrieved from http://www.ilo.org/wcmsp5/groups/public/---dgreports/---dcomm/documents/publication/wcms_067588.pdf
Marmor, Theodore. (2014). How social insurance protects Americans from growing economic risks. Retrieved from http://www.scholarsstrategynetwork.org/brief/how-social-insurance-protects-americans-growing-economic-risks
Social assistance program. Government of New Brunswick, Canada. (2017). Gnb.ca. Retrieved from http://www2.gnb.ca/content/gnb/en/services/services_renderer.10295.Social_Assistance_Program.html
What is the human right to social security? National Economic & Social Rights Initiative (NESRI). (2017). Nesri.org. Retrieved from https://www.nesri.org/programs/what-is-the-human-right-to-social-security
